메뉴 건너뛰기




Volumn 29, Issue 3, 2011, Pages 206-223

On the role of SMS for transaction confirmation with IVR telephone banking

Author keywords

Automation; Interactive devices; Mobile communications systems; Service industries; Telephone banking

Indexed keywords


EID: 79953271295     PISSN: 02652323     EISSN: None     Source Type: Journal    
DOI: 10.1108/02652321111117494     Document Type: Article
Times cited : (9)

References (61)
  • 1
    • 0035368522 scopus 로고    scopus 로고
    • Online banking: a field study of drivers, development challenges, and expectations
    • Aladwani, A.M. (2001), “Online banking: a field study of drivers, development challenges, and expectations”, International Journal of Information Management, Vol. 21 No. 3, pp. 213–25.
    • (2001) International Journal of Information Management , vol.21 , Issue.3 , pp. 213-225
    • Aladwani, A.M.1
  • 2
    • 84990321409 scopus 로고    scopus 로고
    • Strengthening the satisfaction-profit chain
    • Anderson, E.W. and Mittal, V. (2000), “Strengthening the satisfaction-profit chain”, Journal of Service Research, Vol. 3 No. 2, pp. 107–20.
    • (2000) Journal of Service Research , vol.3 , Issue.2 , pp. 107-120
    • Anderson, E.W.1    Mittal, V.2
  • 3
    • 0042513666 scopus 로고    scopus 로고
    • Cell phone banking: predictors of adoption in South Africa – an exploratory study
    • Brown, I., Cajee, Z., Davies, D. and Stroebel, S. (2003), “Cell phone banking: predictors of adoption in South Africa – an exploratory study”, International Journal of Information Management, Vol. 23 No. 5, pp. 381–94.
    • (2003) International Journal of Information Management , vol.23 , Issue.5 , pp. 381-394
    • Brown, I.1    Cajee, Z.2    Davies, D.3    Stroebel, S.4
  • 4
    • 0344219797 scopus 로고    scopus 로고
    • Technology: friend or foe to customer relationships?
    • Crosby, L.A. and Johnson, S.L. (2001), “Technology: friend or foe to customer relationships?”, Marketing Management, Vol. 10 No. 4, pp. 10–11.
    • (2001) Marketing Management , vol.10 , Issue.4 , pp. 10-11
    • Crosby, L.A.1    Johnson, S.L.2
  • 5
    • 0033210387 scopus 로고    scopus 로고
    • Impact of participative service relationships on quality, satisfaction and retention: an exploratory study
    • Ennew, C.T. and Binks, M.R. (1999), “Impact of participative service relationships on quality, satisfaction and retention: an exploratory study”, Journal of Business Research, Vol. 46 No. 2, pp. 121–32.
    • (1999) Journal of Business Research , vol.46 , Issue.2 , pp. 121-132
    • Ennew, C.T.1    Binks, M.R.2
  • 6
    • 14544292379 scopus 로고    scopus 로고
    • When fingers do the talking: a study of text messaging
    • Faulkner, X. and Culwin, F. (2005), “When fingers do the talking: a study of text messaging”, Interacting with Computers, Vol. 17, pp. 167–85.
    • (2005) Interacting with Computers , vol.17 , pp. 167-185
    • Faulkner, X.1    Culwin, F.2
  • 7
    • 84986014439 scopus 로고    scopus 로고
    • Electronic customer relationship management: revisiting the general principles of usability and resistance – an integrative implementation framework
    • Fjermestad, J. and Romano, N.C. Jr (2003), “Electronic customer relationship management: revisiting the general principles of usability and resistance – an integrative implementation framework”, Business Process Management Journal, Vol. 9 No. 5, pp. 572–91.
    • (2003) Business Process Management Journal , vol.9 , Issue.5 , pp. 572-591
    • Fjermestad, J.1    Romano, N.C.2
  • 8
    • 0001276941 scopus 로고
    • Defensive marketing strategy by customer complaint management: a theoretical analysis
    • Fornell, C. and Wernerfelt, B. (1987), “Defensive marketing strategy by customer complaint management: a theoretical analysis”, Journal of Marketing Research, Vol. 24, pp. 337–46.
