메뉴 건너뛰기




Volumn 24, Issue 1, 2010, Pages 42-60

The youth market for internet banking services: Perceptions, attitude and behaviour

Author keywords

Customer satisfaction; Customer services quality; Market segmentation; United Kingdom; Virtual banking; Young adults

Indexed keywords


EID: 76549099620     PISSN: 08876045     EISSN: None     Source Type: Journal    
DOI: 10.1108/08876041011017880     Document Type: Article
Times cited : (93)

References (87)
  • 2
    • 0001991024 scopus 로고
    • A conjoint investigation of the relative importance of risk relieves in direct marketing
    • August/September
    • Akaah, I.P. and Korgaonkar, P. (1988), "A conjoint investigation of the relative importance of risk relieves in direct marketing" in Journal of Advertising Research, August/September, pp. 34-44.
    • (1988) Journal of Advertising Research , pp. 34-44
    • Akaah, I.P.1    Korgaonkar, P.2
  • 3
    • 33745440109 scopus 로고    scopus 로고
    • Market segmentation in the indonesian banking sector: The relationship between demographics and desired customer benefits
    • Alfans, L. and Sargeant, A. (2000), "Market segmentation in the indonesian banking sector: the relationship between demographics and desired customer benefits" in International Journal of Bank Marketing, Vol. 18, No. 2, pp. 64-74.
    • (2000) International Journal of Bank Marketing , vol.18 , Issue.2 , pp. 64-74
    • Alfans, L.1    Sargeant, A.2
  • 4
    • 0017472917 scopus 로고
    • Self-efficacy: Toward a unifying theory of behavioral change
    • Bandura, A. (1977), "Self-efficacy: toward a unifying theory of behavioral change" in Psychological Review, Vol. 84, No. 2, pp. 191-215.
    • (1977) Psychological Review , vol.84 , Issue.2 , pp. 191-215
    • Bandura, A.1
  • 5
    • 33746878674 scopus 로고
    • Self-efficacy mechanism in human agency
    • Bandura, A. (1982), "Self-efficacy mechanism in human agency" in American Psychologist, Vol. 37, No. 2, pp. 122-47.
    • (1982) American Psychologist , vol.37 , Issue.2 , pp. 122-147
    • Bandura, A.1
  • 11
    • 0002653803 scopus 로고
    • Consumer behavior as risk taking dynamic marketing for a changing world
    • Bauer, R.A. (1964), "Consumer behavior as risk taking dynamic marketing for a changing world" in American Marketing Association Proceedings, pp. 389-98.
    • (1964) American Marketing Association Proceedings , pp. 389-398
    • Bauer, R.A.1
  • 12
    • 0001936395 scopus 로고    scopus 로고
    • Listening to the customer: The concept of a service-quality information system
    • Berry, L.L. and Parasuraman, A. (1997), "Listening to the customer: the concept of a service-quality information system" in Sloan Management Review, Spring, pp. 65-76.
    • (1997) Sloan Management Review , Issue.Spring , pp. 65-76
    • Berry, L.L.1    Parasuraman, A.2
  • 13
    • 84986155804 scopus 로고    scopus 로고
    • Investing drives of bank loyalty: The complex relationship between image, service quality and satisfaction
    • Bloemer, J., Ruyter, K.D. and Peters, P. (1998), "Investing drives of bank loyalty: the complex relationship between image, service quality and satisfaction" in International Journal of Bank Marketing, Vol. 10, No. 7, pp. 276-86.
    • (1998) International Journal of Bank Marketing , vol.10 , Issue.7 , pp. 276-286
    • Bloemer, J.1    Ruyter, K.D.2    Peters, P.3
  • 15
    • 29144451408 scopus 로고    scopus 로고
    • Longitudinal tracer studies: Research methodology of the middle range
    • Chau, V.S. and Witcher, B.J. (2005), "Longitudinal tracer studies: research methodology of the middle range" in British Journal of Management, Vol. 16, No. 4, pp. 343-55.
