메뉴 건너뛰기




Volumn , Issue , 2014, Pages 123-149

The promises and pitfalls of homeownership

Author keywords

[No Author keywords available]

Indexed keywords


EID: 84968930607     PISSN: None     EISSN: None     Source Type: Book    
DOI: 10.1057/9781137384881     Document Type: Chapter
Times cited : (7)

References (107)
  • 1
    • 0001778301 scopus 로고    scopus 로고
    • A Note on the Benefits of Homeownership
    • Aaronson, Daniel. 2000. "A Note on the Benefits of Homeownership." Journal of Urban Economics 47: 356-69.
    • (2000) Journal of Urban Economics , vol.47 , pp. 356-369
    • Aaronson, D.1
  • 2
    • 2442593938 scopus 로고    scopus 로고
    • Have the GSE Affordable Housing Goals Increased the Supply of Mortgage Credit
    • Ambrose, Brent W., and Thomas G. Thibodeau. 2004. "Have the GSE Affordable Housing Goals Increased the Supply of Mortgage Credit." Regional Science and Urban Economics 34: 263-74.
    • (2004) Regional Science and Urban Economics , vol.34 , pp. 263-274
    • Ambrose, B.W.1    Thibodeau, T.G.2
  • 3
    • 44949219409 scopus 로고    scopus 로고
    • GSE Loan Purchases, the FHA, Housing Outcomes in Targeted, Low-income Neighborhoods
    • An, Xudong Raphael W. Bostic, Yongheng Deng, Stuart A. Gabriel. 2007. "GSE Loan Purchases, the FHA, Housing Outcomes in Targeted, Low-income Neighborhoods." Brookings-Wharton Papers on Urban Affairs 2007: 205-56.
    • (2007) Brookings-Wharton Papers on Urban Affairs , vol.2007 , pp. 205-256
    • An, X.R.W.1    Bostic, Y.D.2    Stuart, A.G.3
  • 4
    • 33645652482 scopus 로고    scopus 로고
    • The Twenty-fifth Anniversary of the Community Reinvestment Act: Past Accomplishments and Future Regulatory Challenges
    • June
    • Apgar, William C., Mark Duda. 2003. "The Twenty-fifth Anniversary of the Community Reinvestment Act: Past Accomplishments and Future Regulatory Challenges." FRBNY Economic Policy Review June: 169-91.
    • (2003) FRBNY Economic Policy Review , pp. 169-191
    • Apgar, W.C.1    Duda, M.2
  • 6
    • 0009609110 scopus 로고    scopus 로고
    • What Has Economics to Say about Racial Discrimination ?
    • Arrow, Kenneth J. 1998. "What Has Economics to Say about Racial Discrimination ?" The Journal of Economic Perspectives 12: 91-100.
    • (1998) The Journal of Economic Perspectives , vol.12 , pp. 91-100
    • Arrow, K.J.1
  • 7
    • 0001186101 scopus 로고    scopus 로고
    • Credit Risk, Credit Scoring, the Performance of Home Mortgages
    • Avery, Robert B. Raphael W. Bostic, Paul S. Calem, Glenn B. Canner. 1996. "Credit Risk, Credit Scoring, the Performance of Home Mortgages." Federal Reserve Bulletin 82: 621-48.
    • (1996) Federal Reserve Bulletin , vol.82 , pp. 621-648
    • Avery, R.B.1    Bostic, R.W.2    Calem, P.S.3    Canner, G.B.4
  • 8
    • 84860165103 scopus 로고    scopus 로고
    • The Subprime Crisis: Is Government Housing Policy to Blame?
    • Washington, DC: Federal Reserve Board of Governors
    • Avery, Robert B., Kenneth P. Brevoort. 2011 "The Subprime Crisis: Is Government Housing Policy to Blame?" Finance and Economics Discussion Series Paper #2011-36. Washington, DC: Federal Reserve Board of Governors.
    • (2011) Finance and Economics Discussion Series Paper #2011-36
    • Avery, R.B.1    Kenneth, P.B.2
  • 11
    • 21144438737 scopus 로고    scopus 로고
    • Credit where it Counts: The Community Reinvestment Act and its Critics
    • Barr, Michael. 2005. "Credit where it Counts: The Community Reinvestment Act and its Critics." New York University Law Review 80: 513-652.
