메뉴 건너뛰기




Volumn 13, Issue 1, 2010, Pages 96-110

The impact of service system design and flow experience on customer satisfaction in online financial services

Author keywords

Flow experience; Online financial service; Satisfaction; Service system

Indexed keywords


EID: 75649127263     PISSN: 10946705     EISSN: 15527379     Source Type: Journal    
DOI: 10.1177/1094670509350674     Document Type: Article
Times cited : (125)

References (57)
  • 2
    • 0000744037 scopus 로고
    • Ease of Message Processing as a Moderator of Repetition Effects in Advertising
    • Anand, P. and B. Sternthal (1990), Ease of Message Processing as a Moderator of Repetition Effects in Advertising, Journal of Marketing Research, 27 (3), 345-353.
    • (1990) Journal of Marketing Research , vol.27 , Issue.3 , pp. 345-353
    • Anand, P.1    Sternthal, B.2
  • 3
    • 0037277182 scopus 로고    scopus 로고
    • E-Satisfaction and E-Loyalty: A Contingency Framework
    • Anderson, R.E. and S.S. Srinivasan (2003), E-Satisfaction and E-Loyalty: A Contingency Framework, Psychology & Marketing, 20 (2), 123-138.
    • (2003) Psychology & Marketing , vol.20 , Issue.2 , pp. 123-138
    • Anderson, R.E.1    Srinivasan, S.S.2
  • 4
    • 0041766201 scopus 로고    scopus 로고
    • Customer Satisfaction in Virtual Environments: A Study of Online Investing
    • Balasubramanian, S., P. Konana and N.M. Menon (2003), Customer Satisfaction in Virtual Environments: A Study of Online Investing, Management Science, 49 (7), 871-889.
    • (2003) Management Science , vol.49 , Issue.7 , pp. 871-889
    • Balasubramanian, S.1    Konana, P.2    Menon, N.M.3
  • 5
    • 84896930624 scopus 로고
    • Firm Resources and Sustained Competitive Advantage
    • Barney, J. (1991). Firm Resources and Sustained Competitive Advantage, Journal of Management, 17 (1), 99-120.
    • (1991) Journal of Management , vol.17 , Issue.1 , pp. 99-120
    • Barney, J.1
  • 6
    • 84948882056 scopus 로고
    • Fit Indexes, Lagrange Multipliers, Constraint Changes and Incomplete Data in Structural Models
    • Bentler, P.M. (1990), Fit Indexes, Lagrange Multipliers, Constraint Changes and Incomplete Data in Structural Models, Multivariate Behavioral Research, 25 (2), 163-172.
    • (1990) Multivariate Behavioral Research , vol.25 , Issue.2 , pp. 163-172
    • Bentler, P.M.1
  • 7
    • 33745668877 scopus 로고    scopus 로고
    • Service Clues and Customer Assessment of the Service Experience: Lesson From Marketing
    • Berry, L.L., A.E. Wall and L.P. Carbone (2006), Service Clues and Customer Assessment of the Service Experience: Lesson From Marketing, Academy of Management Perspective, 20 (2), 43-57.
    • (2006) Academy of Management Perspective , vol.20 , Issue.2 , pp. 43-57
    • Berry, L.L.1    Wall, A.E.2    Carbone, L.P.3
  • 8
    • 0001926055 scopus 로고
    • Servicescapes: The Impact of Physical Surroundings on Customers and Employees
    • Bitner, M.J. (1992), Servicescapes: The Impact of Physical Surroundings on Customers and Employees, Journal of Marketing, 56 (2), 57-71.
    • (1992) Journal of Marketing , vol.56 , Issue.2 , pp. 57-71
    • Bitner, M.J.1
  • 9
    • 0036681225 scopus 로고    scopus 로고
    • Print Versus Electronic Surveys: A Comparison of Two Data Collection Methodologies
    • Boyer, K.K., J.R. Olson, R.J. Calantone, and E.C. Jackson (2002). Print Versus Electronic Surveys: A Comparison of Two Data Collection Methodologies, Journal of Operations Management, 20 (4), 357-373.
    • (2002) Journal of Operations Management , vol.20 , Issue.4 , pp. 357-373
    • Boyer, K.K.1    Olson, J.R.2    Calantone, R.J.3    Jackson, E.C.4
  • 10
    • 0006490156 scopus 로고    scopus 로고
    • Want to Perfect Your Company's Service? Use Behavioral Science
    • Chase, R.B. and S. Dasu (2001), Want to Perfect Your Company's Service? Use Behavioral Science, Harvard Business Review, 79 (6), 78-84.
