메뉴 건너뛰기




Volumn 48, Issue 3, 2005, Pages 465-498

Industry change through vertical disintegration: How and why markets emerged in mortgage banking

Author keywords

[No Author keywords available]

Indexed keywords


EID: 17444418832     PISSN: 00014273     EISSN: None     Source Type: Journal    
DOI: 10.5465/AMJ.2005.17407912     Document Type: Review
Times cited : (308)

References (144)
  • 1
    • 0002119982 scopus 로고
    • Patterns of innovation i technology
    • Abernathy, W. J., & Utterback, J. M. 1978. Patterns of innovation I technology. Technology Review, 80(7): 40-47.
    • (1978) Technology Review , vol.80 , Issue.7 , pp. 40-47
    • Abernathy, W.J.1    Utterback, J.M.2
  • 2
    • 0007199342 scopus 로고    scopus 로고
    • Cambridge, MA: Harvard University Press
    • Abolafia, M. Y. 1996. Making markets. Cambridge, MA: Harvard University Press.
    • (1996) Making Markets
    • Abolafia, M.Y.1
  • 3
    • 0035528632 scopus 로고    scopus 로고
    • Dynamic boundaries of the firm: Are firms better off being vertically integrated in the face of a technological change?
    • Afuah, A. 2001. Dynamic boundaries of the firm: Are firms better off being vertically integrated in the face of a technological change? Academy of Management Journal, 44: 1211-1229.
    • (2001) Academy of Management Journal , vol.44 , pp. 1211-1229
    • Afuah, A.1
  • 4
    • 85005305538 scopus 로고
    • The market for lemons: Qualitative uncertainty and the market mechanism
    • Akerlof, G. A. 1970. The market for lemons: Qualitative uncertainty and the market mechanism. Quarterly Journal of Economics, 84: 488-500.
    • (1970) Quarterly Journal of Economics , vol.84 , pp. 488-500
    • Akerlof, G.A.1
  • 5
    • 0011039056 scopus 로고
    • Fools rush in? the institutional context of new industry creation
    • Aldrich, H. E., & Fiol, C. M. 1994. Fools rush in? The institutional context of new industry creation. Academy of Management Review, 19: 645-670.
    • (1994) Academy of Management Review , vol.19 , pp. 645-670
    • Aldrich, H.E.1    Fiol, C.M.2
  • 8
    • 0033412779 scopus 로고    scopus 로고
    • The impact of information technology on coordination: Evidence from the B-2 Stealth bomber
    • Argyres, N. S. 1999. The impact of information technology on coordination: Evidence from the B-2 Stealth bomber. Organization Science, 10(2): 162-181.
    • (1999) Organization Science , vol.10 , Issue.2 , pp. 162-181
    • Argyres, N.S.1
  • 9
    • 0033249244 scopus 로고    scopus 로고
    • Contractual commitments, bargaining power and governance inseparability: Incorporating history into transaction cost theory
    • Argyres, N. S., & Liebeskind, J. 1999. Contractual commitments, bargaining power and governance inseparability: Incorporating history into transaction cost theory. Academy of Management Review, 24: 49-63.
    • (1999) Academy of Management Review , vol.24 , pp. 49-63
    • Argyres, N.S.1    Liebeskind, J.2
  • 10
    • 85039375128 scopus 로고    scopus 로고
    • Markets for technology and their implications for corporate strategy
    • 200
    • Arora, A., Fosfuri, A., & Gambardella, A. 200. Markets for technology and their implications for corporate strategy. Industrial and Corporate Change, 65(1): 31-55.
    • Industrial and Corporate Change , vol.65 , Issue.1 , pp. 31-55
    • Arora, A.1    Fosfuri, A.2    Gambardella, A.3
  • 15
    • 85039377388 scopus 로고
    • Financial perspectives services and challenges
    • S. L. Hayes III (Ed.). Boston: Harvard Business School Press
    • Baldwin, C. Y., & Esty, B. C. 1993. Financial perspectives services and challenges. In S. L. Hayes III (Ed.), Lessons from the thrift crisis: 35-64. Boston: Harvard Business School Press.
    • (1993) Lessons from the Thrift Crisis , pp. 35-64
    • Baldwin, C.Y.1    Esty, B.C.2
  • 16
    • 0019940072 scopus 로고
    • Measurement cost and the organization of markets
    • Barzel, Y. 1982. Measurement cost and the organization of markets. Journal of Law and Economics, 25: 27-48.
