메뉴 건너뛰기




Volumn 41, Issue 1, 2011, Pages 119-149

Exploring Attitudes and Predicting Intentions: Profiling Student Debtors Using an Extended Theory of Planned Behavior

Author keywords

[No Author keywords available]

Indexed keywords


EID: 78651479416     PISSN: 00219029     EISSN: 15591816     Source Type: Journal    
DOI: 10.1111/j.1559-1816.2010.00705.x     Document Type: Article
Times cited : (51)

References (89)
  • 2
    • 0003888032 scopus 로고
    • Understanding attitudes and predicting social behavior
    • Englewood Cliffs, NJ: Prentice Hall.
    • Ajzen, I., & Fishbein, M. (1980). Understanding attitudes and predicting social behavior. Englewood Cliffs, NJ: Prentice Hall.
    • (1980)
    • Ajzen, I.1    Fishbein, M.2
  • 3
    • 33748795543 scopus 로고    scopus 로고
    • Application of the theory of planned behavior to understand intention to engage in physical and psychological health behavior after cancer diagnosis
    • Andrykowsky, M., Beacham, A., Schmidt, J., & Harper, F. (2005). Application of the theory of planned behavior to understand intention to engage in physical and psychological health behavior after cancer diagnosis. Psycho-Oncology, 15, 759-771.
    • (2005) Psycho-Oncology , vol.15 , pp. 759-771
    • Andrykowsky, M.1    Beacham, A.2    Schmidt, J.3    Harper, F.4
  • 4
    • 78651488831 scopus 로고    scopus 로고
    • Changing health behavior: Intervention and research with social cognition models
    • D. Rutter &, L. Quin (Eds.), London: Open University Press.
    • Armitage, C., & Conner, M. (2002). Reducing fat intake: Interventions based on the theory of planned behavior. In D. Rutter & L. Quin (Eds.), Changing health behavior: Intervention and research with social cognition models (pp. 87-104). London: Open University Press.
    • (2002) Reducing fat intake: Interventions based on the theory of planned behavior , pp. 87-104
    • Armitage, C.1    Conner, M.2
  • 5
    • 0003851132 scopus 로고    scopus 로고
    • Consumer behavior and marketing in action
    • Cincinnati, OH: South-Western.
    • Assael, H. (1998). Consumer behavior and marketing in action. Cincinnati, OH: South-Western.
    • (1998)
    • Assael, H.1
  • 6
    • 84986135344 scopus 로고    scopus 로고
    • Educating students: An ethics responsibility of credit card companies
    • Austin, M., & Phillips, M. (2001). Educating students: An ethics responsibility of credit card companies. Journal of Services Marketing, 15, 516-528.
    • (2001) Journal of Services Marketing , vol.15 , pp. 516-528
    • Austin, M.1    Phillips, M.2
  • 7
    • 5444275745 scopus 로고    scopus 로고
    • College on credit: How borrowers perceive their education debt
    • Braintree, MA: Nellie Mae.
    • Baum, S., & O'Malley, M. (2003). College on credit: How borrowers perceive their education debt. Braintree, MA: Nellie Mae.
    • (2003)
    • Baum, S.1    O'Malley, M.2
  • 9
    • 84991180391 scopus 로고
    • Predicting mothers' intentions to limit frequency of infants' sugar intake: Testing the theory of planned behavior
    • Beale, D., & Manstead, A. (1991). Predicting mothers' intentions to limit frequency of infants' sugar intake: Testing the theory of planned behavior. Journal of Applied Social Psychology, 21, 409-431.
    • (1991) Journal of Applied Social Psychology , vol.21 , pp. 409-431
    • Beale, D.1    Manstead, A.2
  • 10
    • 0002494117 scopus 로고
    • External search effort: An investigation across several product categories
    • Beatty, S. E., & Smith, S. M. (1987). External search effort: An investigation across several product categories. Journal of Consumer Research, 14, 83-95.
    • (1987) Journal of Consumer Research , vol.14 , pp. 83-95
    • Beatty, S.E.1    Smith, S.M.2
  • 12
    • 78651516815 scopus 로고    scopus 로고
    • Poor students lose out in complex system of university bursaries., Financial Times February
    • Boon, J. (2007, February). Poor students lose out in complex system of university bursaries. Financial Times, p. 3.
