메뉴 건너뛰기




Volumn 104, Issue 5, 2014, Pages 1-30

Retirement security in an aging population

Author keywords

[No Author keywords available]

Indexed keywords


EID: 84989298178     PISSN: 00028282     EISSN: None     Source Type: Journal    
DOI: 10.1257/aer.104.5.1     Document Type: Article
Times cited : (167)

References (94)
  • 1
    • 77949813743 scopus 로고    scopus 로고
    • The age of reason: Financial decisions over the life cycle and implications for regulation
    • Agarwal, Sumit, John C. Driscoll, Xavier Gabaix, and David Laibson. 2009. "The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation." Brookings Papers on Economic Activity (2): 51-101.
    • (2009) Brookings Papers on Economic Activity , vol.2 , pp. 51-101
    • Sumit, A.1    Driscoll, J.C.2    Gabaix, X.3    Laibson, D.4
  • 3
    • 84989284974 scopus 로고    scopus 로고
    • Englishtown, NJ: Annuity Shopper accessed December 15 2013
    • Annuity Shopper. 2013. 28(3). Englishtown, NJ: Annuity Shopper. http://www.immediateannuities.com/pdfs/as/annuity-shopper-current-issue.pdf?arx=d (accessed December 15, 2013).
    • (2013) , vol.28 , pp. 3
    • Shopper, A.1
  • 4
    • 84870831857 scopus 로고    scopus 로고
    • Demographic changes, financial markets, and the economy
    • Arnott, Robert D., and Denis B. Chaves. 2012. "Demographic Changes, Financial Markets, and the Economy." Financial Analysts Journal 68 (1): 23-46.
    • (2012) Financial Analysts Journal , vol.68 , Issue.1 , pp. 23-46
    • Arnott Robert, D.1    Chaves, D.B.2
  • 7
    • 84874755731 scopus 로고    scopus 로고
    • Behavioral economics and the retirement saving crisis
    • March 8
    • Benartzi, Shlomo, and Richard Thaler. 2013. "Behavioral Economics and the Retirement Saving Crisis." Science 339 (March 8): 1152-53.
    • (2013) Science , vol.339 , pp. 1152-1153
    • Shlomo, B.1    Thaler, R.2
  • 8
    • 84875811281 scopus 로고    scopus 로고
    • Aging and productivity: Introduction
    • June
    • Bloom, David E., and Alfonso Sousa-Poza. 2013. "Aging and Productivity: Introduction." Labour Economics 22 (June): 1-4.
    • (2013) Labour Economics , vol.22 , pp. 1-4
    • Bloom David, E.1    Sousa-Poza, A.2
  • 9
    • 84989283286 scopus 로고    scopus 로고
    • Board of Governors of the Federal Reserve System
    • Board of Governors of the Federal Reserve System. 2013. Economic Research and Data: Selected Interest Rates, H.15. http://www.federalreserve.gov/econresdata/statisticsdata.htm.
    • (2013) Economic Research and Data: Selected Interest Rates, H , vol.15
  • 11
    • 84888212124 scopus 로고    scopus 로고
    • Myths, scientific evidence, and economic policy in an aging world
    • Börsch-Supan, Axel. 2013. "Myths, Scientific Evidence, and Economic Policy in an Aging World." Journal of the Economics of Aging (1): 3-15.
    • (2013) Journal of the Economics of Aging , vol.1 , pp. 3-15
    • Axel, B.1
  • 12
    • 33749587003 scopus 로고    scopus 로고
    • Ageing, pension reform, and capital flows: A multi-country simulation model
    • Börsch-Supan, Axel, Alexander Ludwig, and Joachim Winter. 2006. "Ageing, Pension Reform, and Capital Flows: A Multi-Country Simulation Model." Economica 73 (292): 625-58.
    • (2006) Economica , vol.73 , Issue.292 , pp. 625-658
    • Axel, B.1    Ludwig, A.2    Winter, J.3
  • 17
    • 73949090138 scopus 로고    scopus 로고
    • The disappearing defined benefit pension and its potential impact on the retirement income of baby boomers
    • Butrica, Barbara A., Howard M. Iams, Karen E. Smith, and Eric J. Toder. 2009. "The Disappearing Defined Benefit Pension and Its Potential Impact on the Retirement Income of Baby Boomers." Social Security Bulletin 69 (3): 1-27.