    • (1982) Journal of Law and Economics , vol.25 , pp. 27-48
    • Barzel, Y.1
  • 17
    • 0141488508 scopus 로고    scopus 로고
    • How much mortgage pool information do investors need?
    • Bennett, P., Peach, R., & Peristiani, S. 2001. How much mortgage pool information do investors need? Journal of Fixed Income, 11(1): 8-15.
    • (2001) Journal of Fixed Income , vol.11 , Issue.1 , pp. 8-15
    • Bennett, P.1    Peach, R.2    Peristiani, S.3
  • 18
    • 84934562195 scopus 로고
    • The iron law of fiefs: Bureaucratic failure and the problem of governance in the Chinese economic reforms
    • Boisot, M., & Child, J. 1988. The iron law of fiefs: Bureaucratic failure and the problem of governance in the Chinese economic reforms. Administrative Science Quarterly, 4: 507-527.
    • (1988) Administrative Science Quarterly , vol.4 , pp. 507-527
    • Boisot, M.1    Child, J.2
  • 19
    • 0035605664 scopus 로고    scopus 로고
    • Knowledge specialization, organizational coupling, and the boundaries of the firm: Why do firms know more than they make?
    • Brusoni, S., Prencipe, A., & Pavitt, K. 2001. Knowledge specialization, organizational coupling, and the boundaries of the firm: Why do firms know more than they make? Administrative Science Quarterly, 46: 597-621.
    • (2001) Administrative Science Quarterly , vol.46 , pp. 597-621
    • Brusoni, S.1    Prencipe, A.2    Pavitt, K.3
  • 20
    • 0001091185 scopus 로고
    • Intra-organizational ecology of strategy making and organizational adaptation: Theory and field research
    • Burgelman, R.A. 1991 Intra-organizational ecology of strategy making and organizational adaptation: Theory and field research. Organization Science 2(3): 239-262.
    • (1991) Organization Science , vol.2 , Issue.3 , pp. 239-262
    • Burgelman, R.A.1
  • 23
    • 0022201955 scopus 로고
    • Concentration and specialization: Dynamics of niche width in populations of organizations
    • Carroll, G. 1985. Concentration and specialization: Dynamics of niche width in populations of organizations. American Journal of Sociology, 90: 1263-1283.
    • (1985) American Journal of Sociology , vol.90 , pp. 1263-1283
    • Carroll, G.1
  • 24
    • 0030548983 scopus 로고    scopus 로고
    • The color of money and the nature of value: Greenbacks and gold
    • Carruthers, B. G. 1996. The color of money and the nature of value: Greenbacks and gold. American Journal of Sociology, 101: 1556-1592.
    • (1996) American Journal of Sociology , vol.101 , pp. 1556-1592
    • Carruthers, B.G.1
  • 27
    • 84979188687 scopus 로고
    • The nature of the firm
    • Coase, R. H. 1937. The nature of the firm. Economics (new series), 4: 386-400.
    • (1937) Economics (New Series) , vol.4 , pp. 386-400
    • Coase, R.H.1
  • 28
    • 0001731516 scopus 로고
    • The institutional structure of production
    • Coase, R. H. 1992. The institutional structure of production. American Economic Review, 82: 713-719.
    • (1992) American Economic Review , vol.82 , pp. 713-719
    • Coase, R.H.1
  • 29
    • 0007796191 scopus 로고    scopus 로고
    • Securitization: What is different about the USA?
    • Coles, A. 1999. Securitization: What is different about the USA? Housing Finance International, March: 9-13.
    • (1999) Housing Finance International , Issue.MARCH , pp. 9-13
    • Coles, A.1
  • 30
    • 1142284844 scopus 로고    scopus 로고
    • Law from order: Economic development and the jurisprudence of social norms
    • M. Olson & S. Kahkonen (Eds.). Oxford, England: Oxford University Press
    • Cooter, R. D. 2000. Law from order: Economic development and the jurisprudence of social norms. In M. Olson & S. Kahkonen (Eds.), A not-so-dismal science: A broader view of economics and societies: 228-244. Oxford, England: Oxford University Press.
    • (2000) A Not-so-dismal Science: A Broader View of Economics and Societies , pp. 228-244
    • Cooter, R.D.1
  • 31
    • 47649107473 scopus 로고    scopus 로고
    • Overstrong against thyself
    • M. Olson & S. Kahkonen (Eds.). Oxford, England: Oxford University Press
    • De Long, J. B. 2000. Overstrong against thyself. In M. Olson & S. Kahkonen (Eds.), A not-so-dismal science: A broader view of economics and societies: 138-167. Oxford, England: Oxford University Press.