    • (2001) Harvard Business Review , vol.79 , Issue.6 , pp. 78-84
    • Chase, R.B.1    Dasu, S.2
  • 11
    • 0036740307 scopus 로고    scopus 로고
    • Measuring Switching Costs and Their Determinants in Internet Enabled Businesses: A Study of the Online Brokerage Industry
    • Chen, P. and L.M. Hitt (2002), Measuring Switching Costs and Their Determinants in Internet Enabled Businesses: A Study of the Online Brokerage Industry, Information Systems Research, 13 (3), 255-276.
    • (2002) Information Systems Research , vol.13 , Issue.3 , pp. 255-276
    • Chen, P.1    Hitt, L.M.2
  • 12
    • 0001878819 scopus 로고
    • A Paradigm or Developing Better Measures of Marketing Constructs
    • Churchill, G. (1979), A Paradigm or Developing Better Measures of Marketing Constructs, Journal of Marketing Research, 16 (1), 64-73.
    • (1979) Journal of Marketing Research , vol.16 , Issue.1 , pp. 64-73
    • Churchill, G.1
  • 13
    • 49149116092 scopus 로고
    • Computer Self-Efficacy: Development of a Measure and Initial Test
    • Compeau, D.R. and C.A. Higgins (1995), Computer Self-Efficacy: Development of a Measure and Initial Test, MIS Quarterly, 19 (2), 189-211.
    • (1995) MIS Quarterly , vol.19 , Issue.2 , pp. 189-211
    • Compeau, D.R.1    Higgins, C.A.2
  • 16
    • 33845945922 scopus 로고
    • Coefficient Alpha and the Internal Structure of Tests
    • Cronbach, L.J. (1951), Coefficient Alpha and the Internal Structure of Tests, Psychometrika, 16, 297-334.
    • (1951) Psychometrika , vol.16 , pp. 297-334
    • Cronbach, L.J.1
  • 17
    • 0034338887 scopus 로고    scopus 로고
    • The Costs and Benefits of Consuming
    • Csikszentmihalyi, M. (2000), The Costs and Benefits of Consuming, Journal of Consumer Research, 27 (2), 267-272.
    • (2000) Journal of Consumer Research , vol.27 , Issue.2 , pp. 267-272
    • Csikszentmihalyi, M.1
  • 18
    • 33744512455 scopus 로고    scopus 로고
    • Factors Affecting Web Site Visit Duration: A Cross-Domain Analysis
    • Danaher, P.J., G.W. Mullarkey, and S. Essegaier (2006), Factors Affecting Web Site Visit Duration: A Cross-Domain Analysis, Journal of Marketing Research, 43 (2), 182-194.
    • (2006) Journal of Marketing Research , vol.43 , Issue.2 , pp. 182-194
    • Danaher, P.J.1    Mullarkey, G.W.2    Essegaier, S.3
  • 19
    • 0037368865 scopus 로고    scopus 로고
    • The DeLone and McLean Model of Information Systems Success: A Ten-Year Update
    • DeLone, W.H. and E.R. McLean (2003), The DeLone and McLean Model of Information Systems Success: A Ten-Year Update, Journal of Management Information Systems, 19 (4), 9-30.
    • (2003) Journal of Management Information Systems , vol.19 , Issue.4 , pp. 9-30
    • DeLone, W.H.1    McLean, E.R.2
  • 23
    • 0000009769 scopus 로고
    • Evaluating Structural Equation Models With Unobserved Variables and Measurement Error
    • Fornell, C. and D.F. Larker, (1981), Evaluating Structural Equation Models With Unobserved Variables and Measurement Error, Journal of Marketing Research, 18 (1), 39-50.
    • (1981) Journal of Marketing Research , vol.18 , Issue.1 , pp. 39-50
    • Fornell, C.1    Larker, D.F.2
  • 24
    • 33750912608 scopus 로고    scopus 로고
    • Breaking the Trade-Off Between Efficiency and Service
    • Frei, F.X. (2006), Breaking the Trade-Off Between Efficiency and Service, Harvard Business Review, 84 (11), 92-103.
    • (2006) Harvard Business Review , vol.84 , Issue.11 , pp. 92-103
    • Frei, F.X.1
  • 25
    • 33645148471 scopus 로고    scopus 로고
    • Service Personnel, Technology, and Their Interaction in Influencing Customer Satisfaction
    • Froehle, C.M. (2006), Service Personnel, Technology, and Their Interaction in Influencing Customer Satisfaction, Decision Sciences, 37 (1), 5-38.