    • (2005) British Journal of Management , vol.16 , Issue.4 , pp. 343-355
    • Chau, V.S.1    Witcher, B.J.2
  • 16
    • 0001878819 scopus 로고
    • A paradigm for developing better measures of marketing constructs
    • Churchill, G.A. Jr (1979), "A paradigm for developing better measures of marketing constructs" in Journal of Marketing Research, Vol. 16, No. 1, pp. 64-73.
    • (1979) Journal of Marketing Research , vol.16 , Issue.1 , pp. 64-73
    • Churchill Jr., G.A.1
  • 18
    • 84979188687 scopus 로고
    • The nature of the firm
    • Coase, R.H. (1937), "The nature of the firm" in Economica, Vol. 4, No. 16, pp. 389-405.
    • (1937) Economica , vol.4 , Issue.16 , pp. 389-405
    • Coase, R.H.1
  • 19
    • 49149116092 scopus 로고
    • Computer self-efficacy: Development of a measure and initial test
    • Compeau, D.R. and Higgins, C.A. (1995), "Computer self-efficacy: development of a measure and initial test" in MIS Quarterly, Vol. 19, No. 2, pp. 189-211.
    • (1995) MIS Quarterly , vol.19 , Issue.2 , pp. 189-211
    • Compeau, D.R.1    Higgins, C.A.2
  • 21
    • 0042888186 scopus 로고
    • Perceived risk and consumer decision making: The case of telephone shopping
    • Cox, D.F. and Rich, S.U. (1964), "Perceived risk and consumer decision making: the case of telephone shopping" in Journal of Marketing Research, Vol. 1, No. 4, pp. 32-9.
    • (1964) Journal of Marketing Research , vol.1 , Issue.4 , pp. 32-39
    • Cox, D.F.1    Rich, S.U.2
  • 22
    • 84986076182 scopus 로고    scopus 로고
    • Service quality and e-commerce: An exploratory analysis
    • Cox, J. and Dale, B.G. (2001), "Service quality and e-commerce: an exploratory analysis" in Managing Service Quality, Vol. 11, No. 2, pp. 121-31.
    • (2001) Managing Service Quality , vol.11 , Issue.2 , pp. 121-131
    • Cox, J.1    Dale, B.G.2
  • 24
    • 0002381637 scopus 로고
    • Measuring service quality: A reexamination and extension
    • Cronin, J.J. and Taylor, S.A. (1992), "Measuring service quality: a reexamination and extension" in Journal of Marketing, Vol. 56, July, pp. 55-68.
    • (1992) Journal of Marketing , vol.56 , Issue.July , pp. 55-68
    • Cronin, J.J.1    Taylor, S.A.2
  • 25
    • 76549087553 scopus 로고    scopus 로고
    • Dale, B.G. (Ed.), Basil Blackwell, Oxford, 3rd ed
    • Dale, B.G. (Ed.) (1999), Managing Quality, 3rd ed., Basil Blackwell, Oxford.
    • (1999) Managing Quality
  • 26
    • 55249087535 scopus 로고
    • Perceived usefulness, perceived ease of use, and user acceptance of information technology
    • Davis, F.D. (1989), "Perceived usefulness, perceived ease of use, and user acceptance of information technology" in MIS Quarterly, Vol. 13, No. 3, pp. 319-39.
    • (1989) MIS Quarterly , vol.13 , Issue.3 , pp. 319-339
    • Davis, F.D.1
  • 27
    • 84936823933 scopus 로고
    • User acceptance of computer technology: A comparison of two theoretical models
    • Davis, F.D., Bagozzi, R.P. and Warshaw, P.R. (1989), "User acceptance of computer technology: a comparison of two theoretical models" in Management Science, Vol. 35, August, pp. 982-1003.
    • (1989) Management Science , vol.35 , Issue.August , pp. 982-1003
    • Davis, F.D.1    Bagozzi, R.P.2    Warshaw, P.R.3
  • 28
    • 0030196246 scopus 로고    scopus 로고
    • A critical assessment of potential measurement biases in the technology acceptance model: Three experiments
    • Davis, F.D. and Venkatesh, V. (1996), "A critical assessment of potential measurement biases in the technology acceptance model: three experiments" in International Journal of Human-Computer Studies, Vol. 45, No. 1, pp. 19-45.