    • (2000) A Not-so-dismal Science: A Broader View of Economics and Societies , pp. 138-167
    • De Long, J.B.1
  • 33
    • 0000953669 scopus 로고
    • The iron cage revisited: Institutional isomorphism and collective rationality in organizational fields
    • DiMaggio, P. J., & Powell, W. W. 1983. The iron cage revisited: Institutional isomorphism and collective rationality in organizational fields. American Sociological Review, 48: 147-160.
    • (1983) American Sociological Review , vol.48 , pp. 147-160
    • Dimaggio, P.J.1    Powell, W.W.2
  • 34
    • 17444369193 scopus 로고    scopus 로고
    • Relative profitability of the mortgage industry
    • Duncan, D. G. 1998. Relative profitability of the mortgage industry. Mortgage Banking, 58(9): 95-97.
    • (1998) Mortgage Banking , vol.58 , Issue.9 , pp. 95-97
    • Duncan, D.G.1
  • 35
    • 0010933440 scopus 로고
    • Firm and market interfaces of profit center control
    • S. Lindberg, J. S. Coleman, & S. Novak (Eds.). New York: Russell Sage
    • Eccles, R. G., & White, H. C. 1986. Firm and market interfaces of profit center control. In S. Lindberg, J. S. Coleman, & S. Novak (Eds.), Approaches to social theory: 203-220. New York: Russell Sage.
    • (1986) Approaches to Social Theory , pp. 203-220
    • Eccles, R.G.1    White, H.C.2
  • 36
    • 0001073758 scopus 로고
    • Building theories from case study research
    • Eisenhardt, K. M. 1989. Building theories from case study research. Academy of Management Review, 14: 532-550.
    • (1989) Academy of Management Review , vol.14 , pp. 532-550
    • Eisenhardt, K.M.1
  • 37
    • 0001525669 scopus 로고
    • Better stories and better constructs: The case for rigor and comparative logic
    • Eisenhardt, K. M. 1991. Better stories and better constructs: The case for rigor and comparative logic. Academy of Management Review, 16: 620-627.
    • (1991) Academy of Management Review , vol.16 , pp. 620-627
    • Eisenhardt, K.M.1
  • 38
    • 0031225351 scopus 로고    scopus 로고
    • Strategy and the new economics of information
    • Evans, P., & Wurster, T. S. 1997. Strategy and the new economics of information. Harvard Business Review, 75(5): 70-83.
    • (1997) Harvard Business Review , vol.75 , Issue.5 , pp. 70-83
    • Evans, P.1    Wurster, T.S.2
  • 39
    • 0004007818 scopus 로고    scopus 로고
    • Boston: Harvard Business School Press
    • Evans, P., & Wurster, T. S. 1999. Blown to bits. Boston: Harvard Business School Press.
    • (1999) Blown to Bits
    • Evans, P.1    Wurster, T.S.2
  • 41
    • 85039369755 scopus 로고
    • as amended by October 28
    • Fannie Mae. 1992. Fannie Mae Charter Act (as amended by October 28). http://www.fanniemae.com/global/pdf/aboutfm/understanding/charter.pdf.
    • (1992) Fannie Mae Charter Act
    • Mae, F.1
  • 42
    • 0346462057 scopus 로고    scopus 로고
    • Integration of trade and dis-integration of production in the global economy
    • Feenstra, R. 1998. Integration of trade and dis-integration of production in the global economy. Journal of Economic Perspectives, 12(4): 31-50.
    • (1998) Journal of Economic Perspectives , vol.12 , Issue.4 , pp. 31-50
    • Feenstra, R.1
  • 43
  • 44
    • 0003490975 scopus 로고    scopus 로고
    • Discussion paper, MIT Center for Technology, Policy, and Industrial Development, Cambridge, MA
    • Fine, C. H., & Whitney, D. E. 1996. Is the make-buy decision a core competence? Discussion paper, MIT Center for Technology, Policy, and Industrial Development, Cambridge, MA.
    • (1996) Is the Make-buy Decision A Core Competence?
    • Fine, C.H.1    Whitney, D.E.2
  • 45
    • 84973706451 scopus 로고
    • Alternative arguments for generalizing from data as applied to qualitative research
    • Firestone, W. A. 1993. Alternative arguments for generalizing from data as applied to qualitative research. Educational Researcher, 22(4): 16-23.