    • (1987) Journal of Marketing Research , vol.24 , pp. 337-346
    • Fornell, C.1    Wernerfelt, B.2
  • 9
  • 10
    • 84900145588 scopus 로고    scopus 로고
    • Developing brand assets with wireless devices
    • in Clarke, I. III and Flatherty, T.B. (Eds), Idea Group, Hershey, PA
    • Helenius, J. and Liljander, V. (2005), “Developing brand assets with wireless devices”, in Clarke, I. III and Flatherty, T.B. (Eds), Advances in Electronic Marketing, Idea Group, Hershey, PA, pp. 176–92.
    • (2005) Advances in Electronic Marketing , pp. 176-192
    • Helenius, J.1    Liljander, V.2
  • 11
    • 84986163995 scopus 로고    scopus 로고
    • Service quality and satisfaction perceptions: curvilinear and interaction effect
    • Hooi Ting, D. (2004), “Service quality and satisfaction perceptions: curvilinear and interaction effect”, International Journal of Bank Marketing, Vol. 22 No. 6, pp. 407–20.
    • (2004) International Journal of Bank Marketing , vol.22 , Issue.6 , pp. 407-420
    • Hooi Ting, D.1
  • 12
    • 84986169702 scopus 로고    scopus 로고
    • InfoPrint Solutions Company
    • press release, available at
    • InfoPrint (2007), InfoPrint Solutions Company, Marketers Are still not Targeting Their Customers Effectively, press release, available at: www.infoprintsolutionscompany.com/internet/wwsites.nsf/vwwebpublished/ai_pr030408_marketing_survey_xn.
    • (2007) Marketers Are still not Targeting Their Customers Effectively
  • 13
    • 84986165680 scopus 로고    scopus 로고
    • Customer satisfaction and retail banking: an assessment of some of the key antecedents of customer satisfaction in retail banking
    • Jamal, A. and Naser, K. (2002), “Customer satisfaction and retail banking: an assessment of some of the key antecedents of customer satisfaction in retail banking”, International Journal of Bank Marketing, Vol. 20 No. 4&5, pp. 146–61.
    • (2002) International Journal of Bank Marketing , vol.20 , Issue.4-5 , pp. 146-161
    • Jamal, A.1    Naser, K.2
  • 14
    • 2442566323 scopus 로고    scopus 로고
    • Mobile commerce at crossroads: an international focus group study of users of mobile handheld devices and services
    • Jarvenpaa, S., Lang, K.R., Takeda, Y. and Tuunainen, V.K. (2003), “Mobile commerce at crossroads: an international focus group study of users of mobile handheld devices and services”, Communications, ACM, Vol. 46 No. 12, pp. 41–4.
    • (2003) Communications, ACM , vol.46 , Issue.12 , pp. 41-44
    • Jarvenpaa, S.1    Lang, K.R.2    Takeda, Y.3    Tuunainen, V.K.4
  • 15
    • 0036881058 scopus 로고    scopus 로고
    • Best-practice complaint management
    • Johnston, R. and Mehra, S. (2002), “Best-practice complaint management”, Academy of Management Journal, Vol. 16 No. 4, pp. 145–54.
    • (2002) Academy of Management Journal , vol.16 , Issue.4 , pp. 145-154
    • Johnston, R.1    Mehra, S.2
  • 16
    • 77954856186 scopus 로고    scopus 로고
    • Alternatives for banks to offer secure mobile payments
    • Kanniainen, L. (2010), “Alternatives for banks to offer secure mobile payments”, International Journal of Bank Marketing, Vol. 28 No. 5, pp. 433–44.
    • (2010) International Journal of Bank Marketing , vol.28 , Issue.5 , pp. 433-444
    • Kanniainen, L.1
  • 17
    • 0032024710 scopus 로고    scopus 로고
    • Designing emotional usability in customer interfaces trustworthiness of cyber-banking system interfaces
    • Kim, J. and Moon, J.Y. (1998), “Designing emotional usability in customer interfaces trustworthiness of cyber-banking system interfaces”, Interacting with Computers, Vol. 10, pp. 1–29.