    • (2005) New York University Law Review , vol.80 , pp. 513-652
    • Barr, M.1
  • 16
    • 33644600934 scopus 로고    scopus 로고
    • Wealth Accumulation and Homeownership: Evidence for Low-income Families
    • Washington, DC: US Department of Housing and Urban Development
    • Boehm, Thomas P, Alan Schlottmann. 2004. "Wealth Accumulation and Homeownership: Evidence for Low-income Families." Washington, DC: US Department of Housing and Urban Development.
    • (2004)
    • Boehm, T.P.1    Schlottmann, A.2
  • 17
    • 0001533181 scopus 로고    scopus 로고
    • Does Homeownership by Parents Have an Economic Impact on Their Children?
    • Boehm, Thomas P., Alan Schlottmann. 1999. "Does Homeownership by Parents Have an Economic Impact on Their Children?" Journal of Housing Economics 8: 217-32.
    • (1999) Journal of Housing Economics , vol.8 , pp. 217-232
    • Boehm, T.P.1    Schlottmann, A.2
  • 19
    • 84893585095 scopus 로고    scopus 로고
    • Hitting the Wall: Credit as an Impediment to Homeownership
    • edited by Nicolas P Retsinas and Eric S. Belsky. Washington, DC: Brookings Institution Press
    • Bostic, Raphael W., Paul S. Calem, Susan M. Wachter. 2005. "Hitting the Wall: Credit as an Impediment to Homeownership." In Building Assets, Building Credit: Creating Wealth in Low-income Communities, edited by Nicolas P. Retsinas and Eric S. Belsky. Washington, DC: Brookings Institution Press.
    • (2005) In Building Assets, Building Credit: Creating Wealth in Low-income Communities
    • Bostic, R.W.1    Paul, S.C.2    Wachter, S.M.3
  • 20
    • 0005424545 scopus 로고    scopus 로고
    • The GSEs' Funding of Affordable Loans
    • Washington, DC: US Department of Housing and Urban Development
    • Bunce, Harold L., Randall M. Scheessele. 1996. "The GSEs' Funding of Affordable Loans." Housing Finance Working Paper Series HF-013. Washington, DC: US Department of Housing and Urban Development.
    • (1996) Housing Finance Working Paper Series HF-013
    • Bunce, H.L.1    Scheessele, R.M.2
  • 21
    • 0001899067 scopus 로고
    • Residential Lending to Low-Income and Minority Families: Evidence from the 1992 HMDA Data
    • Canner, Glenn B., Wayne Passmore. 1994. "Residential Lending to Low-Income and Minority Families: Evidence from the 1992 HMDA Data." Federal Reserve Bulletin 80: 79-108.
    • (1994) Federal Reserve Bulletin , vol.80 , pp. 79-108
    • Canner, G.B.1    Passmore, W.2
  • 24
    • 84983978498 scopus 로고
    • Forecasting Prices and Excess Returns in the Housing Market
    • Case, Karl E., Robert J. Shiller. 1990. "Forecasting Prices and Excess Returns in the Housing Market." AREUEA Journal 18: 253-73.
    • (1990) AREUEA Journal , vol.18 , pp. 253-273
    • Case, K.E.1    Shiller, R.J.2
  • 26
    • 39549113001 scopus 로고    scopus 로고
    • Federal Policies Promoting Affordable Homeownership: Separating the Accidental from the Strategic
    • edited by William M Rohe and Harry. L. Watson. Ithaca, NY: Cornell University Press
    • Collins, J. Michael. 2007. "Federal Policies Promoting Affordable Homeownership: Separating the Accidental from the Strategic." In Chasing the American Dream: New Perspectives on Affordable Homeownership, edited by William M. Rohe and Harry. L. Watson. Ithaca, NY: Cornell University Press.
    • (2007) In Chasing the American Dream: New Perspectives on Affordable Homeownership
    • Michael, C.J.1
  • 27
    • 77956425048 scopus 로고    scopus 로고
    • Financial Education and Counseling-Still Holding Promise
    • Collins, J. Michael, Collin M. O'Rourke. 2010. "Financial Education and Counseling-Still Holding Promise." The Journal of Consumer Affairs 44: 483-98.
    • (2010) The Journal of Consumer Affairs , vol.44 , pp. 483-498
    • Michael, C.J.1    O'Rourke, C.M.2
  • 28
    • 64749099683 scopus 로고    scopus 로고
    • The Incentives of Mortgage Servicers: Myths and Realities
    • Washington, DC: Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board
    • Cordell, Larry, Karen Dynan, Andreas Lehnert, Nellie Liang, Eileen Mauskopf. 2008. "The Incentives of Mortgage Servicers: Myths and Realities." Finance and Economics Discussion Series 46. Washington, DC: Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board.