    • (1993) Educational Researcher , vol.22 , Issue.4 , pp. 16-23
    • Firestone, W.A.1
  • 47
    • 51249085052 scopus 로고
    • Unbundling of residential mortgage finance
    • Follain, J. R., & Zorn, P. M. 1990. Unbundling of residential mortgage finance. Journal of Housing Research, 1: 117-137.
    • (1990) Journal of Housing Research , vol.1 , pp. 117-137
    • Follain, J.R.1    Zorn, P.M.2
  • 48
    • 22944445513 scopus 로고    scopus 로고
    • The debate over automated underwriting
    • Foster, D. 1997. The debate over automated underwriting. Mortgage Banking, 57(8): 10-16.
    • (1997) Mortgage Banking , vol.57 , Issue.8 , pp. 10-16
    • Foster, D.1
  • 49
    • 22944475008 scopus 로고
    • New paradigm for lenders
    • Garrett, J. 1989. New paradigm for lenders. Mortgage Banking, 49(8): 30-37.
    • (1989) Mortgage Banking , vol.49 , Issue.8 , pp. 30-37
    • Garrett, J.1
  • 50
    • 22944470567 scopus 로고
    • The unbundling of an industry
    • Garrett, J. 1993. The unbundling of an industry. Mortgage Banking, 53(5):12-21.
    • (1993) Mortgage Banking , vol.53 , Issue.5 , pp. 12-21
    • Garrett, J.1
  • 52
    • 0002706651 scopus 로고
    • The organizational tension between static and dynamic efficiency
    • Ghemawat, P., & Ricart i Costa, J. 1993. The organizational tension between static and dynamic efficiency. Strategic Management Journal, 14: 59-74.
    • (1993) Strategic Management Journal , vol.14 , pp. 59-74
    • Ghemawat, P.1    Ricart I Costa, J.2
  • 54
    • 17444389671 scopus 로고    scopus 로고
    • Adaptation in vertical relationships: Beyond incentive conflict
    • Gulati, R., Lawrence, P. R., & Puranam, P. 2005. Adaptation in vertical relationships: Beyond incentive conflict. Strategic Management Journal, 26: 415-440.
    • (2005) Strategic Management Journal , vol.26 , pp. 415-440
    • Gulati, R.1    Lawrence, P.R.2    Puranam, P.3
  • 55
    • 0032218715 scopus 로고    scopus 로고
    • The architecture of cooperation: Managing coordination costs and appropriation concerns in strategic alliances
    • Gulati, R., & Singh, H. 1998. The architecture of cooperation: Managing coordination costs and appropriation concerns in strategic alliances. Administrative Science Quarterly, 43: 781-815.
    • (1998) Administrative Science Quarterly , vol.43 , pp. 781-815
    • Gulati, R.1    Singh, H.2
  • 56
    • 0033087021 scopus 로고    scopus 로고
    • Unbundling the corporation
    • Hagel, J., & Singer, M. 1999. Unbundling the corporation. Harvard Business Review, 77(2): 133-142.
    • (1999) Harvard Business Review , vol.77 , Issue.2 , pp. 133-142
    • Hagel, J.1    Singer, M.2
  • 58
    • 0001511053 scopus 로고
    • Architectural innovation: The reconfiguration of existing systems and the failure of established firms
    • Henderson, R., & Clark, K. B., 1990. Architectural innovation: The reconfiguration of existing systems and the failure of established firms. Administrative Science Quarterly, 35: 9-30.
    • (1990) Administrative Science Quarterly , vol.35 , pp. 9-30
    • Henderson, R.1    Clark, K.B.2
  • 59
    • 85039381410 scopus 로고    scopus 로고
    • Bethesda, MD: Inside Mortgage Finance Publications
    • Inside Mortgage Finance Publications. 2000. Mortgage market statistical annual. Bethesda, MD: Inside Mortgage Finance Publications.
    • (2000) Mortgage Market Statistical Annual
  • 60
    • 17444414392 scopus 로고    scopus 로고
    • Mortgage banking unbundling
    • Jacobides, M. G. 2001. Mortgage banking unbundling. Mortgage Banking 61(4): 28-39.
    • (2001) Mortgage Banking , vol.61 , Issue.4 , pp. 28-39
    • Jacobides, M.G.1
  • 62
    • 22944490258 scopus 로고    scopus 로고
    • Playing football in a soccer field: Value chain structure, vertical co-specialization, institutional modularity and success in foreign expansion
    • In press
    • Jacobides, M. G. 2005. Playing football in a soccer field: Value chain structure, vertical co-specialization, institutional modularity and success in foreign expansion. Managerial and Decision Economics: In press.