    • (1998) Interacting with Computers , vol.10 , pp. 1-29
    • Kim, J.1    Moon, J.Y.2
  • 19
    • 77954851936 scopus 로고    scopus 로고
    • Predicting young consumers' take up of mobile banking services
    • Koenig-Lewis, N., Palmer, A. and Moll, A. (2010), “Predicting young consumers' take up of mobile banking services”, International Journal of Bank Marketing, Vol. 28 No. 5, pp. 410–32.
    • (2010) International Journal of Bank Marketing , vol.28 , Issue.5 , pp. 410-432
    • Koenig-Lewis, N.1    Palmer, A.2    Moll, A.3
  • 20
    • 54149116727 scopus 로고    scopus 로고
    • Older people and mobile phones: a multi-method investigation
    • Kurniawan, S. (2008), “Older people and mobile phones: a multi-method investigation”, International Journal of Human-Computer Studies, Vol. 66 No. 12, pp. 889–901.
    • (2008) International Journal of Human-Computer Studies , vol.66 , Issue.12 , pp. 889-901
    • Kurniawan, S.1
  • 21
    • 84886132226 scopus 로고
    • Measurements of computer satisfaction, literacy, and aptitudes: a review
    • LaLomia, M.J. and Sidowski, J.B. (1990), “Measurements of computer satisfaction, literacy, and aptitudes: a review”, International Journal of Human-Computer Interaction, Vol. 2 No. 3, pp. 231–53.
    • (1990) International Journal of Human-Computer Interaction , vol.2 , Issue.3 , pp. 231-253
    • LaLomia, M.J.1    Sidowski, J.B.2
  • 23
    • 0001581203 scopus 로고
    • Research methods in human-computer interaction
    • in Helenader, M. (Ed.), North-Holland, Amsterdam
    • Landauer, T.K. (1988), “Research methods in human-computer interaction”, in Helenader, M. (Ed.), Handbook of Human-Computer Interaction, North-Holland, Amsterdam, pp. 905–28.
    • (1988) Handbook of Human-Computer Interaction , pp. 905-928
    • Landauer, T.K.1
  • 24
    • 36249010925 scopus 로고    scopus 로고
    • Internet vs mobile banking: comparing customer value perceptions
    • Laukkanen, T. (2007), “Internet vs mobile banking: comparing customer value perceptions”, Business Process Management Journal, Vol. 13 No. 6, pp. 788–97.
    • (2007) Business Process Management Journal , vol.13 , Issue.6 , pp. 788-797
    • Laukkanen, T.1
  • 25
    • 84978023511 scopus 로고    scopus 로고
    • The role of information in mobile banking resistance
    • Laukkanen, T. and Kiviniemi, V. (2010), “The role of information in mobile banking resistance”, International Journal of Bank Marketing, Vol. 28 No. 5, pp. 372–88.
    • (2010) International Journal of Bank Marketing , vol.28 , Issue.5 , pp. 372-388
    • Laukkanen, T.1    Kiviniemi, V.2
  • 27
    • 70349995824 scopus 로고    scopus 로고
    • Understanding factors affecting trust in and satisfaction with mobile banking in Korea: a modified Delone and McLean's model perspective
    • Lee, K.C. and Chung, N. (2009), “Understanding factors affecting trust in and satisfaction with mobile banking in Korea: a modified Delone and McLean's model perspective”, Interacting with Computers, Vol. 21 Nos 5-6, pp. 385–92.
    • (2009) Interacting with Computers , vol.21 , Issue.5-6 , pp. 385-392
    • Lee, K.C.1    Chung, N.2
  • 29
    • 33745445914 scopus 로고    scopus 로고
    • Does relationship marketing improve customer relationship satisfaction and loyalty?
    • Leverin, A. and Liljander, V. (2006), “Does relationship marketing improve customer relationship satisfaction and loyalty?”, International Journal of Bank Marketing, Vol. 24 No. 4, pp. 232–51.
    • (2006) International Journal of Bank Marketing , vol.24 , Issue.4 , pp. 232-251
    • Leverin, A.1    Liljander, V.2
  • 30
    • 0001859044 scopus 로고
    • A technique for the measurement of attitudes
    • Likert, R. (1932), “A technique for the measurement of attitudes”, Archives of Psychology, Vol. 22 No. 140, pp. 1–55.