    • (2007) , pp. 3
    • Boon, J.1
  • 13
    • 0003808984 scopus 로고
    • The inheritors: French students and their relation to culture
    • Chicago: University of Chicago Press.
    • Bourdieu, P., & Passeron, J. C. (1979). The inheritors: French students and their relation to culture. Chicago: University of Chicago Press.
    • (1979)
    • Bourdieu, P.1    Passeron, J.C.2
  • 14
    • 84985233988 scopus 로고
    • The role of factor analysis in the development and evaluation of personality
    • Briggs, S. R., & Cheek, J. M. (1986). The role of factor analysis in the development and evaluation of personality. Journal of Personality, 54, 107-147.
    • (1986) Journal of Personality , vol.54 , pp. 107-147
    • Briggs, S.R.1    Cheek, J.M.2
  • 16
    • 45749136411 scopus 로고    scopus 로고
    • The impact of term-time employment on higher education students' academic attainment and achievement
    • Callender, C. (2003). The impact of term-time employment on higher education students' academic attainment and achievement. Journal of Education Policy, 23, 359-377.
    • (2003) Journal of Education Policy , vol.23 , pp. 359-377
    • Callender, C.1
  • 18
    • 78651518805 scopus 로고    scopus 로고
    • August 11, 5,500 reject university "for fear of student debt.", The Independent
    • Cassidy, S., & Garner, R. (2003, August 11). 5, 500 reject university "for fear of student debt." The Independent, p. 6.
    • (2003) , pp. 6
    • Cassidy, S.1    Garner, R.2
  • 19
    • 0000272896 scopus 로고
    • The role of involvement in attention and comprehension processes
    • Celsi, R. L., & Olson, J. C. (1988). The role of involvement in attention and comprehension processes. Journal of Consumer Research, 15, 210-224.
    • (1988) Journal of Consumer Research , vol.15 , pp. 210-224
    • Celsi, R.L.1    Olson, J.C.2
  • 20
    • 0344253849 scopus 로고    scopus 로고
    • The logic of loans: Students' perceptions of the costs and benefits of the student loan
    • Christie, H., & Munro, M. (2003). The logic of loans: Students' perceptions of the costs and benefits of the student loan. British Journal of Sociology of Education, 24, 621-636.
    • (2003) British Journal of Sociology of Education , vol.24 , pp. 621-636
    • Christie, H.1    Munro, M.2
  • 21
    • 78651487702 scopus 로고
    • Perspectives in consumer behavior
    • H. H. Kaasarjian &, T. S. Robertson (Eds.), Glenview, IL: Scott Foresman.
    • Cohen, J. B. (1968). The role of personality in consumer behavior. In H. H. Kaasarjian & T. S. Robertson (Eds.), Perspectives in consumer behavior (pp. 220-234). Glenview, IL: Scott Foresman.
    • (1968) The role of personality in consumer behavior , pp. 220-234
    • Cohen, J.B.1
  • 22
    • 0032327732 scopus 로고    scopus 로고
    • Extending the theory of planned behavior: A review and avenues for further research
    • Conner, M., & Armitage, C. (1998). Extending the theory of planned behavior: A review and avenues for further research. Journal of Applied Psychology, 28, 1429-1464.
    • (1998) Journal of Applied Psychology , vol.28 , pp. 1429-1464
    • Conner, M.1    Armitage, C.2
  • 23
    • 0003462484 scopus 로고
    • Quasi-experimentation: Design and analysis issues for field setting
    • Chicago: Rand-McNally.
    • Cook, T., & Campbell, D. (1979). Quasi-experimentation: Design and analysis issues for field setting. Chicago: Rand-McNally.
    • (1979)
    • Cook, T.1    Campbell, D.2
  • 24
    • 0141639121 scopus 로고
    • Parental perceptions of children's socialization
    • Danes, S. M. (1994). Parental perceptions of children's socialization. Financial Counseling and Planning, 5, 127-146.