    • (2005) Managerial and Decision Economics
    • Jacobides, M.G.1
  • 64
    • 0035531995 scopus 로고    scopus 로고
    • Information policy: Shaping the value of agency relations
    • Jacobides, M. G., & Croson, D. C. 2001. Information policy: Shaping the value of agency relations. Academy of Management Review, 26: 202-221.
    • (2001) Academy of Management Review , vol.26 , pp. 202-221
    • Jacobides, M.G.1    Croson, D.C.2
  • 65
    • 22944467228 scopus 로고    scopus 로고
    • Losing sight of the forest for the trees? Productive capabilities and gains from trade as drivers of vertical scope
    • In press
    • Jacobides, M. G., & Hitt, L. M. 2005. Losing sight of the forest for the trees? Productive capabilities and gains from trade as drivers of vertical scope. Strategic Management Journal, 26: In press.
    • (2005) Strategic Management Journal , vol.26
    • Jacobides, M.G.1    Hitt, L.M.2
  • 66
    • 17444380442 scopus 로고    scopus 로고
    • The co-evolution of capabilities and transaction costs: Explaining the institutional structure of production
    • Jacobides, M. G., & Winter, S. G. 2005. The co-evolution of capabilities and transaction costs: Explaining the institutional structure of production. Strategic Management Journal, 26: 395-413.
    • (2005) Strategic Management Journal , vol.26 , pp. 395-413
    • Jacobides, M.G.1    Winter, S.G.2
  • 67
    • 22944460287 scopus 로고
    • In search of the real mortgage bankers
    • Jacobs, J. J. 1993. In search of the real mortgage bankers. Mortgage Banking, 53(6): 21.
    • (1993) Mortgage Banking , vol.53 , Issue.6 , pp. 21
    • Jacobs, J.J.1
  • 68
    • 0000827401 scopus 로고
    • Vertical integration, appropriable rents, and the competitive contracting process
    • Klein, B., Crawford, R. A., & Alchian, A. A. 1978. Vertical integration, appropriable rents, and the competitive contracting process. Journal of Law and Economics, 21: 297-326.
    • (1978) Journal of Law and Economics , vol.21 , pp. 297-326
    • Klein, B.1    Crawford, R.A.2    Alchian, A.A.3
  • 71
    • 0030496995 scopus 로고    scopus 로고
    • What firms do? Coordination, identity, and learning
    • Kogut, B., & Zander, U. 1996. What firms do? Coordination, identity, and learning. Organization Science, 7: 502-518.
    • (1996) Organization Science , vol.7 , pp. 502-518
    • Kogut, B.1    Zander, U.2
  • 72
    • 22944446484 scopus 로고
    • The wholesale business
    • LaMalfa, T. 1990. The wholesale business. Mortgage Banking, 50(1): 53-55.
    • (1990) Mortgage Banking , vol.50 , Issue.1 , pp. 53-55
    • Lamalfa, T.1
  • 73
    • 22944453752 scopus 로고    scopus 로고
    • Wholesale giants '97
    • LaMalfa, T. 1998. Wholesale giants '97. Mortgage Banking, 58(11): 46-64.
    • (1998) Mortgage Banking , vol.58 , Issue.11 , pp. 46-64
    • LaMalfa, T.1
  • 74
    • 77956982654 scopus 로고
    • Transaction cost economics in real time
    • Langlois, R. N. 1992. Transaction cost economics in real time. Industrial and Corporate Change, 1: 99-127.
    • (1992) Industrial and Corporate Change , vol.1 , pp. 99-127
    • Langlois, R.N.1
  • 75
    • 0038556826 scopus 로고    scopus 로고
    • The vanishing hand: The changing dynamics of industrial capitalism
    • Langlois, R. N. 2003. The vanishing hand: The changing dynamics of industrial capitalism. Industrial and Corporate Change, 12: 351-385.
    • (2003) Industrial and Corporate Change , vol.12 , pp. 351-385
    • Langlois, R.N.1
  • 76
    • 0032804320 scopus 로고    scopus 로고
    • Capabilities and governance: The rebirth of production in the theory of economic organization
    • Langlois, R. N., & Foss, N. J. 1999. Capabilities and governance: The rebirth of production in the theory of economic organization. Kyklos, 52(2): 201-218.
