메뉴 건너뛰기




Volumn 60, Issue 2, 2006, Pages 210-228

The impact of local predatory lending laws on the flow of subprime credit

Author keywords

Laws; Mortgages; Predatory; Subprime

Indexed keywords


EID: 33745957968     PISSN: 00941190     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jue.2006.02.005     Document Type: Article
Times cited : (51)

References (22)
  • 1
    • 85005305538 scopus 로고
    • The market for lemons: Quality uncertainty and the market mechanism
    • Akerlof G. The market for lemons: Quality uncertainty and the market mechanism. Quarterly Journal of Economics 84 3 (1970) 488-500
    • (1970) Quarterly Journal of Economics , vol.84 , Issue.3 , pp. 488-500
    • Akerlof, G.1
  • 2
    • 0036130909 scopus 로고    scopus 로고
    • Credit rationing in the US mortgage market: Evidence from variation in FHA market shares
    • Ambrose B.W., Pennington-Cross A., and Yezer A.M. Credit rationing in the US mortgage market: Evidence from variation in FHA market shares. Journal of Urban Economics 51 (2002) 272-294
    • (2002) Journal of Urban Economics , vol.51 , pp. 272-294
    • Ambrose, B.W.1    Pennington-Cross, A.2    Yezer, A.M.3
  • 5
    • 33745945519 scopus 로고    scopus 로고
    • S. Chomsisengphet, A. Pennington-Cross, Borrower cost and credit rationing in the subprime mortgage market, Presented at the American Real Estate and Urban Economics Association Mid-Year meetings in Washington, DC, 2004
  • 6
    • 5444263861 scopus 로고    scopus 로고
    • Regulation of subprime mortgage products: An analysis of North Carolina's predatory lending law
    • Elliehausen G., and Staten M.E. Regulation of subprime mortgage products: An analysis of North Carolina's predatory lending law. Journal of Real Estate Finance and Economics 29 4 (2004) 411-434
    • (2004) Journal of Real Estate Finance and Economics , vol.29 , Issue.4 , pp. 411-434
    • Elliehausen, G.1    Staten, M.E.2
  • 7
    • 33745945919 scopus 로고    scopus 로고
    • K. Ernst, J. Farris, E. Stein, North Carolina's subprime home loan market after predatory lending reform, Center for Responsible Lending, University of North Carolina at Chapel Hill, Durham, NC, 2002
  • 8
    • 33745966311 scopus 로고    scopus 로고
    • Federal Reserve, Truth in Lending, Final Rule, 12 CFP part 226, Regulation Z. Docket No. R-1090, Board of Governors of the Federal Reserve System, 2002
  • 9
    • 84993869138 scopus 로고
    • What constitutes evidence of discrimination in lending?
    • Ferguson M., and Peters S. What constitutes evidence of discrimination in lending?. Journal of Finance 50 2 (1995) 739-748
    • (1995) Journal of Finance , vol.50 , Issue.2 , pp. 739-748
    • Ferguson, M.1    Peters, S.2
  • 11
    • 3543006034 scopus 로고    scopus 로고
    • How do predatory lending laws influence mortgage lending in urban areas? A tale of two cities
    • Harvey K.D., and Nigro P.J. How do predatory lending laws influence mortgage lending in urban areas? A tale of two cities. Journal of Real Estate Research 25 4 (2003) 479-508
    • (2003) Journal of Real Estate Research , vol.25 , Issue.4 , pp. 479-508
    • Harvey, K.D.1    Nigro, P.J.2
  • 12
    • 5444253277 scopus 로고    scopus 로고
    • Do predatory lending laws influence mortgage lending? An analysis of the North Carolina predatory lending law
    • Harvey K.D., and Nigro P.J. Do predatory lending laws influence mortgage lending? An analysis of the North Carolina predatory lending law. Journal of Real Estate Finance and Economics 29 4 (2004) 435-456
    • (2004) Journal of Real Estate Finance and Economics , vol.29 , Issue.4 , pp. 435-456
    • Harvey, K.D.1    Nigro, P.J.2
  • 13
    • 33745935633 scopus 로고    scopus 로고
    • G. Ho, A. Pennington-Cross, The impact of local predatory lending laws, Working paper No. 2005-049B, Federal Reserve Bank of St. Louis, 2005. Available at http://research.stlouisfed.org/wp/2005/2005-049.pdf
  • 14
    • 0031724240 scopus 로고    scopus 로고
    • The effect of state policies on the location of manufacturing: Evidence from state borders
    • Holmes T. The effect of state policies on the location of manufacturing: Evidence from state borders. Journal of Political Economy 106 4 (1998) 667-705
    • (1998) Journal of Political Economy , vol.106 , Issue.4 , pp. 667-705
    • Holmes, T.1
  • 15
    • 33745939956 scopus 로고    scopus 로고
    • HUD-Treasury, Curbing Predatory Home Mortgage Lending, United States Department of Housing and Urban Development and the United States Treasury Department, 2000. Available at http://huduser.org/publications/hsgfin/curbing.html
  • 16
    • 33745950331 scopus 로고    scopus 로고
    • IMF, Mortgage Market Statistics Annual, Inside Mortgage Finance Publications, Inc., Bethesda, MD, 2004. Available at http://www.imfpubs.com
  • 17
    • 85084979416 scopus 로고    scopus 로고
    • Computing interaction effects and standard errors in logit and probit models
    • Norton E.C., Wang H., and Ai C. Computing interaction effects and standard errors in logit and probit models. The Stata Journal 4 2 (2004) 103-116
    • (2004) The Stata Journal , vol.4 , Issue.2 , pp. 103-116
    • Norton, E.C.1    Wang, H.2    Ai, C.3
  • 18
    • 1642471450 scopus 로고    scopus 로고
    • Subprime lending in the primary and secondary markets
    • Pennington-Cross A. Subprime lending in the primary and secondary markets. Journal of Housing Research 13 1 (2002) 31-50
    • (2002) Journal of Housing Research , vol.13 , Issue.1 , pp. 31-50
    • Pennington-Cross, A.1
  • 19
    • 1642501644 scopus 로고    scopus 로고
    • Credit history and the performance of prime and nonprime mortgages
    • Pennington-Cross A. Credit history and the performance of prime and nonprime mortgages. Journal of Real Estate Finance and Economics 27 3 (2003) 279-301
    • (2003) Journal of Real Estate Finance and Economics , vol.27 , Issue.3 , pp. 279-301
    • Pennington-Cross, A.1
  • 20
    • 33745948382 scopus 로고    scopus 로고
    • R. Quercia, M.A. Stegman, W.R. Davis, The impact of North Carolina's anti-predatory lending law: A descriptive assessment, Center for Community Capitalism, University of North Carolina at Chapel Hill, Durham, NC, 2003
  • 21
    • 26044480889 scopus 로고    scopus 로고
    • Assessing the impact of North Carolina's predatory lending law
    • Quercia R., Stegman M.A., and Davis W.R. Assessing the impact of North Carolina's predatory lending law. Housing Policy Debate 15 3 (2004) 573-601
    • (2004) Housing Policy Debate , vol.15 , Issue.3 , pp. 573-601
    • Quercia, R.1    Stegman, M.A.2    Davis, W.R.3
  • 22
    • 33745962680 scopus 로고    scopus 로고
    • R. Scheessele, 1998 HMDA highlights, Housing Finance Working Paper Series, US Department of Housing and Urban Development, HF-009, 1998


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.