메뉴 건너뛰기




Volumn 123, Issue 567, 2013, Pages 96-130

Testing for Asymmetric Information in Private Health Insurance

Author keywords

[No Author keywords available]

Indexed keywords

ASYMMETRIC INFORMATION; COMPETITION (ECONOMICS); HEALTH INSURANCE; MODELING; PRIVATE SECTOR;

EID: 84874377706     PISSN: 00130133     EISSN: 14680297     Source Type: Journal    
DOI: 10.1111/j.1468-0297.2012.02520.x     Document Type: Article
Times cited : (25)

References (52)
  • 1
    • 0015809123 scopus 로고
    • 'Societal and individual determinants of medical care utilization in the United States'
    • Andersen, R. and Newman, F. (1973). 'Societal and individual determinants of medical care utilization in the United States', Milbank Memorial Fund Quarterly, vol. 51, pp. 95-107.
    • (1973) Milbank Memorial Fund Quarterly , vol.51 , pp. 95-107
    • Andersen, R.1    Newman, F.2
  • 3
    • 0000889562 scopus 로고
    • 'Public provision of private goods and the redistribution of income'
    • Besley, T. and Coate, S. (1991). 'Public provision of private goods and the redistribution of income', American Economic Review, vol. 81, pp. 979-84.
    • (1991) American Economic Review , vol.81 , pp. 979-984
    • Besley, T.1    Coate, S.2
  • 4
    • 0031708721 scopus 로고    scopus 로고
    • 'Private and public health insurance in the UK'
    • Besley, T., Hall, J. and Preston, I. (1998). 'Private and public health insurance in the UK', European Economic Review, vol. 42, pp. 491-97.
    • (1998) European Economic Review , vol.42 , pp. 491-497
    • Besley, T.1    Hall, J.2    Preston, I.3
  • 5
    • 0033130164 scopus 로고    scopus 로고
    • 'The demand for private health insurance: do waiting lists matter?'
    • Besley, T., Hall, J. and Preston, I. (1999). 'The demand for private health insurance: do waiting lists matter?'Journal of Public Economics, vol. 72, pp. 155-81.
    • (1999) Journal of Public Economics , vol.72 , pp. 155-181
    • Besley, T.1    Hall, J.2    Preston, I.3
  • 6
    • 84874352060 scopus 로고    scopus 로고
    • 'Employment and adverse selection in health insurance', Working Paper No. 12430, National Bureau of Economic Research, August.
    • Bhattacharya, J. and Vogt, W.B. (2006). 'Employment and adverse selection in health insurance', Working Paper No. 12430, National Bureau of Economic Research, August.
    • (2006)
    • Bhattacharya, J.1    Vogt, W.B.2
  • 8
    • 0031521380 scopus 로고    scopus 로고
    • 'Economic efficiency and mixed public/private insurance'
    • Blomqvist, A. and Johansson, P-O. (1997a). 'Economic efficiency and mixed public/private insurance', Journal of Public Economics, vol. 66, pp. 505-16.
    • (1997) Journal of Public Economics , vol.66 , pp. 505-516
    • Blomqvist, A.1    Johansson, P.-O.2
  • 10
    • 0040671565 scopus 로고    scopus 로고
    • 'Did community rating induce an adverse selection death spiral? Evidence from New York, Pennsylvania, and Connecticut'
    • Buchmueller, T. and DiNardo, J. (2002). 'Did community rating induce an adverse selection death spiral? Evidence from New York, Pennsylvania, and Connecticut', American Economic Review, vol. 92, pp. 280-94.
    • (2002) American Economic Review , vol.92 , pp. 280-294
    • Buchmueller, T.1    DiNardo, J.2
  • 11
    • 0035468493 scopus 로고    scopus 로고
    • 'Asymmetric information in insurance: evidence from the national medical expenditure survey'
    • Cardon, J.H. and Hendel, I. (2001). 'Asymmetric information in insurance: evidence from the national medical expenditure survey', RAND Journal of Economics, vol. 32, pp. 408-27.