    • (1999) Kyklos , vol.52 , Issue.2 , pp. 201-218
    • Langlois, R.N.1    Foss, N.J.2
  • 77
    • 84974465495 scopus 로고
    • Explaining vertical integration: Lessons from the American automobile industry
    • Langlois, R. N., & Robertson, P. L. 1989. Explaining vertical integration: Lessons from the American automobile industry. Journal of Economic History, 49: 361-375.
    • (1989) Journal of Economic History , vol.49 , pp. 361-375
    • Langlois, R.N.1    Robertson, P.L.2
  • 80
    • 22944490585 scopus 로고
    • A new look at technology
    • Lebowitz, J. 1995. A new look at technology. Mortgage Banking, 55(4): 50-59.
    • (1995) Mortgage Banking , vol.55 , Issue.4 , pp. 50-59
    • Lebowitz, J.1
  • 84
    • 0034353947 scopus 로고    scopus 로고
    • Market institutions and economic evolution
    • Loasby, B. 2000. Market institutions and economic evolution. Journal of Evolutionary Economics, 10: 297-309.
    • (2000) Journal of Evolutionary Economics , vol.10 , pp. 297-309
    • Loasby, B.1
  • 85
    • 0032353401 scopus 로고    scopus 로고
    • Reversal of fortune? the recovery of the US semiconductor industry
    • Macher, T. 1998. Reversal of fortune? The recovery of the US semiconductor industry. California Management Review, 41(1): 107-137.
    • (1998) California Management Review , vol.41 , Issue.1 , pp. 107-137
    • Macher, T.1
  • 86
    • 1642532626 scopus 로고    scopus 로고
    • Constructing a market, performing theory: The historical sociology of a financial derivatives exchange
    • MacKenzie, D., & Millo, Y. 2003. Constructing a market, performing theory: The historical sociology of a financial derivatives exchange. American Journal of Sociology, 109: 107-145.
    • (2003) American Journal of Sociology , vol.109 , pp. 107-145
    • MacKenzie, D.1    Millo, Y.2
  • 87
    • 0036605278 scopus 로고    scopus 로고
    • Reassessing the fundamentals and beyond: Ronald Coase, the transaction cost and resources based theories of the firm and the institutional structure of production
    • Madhok, A. 2002. Reassessing the fundamentals and beyond: Ronald Coase, the transaction cost and resources based theories of the firm and the institutional structure of production. Strategic Management Journal, 23: 535-550.
    • (2002) Strategic Management Journal , vol.23 , pp. 535-550
    • Madhok, A.1
  • 88
    • 0347472780 scopus 로고
    • The new economics of mortgaging
    • Mara, J. P. 1989. The new economics of mortgaging. Mortgage Banking, 49(3): 89-94.
    • (1989) Mortgage Banking , vol.49 , Issue.3 , pp. 89-94
    • Mara, J.P.1
  • 89
    • 21144459606 scopus 로고
    • Organizational decline and adaptation: Theoretical controversies
    • McKinley, W. 1993. Organizational decline and adaptation: Theoretical controversies. Organization Science, 4(1): 1-10.
    • (1993) Organization Science , vol.4 , Issue.1 , pp. 1-10
    • McKinley, W.1
  • 93
    • 0029388721 scopus 로고
    • Technical dialog as an incentive for vertical integration in the semiconductor industry
    • Monteverde, K. 1995. Technical dialog as an incentive for vertical integration in the semiconductor industry. Management Science, 41: 1624-1638.
    • (1995) Management Science , vol.41 , pp. 1624-1638
    • Monteverde, K.1
  • 95
    • 0000471240 scopus 로고
    • Information processing as an integrating concept in organizational design
    • Nadler, D. A., & Tushman, M. L. 1978. Information processing as an integrating concept in organizational design. Academy of Management Review, 3: 613-625.
    • (1978) Academy of Management Review , vol.3 , pp. 613-625
    • Nadler, D.A.1    Tushman, M.L.2
  • 100
    • 22944436545 scopus 로고
    • The mortgage banking food chain
    • O'Donnel, T., & Divney, B. 1994. The mortgage banking food chain. Mortgage Banking, 54(11): 29-34.
    • (1994) Mortgage Banking , vol.54 , Issue.11 , pp. 29-34
    • O'Donnel, T.1    Divney, B.2
  • 103
    • 21344451015 scopus 로고    scopus 로고
    • Putting the squeeze on a market for lemons: Government-sponsored mortgage secuhtization
    • Passmore, W., & Sparks, R.W. 1996. Putting the squeeze on a market for lemons: Government-sponsored mortgage secuhtization. Journal of Real Estate and Economics, 13(1): 27-43.