    • (1994) Financial Counseling and Planning , vol.5 , pp. 127-146
    • Danes, S.M.1
  • 26
    • 0037865184 scopus 로고    scopus 로고
    • Theory of planned behavior-based models for breastfeeding duration among Hong Kong mothers
    • Dodgson, J. E., Henley, S. J., Duckett, L., & Tarrant, M. (2003). Theory of planned behavior-based models for breastfeeding duration among Hong Kong mothers. Nursing Research, 52, 148-158.
    • (2003) Nursing Research , vol.52 , pp. 148-158
    • Dodgson, J.E.1    Henley, S.J.2    Duckett, L.3    Tarrant, M.4
  • 27
    • 0003397038 scopus 로고    scopus 로고
    • Consumer behavior: Advances and applications in marketing
    • London: Prentice Hall.
    • East, R. (1997). Consumer behavior: Advances and applications in marketing. London: Prentice Hall.
    • (1997)
    • East, R.1
  • 28
    • 79957643136 scopus 로고    scopus 로고
    • Norms for experiencing emotions in different cultures: Inter- and intranational differences
    • Eid, M., & Diener, E. (2001). Norms for experiencing emotions in different cultures: Inter- and intranational differences. Journal of Personality and Social Psychology, 81, 869-885.
    • (2001) Journal of Personality and Social Psychology , vol.81 , pp. 869-885
    • Eid, M.1    Diener, E.2
  • 29
    • 0002533898 scopus 로고
    • Psychological and objective factors in the prediction of brand choice: Ford versus Chevrolet
    • Evans, F. B. (1959). Psychological and objective factors in the prediction of brand choice: Ford versus Chevrolet. Journal of Business, 32, 340-369.
    • (1959) Journal of Business , vol.32 , pp. 340-369
    • Evans, F.B.1
  • 30
    • 0348085744 scopus 로고
    • Consumer choice
    • London: Macmillan.
    • Foxall, G. R. (1983). Consumer choice. London: Macmillan.
    • (1983)
    • Foxall, G.R.1
  • 31
    • 0004160456 scopus 로고
    • Consumer psychology in behavioral perspective
    • London: Routledge.
    • Foxall G. R. (1990). Consumer psychology in behavioral perspective. London: Routledge.
    • (1990)
    • Foxall, G.R.1
  • 32
    • 0002099011 scopus 로고
    • Situated consumer behavior: A behavioral interpretation of purchase and consumption
    • Foxall, G. R. (1993). Situated consumer behavior: A behavioral interpretation of purchase and consumption. Research in Consumer Behavior, 6, 113-152.
    • (1993) Research in Consumer Behavior , vol.6 , pp. 113-152
    • Foxall, G.R.1
  • 33
    • 21344485589 scopus 로고
    • Consumer initiators: Adaptors and innovators
    • Foxall, G. R. (1994). Consumer initiators: Adaptors and innovators. British Journal of Management, 5, S3-S12.
    • (1994) British Journal of Management , vol.5
    • Foxall, G.R.1
  • 34
    • 0003668623 scopus 로고    scopus 로고
    • Marketing psychology
    • London: Macmillan.
    • Foxall, G. R. (1997). Marketing psychology. London: Macmillan.
    • (1997)
    • Foxall, G.R.1
  • 36
    • 33746901873 scopus 로고    scopus 로고
    • Understanding consumer choice
    • New York: Palgrave Macmillan.
    • Foxall, G. R. (2005). Understanding consumer choice. New York: Palgrave Macmillan.
    • (2005)
    • Foxall, G.R.1
  • 37
    • 85013422922 scopus 로고    scopus 로고
    • Explaining consumer choice
    • New York: Palgrave Macmillan.
    • Foxall, G. R. (2007). Explaining consumer choice. New York: Palgrave Macmillan.
    • (2007)
    • Foxall, G.R.1
  • 38
    • 77956972554 scopus 로고    scopus 로고
    • Reward, emotion, and consumer choice: From neuroeconomics to neurophilosophy
    • Foxall, G. R. (2008). Reward, emotion, and consumer choice: From neuroeconomics to neurophilosophy. Journal of Consumer Behaviour, 7, 368-396.