    • (1932) Archives of Psychology , vol.22 , Issue.140 , pp. 1-55
    • Likert, R.1
  • 32
    • 33644698125 scopus 로고    scopus 로고
    • An examination of the determinants of customer loyalty in mobile commerce contexts
    • Lin, H.-H. and Wang, Y.-S. (2006), “An examination of the determinants of customer loyalty in mobile commerce contexts”, Information and Management, Vol. 43 No. 3, pp. 271–82.
    • (2006) Information and Management , vol.43 , Issue.3 , pp. 271-282
    • Lin, H.-H.1    Wang, Y.-S.2
  • 33
    • 14644438602 scopus 로고    scopus 로고
    • Toward an understanding of the behavioral intention to use mobile banking
    • Luarn, P. and Lin, H. (2005), “Toward an understanding of the behavioral intention to use mobile banking”, Computers in Human Behavior, Vol. 21 No. 6, pp. 873–91.
    • (2005) Computers in Human Behavior , vol.21 , Issue.6 , pp. 873-891
    • Luarn, P.1    Lin, H.2
  • 34
    • 84860498972 scopus 로고    scopus 로고
    • Texting was never actually designed for the consumer market
    • available at
    • Martin, O. (2010), “Texting was never actually designed for the consumer market”, The Guardian, available at: www.guardian.co.uk/business/2010/jan/01/texting-never-designed-for-consumers.
    • (2010) The Guardian
    • Martin, O.1
  • 35
    • 79953274777 scopus 로고    scopus 로고
    • press release, 13 February, available at
    • (The) Mobile Data Association (2009), The Q4 2008 UK Mobile Report, press release, 13 February, available at: www.themda.org/mda-press-releases/the-q4-2008-uk-mobile-trends-report.php.
    • (2009) The Q4 2008 UK Mobile Report
  • 36
    • 33846277206 scopus 로고    scopus 로고
    • Marketing m-services: establishing a usage benefit typology related to mobile user characteristics
    • Mort, G.S. and Drennan, J. (2005), “Marketing m-services: establishing a usage benefit typology related to mobile user characteristics”, Database Marketing & Customer Strategy Management, Vol. 12 No. 4, pp. 327–41.
    • (2005) Database Marketing & Customer Strategy Management , vol.12 , Issue.4 , pp. 327-341
    • Mort, G.S.1    Drennan, J.2
  • 37
    • 21644450569 scopus 로고    scopus 로고
    • Mobilizing the brand. The effects of mobile services on brand relationships and the main channel use
    • Nysveen, H., Pedersen, P.E., Thorbjørnsen, H. and Berthon, P. (2005), “Mobilizing the brand. The effects of mobile services on brand relationships and the main channel use”, Journal of Service Research, Vol. 7 No. 3, pp. 257–76.
    • (2005) Journal of Service Research , vol.7 , Issue.3 , pp. 257-276
    • Nysveen, H.1    Pedersen, P.E.2    Thorbjørnsen, H.3    Berthon, P.4
  • 38
    • 84986066999 scopus 로고    scopus 로고
    • From relationships to experiences in retail financial services
    • O'Loughlin, D., Szmigin, I. and Turnball, P. (2004), “From relationships to experiences in retail financial services”, International Journal of Bank Marketing, Vol. 22 No. 7, pp. 522–39.
    • (2004) International Journal of Bank Marketing , vol.22 , Issue.7 , pp. 522-539
    • O'Loughlin, D.1    Szmigin, I.2    Turnball, P.3
  • 39
    • 34848885065 scopus 로고    scopus 로고
    • New perspective on m-commerce research
    • Okazaki, S. (2005), “New perspective on m-commerce research”, Journal of ElectroniCommerce Research, Vol. 6 No. 3, pp. 160–4.
    • (2005) Journal of ElectroniCommerce Research , vol.6 , Issue.3 , pp. 160-164
    • Okazaki, S.1
  • 40
    • 84869113607 scopus 로고    scopus 로고
    • Universal designs for mobile phones: a case study
    • Work in Progress, Quebec.
    • Ornella, P. and Stephanie, B. (2006), “Universal designs for mobile phones: a case study”, Computer Human Interaction 2006, Work in Progress, Quebec.