    • (2009) Social Security Bulletin , vol.69 , Issue.3 , pp. 1-27
    • Butrica Barbara, A.1    Iams, H.M.2    Smith, K.E.3    Toder, E.J.4
  • 19
    • 84989338225 scopus 로고    scopus 로고
    • accessed December 29 2013 Bureau of Labor Statistics
    • Bureau of Labor Statistics. 2013. Employee Benefits Survey. US Department of Labor. http://www.bls.gov/ncs/ebs/benefits/2013/benefits-retirement.htm (accessed December 29, 2013).
    • (2013) Employee Benefits Survey. US Department of Labor
  • 20
    • 79957480568 scopus 로고    scopus 로고
    • Pension plan characteristics and framing effects in employee savings behavior
    • Card, David, and Michael Ransom. 2011. "Pension Plan Characteristics and Framing Effects in Employee Savings Behavior." Review of Economics and Statistics 93 (1): 228-43.
    • (2011) Review of Economics and Statistics , vol.93 , Issue.1 , pp. 228-243
    • David, C.1    Ransom, M.2
  • 22
    • 84989360990 scopus 로고    scopus 로고
    • accessed January 18 2014
    • Casanova, María. 2013. "Revisiting the Hump-Shaped Wage Profile." http://www.econ.ucla.edu/casanova/Files/Casanova-wage-older-workers.pdf (accessed January 18, 2014).
    • (2013) Revisiting the Hump-Shaped Wage Profile
    • María, C.1
  • 24
    • 11144260866 scopus 로고    scopus 로고
    • For better or worse: Default effects and 401(k) savings behavior
    • edited by David A. Wise. Chicago University of Chicago Press
    • Choi, James J., David Laibson, Brigitte C. Madrian, and Andrew Metrick. 2004. "For Better or Worse: Default Effects and 401(k) Savings Behavior." In Perspectives on the Economics of Aging, edited by David A. Wise, 81-126. Chicago: University of Chicago Press.
    • (2004) Perspectives on the Economics of Aging , pp. 81-126
    • Choi James, J.1    Laibson, D.2    Madrian, B.C.3    Metrick, A.4
  • 25
    • 65149102839 scopus 로고    scopus 로고
    • How household portfolios evolve after retirement: The effects of aging and health shocks
    • Coile, Courtney, and Kevin Milligan. 2009. "How Household Portfolios Evolve After Retirement: The Effects of Aging and Health Shocks." Review of Income and Wealth 55 (2): 226-48.
    • (2009) Review of Income and Wealth , vol.55 , Issue.2 , pp. 226-248
    • Courtney, C.1    Milligan, K.2
  • 26
    • 84989311497 scopus 로고    scopus 로고
    • 2006 Washington DC: Congressional Budget Office Congressional Budget Office
    • Congressional Budget Office. 2013. The Distribution of Federal Spending and Taxes in 2006. Washington, DC: Congressional Budget Office.
    • (2013) The Distribution of Federal Spending and Taxes in
  • 27
    • 84926427384 scopus 로고    scopus 로고
    • Evidence for significant compression of morbidity in the Elderly U.S. Population
    • edited by D. Wise. Chicago University of Chicago Press. Forthcoming
    • Cutler, David, Kaushik Ghosh, and Mary Beth Landrum. Forthcoming. "Evidence for Significant Compression of Morbidity in the Elderly U.S. Population." In Discoveries in the Economics of Aging, edited by D. Wise. Chicago: University of Chicago Press.
    • Discoveries in the Economics of Aging
    • David, C.1    Ghosh, K.2    Beth Landrum, M.3
  • 31
    • 84867773115 scopus 로고    scopus 로고
    • The new demographic transition: Most gains in life expectancy now realized late in life
    • Eggleston, Karen N., and Victor R. Fuchs. 2012. "The New Demographic Transition: Most Gains in Life Expectancy Now Realized Late in Life." Journal of Economic Perspectives 26 (3): 137-56.