    • (2008) Journal of Consumer Behaviour , vol.7 , pp. 368-396
    • Foxall, G.R.1
  • 39
    • 38249001702 scopus 로고
    • Cognitive styles and personal involvement of market initiators for "healthy" food brands: Implications for adoption theory
    • Foxall, G. R., & Bhate, S. (1993). Cognitive styles and personal involvement of market initiators for "healthy" food brands: Implications for adoption theory. Journal of Economic Psychology, 14, 33-56.
    • (1993) Journal of Economic Psychology , vol.14 , pp. 33-56
    • Foxall, G.R.1    Bhate, S.2
  • 41
    • 0004186286 scopus 로고    scopus 로고
    • Consumer psychology for marketing
    • New York: Routledge.
    • Foxall, G. R., & Goldsmith, R. (1994). Consumer psychology for marketing. New York: Routledge.
    • (1994)
    • Foxall, G.R.1    Goldsmith, R.2
  • 43
    • 84986145280 scopus 로고    scopus 로고
    • Measuring purchase decision involvement for financial services: Comparison of the Zaichkowsky and Mittal scales
    • Foxall, G. R., & Pallister, J. (1998). Measuring purchase decision involvement for financial services: Comparison of the Zaichkowsky and Mittal scales. International Journal of Bank Marketing, 16, 180-194.
    • (1998) International Journal of Bank Marketing , vol.16 , pp. 180-194
    • Foxall, G.R.1    Pallister, J.2
  • 44
    • 0027456598 scopus 로고
    • The pattern of influence of perceived behavioral control upon exercising behavior: An application of Ajzen's theory of planned behavior
    • Godin, G., Valois, P., & LePage, L. (1993). The pattern of influence of perceived behavioral control upon exercising behavior: An application of Ajzen's theory of planned behavior. Journal of Behavioral Medicine, 16, 81-102.
    • (1993) Journal of Behavioral Medicine , vol.16 , pp. 81-102
    • Godin, G.1    Valois, P.2    LePage, L.3
  • 45
    • 0000398073 scopus 로고
    • Personality characteristics associated with adaption-innovation
    • Goldsmith, R. (1984). Personality characteristics associated with adaption-innovation. Journal of Psychology, 117, 159-165.
    • (1984) Journal of Psychology , vol.117 , pp. 159-165
    • Goldsmith, R.1
  • 46
    • 84973810355 scopus 로고
    • The factorial composition of the Kirton Adaption-Innovation Inventory
    • Goldsmith, R. (1985). The factorial composition of the Kirton Adaption-Innovation Inventory. Educational and Psychological Measurement, 45, 245-250.
    • (1985) Educational and Psychological Measurement , vol.45 , pp. 245-250
    • Goldsmith, R.1
  • 47
    • 0000513339 scopus 로고
    • Audience involvement in advertising: Four levels
    • Greenwald, A. G., & Leavitt, C. (1984). Audience involvement in advertising: Four levels. Journal of Consumer Research, 11, 581-592.
    • (1984) Journal of Consumer Research , vol.11 , pp. 581-592
    • Greenwald, A.G.1    Leavitt, C.2
  • 48
    • 78651479238 scopus 로고
    • The Kirton Adaption-Innovation Inventory in creative leadership development. Invited paper presented at the Occupational Psychology Conference, Sussex University, Sussex, UK., January
    • Gryskiewicz, S. S. (1982, January). The Kirton Adaption-Innovation Inventory in creative leadership development. Invited paper presented at the Occupational Psychology Conference, Sussex University, Sussex, UK.
    • (1982)
    • Gryskiewicz, S.S.1
  • 51
    • 84866654535 scopus 로고    scopus 로고
    • The impact of negative experiences, dissatisfaction, and attachment on first-year undergraduate students
    • Harrison, N. (2006). The impact of negative experiences, dissatisfaction, and attachment on first-year undergraduate students. Journal of Further and Higher Education, 30, 377-391.
    • (2006) Journal of Further and Higher Education , vol.30 , pp. 377-391
    • Harrison, N.1
  • 54
    • 3943053680 scopus 로고
    • The determinants of student loans take-up in the United Kingdom
    • Johnes, G. (1994). The determinants of student loans take-up in the United Kingdom. Applied Economics, 26, 999-1005.