    • (2006) Computer Human Interaction 2006
    • Ornella, P.1    Stephanie, B.2
  • 42
    • 36148955727 scopus 로고    scopus 로고
    • A usability comparison of three alternative message formats for an SMS banking service
    • Peevers, G., Douglas, G. and Jack, M.A. (2008), “A usability comparison of three alternative message formats for an SMS banking service”, International Journal of Human-Computer Studies, Vol. 66 No. 2, pp. 113–23.
    • (2008) International Journal of Human-Computer Studies , vol.66 , Issue.2 , pp. 113-123
    • Peevers, G.1    Douglas, G.2    Jack, M.A.3
  • 43
    • 67649548008 scopus 로고    scopus 로고
    • The mediating effects of brand music and waiting time updates on customers' satisfaction with a telephone service when put on-hold
    • Peevers, G., McInnes, F., Morton, H., Matthews, A. and Jack, M.A. (2009), “The mediating effects of brand music and waiting time updates on customers' satisfaction with a telephone service when put on-hold”, International Journal of Bank Marketing, Vol. 27 Nos 2/3, pp. 202–17.
    • (2009) International Journal of Bank Marketing , vol.27 , Issue.2-3 , pp. 202-217
    • Peevers, G.1    McInnes, F.2    Morton, H.3    Matthews, A.4    Jack, M.A.5
  • 45
    • 79953274233 scopus 로고    scopus 로고
    • Turning transactions into relationships: metrics for usability in the financial services sector
    • PhD thesis, University of Edinburgh, Edinburgh.
    • Richardson, A. (2005), “Turning transactions into relationships: metrics for usability in the financial services sector”, PhD thesis, University of Edinburgh, Edinburgh.
    • (2005)
    • Richardson, A.1
  • 46
    • 77954835359 scopus 로고    scopus 로고
    • The moderating effect of gender in the adoption of mobile banking
    • Riquelme, H.E. and Rios, R.E. (2010), “The moderating effect of gender in the adoption of mobile banking”, International Journal of Bank Marketing, Vol. 28 No. 5, pp. 328–41.
    • (2010) International Journal of Bank Marketing , vol.28 , Issue.5 , pp. 328-341
    • Riquelme, H.E.1    Rios, R.E.2
  • 47
    • 84950634257 scopus 로고
    • Questionnaires as a software evaluation tool
    • ACM, New York, NY.
    • Root, R.W. and Draper, S. (1983), “Questionnaires as a software evaluation tool”, Proceedings of CHI 83, ACM, New York, NY.
    • (1983) Proceedings of CHI 83
    • Root, R.W.1    Draper, S.2
  • 48
    • 84947066193 scopus 로고    scopus 로고
    • Are you banking more on your mobile?
    • 6 February, available at
    • Rumpa, G. (2005), “Are you banking more on your mobile?”Times of India, 6 February, available at: http://timesofindia.indiatimes.com/articleshow/1013140.cms.
    • (2005) Times of India
    • Rumpa, G.1
  • 49
    • 0942267219 scopus 로고    scopus 로고
    • Integrated digital communities: combining and competition
    • Sillence, E. and Baber, C. (2004), “Integrated digital communities: combining and competition”, Interacting with Computers, Vol. 16 No. 1, pp. 93–113.
    • (2004) Interacting with Computers , vol.16 , Issue.1 , pp. 93-113
    • Sillence, E.1    Baber, C.2
  • 50
    • 84986034802 scopus 로고
    • Product differentiation and market segmentation as an alternative marketing strategies
    • Smith, W.R. (1956), “Product differentiation and market segmentation as an alternative marketing strategies”, Journal of Marketing, Vol. 21 No. 1, pp. 3–8.
    • (1956) Journal of Marketing , vol.21 , Issue.1 , pp. 3-8
    • Smith, W.R.1
  • 51
    • 0001416686 scopus 로고    scopus 로고
    • Segmentation based on customer profitability – retrospective analysis of retail bank customers bases
    • Storbaka, K. (1997), “Segmentation based on customer profitability – retrospective analysis of retail bank customers bases”, Journal of Marketing Management, Vol. 13 No. 5, pp. 479–92.