    • (2008) Finance and Economics Discussion Series 46
    • Cordell, L.1    Dynan, K.2    Lehnert, A.3    Liang, N.4    Mauskopf, E.5
  • 29
    • 37249051306 scopus 로고    scopus 로고
    • The Pricing of Home Mortgage Loans for Minority Borrowers: How Much of the APR Differential Can We Explain?
    • Courchane, Marsha J. 2007. "The Pricing of Home Mortgage Loans for Minority Borrowers: How Much of the APR Differential Can We Explain?" Journal of Real Estate Research 29: 399-439.
    • (2007) Journal of Real Estate Research , vol.29 , pp. 399-439
    • Courchane, M.J.1
  • 31
    • 84904433397 scopus 로고    scopus 로고
    • Family Self-Sufficiency Program: An Asset-Building Opportunity
    • Cramer, Reid. 2004. "Family Self-Sufficiency Program: An Asset-Building Opportunity." Shelterforce 137.
    • (2004) Shelterforce , vol.137
    • Cramer, R.1
  • 32
    • 65249119995 scopus 로고    scopus 로고
    • Innovative Servicing Technology: Smart Enough to keep People in their Houses?
    • McLean, VA: Freddie Mac
    • Cutts, Amy Crews, Richard K. Green. 2004. "Innovative Servicing Technology: Smart Enough to keep People in their Houses?" Freddie Mac Working paper #04-03. McLean, VA: Freddie Mac.
    • (2004) Freddie Mac Working paper #04-03
    • Cutts, A.C.1    Green, R.K.2
  • 34
    • 35448985287 scopus 로고    scopus 로고
    • Do Homeowners Achieve More Household Wealth in the Long Run?
    • Di, Zhu Xiao, Eric Belsky, Xiaodong Liu. 2007. "Do Homeowners Achieve More Household Wealth in the Long Run?" Journal of Housing Economics 16: 274-90.
    • (2007) Journal of Housing Economics , vol.16 , pp. 274-290
    • Di, Z.X.1    Belsky, E.2    Liu, X.3
  • 35
    • 84861570759 scopus 로고    scopus 로고
    • The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis
    • Ding, Lei, Roberto G. Quercia, Carolina K. Reid, Alan M. White. 2012. "The Impact of Federal Preemption of State Antipredatory Lending Laws on the Foreclosure Crisis." Journal of Policy Analysis and Management 31(2): 367-87.
    • (2012) Journal of Policy Analysis and Management , vol.31 , Issue.2 , pp. 367-387
    • Ding, L.1    Quercia, R.G.2    Reid, C.K.3    White, A.M.4
  • 36
    • 79960983492 scopus 로고    scopus 로고
    • Risky Borrowers or Risky Mortgages: Disaggregating Effects Using Propensity Score Models
    • Ding, Lei, Roberto G. Quercia, Wei Li, Janneke Ratcliffe. 2011. "Risky Borrowers or Risky Mortgages: Disaggregating Effects Using Propensity Score Models." Journal of Real Estate Research 33: 245-77.
    • (2011) Journal of Real Estate Research , vol.33 , pp. 245-277
    • Ding, L.1    Quercia, R.G.2    Li, W.3    Ratcliffe, J.4
  • 38
    • 0003118967 scopus 로고    scopus 로고
    • CRA and Fair Lending Regulations: Resulting Trends in Mortgage Lending
    • Evanoff, Douglas D., Lewis M. Siegal. 1996. "CRA and Fair Lending Regulations: Resulting Trends in Mortgage Lending." Economic Perspectives 20: 19-46.
    • (1996) Economic Perspectives , vol.20 , pp. 19-46
    • Evanoff, D.D.1    Siegal, L.M.2
  • 40
    • 65449124553 scopus 로고    scopus 로고
    • Evaluation of the Family Self-Sufficiency Program
    • Washington, DC: US Department of Housing and Urban Development
    • Ficke, Robert C., Andrea Piesse. 2004. "Evaluation of the Family Self-Sufficiency Program." Washington, DC: US Department of Housing and Urban Development.
    • (2004)
    • Ficke, R.C.1    Piesse, A.2
  • 41
    • 22144467681 scopus 로고    scopus 로고
    • Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?
    • Frame, W. Scott, Lawrence J. White. 2005. "Fussing and Fuming over Fannie and Freddie: How Much Smoke, How Much Fire?" Journal of Economic Perspectives 19(2): 159-84.