    • (2012) Journal of Economic Perspectives , vol.26 , Issue.3 , pp. 137-156
    • Eggleston Karen, N.1    Fuchs, V.R.2
  • 32
    • 84953887008 scopus 로고    scopus 로고
    • Washington, DC: EBRI Employee Benefits Research Institute
    • Employee Benefits Research Institute. 2013. EBRI Databook on Employee Benefits. Washington, DC: EBRI.
    • (2013) EBRI Databook on Employee Benefits
  • 33
    • 84989360992 scopus 로고    scopus 로고
    • Federal Reserve Bank of Philadelphia
    • Federal Reserve Bank of Philadelphia. 2013. Historical Data: Livingston Survey: Mean Data. http://www.phil.frb.org/research-And-data/real-Time-center/livingston-survey/.
    • (2013) Historical Data: Livingston Survey: Mean Data
  • 34
    • 84871463050 scopus 로고    scopus 로고
    • Federal Interagency Forum on Aging-Related Statistics. Washington, DC Government Printing Office Federal Interagency Forum on Aging-Related Statistics
    • Federal Interagency Forum on Aging-Related Statistics. 2012. Older Americans 2012: Key Indicators of Well-Being. Federal Interagency Forum on Aging-Related Statistics. Washington, DC: Government Printing Office.
    • (2012) Older Americans 2012: Key Indicators of Well-Being
  • 36
    • 33748923818 scopus 로고    scopus 로고
    • Are successive generations getting wealthier, and if so, why? Evidence from the 1990s
    • Gale, William G., and Karen M. Pence. 2006. "Are Successive Generations Getting Wealthier, and if So, Why? Evidence from the 1990s." Brookings Papers on Economic Activity (1): 155-213.
    • (2006) Brookings Papers on Economic Activity , vol.1 , pp. 155-213
    • Gale William, G.1    Pence, K.M.2
  • 38
    • 84901472517 scopus 로고    scopus 로고
    • The growing gap in life expectancy: Using the future economic model to estimate implications for social security and medicare
    • Goldman, Dana, and Peter Orszag. 2014. "The Growing Gap in Life Expectancy: Using the Future Economic Model to Estimate Implications for Social Security and Medicare." American Economic Review 104 (5): 230.
    • (2014) American Economic Review , vol.104 , Issue.5 , pp. 230
    • Dana, G.1    Orszag, P.2
  • 39
    • 84873723534 scopus 로고    scopus 로고
    • How did the recession of 2007-2009 affect the wealth and retirement of the near retirement age population in the health and retirement study?
    • Gustman, Alan L., Thomas L. Steinmeier, and Nahid Tabatabai. 2012. "How Did the Recession of 2007-2009 Affect the Wealth and Retirement of the Near Retirement Age Population in the Health and Retirement Study?" Social Security Bulletin 72 (4): 47-66.
    • (2012) Social Security Bulletin , vol.72 , Issue.4 , pp. 47-66
    • Gustman Alan, L.1    Steinmeier, T.L.2    Tabatabai, N.3
  • 41
    • 84880496579 scopus 로고    scopus 로고
    • The 2013 retirement confidence survey: Perceived savings needs outpace reality for many
    • Washington, DC: Employee Benefits Research Institute
    • Helman, Ruth, Nevin Adams, Craig Copeland, and Jack VanDerhei. 2013. "The 2013 Retirement Confidence Survey: Perceived Savings Needs Outpace Reality for Many." EBRI Issue Brief Number 384. Washington, DC: Employee Benefits Research Institute.
    • (2013) EBRI Issue Brief Number 384
    • Ruth, H.1    Adams, N.2    Copeland, C.3    VanDerhei, J.4
  • 42
    • 0242538466 scopus 로고    scopus 로고
    • US Census Bureau: CENSR-4. Washington, DC Government Printing Office
    • Hobbs, Frank, and Nicole Stoops. 2002. Demographic Trends in the 20th Century. US Census Bureau: CENSR-4. Washington, DC: Government Printing Office.
    • (2002) Demographic Trends in the 20th Century
    • Frank, H.1    Stoops, N.2
  • 43
    • 84989282581 scopus 로고    scopus 로고
    • 401(k) plan asset allocation, account balances, and loan activity in 2012
    • Washington DC: Investment Company Institute
    • Holden, Sarah, Jack VanDerhei, Luis Alonso, and Steven Bass. 2013. "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2012." ICI Research Perspective 19 (12). Washington, DC: Investment Company Institute.