    • (1996) International Journal of Human-Computer Studies , vol.45 , Issue.1 , pp. 19-45
    • Davis, F.D.1    Venkatesh, V.2
  • 29
    • 84986064611 scopus 로고    scopus 로고
    • Barclays life customer satisfaction and loyalty tracking survey: A demonstration of customer loyalty research in practice
    • Draker, C., Gwynne, A. and Waite, N. (1998), "Barclays life customer satisfaction and loyalty tracking survey: a demonstration of customer loyalty research in practice" in International Journal of Bank Marketing, Vol. 16, No. 7, pp. 287-92.
    • (1998) International Journal of Bank Marketing , vol.16 , Issue.7 , pp. 287-292
    • Draker, C.1    Gwynne, A.2    Waite, N.3
  • 30
    • 0008982344 scopus 로고
    • Perceived risk in mail-order and retail store buying
    • Engel, J.F. and Blackwell, R.D. (1970), "Perceived risk in mail-order and retail store buying" in Journal of Marketing Research, Vol. 7, August, pp. 49-58.
    • (1970) Journal of Marketing Research , vol.7 , Issue.August , pp. 49-58
    • Engel, J.F.1    Blackwell, R.D.2
  • 32
    • 33745207326 scopus 로고    scopus 로고
    • Why consumers are not using internet banking: A qualitative study
    • Gerrard, P., Cunningham, J.B. and Devlin, J.F. (2006), "Why consumers are not using internet banking: a qualitative study" in Journal of Services Marketing, Vol. 20, No. 3, pp. 160-8.
    • (2006) Journal of Services Marketing , vol.20 , Issue.3 , pp. 160-168
    • Gerrard, P.1    Cunningham, J.B.2    Devlin, J.F.3
  • 33
    • 0002810734 scopus 로고
    • Rating scales and information recovery: How many scales and response categories to use?
    • Green, P.E. and Rao, V.R. (1970), "Rating scales and information recovery: how many scales and response categories to use?" in Journal of Marketing, Vol. 34, No. 3, pp. 33-9.
    • (1970) Journal of Marketing , vol.34 , Issue.3 , pp. 33-39
    • Green, P.E.1    Rao, V.R.2
  • 36
    • 0010815469 scopus 로고
    • Bank market segmentation: Methods and strategies
    • Gwin, J.M. and Lindgren, J.H. (1982), "Bank market segmentation: methods and strategies" in Journal of Retailing Banking, Vol. 4, No. 4, pp. 8-13.
    • (1982) Journal of Retailing Banking , vol.4 , Issue.4 , pp. 8-13
    • Gwin, J.M.1    Lindgren, J.H.2
  • 37
    • 84986097795 scopus 로고    scopus 로고
    • The theory of reasoned action applied to brand loyalty
    • Ha, C.L. (1998), "The theory of reasoned action applied to brand loyalty" in Journal of Product & Brand Management, Vol. 7, No. 1, pp. 51-61.
    • (1998) Journal of Product & Brand Management , vol.7 , Issue.1 , pp. 51-61
    • Ha, C.L.1
  • 38
    • 84948205635 scopus 로고
    • Customers' risk perceptions of electronic payment systems
    • Ho, S.S. and Ng, V.T.F. (1994), "Customers' risk perceptions of electronic payment systems" in International Journal of Bank Marketing, Vol. 12, No. 8, pp. 26-38.
    • (1994) International Journal of Bank Marketing , vol.12 , Issue.8 , pp. 26-38
    • Ho, S.S.1    Ng, V.T.F.2
  • 39
    • 20544431696 scopus 로고    scopus 로고
    • Consumer reactions to electronic shopping on the world wide web
    • Jarvennpaa, S.L. and Todd, P.A. (1996), "Consumer reactions to electronic shopping on the world wide web" in International Journal of Electronic Commerce, Vol. 1, No. 2, pp. 59-88.
    • (1996) International Journal of Electronic Commerce , vol.1 , Issue.2 , pp. 59-88
    • Jarvennpaa, S.L.1    Todd, P.A.2
  • 41
    • 84986156118 scopus 로고    scopus 로고
    • Improving the application of quality conformance tools in service firms
    • Jensen, J.B. and Markland, R.E. (1996), "Improving the application of quality conformance tools in service firms" in Journal of Service Marketing, Vol. 10, No. 1, pp. 35-55.
