메뉴 건너뛰기




Volumn 33, Issue 4, 2011, Pages 451-467

State antipredatory lending laws and neighborhood foreclosure rates

Author keywords

[No Author keywords available]

Indexed keywords

FINANCIAL SERVICES; HOUSING MARKET; LENDING BEHAVIOR; NEIGHBORHOOD; PANEL DATA; REGRESSION ANALYSIS; URBAN HOUSING;

EID: 80053339219     PISSN: 07352166     EISSN: 14679906     Source Type: Journal    
DOI: 10.1111/j.1467-9906.2011.00556.x     Document Type: Article
Times cited : (11)

References (29)
  • 4
    • 80053307004 scopus 로고    scopus 로고
    • The impact of state and local anti-predatory lending laws: Policy implications and insights
    • In N. P. Retsinas & E. S. Belsky (Eds.), Washington, DC Brookings Institution Press.
    • Bostic, R. W., Engel, K. C., McCoy, P. A., Pennington-Cross, A., & Wachter, S. M. (2008b). The impact of state and local anti-predatory lending laws: Policy implications and insights. In N. P. Retsinas & E. S. Belsky (Eds.), Borrowing to live: Consumer and mortgage credit revisited (pp. 138-169). Washington, DC Brookings Institution Press.
    • (2008) Borrowing to live: Consumer and mortgage credit revisited , pp. 138-169
    • Bostic, R.W.1    Engel, K.C.2    McCoy, P.A.3    Pennington-Cross, A.4    Wachter, S.M.5
  • 5
    • 80053332134 scopus 로고    scopus 로고
    • Mortgage product substitution and state anti-predatory lending laws: Better loans and better borrowers? Working Paper Series. Retrieved February 7, 2011 from Social Sciences Research Network.
    • Bostic, R., Chomsisengphet, S., Engel, K. C., McCoy, P. A., Pennington-Cross, A., & Wachter, S. (2009). Mortgage product substitution and state anti-predatory lending laws: Better loans and better borrowers? Working Paper Series. Retrieved February 7, 2011 from Social Sciences Research Network:.
    • (2009)
    • Bostic, R.1    Chomsisengphet, S.2    Engel, K.C.3    McCoy, P.A.4    Pennington-Cross, A.5    Wachter, S.6
  • 6
    • 0036110558 scopus 로고    scopus 로고
    • A dynamic analysis of fixed- and adjustable-rate mortgage terminations
    • Calhoun, C. A., & Deng, Y. (2002). A dynamic analysis of fixed- and adjustable-rate mortgage terminations. Journal of Real Estate Finance and Economics, 24(1/2), 9-33.
    • (2002) Journal of Real Estate Finance and Economics , vol.24 , Issue.1-2 , pp. 9-33
    • Calhoun, C.A.1    Deng, Y.2
  • 7
    • 77955862559 scopus 로고    scopus 로고
    • Interventions in mortgage default: Policies and practices to prevent home loss and lower costs
    • In N. P. Retsinas & E. S. Belsky (Eds.), Washington, DC Brookings Institution Press.
    • Cutts, A. C., & Merrill, W. A. (2008). Interventions in mortgage default: Policies and practices to prevent home loss and lower costs. In N. P. Retsinas & E. S. Belsky (Eds.), Borrowing to live: Consumer and mortgage credit revisited (pp. 203-254). Washington, DC Brookings Institution Press.
    • (2008) Borrowing to live: Consumer and mortgage credit revisited , pp. 203-254
    • Cutts, A.C.1    Merrill, W.A.2
  • 9
    • 80053319170 scopus 로고    scopus 로고
    • Federal preemption of state bank regulation: A conference penal summary
    • September, Number 230a.
    • Davis, E., & Rice, T. (2006). Federal preemption of state bank regulation: A conference penal summary. Chicago Fed Letter, September, Number 230a.
    • (2006) Chicago Fed Letter
    • Davis, E.1    Rice, T.2
  • 10
    • 79960983492 scopus 로고    scopus 로고
    • Risky borrowers or risky mortgages: Disaggregating effects using propensity score models
    • (Forthcoming). Available at
    • Ding, L., Quercia, R., Li, W., & Ratcliffe, J. (Forthcoming). Risky borrowers or risky mortgages: Disaggregating effects using propensity score models. Journal of Real Estate Research. Available at.
    • Journal of Real Estate Research
    • Ding, L.1    Quercia, R.2    Li, W.3    Ratcliffe, J.4
  • 11
    • 85129738907 scopus 로고    scopus 로고
    • Testing for serial correlation in linear panel-data models
    • Drukker, D. M. (2003). Testing for serial correlation in linear panel-data models. Stata Journal, 3(2), 168-177.
    • (2003) Stata Journal , vol.3 , Issue.2 , pp. 168-177
    • Drukker, D.M.1
  • 12
    • 5444263861 scopus 로고    scopus 로고
    • Regulation of subprime mortgage products: An analysis of North Carolina's predatory lending law
    • Elliehausen, G., & Staten, M. E. (2004). Regulation of subprime mortgage products: An analysis of North Carolina's predatory lending law. Journal of Real Estate Finance and Economics, 29(4), 411-433.