    • (2006) Decision Sciences , vol.37 , Issue.1 , pp. 5-38
    • Froehle, C.M.1
  • 26
    • 0001178032 scopus 로고    scopus 로고
    • Structural Equation Modeling and Regression: Guidelines for Research Practice
    • Gefen, D., D.W. Straub, and M.C. Boudreau (2000), Structural Equation Modeling and Regression: Guidelines for Research Practice, Communications of the AIS, 4 (7), 1-77.
    • (2000) Communications of the AIS , vol.4 , Issue.7 , pp. 1-77
    • Gefen, D.1    Straub, D.W.2    Boudreau, M.C.3
  • 27
    • 0000789331 scopus 로고
    • An Updated Paradigm for Scale Development Incorporating Unidimensionality and Its Assessment
    • Gerbing, D.W. and J.C. Anderson (1988), An Updated Paradigm for Scale Development Incorporating Unidimensionality and Its Assessment, Journal of Marketing Research, 25, 186-192.
    • (1988) Journal of Marketing Research , vol.25 , pp. 186-192
    • Gerbing, D.W.1    Anderson, J.C.2
  • 28
    • 84953599704 scopus 로고
    • Task Characteristics and the Experience of Optimal Flow in Human-Computer Interaction
    • Ghani, J.A. and S.D. Deshpande (1994), Task Characteristics and the Experience of Optimal Flow in Human-Computer Interaction, Journal of Psychology, 128 (4), 381-391.
    • (1994) Journal of Psychology , vol.128 , Issue.4 , pp. 381-391
    • Ghani, J.A.1    Deshpande, S.D.2
  • 29
    • 0001827668 scopus 로고    scopus 로고
    • The Contextual and Dialectical Nature of Experiences
    • in J. Fitzsimmons and M. Fitzsimmons, Eds, Thousand Oaks, CA: Sage
    • Gupta, S. and M. Vajic (1999), The Contextual and Dialectical Nature of Experiences, in J. Fitzsimmons and M. Fitzsimmons, eds, New service development: creating memorable experiences. Thousand Oaks, CA: Sage, 33-51.
    • (1999) New Service Development: Creating Memorable Experiences , pp. 33-51
    • Gupta, S.1    Vajic, M.2
  • 30
    • 0003406531 scopus 로고
    • Chicago: The University of Chicago Press
    • Harman, H.H. (1976), Modern Factor Analysis. Chicago: The University of Chicago Press.
    • (1976) Modern Factor Analysis
    • Harman, H.H.1
  • 31
    • 0043201002 scopus 로고    scopus 로고
    • Going With the Flow: Predicting Online Purchase Intentions
    • Korzaan, M.L. (2003), Going With the Flow: Predicting Online Purchase Intentions, Journal of Computer Information Systems, 43 (4), 25-31.
    • (2003) Journal of Computer Information Systems , vol.43 , Issue.4 , pp. 25-31
    • Korzaan, M.L.1
  • 32
    • 3042659942 scopus 로고    scopus 로고
    • The Role of Online Buying Experience as a Competitive Advantage: Evidence From Third-Party Ratings for e-Commerce Firms
    • Kotha, S., S. Rajgopal, and M. Venkatachalam (2004), The Role of Online Buying Experience as a Competitive Advantage: Evidence From Third-Party Ratings for e-Commerce Firms, Journal of Business, 77 (2), 109-133.
    • (2004) Journal of Business , vol.77 , Issue.2 , pp. 109-133
    • Kotha, S.1    Rajgopal, S.2    Venkatachalam, M.3
  • 33
    • 0036015968 scopus 로고    scopus 로고
    • Applying the Technology Acceptance Model and Flow Theory to Online Consumer Behavior
    • Koufaris, M. (2002), Applying the Technology Acceptance Model and Flow Theory to Online Consumer Behavior, Information Systems Research, 13 (2), 205-223.
    • (2002) Information Systems Research , vol.13 , Issue.2 , pp. 205-223
    • Koufaris, M.1
  • 34
    • 0033366416 scopus 로고    scopus 로고
    • Customer Satisfaction for Financial Services: The Role of Products, Services, and Information Technology
    • Krishnan M.S., V. Ramaswamy, M.C. Meyer, and P. Damien (1999), Customer Satisfaction for Financial Services: The Role of Products, Services, and Information Technology, Management Science, 45 (9), 1194-1209.