    • (1997) Journal of Marketing Management , vol.13 , Issue.5 , pp. 479-492
    • Storbaka, K.1
  • 52
    • 2442694624 scopus 로고    scopus 로고
    • Effect of trust on customer acceptance of internet banking
    • Suh, B. and Han, I. (2002), “Effect of trust on customer acceptance of internet banking”, Electronic Commerce Research and Applications, Vol. 1 No. 3, pp. 247–63.
    • (2002) Electronic Commerce Research and Applications , vol.1 , Issue.3 , pp. 247-263
    • Suh, B.1    Han, I.2
  • 55
    • 84986104119 scopus 로고    scopus 로고
    • Managing and implementing simultaneous transaction and relationship marketing
    • Walsh, S., Gilmore, A. and Carson, D. (2004), “Managing and implementing simultaneous transaction and relationship marketing”, International Journal of Bank Marketing, Vol. 22 No. 7, pp. 468–83.
    • (2004) International Journal of Bank Marketing , vol.22 , Issue.7 , pp. 468-483
    • Walsh, S.1    Gilmore, A.2    Carson, D.3
  • 56
    • 84986144217 scopus 로고    scopus 로고
    • Investigating the relationship between usability, preferences and usage intentions when banking online
    • PhD thesis, University of Edinburgh, Edinburgh.
    • Weir, C.S. (2008), “Investigating the relationship between usability, preferences and usage intentions when banking online”, PhD thesis, University of Edinburgh, Edinburgh.
    • (2008)
    • Weir, C.S.1
  • 57
    • 33646586103 scopus 로고    scopus 로고
    • On the role of metaphor and language in design of third party payments in e-banking: usability and quality
    • Weir, C.S., Anderson, J.A. and Jack, M.A. (2006), “On the role of metaphor and language in design of third party payments in e-banking: usability and quality”, International Journal of Human-Computer Studies, Vol. 64 No. 8, pp. 771–85.
    • (2006) International Journal of Human-Computer Studies , vol.64 , Issue.8 , pp. 771-785
    • Weir, C.S.1    Anderson, J.A.2    Jack, M.A.3
  • 58
    • 33846510483 scopus 로고    scopus 로고
    • Functionality and usability in design for e-statements in e-banking services
    • Weir, C.S., McKay, I. and Jack, M.A. (2007), “Functionality and usability in design for e-statements in e-banking services”, Interacting with Computers, Vol. 19 No. 2, pp. 241–56.
    • (2007) Interacting with Computers , vol.19 , Issue.2 , pp. 241-256
    • Weir, C.S.1    McKay, I.2    Jack, M.A.3
  • 59
    • 57849096551 scopus 로고    scopus 로고
    • User perceptions of security, convenience and usability for e-banking authentication tokens
    • Weir, C.S., Douglas, G., Carruthers, M. and Jack, M.A. (2009a), “User perceptions of security, convenience and usability for e-banking authentication tokens”, Journal of Computers and Security, Vol. 28 No. 1, pp. 47–62.
    • (2009) Journal of Computers and Security , vol.28 , Issue.1 , pp. 47-62
    • Weir, C.S.1    Douglas, G.2    Carruthers, M.3    Jack, M.A.4
  • 60
    • 77549083913 scopus 로고    scopus 로고
    • Usable security: user preferences for authentication methods in e-banking and the effects of experience
    • Weir, C.S., Douglas, G., Richardson, T. and Jack, M.A. (2009b), “Usable security: user preferences for authentication methods in e-banking and the effects of experience”, Interacting with Computers, Vol. 22 No. 3, pp. 153–64.
    • (2009) Interacting with Computers , vol.22 , Issue.3 , pp. 153-164
    • Weir, C.S.1    Douglas, G.2    Richardson, T.3    Jack, M.A.4
  • 61
    • 0035618144 scopus 로고    scopus 로고
    • The customer pyramid: creating and serving profitable customers
    • Zeithaml, V.A., Rust, R.T. and Lemon, K.N. (2001), “The customer pyramid: creating and serving profitable customers”, California Management Review, Vol. 43 No. 4, pp. 118–42.
    • (2001) California Management Review , vol.43 , Issue.4 , pp. 118-142
    • Zeithaml, V.A.1    Rust, R.T.2    Lemon, K.N.3


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.