Confronting flood risk: Implications for insurance and risk transfer

Journal of Environmental Management

Volumn 81, Issue 4, 2006, Pages 351-359

  Treby, Emma J ^a   Clark, Michael J ^b   Priest, Sally J ^b  

^a BOURNEMOUTH UNIVERSITY   (United Kingdom)

^b UNIVERSITY OF SOUTHAMPTON   (United Kingdom)

Author keywords

Flood risk management; Insurance industry; Risk transfer; United Kingdom

Indexed keywords

FLOOD CONTROL; FLOODING; HAZARD ASSESSMENT; HAZARD MANAGEMENT; RISK ASSESSMENT;

ARTICLE; AWARENESS; FLOODING; HEALTH CARE COST; HEALTH HAZARD; HEALTH INSURANCE; REIMBURSEMENT; RISK ASSESSMENT; RISK MANAGEMENT; SOCIAL ASPECT; SOCIOECONOMICS; UNITED KINGDOM;

EURASIA; EUROPE; UNITED KINGDOM; WESTERN EUROPE;

EID: 33750067971     PISSN: 03014797     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jenvman.2005.11.010     Document Type: Article

References (57)

1. Arnell N. Flood insurance. In: Parker D.J. (Ed). Floods (2000), Routledge, London 412-424
2. ABI. Flooding: A Partnership Approach to Protecting People (2001), Association of British Insurers, London (November 2001)
3. ABI. The Flood and Coastal Defence Funding Review: The Association of British Insurers' Response to the Defra and National Assembly of Wales' Consultation Document (2001), Association of British Insurers, London
4. ABI. Renewing the Partnership-How the Insurance Industry Will Work with Others to Improve Protection Against Floods (2002), Association of British Insurers, London (September 2002)
5. ABI. ABI Statement of Principles on the Provision of Flooding Insurance (2002), Association of British Insurers, London. Available online at http://www.abi.org.uk/Display/default.asp?Menu_ID=946&Menu_All=1,946 ,0&Child_ID=188
6. ABI. The Association of British Insurers: Key Facts (2003), Association of British Insurers, London. Available online at http://www.abi.org.uk/Display/default.asp?Menu_ID=507&Menu_All=1,506 ,507
7. ABI, 2005. Safe as houses? Flood risk and sustainable communities, ABI flood manifesto, General Election Special, April 2005. Available online at http://www.abi.org.uk/Display/File/Child/553/floodmanifesto.pdf
8. Berz G.A. Catastrophes and climate change: risks and (re)actions from the viewpoint of an international reinsurer. Ecologae Geologicae Helvetiae 90 (1997) 375-379
9. Black A., and Evans S. Flood damage in the UK: new insights for the insurance industry (1999), University of Dundee, Scotland
10. Blaikie P., Cannon T., Davis I., and Wisner B. At Risk: Natural Hazards, People's Vulnerability and Disasters (1994), Routledge, London
11. BMRB Social Research, 2001. At risk 2001. Report prepared for the Environment Agency. Available online at http://www.environment-agency.gov.uk/commondata/103599/at_risk_2001__sum mary_for_circul
12. Brown J.D., and Damery S.L. Managing flood risk in the UK: towards an integration of social and technical perspectives. Transactions of the Institute of British Geographers 27 4 (2002) 412-426
13. Burby, R.J., 1998. Cooperating with Nature: Confronting Natural Hazards with Land Use Planning for Sustainable Communities. Joseph Henry Press, Washington, DC, 356pp.
14. Burgess K., Deakin R., Samuels P., Catterton J., and Penning-Rowsell E. Assessment of Economic Value of National Assets at Risk from Flooding and Coastal Erosion (2000), Ministry of Agriculture, Fisheries and Food, London
15. CEC, 2004. Flood risk management: flood prevention, protection and mitigation. Communication from the Commission to the Council, the European Parliament, the European Economic and Social Committee and the Committee of the Regions, Commission of the European Communities, Brussels COM(2004)472 final.
16. Clark M.J. Flood insurance as a management strategy for UK coastal resilience. The Geographical Journal 164 3 (1998) 333-343
17. Clark, M.J., Priest, S.J., Treby, E.J., Crichton, D., 2002. Insurance and UK Flood: a strategic re-assessment. Report of the TSUNAMI Project.
18. Crichton D. The Implications of Climate Change for the Insurance Industry (2001), Building Research Establishment, Watford, England
19. Crichton, D., Mounsey, C., 1997. How the Insurance Industry will use its flood research. In: Proceedings of the Third MAFF Conference of Coastal and River Engineers, pp. 131-134.
20. Defra. National Appraisal of Assets at Risk from Flooding and Coastal Erosion (2001), Defra, London
21. Defra. Making Space for Water: Developing a New Government Strategy for Flood and Coastal Erosion Risk Management in England-A Consultation Exercise (2004), Defra, London
22. Dlugolecki A.F. Financial services. In: Watson R., Zinyowera M., Moss R., and Dokken D. (Eds). Climate Change 1995. Impacts, Adaptations and Mitigation of Climate Change: Scientific-Technical Analyses (1996), Cambridge University Press, Cambridge 538-560
23. Dlugolecki A.F. Climate change and the insurance industry. The Geneva Papers on Risk and Insurance 25 4 (2000) 582-601
24. Doornkamp J.C. Perception and reality in the provision of insurance against natural perils in the UK. Transactions of the Institute of British Geographers 20 1 (1995) 68-80
25. DTLR, 2001. Planning Policy Guidance Note 25: Development and Flood Risk. Department for Transport, Local Government and the Regions, London, UK.