    • (1999) Management Science , vol.45 , Issue.9 , pp. 1194-1209
    • Krishnan, M.S.1    Ramaswamy, V.2    Meyer, M.C.3    Damien, P.4
  • 35
    • 79959405440 scopus 로고    scopus 로고
    • Employee Satisfaction, Customer Loyalty, and Financial Performance: An Empirical Examination of the Service Profit Chain in Retail Banking
    • Loveman, G. (1998), Employee Satisfaction, Customer Loyalty, and Financial Performance: An Empirical Examination of the Service Profit Chain in Retail Banking, Journal of Service Research, 1 (1), 18-31.
    • (1998) Journal of Service Research , vol.1 , Issue.1 , pp. 18-31
    • Loveman, G.1
  • 36
    • 21044449608 scopus 로고    scopus 로고
    • Antecedents of Information and System Quality: An Empirical Examination Within the Context of Data Warehousing
    • Nelson, R.R., P.A. Todd, and B.H. Wixom (2005), Antecedents of Information and System Quality: An Empirical Examination Within the Context of Data Warehousing, Journal of Management Information Systems, 21 (4), 199-235.
    • (2005) Journal of Management Information Systems , vol.21 , Issue.4 , pp. 199-235
    • Nelson, R.R.1    Todd, P.A.2    Wixom, B.H.3
  • 37
    • 0034340409 scopus 로고    scopus 로고
    • Measuring the Customer Experience in Online Environments: A Structural Modeling Approach
    • Novak, T.P., D.L. Hoffman, and Y. Yung (2000), Measuring the Customer Experience in Online Environments: A Structural Modeling Approach, Marketing Science, 19 (1), 22-42.
    • (2000) Marketing Science , vol.19 , Issue.1 , pp. 22-42
    • Novak, T.P.1    Hoffman, D.L.2    Yung, Y.3
  • 39
    • 0036015965 scopus 로고    scopus 로고
    • Web Site Usability, Design, and Performance Metrics
    • Palmer, J.W. (2002), Web Site Usability, Design, and Performance Metrics Information Systems Research, 13 (2), 151-167.
    • (2002) Information Systems Research , vol.13 , Issue.2 , pp. 151-167
    • Palmer, J.W.1
  • 40
    • 20444499779 scopus 로고    scopus 로고
    • E-S-QUAL: A Multiple-Item Scale for Assessing Electronic Service Quality
    • Parasuraman A., V. Zeithaml, and N. Malhotra (2005), E-S-QUAL: A Multiple-Item Scale for Assessing Electronic Service Quality, Journal of Service Research, 7 (3), 213-233.
    • (2005) Journal of Service Research , vol.7 , Issue.3 , pp. 213-233
    • Parasuraman, A.1    Zeithaml, V.2    Malhotra, N.3
  • 41
    • 33749347189 scopus 로고    scopus 로고
    • Understanding and Predicting Electronic Commerce Adoption: An Extension of the Theory of Planned Behavior
    • Pavlou, P.A. and M. Fygenson (2006), Understanding and Predicting Electronic Commerce Adoption: An Extension of the Theory of Planned Behavior, MIS Quarterly, 30 (1), 115-143.
    • (2006) MIS Quarterly , vol.30 , Issue.1 , pp. 115-143
    • Pavlou, P.A.1    Fygenson, M.2
  • 43
    • 0141907688 scopus 로고    scopus 로고
    • Common Method Biases in Behavioral Research: A Critical Review of the Literature and Recommended Remedies
    • Podsakoff, P.M., S.B. MacKenzie, and N.P. Podsakoff (2003), Common Method Biases in Behavioral Research: A Critical Review of the Literature and Recommended Remedies, Journal of Applied Psychology, 88 (5), 879-903.
    • (2003) Journal of Applied Psychology , vol.88 , Issue.5 , pp. 879-903
    • Podsakoff, P.M.1    MacKenzie, S.B.2    Podsakoff, N.P.3
  • 44
    • 20444439183 scopus 로고    scopus 로고
    • Ability of Experience Design Elements to Elicit Emotions and Loyalty Behaviors
    • Pullman, M.E. and M.A. Gross (2004), Ability of Experience Design Elements to Elicit Emotions and Loyalty Behaviors, Decision Sciences, 35 (3), 551-578.
    • (2004) Decision Sciences , vol.35 , Issue.3 , pp. 551-578
    • Pullman, M.E.1    Gross, M.A.2
  • 45
    • 0002229547 scopus 로고    scopus 로고
    • The Internet and International Marketing
    • Quelch, J.A. and L.R. Klein (1996), The Internet and International Marketing, Sloan Management Review, 37 (3), 60-75.