    • (1996) Journal of Service Marketing , vol.10 , Issue.1 , pp. 35-55
    • Jensen, J.B.1    Markland, R.E.2
  • 42
    • 84986108379 scopus 로고    scopus 로고
    • Service quality in the banking sector: The impact of technology on service delivery
    • Joseph, M., McClure, C. and Joseph, B. (1999), "Service quality in the banking sector: the impact of technology on service delivery" in International Journal of Bank Marketing, Vol. 17, No. 4, pp. 182-91.
    • (1999) International Journal of Bank Marketing , vol.17 , Issue.4 , pp. 182-191
    • Joseph, M.1    McClure, C.2    Joseph, B.3
  • 43
    • 84986133637 scopus 로고    scopus 로고
    • The key determinants of internet banking service quality: A content analysis
    • Jun, M. and Cai, S. (2001), "The key determinants of internet banking service quality: a content analysis" in International Journal of Bank Marketing, Vol. 19, No. 7, pp. 276-91.
    • (2001) International Journal of Bank Marketing , vol.19 , Issue.7 , pp. 276-291
    • Jun, M.1    Cai, S.2
  • 44
    • 0001282226 scopus 로고    scopus 로고
    • The psychological origins of perceived usefulness and ease-of-use
    • Karahanna, E. and Straub, D.W. (1999), "The psychological origins of perceived usefulness and ease-of-use" in Information and Management, Vol. 35, No. 4, pp. 237-50.
    • (1999) Information and Management , vol.35 , Issue.4 , pp. 237-250
    • Karahanna, E.1    Straub, D.W.2
  • 45
    • 3543055804 scopus 로고    scopus 로고
    • Motivations for and barriers to internet usage: Results of a national public opinion survey
    • Katz, J. and Aspden, P. (1997), "Motivations for and barriers to internet usage: results of a national public opinion survey" in Internet Research: Electronic Networking Application and Policy, Vol. 7, No. 3, pp. 170-88.
    • (1997) Internet Research: Electronic Networking Application and Policy , vol.7 , Issue.3 , pp. 170-188
    • Katz, J.1    Aspden, P.2
  • 46
    • 0000590429 scopus 로고
    • Compliance, identification and internalization: Three processes of attitude change
    • Kelman, H.C. (1958), "Compliance, identification and internalization: three processes of attitude change" in Journal of Conflict Resolution, Vol. 2, pp. 51-60.
    • (1958) Journal of Conflict Resolution , vol.2 , pp. 51-60
    • Kelman, H.C.1
  • 47
    • 84986146380 scopus 로고    scopus 로고
    • Service quality perspectives and satisfaction in private banking
    • Lassar, W.M., Manolis, C. and Winsor, R.D. (2000), "Service quality perspectives and satisfaction in private banking" in Journal of Services Marketing, Vol. 14, No. 3, pp. 244-71.
    • (2000) Journal of Services Marketing , vol.14 , Issue.3 , pp. 244-271
    • Lassar, W.M.1    Manolis, C.2    Winsor, R.D.3
  • 48
    • 84986165689 scopus 로고    scopus 로고
    • The determinants of perceived service quality and its relationship with satisfaction
    • Lee, H., Lee, Y. and Yoo, D. (2000), "The determinants of perceived service quality and its relationship with satisfaction" in Journal of Services Marketing, Vol. 14, No. 3, pp. 217-31.
    • (2000) Journal of Services Marketing , vol.14 , Issue.3 , pp. 217-231
    • Lee, H.1    Lee, Y.2    Yoo, D.3
  • 49
    • 84925982644 scopus 로고
    • Students' accounts: A profitable segment?
    • Lewis, B.R. (1981), "Students' accounts: a profitable segment?" in European Journal of Marketing, Vol. 16, No. 3, pp. 63-72.