    • (1994) Applied Economics , vol.26 , pp. 999-1005
    • Johnes, G.1
  • 55
    • 0037327207 scopus 로고    scopus 로고
    • Binge-drinking: A test of the role of group norm in the theory of planned behavior
    • Johnston, K. L., & White, K. (2003). Binge-drinking: A test of the role of group norm in the theory of planned behavior. Psychology and Health, 18, 63-77.
    • (2003) Psychology and Health , vol.18 , pp. 63-77
    • Johnston, K.L.1    White, K.2
  • 56
    • 34250922831 scopus 로고
    • The varimax criterion for analytic rotation in factor analysis
    • Kaiser, H. F (1958). The varimax criterion for analytic rotation in factor analysis. Psychometrika, 23, 187-200.
    • (1958) Psychometrika , vol.23 , pp. 187-200
    • Kaiser, H.F.1
  • 58
    • 4444325494 scopus 로고    scopus 로고
    • An examination of college students' money management tendencies
    • Kidwell, B., & Turrisi, R. (2004). An examination of college students' money management tendencies. Journal of Economic Psychology, 25, 601-616.
    • (2004) Journal of Economic Psychology , vol.25 , pp. 601-616
    • Kidwell, B.1    Turrisi, R.2
  • 59
    • 0041694642 scopus 로고
    • Adaptors and innovators: A description and measure
    • Kirton, M. J. (1976). Adaptors and innovators: A description and measure. Journal of Applied Psychology, 61, 622-629.
    • (1976) Journal of Applied Psychology , vol.61 , pp. 622-629
    • Kirton, M.J.1
  • 60
    • 84917081316 scopus 로고    scopus 로고
    • Adaption-innovation in the context of diversity and change
    • London: Routledge.
    • Kirton, M. J. (2003). Adaption-innovation in the context of diversity and change. London: Routledge.
    • (2003)
    • Kirton, M.J.1
  • 61
    • 78651482330 scopus 로고
    • Advances in consumer marketing
    • M. Jenkins &, S. Knox (Eds.), London: Kogan Page.
    • Knox, S., & de Chernatony, L. (1994). Attitudes, personal norms, and intentions. In M. Jenkins & S. Knox (Eds.), Advances in consumer marketing (pp. 85-98). London: Kogan Page.
    • (1994) Attitudes, personal norms, and intentions , pp. 85-98
    • Knox, S.1    de Chernatony, L.2
  • 63
    • 0011600861 scopus 로고
    • Psychological factors in consumer debt: Money management, economic socialization, and credit use
    • Lea, S. E. G., Webley, P., & Walker, C. (1995). Psychological factors in consumer debt: Money management, economic socialization, and credit use. Journal of Economic Psychology, 16, 681-701.
    • (1995) Journal of Economic Psychology , vol.16 , pp. 681-701
    • Lea, S.E.G.1    Webley, P.2    Walker, C.3
  • 64
    • 21344486274 scopus 로고
    • Assessing the dimensionality and structure of the consumption experience: Evaluation, feeling, and satisfaction
    • Mano, H., & Oliver, R. L. (1993). Assessing the dimensionality and structure of the consumption experience: Evaluation, feeling, and satisfaction. Journal of Consumer Research, 20, 451-466.
    • (1993) Journal of Consumer Research , vol.20 , pp. 451-466
    • Mano, H.1    Oliver, R.L.2
  • 65
  • 66
    • 0033245090 scopus 로고    scopus 로고
    • The role of direction of comparison, attribute-based processing, and attitude-based processing in consumer preference
    • Mantel, S. P., & Kardes, F. R. (1999). The role of direction of comparison, attribute-based processing, and attitude-based processing in consumer preference. Journal of Consumer Research, 25, 335-352.
    • (1999) Journal of Consumer Research , vol.25 , pp. 335-352
    • Mantel, S.P.1    Kardes, F.R.2
  • 67
    • 0004161080 scopus 로고
    • Smoking attitudes and behavior
    • st, ed.) London: HOMS.