    • (2005) Journal of Economic Perspectives , vol.19 , Issue.2 , pp. 159-184
    • Frame, W.S.1    White, L.J.2
  • 45
    • 17044428559 scopus 로고    scopus 로고
    • The Impact of Social Structure on Economic Outcomes
    • Granovetter, Mark. 2005. "The Impact of Social Structure on Economic Outcomes." Journal of Economic Perspectives 19(1): 33-50.
    • (2005) Journal of Economic Perspectives , vol.19 , Issue.1 , pp. 33-50
    • Granovetter, M.1
  • 46
    • 0031138660 scopus 로고    scopus 로고
    • Measuring the Benefits of Homeowning: Effects on Children
    • Green, Richard K., Michelle J. White. 1996. "Measuring the Benefits of Homeowning: Effects on Children." Journal of Urban Economics 41.
    • (1996) Journal of Urban Economics , vol.41
    • Green, R.K.1    White, M.J.2
  • 47
    • 3042723633 scopus 로고    scopus 로고
    • Privatizing Risk without Privatizing the Welfare State: The Hidden Politics of Social Policy Retrenchment in the United States
    • Hacker, Jacob S. 2004. "Privatizing Risk without Privatizing the Welfare State: The Hidden Politics of Social Policy Retrenchment in the United States." American Political Science Review 98: 243-60.
    • (2004) American Political Science Review , vol.98 , pp. 243-260
    • Hacker, J.S.1
  • 48
    • 0039482960 scopus 로고    scopus 로고
    • Homeownership for the Poor in Distressed Neighborhooods: Does this Make Sense?
    • Harkness, Joseph, Sandra J. Newman. 2002. "Homeownership for the Poor in Distressed Neighborhooods: Does this Make Sense?" Housing Policy Debate 13: 597-30.
    • (2002) Housing Policy Debate , vol.13 , pp. 530-597
    • Harkness, J.1    Newman, S.J.2
  • 49
    • 33644601772 scopus 로고    scopus 로고
    • Differential Effects of Homeownership on Children from Higher- and Lower-Income Families
    • Harkness, Joseph, Sandra Newman. 2003. "Differential Effects of Homeownership on Children from Higher- and Lower-Income Families." Journal of Housing Research 14: 1-19.
    • (2003) Journal of Housing Research , vol.14 , pp. 1-19
    • Harkness, J.1    Newman, S.2
  • 51
    • 33845446609 scopus 로고    scopus 로고
    • The Sustainability of Homeownership: Factors Affecting the Duration of Homeownership and Rental Spells
    • Washington, DC: US Department of Housing and Urban Development
    • Haurin, Donald R., Stuart S. Rosenthal. 2005. "The Sustainability of Homeownership: Factors Affecting the Duration of Homeownership and Rental Spells." Washington, DC: US Department of Housing and Urban Development.
    • (2005)
    • Haurin, D.R.1    Rosenthal, S.S.2
  • 53
    • 33644596844 scopus 로고    scopus 로고
    • The Distribution of Homeownership Gains During the 1990s Across Neighborhoods
    • Washington, DC: US Department of Housing and Urban Development
    • Herbert, Chirstopher E., Bulbul Kaul. 2005. "The Distribution of Homeownership Gains During the 1990s Across Neighborhoods." Washington, DC: US Department of Housing and Urban Development.
    • (2005)
    • Herbert, C.E.1    Kaul, B.2
  • 54
    • 79953899585 scopus 로고    scopus 로고
    • The Homeownership Experience of Lowincome and Minority Households: A Review and Synthesis of the Literature
    • Herbert, Christopher E., Eric S. Belsky. 2008. "The Homeownership Experience of Lowincome and Minority Households: A Review and Synthesis of the Literature." Cityscape: A Journal of Policy Development and Research 10: 5-59.
    • (2008) Cityscape: A Journal of Policy Development and Research , vol.10 , pp. 5-59
    • Herbert, C.E.1    Belsky, E.S.2
  • 56
    • 81555204286 scopus 로고    scopus 로고
    • Critical Commentary: Subprime Crisis, Policy Response and Housing Market Restructuring
    • Immergluck, Dan. 2011. "Critical Commentary: Subprime Crisis, Policy Response and Housing Market Restructuring." Urban Studies 48: 3371-83.
    • (2011) Urban Studies , vol.48 , pp. 3371-3383
    • Immergluck, D.1
  • 57
    • 58949092102 scopus 로고    scopus 로고
    • Foreclosed: High-risk Lending, Deregulation, the Undermining of America's Mortgage Market
    • Ithaca, NY: Cornell University Press
    • Immergluck, Dan. 2009. "Foreclosed: High-risk Lending, Deregulation, the Undermining of America's Mortgage Market." Ithaca, NY: Cornell University Press.