    • (1981) European Journal of Marketing , vol.16 , Issue.3 , pp. 63-72
    • Lewis, B.R.1
  • 51
    • 33745447588 scopus 로고
    • Service quality: Students' assessment of banks and building societies
    • Lewis, B.R., Orledge, J. and Mitchell, V.W. (1994), "Service quality: students' assessment of banks and building societies" in International Journal of Bank Marketing, Vol. 12, No. 4, pp. 3-12.
    • (1994) International Journal of Bank Marketing , vol.12 , Issue.4 , pp. 3-12
    • Lewis, B.R.1    Orledge, J.2    Mitchell, V.W.3
  • 52
    • 0009954191 scopus 로고
    • Benefit segmentation using service quality dimensions: An investigation in retail banking
    • McDougall, G.H.G. and Levesque, T.J. (1994), "Benefit segmentation using service quality dimensions: an investigation in retail banking" in International Journal of Bank Marketing, Vol. 12, No. 2, pp. 15-23.
    • (1994) International Journal of Bank Marketing , vol.12 , Issue.2 , pp. 15-23
    • McDougall, G.H.G.1    Levesque, T.J.2
  • 53
    • 79957732033 scopus 로고
    • Consumer buyer behavior in financial services: An overview
    • McKechnie, S. (1992), "Consumer buyer behavior in financial services: an overview" in International Journal of Bank Marketing, Vol. 10, No. 5, pp. 4-12.
    • (1992) International Journal of Bank Marketing , vol.10 , Issue.5 , pp. 4-12
    • McKechnie, S.1
  • 54
    • 0032740045 scopus 로고    scopus 로고
    • Extending the technology acceptance model to account for social influence: Theoretical bases and empirical validation
    • Malhotra, Y. and Galletta, D.F. (1999), "Extending the technology acceptance model to account for social influence: theoretical bases and empirical validation", Proceedings of 32nd Hawaii International Conference on System Sciences, available at: http://dlib.computer.org/conferen/hicss/0001/pdf/00011006.pdf.
    • (1999) Proceedings of 32nd Hawaii International Conference on System Sciences
    • Malhotra, Y.1    Galletta, D.F.2
  • 56
    • 84986064588 scopus 로고    scopus 로고
    • Banking behavior of Islamic bank customers: Perspectives and implications
    • Metawa, S.A. and Almossawi, M. (1998), "Banking behavior of Islamic bank customers: perspectives and implications" in International Journal of Bank Marketing, Vol. 16, No. 7, pp. 299-313.
    • (1998) International Journal of Bank Marketing , vol.16 , Issue.7 , pp. 299-313
    • Metawa, S.A.1    Almossawi, M.2
  • 58
    • 84986132041 scopus 로고    scopus 로고
    • Benefit segmentation by factor analysis: An improved method of targeting customers for financial services
    • Minhas, R.S. and Jacobs, E. (1996), "Benefit segmentation by factor analysis: an improved method of targeting customers for financial services" in International Journal of Bank Marketing, Vol. 14, No. 3, pp. 3-13.
    • (1996) International Journal of Bank Marketing , vol.14 , Issue.3 , pp. 3-13
    • Minhas, R.S.1    Jacobs, E.2
  • 60
    • 33847207785 scopus 로고    scopus 로고
    • Establishing a service channel: A transaction cost analysis of a channel contract between a cruise line and a tour operator
    • Ng, I.C.L. (2007), "Establishing a service channel: a transaction cost analysis of a channel contract between a cruise line and a tour operator" in Journal of Services Marketing, Vol. 21, No. 1, pp. 4-14.
    • (2007) Journal of Services Marketing , vol.21 , Issue.1 , pp. 4-14
    • Ng, I.C.L.1
  • 61
    • 84887051004 scopus 로고    scopus 로고
    • The mediating role of corporate image on customers' retention decisions: An investigation in financial services
    • Nguyen, N. and LeBlanc, G. (1998), "The mediating role of corporate image on customers' retention decisions: an investigation in financial services" in International Journal of Bank Marketing, Vol. 16, No. 2, pp. 52-65.
    • (1998) International Journal of Bank Marketing , vol.16 , Issue.2 , pp. 52-65
    • Nguyen, N.1    LeBlanc, G.2
  • 63
    • 0002408510 scopus 로고
    • A conceptual model of service quality and its implications for future research
    • Parasuraman, A., Zeithaml, V.A. and Berry, L.L. (1985), "A conceptual model of service quality and its implications for future research" in Journal of Marketing, Vol. 49, Fall, pp. 41-50.