    • (2013) ICI Research Perspective , vol.19 , Issue.12
    • Sarah, H.1    VanDerhei, J.2    Alonso, L.3    Bass, S.4
  • 44
    • 84902209980 scopus 로고    scopus 로고
    • Economic preparation for retirement
    • Chicago University of Chicago Press, edited by David Wise
    • Hurd, Michael, and Susann Rohwedder. 2012. "Economic Preparation for Retirement." In Investigations in the Economics of Aging, edited by David Wise, 77-113. Chicago: University of Chicago Press.
    • (2012) Investigations in the Economics of Aging , pp. 77-113
    • Michael, H.1    Rohwedder, S.2
  • 45
  • 46
    • 84886442937 scopus 로고    scopus 로고
    • Social security income measurement in two surveys
    • Iams, Howard, and Patrick Purcell. 2013. "Social Security Income Measurement in Two Surveys." Social Security Bulletin 73 (3):1-10.
    • (2013) Social Security Bulletin , vol.73 , Issue.3 , pp. 1-10
    • Howard, I.1    Purcell, P.2
  • 48
    • 84920964991 scopus 로고    scopus 로고
    • Age and scientific genius
    • edited by D. K. Simonton. Oxford: John Wiley & Sons. Forthcoming
    • Jones, Benjamin, E. J. Reedy, and Bruce A. Weinberg. Forthcoming. "Age and Scientific Genius." In The Wiley Handbook of Genius, edited by D. K. Simonton. Oxford: John Wiley & Sons.
    • The Wiley Handbook of Genius
    • Benjamin, J.1    Reedy, E.J.2    Weinberg, B.A.3
  • 53
    • 84896941901 scopus 로고    scopus 로고
    • The economic importance of financial literacy: Theory and evidence
    • Lusardi, Annamaria, and Olivia S. Mitchell. 2014. "The Economic Importance of Financial Literacy: Theory and Evidence." Journal of Economic Literature 52 (1): 5-44.
    • (2014) Journal of Economic Literature , vol.52 , Issue.1 , pp. 5-44
    • Annamaria, L.1    Mitchell, O.S.2
  • 54
    • 0039888638 scopus 로고    scopus 로고
    • The power of suggestion: Inertia in 401(k) participation and savings behavior
    • Madrian, Brigitte C., and Dennis F. Shea. 2001. "The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior." Quarterly Journal of Economics 116 (4): 1149-87.
    • (2001) Quarterly Journal of Economics , vol.116 , Issue.4 , pp. 1149-1187
    • Madrian Brigitte, C.1    Shea, D.F.2
  • 55
    • 84873426581 scopus 로고    scopus 로고
    • The risk of out-of-pocket health care expenditure at the end of life
    • Chicago University of Chicago Press, edited by David Wise
    • Marshall, Samuel, Kathleen McGarry, and Jonathan Skinner. 2011. "The Risk of Out-of-Pocket Health Care Expenditure at the End of Life." In Explorations in the Economics of Aging, edited by David Wise, 101-28. Chicago: University of Chicago Press.
    • (2011) Explorations in the Economics of Aging , pp. 101-128
    • Samuel, M.1    McGarry, K.2    Skinner, J.3
  • 57
    • 84883611130 scopus 로고    scopus 로고
    • Population Reference Bureau, World Population Data Sheet 2012
    • Mather, Mark. 2012. Fact Sheet: The Decline in U.S. Fertility. Population Reference Bureau, World Population Data Sheet 2012. http://www.prb.org/Publications/Datasheets/2012/world-population-data-sheet/fact-sheet-us-population.aspx.
    • (2012) Fact Sheet: The Decline in U.S. Fertility
    • Mark, M.1
  • 58
    • 41749085490 scopus 로고    scopus 로고
    • The gap gets bigger: Changes in mortality and life expectancy, by education, 1981-2000
    • Meara, Ellen, Seth Richards, and David Cutler. 2008. "The Gap Gets Bigger: Changes in Mortality and Life Expectancy, by Education, 1981-2000." Health Affairs 27 (2): 350-60.
