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Volumn , Issue , 2008, Pages 47-61

Naïve bayes as a means of constructing application scorecards

Author keywords

Application scorecard; Application scoring; Credit risk; Na ve bayes; Retail banking

Indexed keywords


EID: 70449380902     PISSN: None     EISSN: None     Source Type: Book    
DOI: 10.1142/9789812778666_0003     Document Type: Chapter
Times cited : (2)

References (24)
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    • Adams, NM and DJ Hand (1999). Comparing classifiers when the misallocation costs are uncertain. Pattern Recognition, 32, 1139-1147.
    • (1999) Pattern Recognition , vol.32 , pp. 1139-1147
    • Adams, N.M.1    Hand, D.J.2
  • 6
    • 0037401347 scopus 로고    scopus 로고
    • Credit scoring and rejected instances reassigning through evolutionary computational techniques
    • Chen, MC and SH Huang (2003). Credit scoring and rejected instances reassigning through evolutionary computational techniques. Expert Systems with Applications, 24, 433-441.
    • (2003) Expert Systems with Applications , vol.24 , pp. 433-441
    • Chen, M.C.1    Huang, S.H.2
  • 7
    • 0030291564 scopus 로고    scopus 로고
    • A comparison of neural networks and linear scoring models in the credit union environment
    • Desai, VS, JN Crook and GA Overstreet (1996). A comparison of neural networks and linear scoring models in the credit union environment. European Journal of Operational Research, 95, 24-37.
    • (1996) European Journal of Operational Research , vol.95 , pp. 24-37
    • Desai, V.S.1    Crook, J.N.2    Overstreet, G.A.3
  • 8
    • 0031269184 scopus 로고    scopus 로고
    • On the optimality of the simple Bayesian classifier under zero-one loss
    • Domingos, P and M Pazzani (1997). On the optimality of the simple Bayesian classifier under zero-one loss. Machine Learning, 29, 103-130.
    • (1997) Machine Learning , vol.29 , pp. 103-130
    • Domingos, P.1    Pazzani, M.2
  • 9
    • 0030145401 scopus 로고    scopus 로고
    • A note on comparing classifiers
    • Duin, RPW (1996). A note on comparing classifiers. Pattern Recognition Letters, 17, 529-536.
    • (1996) Pattern Recognition Letters , vol.17 , pp. 529-536
    • Duin, R.P.W.1
  • 12
    • 24144464528 scopus 로고    scopus 로고
    • Good practice in retail credit scorecard assessment
    • Hand, DJ (2005). Good practice in retail credit scorecard assessment. Journal of the Operational Research Society, 56, 1109-1117.
    • (2005) Journal of the Operational Research Society , vol.56 , pp. 1109-1117
    • Hand, D.J.1
  • 13
    • 33745886270 scopus 로고    scopus 로고
    • Classifier technology and the illusion of progress (with discussion)
    • Hand, DJ (2006). Classifier technology and the illusion of progress (with discussion). Statistical Science, 21, 1-34.
    • (2006) Statistical Science , vol.21 , pp. 1-34
    • Hand, D.J.1
  • 14
    • 0000264058 scopus 로고    scopus 로고
    • Defining attributes for scorecard construction in credit scoring
    • Hand, DJ and NM Adams (2000). Defining attributes for scorecard construction in credit scoring. Journal of Applied Statistics, 27, 527-540.
    • (2000) Journal of Applied Statistics , vol.27 , pp. 527-540
    • Hand, D.J.1    Adams, N.M.2
  • 17
    • 0035528674 scopus 로고    scopus 로고
    • Idiot’s Bayes - Not so stupid after all
    • Hand, DJ and K Yu (2001). Idiot’s Bayes - Not so stupid after all. International Statistical Review, 69, 385-398.
    • (2001) International Statistical Review , vol.69 , pp. 385-398
    • Hand, D.J.1    Yu, K.2
  • 18
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    • A k-Nearest-Neighbour classifier for assessing consumer credit risk
    • Henley, WE and DJ Hand (1996). A k-Nearest-Neighbour classifier for assessing consumer credit risk. The Statistician, 45, 77-95.
    • (1996) The Statistician , vol.45 , pp. 77-95
    • Henley, W.E.1    Hand, D.J.2
  • 22
    • 0001466281 scopus 로고    scopus 로고
    • A survey of credit and behavioural scoring: Forecasting financial risk of lending to consumers
    • Thomas, LC (2000). A survey of credit and behavioural scoring: Forecasting financial risk of lending to consumers. International Journal of Forecasting, 16, 149-172.
    • (2000) International Journal of Forecasting , vol.16 , pp. 149-172
    • Thomas, L.C.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.