    • (1996) Journal of Real Estate and Economics , vol.13 , Issue.1 , pp. 27-43
    • Passmore, W.1    Sparks, R.W.2
  • 104
    • 0345025031 scopus 로고
    • Language as a limiting factor for centralization
    • Pelikan, P. 1969. Language as a limiting factor for centralization. American Economic Review, 59: 625-631.
    • (1969) American Economic Review , vol.59 , pp. 625-631
    • Pelikan, P.1
  • 105
    • 84929228280 scopus 로고
    • Longitudinal field research on change: Theory and practice
    • Pettigrew, A. M. 1990. Longitudinal field research on change: Theory and practice. Organizational Science, 1: 267-292.
    • (1990) Organizational Science , vol.1 , pp. 267-292
    • Pettigrew, A.M.1
  • 108
    • 22944447203 scopus 로고
    • The revolution in mortgage origination
    • Propper, M. S., & Furino, R. D. 1994. The revolution in mortgage origination. Mortgage Banking, 54(9): 64-71.
    • (1994) Mortgage Banking , vol.54 , Issue.9 , pp. 64-71
    • Propper, M.S.1    Furino, R.D.2
  • 109
    • 84860966971 scopus 로고    scopus 로고
    • Bringing some discipline to M & A mania ("Mastering management series")
    • Puranam, P., & Singh, H. 2000. Bringing some discipline to M & A mania ("Mastering management series"). Financial Times, October 30: 85-89.
    • (2000) Financial Times , Issue.OCTOBER 30 , pp. 85-89
    • Puranam, P.1    Singh, H.2
  • 110
    • 0000888534 scopus 로고
    • The organization of industry
    • Richardson, G. B. 1972. The organization of industry. Economic Journal, 82: 883-896.
    • (1972) Economic Journal , vol.82 , pp. 883-896
    • Richardson, G.B.1
  • 111
    • 0033240213 scopus 로고    scopus 로고
    • Social ontology and the dynamics of organizational forms: Creating market actors in the healthcare field
    • Ruef, M. 1999. Social ontology and the dynamics of organizational forms: Creating market actors in the healthcare field. Social Forces, 77: 1403-1432.
    • (1999) Social Forces , vol.77 , pp. 1403-1432
    • Ruef, M.1
  • 112
    • 0034343095 scopus 로고    scopus 로고
    • Towards a general modular systems theory and its application to interfirm product modularity
    • Schilling, M. 2000. Towards a general modular systems theory and its application to interfirm product modularity. Academy of Management Review, 25: 312-335.
    • (2000) Academy of Management Review , vol.25 , pp. 312-335
    • Schilling, M.1
  • 113
    • 22944478715 scopus 로고
    • Great strides in industry automation
    • Schneider, H. 1994. Great strides in industry automation. Mortgage Banking, 55(2): 10-17.
    • (1994) Mortgage Banking , vol.55 , Issue.2 , pp. 10-17
    • Schneider, H.1
  • 114
    • 0003971613 scopus 로고
    • [1st published in German; Leipzig: Duncker & Humblot]. Cambridge, MA: Harvard University Press
    • Schumpeter, J. A. 1911/1934. The theory of economic development [1st published in German; Leipzig: Duncker & Humblot]. Cambridge, MA: Harvard University Press.
    • (1911) The Theory of Economic Development
    • Schumpeter, J.A.1
  • 117
    • 22944458926 scopus 로고
    • Data standardization: Streamlining access to the secondary market
    • Slesinger, P. K. 1994. Data standardization: Streamlining access to the secondary market. Mortgage Banking, 54(5): 107-109.
    • (1994) Mortgage Banking , vol.54 , Issue.5 , pp. 107-109
    • Slesinger, P.K.1
  • 119
    • 0001277766 scopus 로고
    • The division of labor is limited by the extent of the market
    • Stigler, G. J. 1951. The division of labor is limited by the extent of the market. Journal of Political Economy, 59: 185-193.
    • (1951) Journal of Political Economy , vol.59 , pp. 185-193
    • Stigler, G.J.1
  • 121
    • 22944446483 scopus 로고    scopus 로고
    • The new Web-centric servicing business
    • Thinakal, S. 2001 The new Web-centric servicing business. Mortgage Banking, 61(2): 41-46.
