The effects of offering health plan choice within employment-based purchasing groups

Journal of Risk and Insurance

Volumn 77, Issue 1, 2010, Pages 105-127

  Bundorf, M Kate ^a  

^a STANFORD UNIVERSITY SCHOOL OF MEDICINE   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 77949300667     PISSN: 00224367     EISSN: 15396975     Source Type: Journal    
DOI: 10.1111/j.1539-6975.2009.01338.x     Document Type: Article

References (36)

1. Bradford W D. Efficiency in Employment-Based Health Insurance: The Potential for Supra-Marginal Cost Pricing. Economic Inquiry 1996, 34(2):341-356.
2. Bradford W D, Mobley L R. Employment-Based Health Insurance and the Effectiveness of Intrafirm Compeition Between Insurance Providers. Southern Economic Journal 2004, 70(4):1012-1029.
3. Bundorf M K. Employee Demand for Health Insurance and Employer Health Plan Choices. Journal of Health Economics 2002, 21:65-88.
4. Cantor J C, Long S H, Marquis M S. Private Employment-Based Health Insurance in Ten States. Health Affairs 1995, 14(2):199-211.
5. Chernew M E, Frick K D. The Impact of Managed Care on the Existence of Equilibrium in Health Insurance Markets. Journal of Health Economics 1999, 18:573-592.
6. Cutler D M, Reber S. Paying for Health Insurance: The Tradeoff Between Competition and Adverse Selection. Quarterly Journal of Economics 1998, 113(2):433-466.
7. Frontiers in Health Policy Research: Adverse Selection in Health Insurance 1998, Cutler D MZeckhauser R J. eds., Cambridge, MA, MIT Press
8. Danzon P M. Mandated Employment-Based Health Insurance: Incidence and Efficiency Effects. 1989
9. DeNavas-Walt C, Proctor B D, Lee C H. Income, Poverty, and Health Insurance Coverage in the United States: 2003. Current Population Reports 2004, Washington, DC, U.S. Census Bureau
10. Dranove D, Spier K E, Baker L. Competition Among Employers Offering Health Insurance. Journal of Health Economics 2000, 19(1):121.
11. Ellis R P. Employee Choice of Health Insurance. Review of Economics and Statistics 1989, 71(2):215-223.
12. Encinosa W E, Selden T M. Designing Employer Health Benefits for a Heterogeneous Workforce: Risk Adjustment and Its Alternatives. Inquiry 2001, 38:270-279.
13. Enthoven A, Kronick R. A Consumer-Choice Health Plan for the 1990s: Universal Health Insurance in a System Designed to Promote Quality and Economy. New England Journal of Medicine 1989, 320(1):29-37.
14. Feldman R, Dowd B. Risk Segmentation: Goal or Problem?. Journal of Health Economics 2000, 19:499-512.
15. Feldman R, Dowd B, Gifford G. The Effect of HMOs on Premiums in Employment-Based Health Plans. Health Services Research 1993, 27(6):779-811.
16. Gabel J R. Job-Based Health Insurance, 1977-1998: The Accidental System Under Scrutiny. Health Affairs 1999, 18(6):62-74.
17. Goldstein G S, Pauly M V. Group Health Insurance as a Local Public Good. The Role of Health Insurance in the Health Services Sector 1976, 73-110. Rosett R N, . in, ed., New York, National Bureau of Economic Research
18. Gruber J. Health Insurance and the Labor Market. Handbook of Health Economics 2000, 645-700. Cuyler A JNewhouse J P. in, eds., Amsterdam, Elsevier
19. Gruber J, Lettau M. How Elastic Is the Firms's Demand for Health Insurance?. Journal of Public Economics 2004, 88(7):1273-1294.
20. Gruber J, Poterba J. Fundamental Tax Reform and Employer-Provided Health Insurance. Economic Effects of Fundamental Tax Reform 1996, 125-170. Aaron H J, Gale W G. in, eds., Washington, DC, Brookings Institution Press
21. Hellinger F J. Selection Bias in HMOs and PPOs: A Review of the Evidence. Inquiry 1995, 32(2):135-142.
22. Levy H. Who Pays for Health Insurance? Employee Contributions to Health Insurance Premiums. 1997, Working Paper No. 777, Princeton University
23. Long S H, Marquis M S. Robert Wood Johnson Foundation Employer Health Insurance Survey, 1993 [Computer file] 1997, Ann Arbor, MI, ICPSR
24. Long S H, Marquis M S. How Widespread Is Managed Competition?. Data Bulletin 1998, Washington, DC, Center for Studying Health System Change
25. Ma Y-L, Browne M. Subsidization and Choice in the Group Health Insurance Market. Journal of Risk and Insurance 2005, 72(3):413-439.
26. Miller N H. Pricing Health Benefits: A Cost-Minimization Approach. Journal of Health Economics 2005, 24:931-949.
27. Moran J R, Chernew M E, Hirth R A. Preference Diversity and the Breadth of Employee Health Insurance Options. Health Services Research 2001, 36(5):911-934.
28. Pauly M V. Taxation, Health Insurance and Market Failure. Journal of Economic Literature 1986, 24(June):629-675.
29. Pauly M V, Herring B. An Efficient Employer Strategy for Dealing With Adverse Selection in Multiple-Plan Offerings: An MSA Example. Journal of Health Economics 2000, 19(4):513-528.
30. Pauly M V, Mitchell O, Zeng Y. Death Spiral or Euthanasia? The Demise of Generous Group Health Insurance Coverage. Inquiry 2007-2008, 44(4):412-427.
31. Polsky D, Stein R, Nicholson S, Bundorf M K. Employer Health Insurance Offerings and Enrollment Decisions. Health Services Research 2005, 40(5):1259.
32. Rothschild M, Stiglitz J. Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information. Quarterly Journal of Economics 1976, 90:629-49.
33. Royalty A B. Estimating Workers' Marginal Valuation of Employer Health Benefits: Would Insured Workers Prefer More Health Insurance or Higher Wages?. Journal of Health Economics 2008, 27(1):89-105.
34. Summers L H. Some Simple Economics of Mandated Benefits. American Economic Review 1989, 79(2):177-183.
35. Vistnes J P, Cooper P F, Vistnes G. Employer Contribution Methods and Health Insurance Premiums: Does Managed Competition Work?. International Journal of Health Care Finance and Economics 2001, 1:159-187.
36. White H. A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity. Econometrica 1980, 48(4):817-838.