Concern with immediate consequences magnifies the impact of compulsive buying tendencies on college students' credit card debt

Journal of Consumer Affairs

Volumn 44, Issue 1, 2010, Pages 155-178

  Joireman, Jeff ^a   Kees, Jeremy ^b   Sprott D , ^a  

^a WASHINGTON STATE UNIVERSITY   (United States)

^b VILLANOVA UNIVERSITY   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 77951226833     PISSN: 00220078     EISSN: 17456606     Source Type: Journal    
DOI: 10.1111/j.1745-6606.2010.01161.x     Document Type: Article

References (49)

1. Baron Reuben M, Kenny David A. The Moderator-Mediator Variable Distinction in Social Psychological Research: Conceptual, Strategic and Statistical Considerations. Journal of Personality and Social Psychology 1986, 51:1173-1182.
2. Bearden William O, Money R Bruce, Nevins Jennifer L. A Measure of Long-Term Orientation: Development and Validation. Journal of the Academy of Marketing Science 2006, 34:456-467. (October):
3. Bernthal Matthew J, Crockett David, Rose Randall L. Credit Cards as Lifestyle Facilitators. Journal of Consumer Research 2005, 32:130-145.
4. Billieux Jothomampersand, Rochat Lucien, Rebetez Marie My Lien, van der Linden Martial. Are All Facets of Impulsivity Related to Self-Reported Compulsive Behavior? Personality and Individual Differences 2008, 44:1432-1442.
5. 1999, www.consumerfed.org/pdfs/ccstudent.pdf, Consumer Federation of America, Credit Card Debt Imposes Huge Costs on Many College Students.
6. d'Astous Alain. An Inquiry Into the Compulsive Side of " Normal" Consumers. Journal of Consumer Policy 1990, 13:15-31. (March):
7. DeSarbo Wayne S, Edwards Elizabeth A. Typologies of Compulsive Buying Behavior: A Constrained Clusterwise Regression Approach. Journal of Consumer Psychology 1996, 5:231-262.
8. Dorr Nancy, Krueckeberg Sarah, Strathman Alan, Wood Mark D. Psychosocial Correlates of Voluntary HIV Antibody Testing in College Students. AIDS Education and Prevention 1999, 11:14-27.
9. Drentea Patricia. Age, Debt, and Anxiety. Journal of Health and Social Behavior 2000, 41:437-450.
10. Drentea Patricia, Lavrakas Paul J. Over the Limit: The Association Among Health, Race and Debt. Social Science and Medicine 2000, 50:517-529.
11. Elliehausen Gregory, Lundquist E Christopher, Staten Michael E. The Impact of Credit Counseling on Subsequent Borrower Behavior. Journal of Consumer Affairs 2007, 41:1-28. (Summer):
12. Faber Ronald J. Self-control and Compulsive Buying. Psychology and Consumer Culture: The Struggle for a Good Life in a Materialistic World 2004, Kasser TimKanner Allen D. In, edited by, Washington, DC, American Psychological Association
13. Faber Ronald J, O'Guinn Thomas C. A Clinical Screener for Compulsive Buying. Journal of Consumer Research 1992, 19:459-469.
14. Faber RJ, O'Guinn Thomas C, Krych Raymond. Compulsive Consumption. Advances in Consumer Research 1987, 14:132-135.
15. Faber Ronald J, Vohs Kathleen D. To Buy or Not to Buy? Self-Control and Self-Regulatory Failure in Purchase Behavior. Handbook of Self-Regulation: Research, Theory, and Applications 2004, Baumeister Roy F, Vohs Kathleen D. In, edited by, New York, Guilford Press
16. Frost Randy O, Kim Hyo-Jin, Morris Claire, Bloss Cinnamon, Murray-Close Marta, Steketee Gail. Hoarding, Compulsive Buying and Reasons for Saving. Behavior Research and Therapy 1998, 36:657-664.
17. Grable John E, Park Joo-Yung, Joo So-Hyun. Explaining Financial Management Behavior for Koreans Living in the United States. Journal of Consumer Affairs 2009, 43:80-107. (Spring):
18. Howlett Elizabeth, Kees Jeremy, Kemp Elyria. The Role of Self-Regulation, Future Orientation, and Financial Knowledge in Long-Term Financial Decisions. Journal of Consumer Affairs 2008, 42:223-424. (Summer):
19. Joireman Jeffrey A. Additional Evidence for Validity of the Consideration of Future Consequences Scale in an Academic Setting. Psychological Reports 1999, 84:1171-1172.
20. Joireman Jeff, Anderson Jonathan, Strathman Alan. The Aggression Paradox: Understanding Links Among Aggression, Sensation Seeking, and the Consideration of Future Consequences. Journal of Personality and Social Psychology 2003, 84:1287-1302.
21. Joireman Jeff, Balliet Daniel, Sprott David, Spangenberg Eric, Schultz Jenifer. Consideration of Future Consequences, Ego-Depletion, and Self-Control: Support for Distinguishing Between CFC-Immediate and CFC-Future Sub-Scales. Personality and Individual Differences 2008, 48:15-21.
22. Joireman Jeff, Sprott David, Spangenberg Eric. Fiscal Responsibility and the Consideration of Future Consequences. Personality and Individual Differences 2005, 39:1159-1168.
23. Joireman Jeff, Strathman Alan, Balliet Daniel. Considering Future Consequences: An Integrative Model. Judgments Over Time: The Interplay of Thoughts, Feelings, and Behaviors 2006, 82-99. Sanna Lawrence J, Chang Edward C, In, edited by, Oxford, Oxford University Press