    • (1985) Journal of Marketing , vol.49 , Issue.Fall , pp. 41-50
    • Parasuraman, A.1    Zeithaml, V.A.2    Berry, L.L.3
  • 64
    • 0001312089 scopus 로고
    • SERVQUAL: A multiple-item scale for measuring consumer perceptions of service quality
    • Parasuraman, A., Zeithaml, V.A. and Berry, L.L. (1988), "SERVQUAL: a multiple-item scale for measuring consumer perceptions of service quality" in Journal of Retailing, Vol. 64, Spring, pp. 12-40.
    • (1988) Journal of Retailing , vol.64 , Issue.Spring , pp. 12-40
    • Parasuraman, A.1    Zeithaml, V.A.2    Berry, L.L.3
  • 66
    • 0009076271 scopus 로고
    • An investigation of perceived risk at the brand level
    • Peter, J.P. and Ryan, M.J. (1976), "An investigation of perceived risk at the brand level" in Journal of Marketing Research, Vol. 13, May, pp. 29-37.
    • (1976) Journal of Marketing Research , vol.13 , Issue.May , pp. 29-37
    • Peter, J.P.1    Ryan, M.J.2
  • 67
    • 33646374643 scopus 로고    scopus 로고
    • The measurement of end-user computing satisfaction of online banking services: Empirical evidence from Finland
    • Pikkarainen, K., Pikkarainen, T., Karjaluoto, H. and Pahnila, S. (2006), "The measurement of end-user computing satisfaction of online banking services: empirical evidence from Finland" in International Journal of Bank Marketing, Vol. 24, No. 3, pp. 158-72.
    • (2006) International Journal of Bank Marketing , vol.24 , Issue.3 , pp. 158-172
    • Pikkarainen, K.1    Pikkarainen, T.2    Karjaluoto, H.3    Pahnila, S.4
  • 68
    • 84986131366 scopus 로고    scopus 로고
    • An empirical investigation of the Turkish consumers' acceptance of internet banking services
    • Polatoglu, V.N. and Ekin, S. (2001), "An empirical investigation of the Turkish consumers' acceptance of internet banking services" in International Journal of Bank Marketing, Vol. 19, No. 4, pp. 156-65.
    • (2001) International Journal of Bank Marketing , vol.19 , Issue.4 , pp. 156-165
    • Polatoglu, V.N.1    Ekin, S.2
  • 69
    • 84986106035 scopus 로고    scopus 로고
    • Barriers to internet banking adoption: A qualitative study among corporate customers in Thailand
    • Rotchanakitumnuai, S. and Speece, M. (2003), "Barriers to internet banking adoption: a qualitative study among corporate customers in Thailand" in International Journal of Bank Marketing, Vol. 21, Nos 6/7, pp. 312-23.
    • (2003) International Journal of Bank Marketing , vol.21 , Issue.6-7 , pp. 312-323
    • Rotchanakitumnuai, S.1    Speece, M.2
  • 70
    • 84993077279 scopus 로고    scopus 로고
    • Adoption of internet banking by Australian consumers: An empirical investigation
    • Sathye, M. (1999), "Adoption of internet banking by Australian consumers: an empirical investigation" in International Journal of Bank Marketing, Vol. 17, No. 7, pp. 324-34.
    • (1999) International Journal of Bank Marketing , vol.17 , Issue.7 , pp. 324-334
    • Sathye, M.1
  • 71
    • 84965751349 scopus 로고
    • Organizational colleagues, media richness, and electronic mail: A test of the social influence model of technology use
    • Schmitz, J. and Fulk, J. (1991), "Organizational colleagues, media richness, and electronic mail: a test of the social influence model of technology use" in Communication Research, Vol. 18, No. 4, pp. 487-523.
    • (1991) Communication Research , vol.18 , Issue.4 , pp. 487-523
    • Schmitz, J.1    Fulk, J.2
  • 73
    • 0003434723 scopus 로고    scopus 로고
    • Allyn & Bacon, Boston, MA, 2nd ed
    • Solomon, M.R. (1996), Consumer Behavior, 2nd ed., Allyn & Bacon, Boston, MA.