    • (2001) RAND Journal of Economics , vol.32 , pp. 408-427
    • Cardon, J.H.1    Hendel, I.2
  • 12
    • 0001237115 scopus 로고    scopus 로고
    • 'An empirical examination of information barriers to trade in insurance'
    • Cawley, J. and Philipson, T. (1999). 'An empirical examination of information barriers to trade in insurance', American Economic Review, vol. 90, pp. 827-46.
    • (1999) American Economic Review , vol.90 , pp. 827-846
    • Cawley, J.1    Philipson, T.2
  • 13
    • 0347343559 scopus 로고    scopus 로고
    • Econometric models of insurance under asymmetric information
    • in (G. Dionne, ed.), Huebner International Series on Risk, Insurance, and Economic Security -, Boston, Dordrecht and London: Kluwer Academic.
    • Chiappori, P.A. (2000). 'Econometric models of insurance under asymmetric information', in (G. Dionne, ed.), Handbook of Insurance, Huebner International Series on Risk, Insurance, and Economic Security, pp. 365-94, Boston, Dordrecht and London: Kluwer Academic.
    • (2000) Handbook of Insurance , pp. 365-394
    • Chiappori, P.A.1
  • 14
    • 0042227362 scopus 로고    scopus 로고
    • 'Empirical contract theory: the case of insurance data'
    • Chiappori, P.A. and Salanié, B. (1997). 'Empirical contract theory: the case of insurance data', European Economic Review, vol. 41, pp. 943-50.
    • (1997) European Economic Review , vol.41 , pp. 943-950
    • Chiappori, P.A.1    Salanié, B.2
  • 15
    • 0034128535 scopus 로고    scopus 로고
    • 'Testing for asymmetric information in insurance markets'
    • Chiappori, P.A. and Salanié, B. (2000). 'Testing for asymmetric information in insurance markets', Journal of Political Economy, vol. 108, pp. 56-79.
    • (2000) Journal of Political Economy , vol.108 , pp. 56-79
    • Chiappori, P.A.1    Salanié, B.2
  • 16
    • 84927978992 scopus 로고    scopus 로고
    • Testing contract theory: a survey of some recent work
    • in (M. Dewatripont, L. Hansen and P. Turnovsky, eds.), Cambridge: Cambridge University Press (Econometric Society Monographs).
    • Chiappori, P.A. and Salanié, B.(2003). 'Testing contract theory: a survey of some recent work', in (M. Dewatripont, L. Hansen and P. Turnovsky, eds.), Advances in Economics and Econometrics - Theory and Applications, Eighth World Congress, Cambridge: Cambridge University Press (Econometric Society Monographs).
    • (2003) Advances in Economics and Econometrics - Theory and Applications, Eighth World Congress
    • Chiappori, P.A.1    Salanié, B.2
  • 17
    • 0006742651 scopus 로고
    • 'A simple tax structure for competitive equilibrium and redistribution in insurance markets with asymmetric information'
    • Crocker, K.J. and Snow, A. (1985). 'A simple tax structure for competitive equilibrium and redistribution in insurance markets with asymmetric information', Southern Economic Journal, vol. 51, pp. 1142-1150.
    • (1985) Southern Economic Journal , vol.51 , pp. 1142-1150
    • Crocker, K.J.1    Snow, A.2
  • 18
    • 0037946359 scopus 로고    scopus 로고
    • Health care and the public sector
    • in (A.J. Auerbach and M. Feldstein, eds.), New York: Elsevier.
    • Cutler, D.M. (2002) 'Health care and the public sector', in (A.J. Auerbach and M. Feldstein, eds.), Handbook of Public Economics, vol. 4, pp. 2145-243, New York: Elsevier.