    • st ed.) London: HOMS.
    • (1983)
    • Marsh, A.1    Matheson, J.2
  • 68
    • 0039041660 scopus 로고    scopus 로고
    • Credit cards and college students: Who pays, who benefits?
    • Munro, J., & Hirt, J. B. (1998). Credit cards and college students: Who pays, who benefits? Journal of College Student Development, 39, 51-57.
    • (1998) Journal of College Student Development , vol.39 , pp. 51-57
    • Munro, J.1    Hirt, J.B.2
  • 69
    • 33644701168 scopus 로고    scopus 로고
    • The theory of planned behavior and binge-drinking: Assessing the moderating role of past behavior within the theory of planned behavior
    • Norman, P., & Conner, M. (2006). The theory of planned behavior and binge-drinking: Assessing the moderating role of past behavior within the theory of planned behavior. British Journal of Health Psychology, 11(12), 55-70.
    • (2006) British Journal of Health Psychology , vol.11 , Issue.12 , pp. 55-70
    • Norman, P.1    Conner, M.2
  • 70
    • 0032385513 scopus 로고    scopus 로고
    • Habit and intention in everyday life: The multiple processes by which past behavior predicts future behavior
    • Ouellette, J., & Wood, W. (1998). Habit and intention in everyday life: The multiple processes by which past behavior predicts future behavior. Psychological Bulletin, 124, 54-74.
    • (1998) Psychological Bulletin , vol.124 , pp. 54-74
    • Ouellette, J.1    Wood, W.2
  • 71
    • 33845313628 scopus 로고    scopus 로고
    • An application of the style/involvement model to financial services
    • Pallister, J., Foxall, G., & Wang, H. (2007). An application of the style/involvement model to financial services. Technovation, 27, 78-88.
    • (2007) Technovation , vol.27 , pp. 78-88
    • Pallister, J.1    Foxall, G.2    Wang, H.3
  • 72
    • 0003341834 scopus 로고
    • After the new wears off: The temporal context of products involvement
    • Richins, M. L., & Block, P. H. (1991). After the new wears off: The temporal context of products involvement. Journal of Consumer Research, 13, 280-285.
    • (1991) Journal of Consumer Research , vol.13 , pp. 280-285
    • Richins, M.L.1    Block, P.H.2
  • 73
    • 33745215338 scopus 로고    scopus 로고
    • The shift from defined benefit to defined contribution retirement plans and provisioning of retirement saving (Discussion Paper, ISSN 1367-580X, The Pensions Institute)
    • London: Cass Business School, City University.
    • Ross, D., & Willis, L. (2002). The shift from defined benefit to defined contribution retirement plans and provisioning of retirement saving (Discussion Paper, ISSN 1367-580X, The Pensions Institute). London: Cass Business School, City University.
    • (2002)
    • Ross, D.1    Willis, L.2
  • 75
    • 5644230918 scopus 로고    scopus 로고
    • Student debt: Causes and consequences of undergraduate borrowing in the UK
    • Bristol, UK: Policy Press.
    • Scott, A., Lewis, A., & Lea, S. (2001). Student debt: Causes and consequences of undergraduate borrowing in the UK. Bristol, UK: Policy Press.
    • (2001)
    • Scott, A.1    Lewis, A.2    Lea, S.3
  • 76
    • 0003824775 scopus 로고    scopus 로고
    • Consumer behavior: A European perspective
    • London: Prentice Hall.
    • Solomon, M., Bamossy, G., & Askegaard, S. (1999). Consumer behavior: A European perspective. London: Prentice Hall.
    • (1999)
    • Solomon, M.1    Bamossy, G.2    Askegaard, S.3
  • 77
    • 78651475603 scopus 로고    scopus 로고
    • Most young people "are urged to get into debt., Metro, June
    • Steele, J. (2008, June). Most young people "are urged to get into debt. Metro, p. 24.
    • (2008) , pp. 24
    • Steele, J.1
  • 78
    • 21144478963 scopus 로고
    • The role of the optimum stimulation level in exploratory consumer behavior
    • Steenkamp, J., & Baumgartner, H. (1992). The role of the optimum stimulation level in exploratory consumer behavior. Journal of Consumer Research, 19, 434-448.