    • (1996) Consumer Behavior
    • Solomon, M.R.1
  • 74
    • 84927931130 scopus 로고
    • Retail financial services segmentation
    • Speed, R. and Smith, G. (1992), "Retail financial services segmentation" in The Services Industries Journal, Vol. 12, No. 3, pp. 368-83.
    • (1992) The Services Industries Journal , vol.12 , Issue.3 , pp. 368-383
    • Speed, R.1    Smith, G.2
  • 77
    • 85036152311 scopus 로고
    • Perceived risk: Further considerations for the marketing discipline
    • Stone, R.N. and Gronhaug, K. (1993), "Perceived risk: further considerations for the marketing discipline" in European Journal of Marketing, Vol. 27, No. 3, pp. 39-50.
    • (1993) European Journal of Marketing , vol.27 , Issue.3 , pp. 39-50
    • Stone, R.N.1    Gronhaug, K.2
  • 78
    • 0013437162 scopus 로고    scopus 로고
    • Strategies for reducing consumers' risk aversion in internet shopping
    • Tan, S.T. (1999), "Strategies for reducing consumers' risk aversion in internet shopping" in Journal of Consumer Marketing, Vol. 16, No. 2, pp. 163-80.
    • (1999) Journal of Consumer Marketing , vol.16 , Issue.2 , pp. 163-180
    • Tan, S.T.1
  • 79
    • 0000703119 scopus 로고
    • Assessing IT usage: The role of prior experience
    • Taylor, S. and Todd, P. (1995a), "Assessing IT usage: the role of prior experience" in MIS Quarterly, Vol. 19, No. 4, pp. 561-70.
    • (1995) MIS Quarterly , vol.19 , Issue.4 , pp. 561-570
    • Taylor, S.1    Todd, P.2
  • 80
    • 73549120882 scopus 로고
    • Understanding information technology usage: A test of competing models
    • Taylor, S. and Todd, P. (1995b), "Understanding information technology usage: a test of competing models" in Information System Research, Vol. 6, No. 2, pp. 144-76.
    • (1995) Information System Research , vol.6 , Issue.2 , pp. 144-176
    • Taylor, S.1    Todd, P.2
  • 81
    • 0040008172 scopus 로고    scopus 로고
    • A model of the antecedents of perceived ease of use: Development and test
    • Venkatesh, V. and Davis, F.D. (1996), "A model of the antecedents of perceived ease of use: development and test" in Decision Sciences, Vol. 27, No. 3, pp. 451-81.
    • (1996) Decision Sciences , vol.27 , Issue.3 , pp. 451-481
    • Venkatesh, V.1    Davis, F.D.2
  • 82
    • 69249236538 scopus 로고    scopus 로고
    • Online banking information: What we want and what we get
    • Waite, K. and Harrison, T. (2004), "Online banking information: what we want and what we get" in Qualitative Marketing Research, Vol. 7, No. 1, pp. 67-79.
    • (2004) Qualitative Marketing Research , vol.7 , Issue.1 , pp. 67-79
    • Waite, K.1    Harrison, T.2
  • 83
    • 34047260848 scopus 로고    scopus 로고
    • Towards understanding attitudes of consumers who use internet banking services
    • Walker, R.H. and Johnson, L.W. (2005), "Towards understanding attitudes of consumers who use internet banking services" in Journal of Financial Services Marketing, Vol. 10, No. 1, pp. 84-94.
    • (2005) Journal of Financial Services Marketing , vol.10 , Issue.1 , pp. 84-94
    • Walker, R.H.1    Johnson, L.W.2
  • 84
    • 33745825541 scopus 로고    scopus 로고
    • Why consumers use and do not use technology-enabled services
    • Walker, R.H. and Johnson, L.W. (2006), "Why consumers use and do not use technology-enabled services" in Journal of Services Marketing, Vol. 20, No. 2, pp. 125-35.
    • (2006) Journal of Services Marketing , vol.20 , Issue.2 , pp. 125-135
    • Walker, R.H.1    Johnson, L.W.2


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.