    • (2002) Handbook of Public Economics , vol.4 , pp. 2145-2243
    • Cutler, D.M.1
  • 19
    • 44949157320 scopus 로고    scopus 로고
    • 'Preference heterogeneity and insurance markets: explaining the puzzle of insurance'
    • Cutler, D., Finkelstein, A. and McGarry, K. (2008). 'Preference heterogeneity and insurance markets: explaining the puzzle of insurance', American Economic Review, vol. 98, pp. 157-62.
    • (2008) American Economic Review , vol.98 , pp. 157-162
    • Cutler, D.1    Finkelstein, A.2    McGarry, K.3
  • 20
    • 0000986299 scopus 로고
    • 'Adverse selection and Pareto improvements through compulsory insurance'
    • Dahlby, B.G. (1981). 'Adverse selection and Pareto improvements through compulsory insurance', Public Choice, vol. 37, pp. 547-58.
    • (1981) Public Choice , vol.37 , pp. 547-558
    • Dahlby, B.G.1
  • 22
    • 83255173550 scopus 로고    scopus 로고
    • 'The economics of crowd out under mixed public/private health insurance'
    • Encinosa, W. (2003). 'The economics of crowd out under mixed public/private health insurance', Portuguese Economic Journal, vol. 2, pp. 71-86.
    • (2003) Portuguese Economic Journal , vol.2 , pp. 71-86
    • Encinosa, W.1
  • 23
    • 0031437660 scopus 로고    scopus 로고
    • 'Adverse selection and the purchase of medigap insurance by the elderly'
    • Ettner, S.L. (1997). 'Adverse selection and the purchase of medigap insurance by the elderly', Journal of Health Economics, vol. 16, pp. 543-62.
    • (1997) Journal of Health Economics , vol.16 , pp. 543-562
    • Ettner, S.L.1
  • 24
    • 44149083095 scopus 로고    scopus 로고
    • 'Sources of advantageous selection: evidence from the Medigap insurance market'
    • Fang, H., Keane, M. and Silverman, D. (2008). 'Sources of advantageous selection: evidence from the Medigap insurance market', Journal of Political Economy, vol. 116, pp. 303-50.
    • (2008) Journal of Political Economy , vol.116 , pp. 303-350
    • Fang, H.1    Keane, M.2    Silverman, D.3
  • 25
    • 4444345310 scopus 로고    scopus 로고
    • 'Minimum standards, insurance regulation, and adverse selection: evidence from the medigap market'
    • Finkelstein, A. (2004). 'Minimum standards, insurance regulation, and adverse selection: evidence from the medigap market', Journal of Public Economics, vol. 88, pp. 2515-47.
    • (2004) Journal of Public Economics , vol.88 , pp. 2515-2547
    • Finkelstein, A.1
  • 26
    • 33847666570 scopus 로고    scopus 로고
    • 'Multiple dimensions of private information: evidence from the long-term care insurance market'
    • Finkelstein, A. and McGarry, K. (2006). 'Multiple dimensions of private information: evidence from the long-term care insurance market', American Economic Review, vol. 96, pp. 938-58.
    • (2006) American Economic Review , vol.96 , pp. 938-958
    • Finkelstein, A.1    McGarry, K.2
  • 27
    • 1842864907 scopus 로고    scopus 로고
    • 'Adverse selection in insurance markets: policyholder evidence from the UK annuity market'
    • Finkelstein, A. and Poterba, J. (2004). 'Adverse selection in insurance markets: policyholder evidence from the UK annuity market', Journal of Political Economy, vol. 112, pp. 183-208.
    • (2004) Journal of Political Economy , vol.112 , pp. 183-208
    • Finkelstein, A.1    Poterba, J.2
  • 28
    • 84874349270 scopus 로고    scopus 로고
    • 'Testing for adverse selection with unused observables', Working Paper No. 12112. National Bureau of Economic Research.
    • Finkelstein, A. and Poterba, J. (2006). 'Testing for adverse selection with unused observables', Working Paper No. 12112. National Bureau of Economic Research.