    • (1996) Sloan Management Review , vol.37 , Issue.3 , pp. 60-75
    • Quelch, J.A.1    Klein, L.R.2
  • 46
    • 0000258945 scopus 로고
    • Strategic Determinants of Service Quality and Performance: Evidence From the Banking Industry
    • Roth, A.V. and W.E. Jackson (1995), Strategic Determinants of Service Quality and Performance: Evidence From the Banking Industry, Management Science, 41 (11), 1720-1733.
    • (1995) Management Science , vol.41 , Issue.11 , pp. 1720-1733
    • Roth, A.V.1    Jackson, W.E.2
  • 47
    • 1342274196 scopus 로고    scopus 로고
    • Insights Into Service Operations Management: A Research Agenda
    • Roth, A.V. and L.J. Menor (2003), Insights Into Service Operations Management: A Research Agenda, Production and Operations Management, 12 (2), 145-164.
    • (2003) Production and Operations Management , vol.12 , Issue.2 , pp. 145-164
    • Roth, A.V.1    Menor, L.J.2
  • 49
    • 20444499418 scopus 로고    scopus 로고
    • Service Businesses and Productivity
    • Schmenner, R.W. (2004), Service Businesses and Productivity, Decision Sciences, 35 (3), 333-347.
    • (2004) Decision Sciences , vol.35 , Issue.3 , pp. 333-347
    • Schmenner, R.W.1
  • 50
    • 27844602022 scopus 로고    scopus 로고
    • Harnessing the Power of Interactivity: Implications for Consumer Behavior in Online Environments
    • Schlosser, A. (2000), Harnessing the Power of Interactivity: Implications for Consumer Behavior in Online Environments, Advances in Consumer Research, 27 (1), 79-79.
    • (2000) Advances in Consumer Research , vol.27 , Issue.1 , pp. 79-79
    • Schlosser, A.1
  • 51
    • 33846407218 scopus 로고    scopus 로고
    • Empirical Research on the Resource-Based View of the Firm: An Assessment and Suggestions for Future Research
    • Scott N.L. (2007). Empirical Research on the Resource-Based View of the Firm: An Assessment and Suggestions for Future Research, Strategic Management Journal, 28, 121-146.
    • (2007) Strategic Management Journal , vol.28 , pp. 121-146
    • Scott, N.L.1
  • 52
    • 84985084394 scopus 로고
    • Defining Virtual Reality: Dimensions Determining Telepresence
    • Steuer, J. (1992), Defining Virtual Reality: Dimensions Determining Telepresence, Journal of Communication, 42, 73-93.
    • (1992) Journal of Communication , vol.42 , pp. 73-93
    • Steuer, J.1
  • 53
    • 84990381069 scopus 로고    scopus 로고
    • Service Encounters as a Sequence of Events: The Importance of Peak Experiences
    • Verhoef, P.C., G. Antonides, and A.N. de Hoog (2004), Service Encounters as a Sequence of Events: The Importance of Peak Experiences, Journal of Service Research, 7 (1), 53-64.
    • (2004) Journal of Service Research , vol.7 , Issue.1 , pp. 53-64
    • Verhoef, P.C.1    Antonides, G.2    de Hoog, A.N.3
  • 55
    • 18944367029 scopus 로고    scopus 로고
    • A Theoretical Integration of User Satisfaction and Technology Acceptance
    • Wixom, B.H. and P.A. Todd (2005), A Theoretical Integration of User Satisfaction and Technology Acceptance, Information System Research, 16 (1), 85-102.
    • (2005) Information System Research , vol.16 , Issue.1 , pp. 85-102
    • Wixom, B.H.1    Todd, P.A.2
  • 56
    • 0038119511 scopus 로고    scopus 로고
    • ETailQ: Dimensionalizing, Measuring and Predicting e-Tail Quality
    • Wolfinbarger, M. and M.C. Gilly (2003), eTailQ: Dimensionalizing, Measuring and Predicting e-Tail Quality, Journal of Retailing, 79 (3), 183-197.
    • (2003) Journal of Retailing , vol.79 , Issue.3 , pp. 183-197
    • Wolfinbarger, M.1    Gilly, M.C.2
  • 57
    • 0036385877 scopus 로고    scopus 로고
    • Effects of Interruptions on Consumer Online Decision Processes
    • Xia, L. and D. Sudharshan (2002), Effects of Interruptions on Consumer Online Decision Processes, Journal of Consumer Psychology, 12 (3), 265-280.
    • (2002) Journal of Consumer Psychology , vol.12 , Issue.3 , pp. 265-280
    • Xia, L.1    Sudharshan, D.2


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.