    • (1992) Journal of Consumer Research , vol.19 , pp. 434-448
    • Steenkamp, J.1    Baumgartner, H.2
  • 79
    • 78651490757 scopus 로고    scopus 로고
    • Student Loans Company Take-up figures, 1991-2005. Retrieved May 16, 2008, from
    • Student Loans Company. (2008). Take-up figures, 1991-2005. Retrieved May 16, 2008, from
    • (2008)
  • 80
    • 21144480121 scopus 로고
    • The effects of mood, involvement, and quality of store experience on shopping intentions
    • Swinyard, W. R. (1993). The effects of mood, involvement, and quality of store experience on shopping intentions. Journal of Consumer Research, 16, 163-180.
    • (1993) Journal of Consumer Research , vol.16 , pp. 163-180
    • Swinyard, W.R.1
  • 81
    • 0032083855 scopus 로고    scopus 로고
    • Three forms of innovation resistance: The case of retail payment methods
    • Szmigin, I., & Foxall, G. (1998). Three forms of innovation resistance: The case of retail payment methods. Technovation, 18, 459-468.
    • (1998) Technovation , vol.18 , pp. 459-468
    • Szmigin, I.1    Foxall, G.2
  • 82
    • 84977288233 scopus 로고
    • The theory of planned behavior: The effects of perceived behavioral control and self-efficacy
    • Terry, D., & O'Leary, J. (1995). The theory of planned behavior: The effects of perceived behavioral control and self-efficacy. British Journal of Social Psychology, 34, 199-220.
    • (1995) British Journal of Social Psychology , vol.34 , pp. 199-220
    • Terry, D.1    O'Leary, J.2
  • 83
    • 78651506948 scopus 로고    scopus 로고
    • The handbook of interview research: Context and method
    • J. Gubrium &, J. Holstein (Eds.), London: Sage.
    • Tierney, W., & Dilley, P. (2002). Interviewing in education. In J. Gubrium & J. Holstein (Eds.), The handbook of interview research: Context and method (pp. 453-471). London: Sage.
    • (2002) Interviewing in education , pp. 453-471
    • Tierney, W.1    Dilley, P.2
  • 84
    • 78651499358 scopus 로고    scopus 로고
    • UK Student Debt Project: Key early findings. Retrieved July 6, 2008, from
    • Van Dyke, R., & Little, B. (2002). UK Student Debt Project: Key early findings. Retrieved July 6, 2008, from
    • (2002)
    • Van Dyke, R.1    Little, B.2
  • 85
    • 22144457764 scopus 로고    scopus 로고
    • Education, earnings, and productivity: Recent UK evidence
    • Walker, I., & Zhu, Y. (2003). Education, earnings, and productivity: Recent UK evidence. Labour Market Trends, 111, 145-152.
    • (2003) Labour Market Trends , vol.111 , pp. 145-152
    • Walker, I.1    Zhu, Y.2
  • 86
    • 0039337479 scopus 로고    scopus 로고
    • Credit card consumers: College students' knowledge and attitude
    • Warwick, J., & Mansfield, P. (2000). Credit card consumers: College students' knowledge and attitude. Journal of Consumer Marketing, 17, 617-626.
    • (2000) Journal of Consumer Marketing , vol.17 , pp. 617-626
    • Warwick, J.1    Mansfield, P.2
  • 87
    • 18844439291 scopus 로고
    • Psychological factors in predicting the product choice
    • Westfall, R. (1962). Psychological factors in predicting the product choice. Journal of Marketing, 26(2), 34-40.
    • (1962) Journal of Marketing , vol.26 , Issue.2 , pp. 34-40
    • Westfall, R.1
  • 88
  • 89
    • 84952751873 scopus 로고
    • The Personal Involvement Inventory: Reduction, revision, and application to advertising
    • Zaichkowsky, J. L. (1994).The Personal Involvement Inventory: Reduction, revision, and application to advertising. Journal of Advertising, 23(4), 59-70.
    • (1994) Journal of Advertising , vol.23 , Issue.4 , pp. 59-70
    • Zaichkowsky, J.L.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.