24. Joireman Jeff, Werner Nicole E, Kwon Paul. A Longitudinal Study on the Cycle of Aggression: When the World Fights back Against Bored and Disinhibited Sensation Seekers. 2007, Unpublished manuscript, Washington State University.
25. Kwak Hyokjin, Zinkhan George M, DeLorme Denise E, Larsen Trina. Revising Normative Influences on Impulsive Buying Behavior and an Extension to Compulsive Buying Behavior: A Case From South Korea. Journal of International Consumer Marketing 2006, 18:57-80. (September):
26. Lyons AC, Rachlis Mitchell, Scherpf Erik. What's in a Score? Differences in Consumers' Credit Knowledge Using OLS and Quantile Regressions. Journal of Consumer Affairs 2007, 41:223-249. (Winter):
27. Mansfield Phylis M, Pinto Mary Beth. Consumer Vulnerability and Credit Card Knowledge Among Developmentally Disabled Citizens. Journal of Consumer Affairs 2008, 42:425-438. (Fall):
28. Mowen John C, Spears Nancy. Understanding Compulsive Buying Among College Students: A Hierarchical Approach. Journal of Consumer Psychology 1999, 8(4):407-430.
29. Nellie Mae. 2005, www.nelliemae.com/library/research_12.html, Undergraduate Students and Credit Cards 2004: An Analysis of Usage Rates and Trends.
30. Nenkov Gergana Y, Inman J Jeffrey, Hulland John. Considering the Future: The Conceptualization and Measurement of Elaboration on Potential Outcomes. Journal of Consumer Research 2008, 35:126-141.
31. Norum Pamela S. Student Internet Purchases. Family and Consumer Sciences Research Journal 2008a, 36:373-388. (June):
32. Norum Pamela S. The Role of Time Preference and Credit Card Usage in Compulsive Buying Behaviour. International Journal of Consumer Studies 2008b, 32:269-275.
33. O'Guinn Thomas C, Faber Ronald J. Compulsive Buying: A Phenomenological Exploration. Journal of Consumer Research 1989, 16:147-157.
34. Park Hye-Jung, Burns Leslie D. Fashion Orientation, Credit Card Use, and Compulsive Buying. Journal of Consumer Marketing 2005, 22:135-141.
35. Perry Vanessa G, Morris Marlene D. Who Is in Control? The Role of Self-Perception, Knowledge, and Income in Explaining Consumer Financial Behavior. Journal of Consumer Affairs 2005, 39:299-313. (Winter):
36. Peters Brandon R, Joireman Jeff, Ridgway Richard L. Individual Differences in the Consideration of Future Consequences Scale Correlate with Sleep Habits, Sleep Quality, and GPA in University Students. Psychological Reports 2005, 96:817-824.
37. Petrocelli John V. Factor Validation of the Consideration of Future Consequences Scale. Journal of Social Psychology 2003, 143:404-413.
38. Prendergast Gerard P, Poon Derek TY, Tsang Alex SL, Fan Ting Y. Predicting Premium Proneness. Journal of Advertising Research 2008, 48:287-296. (June):
39. Ridgway Nancy M, Kukar-Kinney Monkia, Monroe Kent B. An Expanded Conceptualization and a New Measure of Compulsive Buying. Journal of Consumer Research 2008, 35:622-639.
40. Roberts James A. Compulsive Buying Among College Students: An Investigation of Its Antecedents, Consequences, and Implications for Public Policy. Journal of Consumer Affairs 1998, 32:295-319. (Winter):
41. Roberts James A, Jones Eli. Money Attitudes, Credit Card Use, and Compulsive Buying Among American College Students. Journal of Consumer Affairs 2001, 32:213-240. (Winter):
42. Roberts James A, Manolis Chris, Tanner John F (Jeff). Family Structure, Materialism, and Compulsive Buying: A Reinquiry and Extension. Journal of the Academy of Marketing Science 2003, 31:300-311. (July):
43. Rose Paul. Mediators of the Association Between Narcissism and Compulsive Buying: The Roles of Materialism and Impulse Control. Psychology of Addictive Behaviors 2007, 21(4):576-581.
44. Sobel Michael E. Asymptotic Confidence Intervals for Indirect Effects in Structural Models. Sociological Methodology 1982, 290-312. Leinhardt S. In, edited by, San Francisco, Jossey-Bass
45. Strathman Alan, Gleicher Faith, Boninger David S, Edwards C Scott. The Consideration of Future Consequences: Weighing Immediate and Distant Outcomes of Behavior. Journal of Personality and Social Psychology 1994, 66:742-752.
46. Wang Chih-Chien, Yang Hui-Wen. Passion for Online Shopping: The Influence of Personality and Compulsive Buying. Social Behavior and Personality 2008, 36:693-706. (June):
47. Yurchisin Jennifer, Johnson Kim KP. Compulsive Buying Behavior and its relationship to Perceived Social Status Associated with Buying, Materialism, Self-Esteem, and Apparel-Product Involvement. Family and Consumer Sciences Research Journal 2004, 32:291-314. (March):
48. Zhao Guangzhi, Pechmann Cornelia. The Impact of Regulatory Focus on Adolescents' Response to Antismoking Advertising Campaigns. Journal of Marketing Research 2007, 44:671-689.
49. Zimbardo P G, Boyd J N. Putting time in perspective: A valid, reliable individual differences metric. Journal of Personality and Social Psychology 1999, 77:1271-1288.