    • (2006)
    • Finkelstein, A.1    Poterba, J.2
  • 32
    • 2942738209 scopus 로고    scopus 로고
    • 'Tax subsidies for health insurance: costs and benefits'
    • Gruber, J. and Levitt, L. (2000). 'Tax subsidies for health insurance: costs and benefits', Health Affairs, vol. 19, pp. 72-85.
    • (2000) Health Affairs , vol.19 , pp. 72-85
    • Gruber, J.1    Levitt, L.2
  • 33
    • 0037331493 scopus 로고    scopus 로고
    • 'The role of commitment in dynamic contracts: evidence from life insurance'
    • Hendel I. and Lizzeri, A. (2003). 'The role of commitment in dynamic contracts: evidence from life insurance', Quarterly Journal of Economics, vol. 118, pp. 299-327.
    • (2003) Quarterly Journal of Economics , vol.118 , pp. 299-327
    • Hendel, I.1    Lizzeri, A.2
  • 34
    • 0001349059 scopus 로고
    • 'Preventive health behavior: a review of research and issues'
    • Kirscht, J.P. (1983). 'Preventive health behavior: a review of research and issues', Health Psychology, vol. 2, pp. 277-301.
    • (1983) Health Psychology , vol.2 , pp. 277-301
    • Kirscht, J.P.1
  • 35
    • 0023353908 scopus 로고
    • 'Health insurance and the demand for medical care: evidence from a randomized experiment'
    • Manning, W.G., Newhouse, J. P., Duan, N., Keeler, E.B. and Leibowitz, A. (1987). 'Health insurance and the demand for medical care: evidence from a randomized experiment', The American Economic Review, vol. 77, pp. 251-77.
    • (1987) The American Economic Review , vol.77 , pp. 251-277
    • Manning, W.G.1    Newhouse, J.P.2    Duan, N.3    Keeler, E.B.4    Leibowitz, A.5
  • 37
    • 84874354975 scopus 로고    scopus 로고
    • OECD.'Proposal for a taxonomy of health insurance', Working Paper, OECD Health Project, OECD.
    • OECD. (2004). 'Proposal for a taxonomy of health insurance', Working Paper, OECD Health Project, OECD.
    • (2004)
  • 38
    • 33847151298 scopus 로고    scopus 로고
    • 'Competition among differentiated health plans under adverse selection'
    • Olivella, P. and Vera-Hernández, M. (2007). 'Competition among differentiated health plans under adverse selection', Journal of Health Economics, vol. 26, pp. 233-50.
    • (2007) Journal of Health Economics , vol.26 , pp. 233-250
    • Olivella, P.1    Vera-Hernández, M.2
  • 39
    • 0000413281 scopus 로고
    • 'An econometric analysis of the demand for private health insurance in England and Wales'
    • Propper, C. (1989). 'An econometric analysis of the demand for private health insurance in England and Wales', Applied Economics, vol. 21, pp. 777-92.
    • (1989) Applied Economics , vol.21 , pp. 777-792
    • Propper, C.1
  • 40
    • 38248999491 scopus 로고
    • 'Constrained choice sets in the UK demand for private medical insurance'
    • Propper, C. (1993). 'Constrained choice sets in the UK demand for private medical insurance', Journal of Public Economics, vol. 51, pp. 287-307.
    • (1993) Journal of Public Economics , vol.51 , pp. 287-307
    • Propper, C.1
  • 41
    • 0001538879 scopus 로고
    • 'The disutility of time spent on NHS waiting lists'
    • Propper, C. (1995). 'The disutility of time spent on NHS waiting lists', Journal of Human Resources, vol. 30, pp. 677-701.
    • (1995) Journal of Human Resources , vol.30 , pp. 677-701
    • Propper, C.1
  • 42
    • 0033800415 scopus 로고    scopus 로고
    • 'The demand for private health care in the UK'
    • Propper, C. (2000). 'The demand for private health care in the UK', Journal of Health Economics, vol. 19, pp. 855-76.