    • (2001) Mortgage Banking , vol.61 , Issue.2 , pp. 41-46
    • Thinakal, S.1
  • 124
    • 84881946969 scopus 로고
    • Technological discontinuities and organizational environments
    • Tushman, M., & Anderson, P. 1986. Technological discontinuities and organizational environments. Administrative Science Quarterly, 31: 439-465.
    • (1986) Administrative Science Quarterly , vol.31 , pp. 439-465
    • Tushman, M.1    Anderson, P.2
  • 125
    • 84860963555 scopus 로고
    • Publ. no. 97-320, 96 Stat. 1469
    • U.S. Congress. 1982. Garn-St. Germain depository institutions act of 1982. Publ. no. 97-320, 96 Stat. 1469; http://www.fdic.gov/regulations/laws/rules/8000-4100.html.
    • (1982) Garn-St. Germain Depository Institutions Act of 1982
  • 126
    • 0141799635 scopus 로고    scopus 로고
    • Policy paper, Office of Policy Development and Research, Washington, DC
    • U.S. Department of Housing and Urban Development. 1996. Privatization of Fannie Mae and Freddie Mac. Policy paper, Office of Policy Development and Research, Washington, DC.
    • (1996) Privatization of Fannie Mae and Freddie Mac
  • 128
    • 0004095889 scopus 로고
    • Washington, DC: U.S. Government Printing Office
    • U.S. Treasury Department. 1991. Modernizing the financial system. Washington, DC: U.S. Government Printing Office.
    • (1991) Modernizing the Financial System
  • 135
    • 0000400312 scopus 로고    scopus 로고
    • Strategy research: Governance and competence perspectives
    • Williamson, O. E. 1999. Strategy research: Governance and competence perspectives. Strategic Management Journal, 20: 1087-1108.
    • (1999) Strategic Management Journal , vol.20 , pp. 1087-1108
    • Williamson, O.E.1
  • 136
    • 0000409508 scopus 로고    scopus 로고
    • New institutional economics: Taking stock, looking ahead
    • Williamson, O. E. 2000. New institutional economics: Taking stock, looking ahead. Journal of Economic Literature, 38: 595-614.
    • (2000) Journal of Economic Literature , vol.38 , pp. 595-614
    • Williamson, O.E.1
  • 137
    • 33947716845 scopus 로고
    • Schumperterian competition in alternative technological regimes
    • Winter, S. G. 1984. Schumperterian competition in alternative technological regimes. Economic Behavior and Organization, 5: 287-320.
    • (1984) Economic Behavior and Organization , vol.5 , pp. 287-320
    • Winter, S.G.1
  • 139
    • 0001491347 scopus 로고
    • On Coase, competence and the corporation
    • O. E. Williamson & S. G. Winter (Eds.). Oxford, England: Oxford University Press
    • Winter, S. G. 1991. On Coase, competence and the corporation. In O. E. Williamson & S. G. Winter (Eds.), Nature of the firm, origins, evolution and development: 179-195. Oxford, England: Oxford University Press.
    • (1991) Nature of the Firm, Origins, Evolution and Development , pp. 179-195
    • Winter, S.G.1
  • 140
    • 22944492759 scopus 로고
    • Mortgage servicing comes of age
    • Wiser, R. F. & LaMalfa, T. 1991. Mortgage servicing comes of age. Mortgage Banking, 51(9): 14-18.
    • (1991) Mortgage Banking , vol.51 , Issue.9 , pp. 14-18
    • Wiser, R.F.1    LaMalfa, T.2
  • 143
    • 0034358465 scopus 로고    scopus 로고
    • Determinants of incentive intensity in group-based rewards
    • Zenger, T. R., & Marshall, C. R. 2000. Determinants of incentive intensity in group-based rewards. Academy of Management Journal, 43: 149-164.
    • (2000) Academy of Management Journal , vol.43 , pp. 149-164
    • Zenger, T.R.1    Marshall, C.R.2
  • 144
    • 0001085548 scopus 로고    scopus 로고
    • Testing alternative theories of the firm: Transaction cost, knowledge-based, and measurement
    • Zenger, T. R., & Poppo, L. 1998. Testing alternative theories of the firm: Transaction cost, knowledge-based, and measurement. Strategic Management Journal, 19: 853-878.
    • (1998) Strategic Management Journal , vol.19 , pp. 853-878
    • Zenger, T.R.1    Poppo, L.2


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.