    • (2004) Journal of Real Estate Finance and Economics , vol.29 , Issue.4 , pp. 411-433
    • Elliehausen, G.1    Staten, M.E.2
  • 16
    • 3543006034 scopus 로고    scopus 로고
    • How do predatory lending laws influence mortgage lending in urban areas? A tale of two cities
    • Harvey, K. D., & Nigro, P. J. (2003). How do predatory lending laws influence mortgage lending in urban areas? A tale of two cities. Journal of Real Estate Research, 25(4), 479-508.
    • (2003) Journal of Real Estate Research , vol.25 , Issue.4 , pp. 479-508
    • Harvey, K.D.1    Nigro, P.J.2
  • 17
    • 5444253277 scopus 로고    scopus 로고
    • Do predatory lending laws influence mortgage lending? An analysis of the North Carolina predatory lending law
    • Harvey, K. D., & Nigro, P. J. (2004). Do predatory lending laws influence mortgage lending? An analysis of the North Carolina predatory lending law. The Journal of Real Estate Finance and Economics, 29(4), 435-456.
    • (2004) The Journal of Real Estate Finance and Economics , vol.29 , Issue.4 , pp. 435-456
    • Harvey, K.D.1    Nigro, P.J.2
  • 18
    • 33745957968 scopus 로고    scopus 로고
    • The impact of local predatory lending laws on the flow of subprime credit
    • Ho, G., & Pennington-Cross, A. (2006). The impact of local predatory lending laws on the flow of subprime credit. Journal of Urban Economics, 60(2), 210-228.
    • (2006) Journal of Urban Economics , vol.60 , Issue.2 , pp. 210-228
    • Ho, G.1    Pennington-Cross, A.2
  • 19
    • 44149098872 scopus 로고    scopus 로고
    • Do state predatory lending laws work? A panel analysis of market reforms
    • Li, W., & Ernst, K. S. (2007). Do state predatory lending laws work? A panel analysis of market reforms. Housing Policy Debate, 18(2), 347-391.
    • (2007) Housing Policy Debate , vol.18 , Issue.2 , pp. 347-391
    • Li, W.1    Ernst, K.S.2
  • 20
    • 72449151676 scopus 로고    scopus 로고
    • The consequences of mortgage credit expansion: Evidence from the 2007 mortgage default crisis
    • Mian, A., & Sufi, A. (2009). The consequences of mortgage credit expansion: Evidence from the 2007 mortgage default crisis. Quarterly Journal of Economics, 24(4), 1449-1496.
    • (2009) Quarterly Journal of Economics , vol.24 , Issue.4 , pp. 1449-1496
    • Mian, A.1    Sufi, A.2
  • 23
    • 43049143565 scopus 로고    scopus 로고
    • Predatory lending laws and the cost of credit
    • Pennington-Cross, A., & Ho, G. (2008). Predatory lending laws and the cost of credit. Real Estate Economics, 36(2), 175-211.
    • (2008) Real Estate Economics , vol.36 , Issue.2 , pp. 175-211
    • Pennington-Cross, A.1    Ho, G.2
  • 24
    • 77955727222 scopus 로고    scopus 로고
    • The termination of subprime hybrid and fixed rate mortgages
    • Pennington-Cross, A., & Ho, G. (2010). The termination of subprime hybrid and fixed rate mortgages. Real Estate Economics, 38(3) 399-426.
    • (2010) Real Estate Economics , vol.38 , Issue.3 , pp. 399-426
    • Pennington-Cross, A.1    Ho, G.2
  • 25
    • 10844281993 scopus 로고    scopus 로고
    • The conditional probability of foreclosure, an empirical analysis of conventional mortgage loan defaults
    • Phillips, R. A., & VanderHoff, J. (2004). The conditional probability of foreclosure, an empirical analysis of conventional mortgage loan defaults. Real Estate Economics, 32(4), 571-587.
    • (2004) Real Estate Economics , vol.32 , Issue.4 , pp. 571-587
    • Phillips, R.A.1    VanderHoff, J.2
  • 26
    • 26044480889 scopus 로고    scopus 로고
    • The impact of North Carolina's anti-predatory lending law: A descriptive assessment
    • Quercia, R. G., Stegman, M. A., & Davis, W. R. (2004). The impact of North Carolina's anti-predatory lending law: A descriptive assessment. Housing Policy Debate, 15(3), 573-601.
    • (2004) Housing Policy Debate , vol.15 , Issue.3 , pp. 573-601
    • Quercia, R.G.1    Stegman, M.A.2    Davis, W.R.3
  • 27
    • 44149126764 scopus 로고    scopus 로고
    • The impact of predatory loan terms on subprime foreclosures: The special case of prepayment penalties and balloon payments
    • Quercia, R. G., Stegman, M. A., & Davis, W. R. (2007). The impact of predatory loan terms on subprime foreclosures: The special case of prepayment penalties and balloon payments. Housing Policy Debate, 18(2), 311-346.
    • (2007) Housing Policy Debate , vol.18 , Issue.2 , pp. 311-346
    • Quercia, R.G.1    Stegman, M.A.2    Davis, W.R.3


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.