    • (2000) Journal of Health Economics , vol.19 , pp. 855-876
    • Propper, C.1
  • 43
    • 84874369745 scopus 로고
    • 'The market for private health care and the demand for private insurance in Britain'. University of York, Centre for Health Economics, Discussion Paper No. 53, University of York.
    • Propper, C. and Maynard, A. (1989). 'The market for private health care and the demand for private insurance in Britain'. University of York, Centre for Health Economics, Discussion Paper No. 53, University of York.
    • (1989)
    • Propper, C.1    Maynard, A.2
  • 44
    • 0034987403 scopus 로고    scopus 로고
    • 'The demand for private medical insurance in the UK: a cohort analysis'
    • Propper, C., Rees, H. and Green, K. (2001). 'The demand for private medical insurance in the UK: a cohort analysis', Economic Journal, vol. 111, pp. C180-200.
    • (2001) Economic Journal , vol.111
    • Propper, C.1    Rees, H.2    Green, K.3
  • 46
    • 84960565386 scopus 로고
    • 'Equilibrium in competitive insurance markets: an essay on the economics of imperfect information'
    • Rothschild, M. and Stiglitz, J.E. (1976). 'Equilibrium in competitive insurance markets: an essay on the economics of imperfect information', Quarterly Journal of Economics, vol. 90, pp. 630-49.
    • (1976) Quarterly Journal of Economics , vol.90 , pp. 630-649
    • Rothschild, M.1    Stiglitz, J.E.2
  • 47
    • 38248998502 scopus 로고
    • 'Should the government provide catastrophic insurance?'
    • Selden, T.M. (1993). 'Should the government provide catastrophic insurance?'Journal of Public Economics, vol. 51, pp. 241-47.
    • (1993) Journal of Public Economics , vol.51 , pp. 241-247
    • Selden, T.M.1
  • 48
    • 0031498270 scopus 로고    scopus 로고
    • 'More on the economic efficiency of mixed public/private insurance'
    • Selden, T.M. (1997). 'More on the economic efficiency of mixed public/private insurance', Journal of Public Economics, vol. 66, pp. 517-23.
    • (1997) Journal of Public Economics , vol.66 , pp. 517-523
    • Selden, T.M.1
  • 49
    • 0039842508 scopus 로고    scopus 로고
    • 'Competitive insurance markets with two unobservables'
    • Smart, M. (2000). 'Competitive insurance markets with two unobservables', International Economic Review, vol. 41, pp. 153-69.
    • (2000) International Economic Review , vol.41 , pp. 153-169
    • Smart, M.1
  • 50
    • 84874366234 scopus 로고    scopus 로고
    • University of Essex [computer file]. 7th edn. Colchester, Essex: Institute for Social and Economic Research, UK Data Archive [distributor], July, SN: 5151.
    • University of Essex (2010). British Household Panel Survey: Waves 1-18, 1991-2009 [computer file]. 7th edn. Colchester, Essex: Institute for Social and Economic Research, UK Data Archive [distributor], July, SN: 5151.
    • (2010) British Household Panel Survey: Waves 1-18, 1991-2009
  • 51
    • 33645940385 scopus 로고    scopus 로고
    • 'Concurrence et antisélection multidimensionnelle en assurance'
    • Villeneuve, B. (2003). 'Concurrence et antisélection multidimensionnelle en assurance', Annales d'Economie et Statistique. vol. 69, pp. 119-42.
    • (2003) Annales d'Economie et Statistique , vol.69 , pp. 119-142
    • Villeneuve, B.1
  • 52
    • 0040364165 scopus 로고    scopus 로고
    • 'Introducing heterogeneity in the Rothschild-Stiglitz model'
    • Wambach, A. (2000). 'Introducing heterogeneity in the Rothschild-Stiglitz model', Journal of Risk and Insurance, vol. 67, pp. 579-92.
    • (2000) Journal of Risk and Insurance , vol.67 , pp. 579-592
    • Wambach, A.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.