26. Eden S. Public participation in environmental policy: considering scientific, counter-scientific and non-scientific contributions. Public Understanding of Science 5 (1996) 183-204
27. Eiser J. Social Psychology: Attitudes, Cognition and Social Behaviour (1986), Cambridge University Press, Cambridge
28. Eiser J., and van der Pligt J. Attitudes and Decisions (1988), Guernsey Press Company, Guernsey
29. Environment Agency. Lessons Learned: Autumn 2000 Floods (2001), Environment Agency, Bristol (March 2000)
30. Evans E., Ashley R., Hall J., Penning-Rowsell E., Saul A., Sayers P., Thorne C., and Watkinson A. Foresight Future Flooding Scientific Summary: Vol. 1 Future Risks and their Drivers (2004), Office of Science and Technology, London
31. Evans E., Ashley R., Hall J., Penning-Rowsell E., Saul A., Sayers P., Thorne C., and Watkinson A. Foresight Future Flooding Scientific Summary: Vol. 2 Managing Future Risks (2004), Office of Science and Technology, London
32. Family Expenditure Survey. A Report on the Family Expenditure Survey 1997-1998 (1998), The Stationary Office, London
33. Family Expenditure Survey. A Report on the Family Expenditure Survey 2000-2001 (2001), The Stationary Office, London
34. Fishbein M., and Ajzen I. Belief, Attitude, Intention and Behaviour: An Introduction to Theory and Research (1975), Addison-Wesley, Reading, MA
35. Green C., and Penning-Rowsell E. Flood insurance and government: 'Parasitic' and 'Symbiotic' relations. The Geneva Papers on Risk and Insurance 29 3 (2004) 518-539
36. Hewitt K. Regions of Risk: A Geographical Introduction to Disaster (1997), Longman, London
37. Irwin A., and Wynne B. Misunderstanding Science? The Public Reconstruction of Science and Technology (1996), Cambridge University Press, Cambridge
38. Kunreuther H. Mitigating disaster losses through insurance. Journal of Risk and Uncertainty 12 (1996) 171-187
39. Kunreuther H. Incentives for mitigation investment and more effective risk management: the need for public-private partnerships. Journal of Hazardous Materials 86 (2001) 171-185
40. Mackenzie-Mohr D. Fostering sustainable behaviour through community-based social marketing. American Psychologist 55 5 (2000) 531-537
41. Natsios, S., 1991. Economic incentives and disaster mitigation. In: Kreimer, A., Munasinghe, M. (Eds.), Managing Natural Disasters and the Environment. Proceedings of a Colloquium sponsored by the World Bank, 27-28 June 1990. World Bank, Washington, DC, pp. 111-114.
42. Parker D.J. Floodplain development policy in England and Wales. Applied Geography 15 4 (1995) 341-363
43. Parker D.J., Islam K.M.N., and Chan N.W. Reducing vulnerability following flood disasters: issues and practices. In: Awotona A. (Ed). Reconstruction after Disaster-Issues and Practices (1997), Ashgate Publishing, Gower House 23-44
44. Platt R.H. Planning and land use adjustments in historical perspective. In: Burby R.J. (Ed). Cooperating with Nature: Confronting Natural Hazards with Land use Planning for Sustainable Communities (1998), Joseph Henry Press, Washington, DC 29-56
45. Priest, S., 2003. Responding to flood risk in the United Kingdom: a strategic reappraisal. Unpublished Ph.D. Thesis, Department of Geography, University of Southampton.
46. Priest S.J., Clark M.J., and Treby E.J. Flood insurance: the challenge of the uninsured. Area 37 3 (2005) 295-302
47. Pye D.J. Flood insurance: availability and pricing. Journal of the Insurance Institute, London 84 (1996) 14-16
48. Reitano B. Economic evaluation of flood insurance programs. In: Gardiner J., Starosolszky O., and Yevjevich V. (Eds). Defence from Floods and Floodplain Management (1995), Kluwer Academic Publishers, Dordrecht 445-456
49. Smith K. Environmental Hazards: Assessing Risk and reducing Disaster (2000), Routledge, London
50. Stern P. Psychology and the science of human-environment interactions. American Psychologist 55 5 (2000) 523-530
51. Szerszynski B. Risk and trust: the performance dimension. Environmental Values 8 2 (1999) 239-252
52. Treby E.J., and Clark M.J. Refining a practical approach to participatory decision-making: an example from Coastal Zone Management. Journal of Coastal Management 32 (2004) 353-372
53. Viscusi W.K., and Zeckhauser R.J. Hazard communication warnings and risk. Annals of the American Academy of Political and Social Science 545 (1996) 106-115
54. White I., and Howe J. Flooding and the role of planning in England and Wales: a critical review. Journal of Environmental Planning and Management 45 5 (2002) 735-745
55. Whyley C., McCormick J., and Kempson E. Paying for Peace of Mind: Access to Home Contents Insurance for Low-income Households (1998), Policies Studies Institute, London
56. Wynne B. Misunderstood misunderstandings: social identities and public uptake of science. In: Irwin A., and Wynne B. (Eds). Misunderstanding Science? The Public Reconstruction of Science and Technology (1996), Cambridge University Press, Cambridge 19-46
57. Zimbardo P., Ebbeseu E., and Maslach C. Influencing Attitudes and Changing Behaviour: an Introduction to method, Theory and Applications of Social Control and Personal Power (1977), Random House, New York