    • (2008) Health Affairs , vol.27 , Issue.2 , pp. 350-360
    • Ellen, M.1    Richards, S.2    Cutler, D.3
  • 59
    • 84989315818 scopus 로고    scopus 로고
    • Observations on financial education and consumer financial protection
    • Charlottesville, VA: Research Foundation of CFA Institute, edited by Zvi Bodie, Laurence Siegel, and Lisa Stanton
    • Merton, Robert C. 2012. "Observations on Financial Education and Consumer Financial Protection." In Life-Cycle Investing: Financial Education and Consumer Protection, edited by Zvi Bodie, Laurence Siegel, and Lisa Stanton, 1-20. Charlottesville, VA: Research Foundation of CFA Institute.
    • (2012) Life-Cycle Investing: Financial Education and Consumer Protection , pp. 1-20
    • Merton Robert, C.1
  • 66
    • 79955760114 scopus 로고    scopus 로고
    • Washington, DC: National Academies Press National Research Council
    • National Research Council. 2010. Choosing the Nation's Fiscal Future. Washington, DC: National Academies Press.
    • (2010) Choosing the Nation's Fiscal Future
  • 69
    • 0035623427 scopus 로고    scopus 로고
    • Demographic structure and asset returns
    • Poterba, James. 2001. "Demographic Structure and Asset Returns." Review of Economics and Statistics 83 (4): 565-84.
    • (2001) Review of Economics and Statistics , vol.83 , Issue.4 , pp. 565-584
    • James, P.1
  • 70
    • 59349086096 scopus 로고    scopus 로고
    • Defined contribution plans, defined benefit plans, and the accumulation of retirement wealth
    • Poterba, James, Joshua Rauh, Steven Venti, and David Wise. 2007. "Defined Contribution Plans, Defined Benefit Plans, and the Accumulation of Retirement Wealth." Journal of Public Economics 91 (10): 2062-86.
    • (2007) Journal of Public Economics , vol.91 , Issue.10 , pp. 2062-2086
    • James, P.1    Rauh, J.2    Venti, S.3    Wise, D.4
  • 71
    • 81855203290 scopus 로고    scopus 로고
    • The composition and drawdown of wealth in retirement
    • Poterba, James, Steven Venti, and David Wise. 2011a. "The Composition and Drawdown of Wealth in Retirement." Journal of Economic Perspectives 25 (4): 95-118.
    • (2011) Journal of Economic Perspectives , vol.25 , Issue.4 , pp. 95-118
    • James, P.1    Venti, S.2    Wise, D.3
  • 72
    • 84938426275 scopus 로고    scopus 로고
    • Family status transitions, latent health, and the post-retirement evolution of assets
    • Chicago University of Chicago Press, edited by David Wise
    • Poterba, James, Steven Venti, and David Wise. 2011b. "Family Status Transitions, Latent Health, and the Post-Retirement Evolution of Assets." In Explorations in the Economics of Aging, edited by David Wise, 23-69. Chicago: University of Chicago Press.
    • (2011) Explorations in the Economics of Aging , pp. 23-69
    • James, P.1    Venti, S.2    Wise, D.3
  • 74
    • 84888217235 scopus 로고    scopus 로고
    • Were they prepared for retirement? Financial Status at advanced ages in the HRS and AHEAD Cohorts
    • Chicago University of Chicago Press, edited by David Wise
    • Poterba, James, Steven Venti, and David Wise. 2012. "Were They Prepared for Retirement? Financial Status at Advanced Ages in the HRS and AHEAD Cohorts." In Investigations in the Economics of Aging, edited by David Wise, 21-69. Chicago: University of Chicago Press.
    • (2012) Investigations in the Economics of Aging , pp. 21-69
    • James, P.1    Venti, S.2    Wise, D.3
  • 76
    • 84989332770 scopus 로고    scopus 로고
    • Health, education, and the post-retirement evaluation of household assets
    • Poterba, James, Steven Venti, and David Wise. Forthcoming. "Health, Education, and the Post-Retirement Evaluation of Household Assets." Journal of Human Capital.
    • Journal of Human Capital
    • Poterba, J.1    Venti, S.2    Wise, D.3
  • 78
    • 84866313544 scopus 로고    scopus 로고
    • Income replacement ratios in the health and retirement study
    • Purcell, Patrick J. 2012. "Income Replacement Ratios in the Health and Retirement Study." Social Security Bulletin 72 (3): 37-58.
    • (2012) Social Security Bulletin , vol.72 , Issue.3 , pp. 37-58
    • Purcell Patrick, J.1
  • 81
    • 84901446250 scopus 로고    scopus 로고
    • The determinants of the macroeconomic implications of aging
    • Sheiner, Louise. 2014. "The Determinants of the Macroeconomic Implications of Aging." American Economic Review 104 (5): 216.
    • (2014) American Economic Review , vol.104 , Issue.5 , pp. 216
    • Louise, S.1
  • 83
    • 0000396130 scopus 로고    scopus 로고
    • Healthy bodies and thick wallets: The dual relation between health and economic status
    • Smith, James P. 1999. "Healthy Bodies and Thick Wallets: The Dual Relation between Health and Economic Status." Journal of Economic Perspectives 13 (2): 145-66.
    • (1999) Journal of Economic Perspectives , vol.13 , Issue.2 , pp. 145-166
    • Smith James, P.1
  • 85
    • 84978482012 scopus 로고    scopus 로고
    • accessed December 21 2013 US Census Bureau Current Population Survey
    • US Census Bureau, Current Population Survey. 2013. Annual Social and Economic Supplement. 2013 http://www.census.gov/hhes/families/data/cps2013A.html (accessed December 21, 2013).
    • (2013) Annual Social and Economic Supplement 2013
  • 89
    • 84901051157 scopus 로고    scopus 로고
    • 401(k) plan asset allocation, account balances, and loan activity in 2012
    • Washington, DC: Employee Benefits Research Institute
    • VanDerhei, Jack, Sarah Holden, Luis Alonso, and Steve Bass. 2013. "401(k) Plan Asset Allocation, Account Balances, and Loan Activity in 2012." EBRI Issue Brief No. 394. Washington, DC: Employee Benefits Research Institute.
    • (2013) EBRI Issue Brief 394
    • Jack, V.1    Holden, S.2    Alonso, L.3    Bass, S.4
  • 90
    • 81855211954 scopus 로고    scopus 로고
    • Economic measurement in the health and retirement study
    • Venti, Steven. 2011. "Economic Measurement in the Health and Retirement Study." Forum for Health Economics and Policy 14 (3).
    • (2011) Forum for Health Economics and Policy , vol.14 , pp. 3
    • Steven, V.1
  • 91
    • 33746828364 scopus 로고    scopus 로고
    • Choice, chance, and wealth dispersion at retirement
    • Chicago University of Chicago Press edited by Seirtsu Ogura, Toshiaki Tachibanaki, and David Wise
    • Venti, Steven, and David Wise. 2001. "Choice, Chance, and Wealth Dispersion at Retirement." In Aging Issues in the United States and Japan, edited by Seirtsu Ogura, Toshiaki Tachibanaki, and David Wise, 25-64. Chicago: University of Chicago Press
    • (2001) Aging Issues in the United States and Japan , pp. 25-64
    • Steven, V.1    Wise, D.2
  • 92
    • 33748782915 scopus 로고    scopus 로고
    • Aging and housing equity: Another look
    • edited by David Wise. Chicago University of Chicago Press
    • Venti, Steven and David Wise. 2004. "Aging and Housing Equity: Another Look." In Perspectives on the Economics of Aging, edited by David Wise, 127-75. Chicago: University of Chicago Press.
    • (2004) Perspectives on the Economics of Aging , pp. 127-175
    • Steven, V.1    Wise, D.2
  • 93
    • 44649190818 scopus 로고    scopus 로고
    • Trends in mortality differentials and life expectancy for male social security-covered workers, by socioeconomic status
    • Waldron, Hilary. 2007. "Trends in Mortality Differentials and Life Expectancy for Male Social Security-Covered Workers, by Socioeconomic Status." Social Security Bulletin 67 (3): 1-19.
    • (2007) Social Security Bulletin , vol.67 , Issue.3 , pp. 1-19
    • Hilary, W.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.