    • (2009)
    • Immergluck, D.1
  • 58
    • 0003670688 scopus 로고    scopus 로고
    • The Price of Citizenship: Redefining the American Welfare State
    • ew York: Metropolitan Books
    • Katz, Michael B. 2001. The Price of Citizenship: Redefining the American Welfare State. New York: Metropolitan Books.
    • (2001)
    • Katz, M.B.1
  • 59
    • 84937310558 scopus 로고
    • Public Housing: Abandon HOPE, but Not Privatization
    • Kinnaird, Stephen. B. 1994. "Public Housing: Abandon HOPE, but Not Privatization." The Yale Law Journal 103: 961-95.
    • (1994) The Yale Law Journal , vol.103 , pp. 961-995
    • Kinnaird, S.B1
  • 60
    • 85008358651 scopus 로고    scopus 로고
    • Schlock and Awe: The American Dream Bought and Sold
    • The American Interest March/April 2007
    • Knox, Paul. 2007. "Schlock and Awe: The American Dream Bought and Sold." The American Interest March/April 2007.
    • (2007)
    • Knox, P.1
  • 62
    • 0001883851 scopus 로고    scopus 로고
    • Discrimination in Mortgage Lending: A Critical Review of the Literature
    • LaCour-Little, Michael. 1999. "Discrimination in Mortgage Lending: A Critical Review of the Literature." Journal of Real Estate Literature 7: 15-49.
    • (1999) Journal of Real Estate Literature , vol.7 , pp. 15-49
    • LaCour-Little, M.1
  • 66
    • 81555219852 scopus 로고    scopus 로고
    • Building Sustainable Ownership: Rethinking Public Policy toward Lowerincome Homeownership
    • Philadelphia, PA: Federal Reserve Bank of Philadelphia
    • Mallach, Alan. 2011. "Building Sustainable Ownership: Rethinking Public Policy toward Lowerincome Homeownership." Community Development Studies and Education Discussion Paper. Philadelphia, PA: Federal Reserve Bank of Philadelphia.
    • (2011) Community Development Studies and Education Discussion Paper
    • Mallach, A.1
  • 67
    • 69549151809 scopus 로고    scopus 로고
    • The Legal Infrastructure of Subprime and Nontraditional Home Mortgages
    • edited by N P. Retsinas and E. S. Belsky. Washington, DC: The Brookings Institution
    • McCoy, Patricia A., Elizabeth Renuart. 2008. "The Legal Infrastructure of Subprime and Nontraditional Home Mortgages." In Borrowing to Live: Consumer and Mortgage Credit Revisited, edited by N. P. Retsinas and E. S. Belsky. Washington, DC: The Brookings Institution.
    • (2008) In Borrowing to Live: Consumer and Mortgage Credit Revisited
    • McCoy, P.A.1    Renuart, E.2
  • 71
    • 0036228739 scopus 로고    scopus 로고
    • Trends in the Transitory Variance of Earnings in the United States
    • Moffitt, Robert A., Peter Gottschalk. 2002. "Trends in the Transitory Variance of Earnings in the United States." Economic Journal 112: C68-C73.
    • (2002) Economic Journal , vol.112 , pp. C68-C73
    • Moffitt, R.A.1    Gottschalk, P.2
  • 73
    • 85008378672 scopus 로고    scopus 로고
    • Did the Community Reinvestment Act Cause Mortgage Delinquency? Evidence Using Micro Data from a Large Mortgage Bank
    • Annual Conference of the Association for Public Policy Administration and Management, Washington, D.C
    • Nelson, Ashlyn Aiko, Wei Jiang, Edward Vytlacil. 2011. "Did the Community Reinvestment Act Cause Mortgage Delinquency? Evidence Using Micro Data from a Large Mortgage Bank." Presentation. Annual Conference of the Association for Public Policy Administration and Management, Washington, D.C.
    • (2011) Presentation
    • Nelson, A.A.1    Jiang, W.2    Vytlacil, E.3
  • 76
    • 77955727222 scopus 로고    scopus 로고
    • The Termination of Subprime Hybrid and Fixed Rate Mortgages
    • Pennington-Cross, Anthony, Giang Ho. 2010. "The Termination of Subprime Hybrid and Fixed Rate Mortgages." Real Estate Economics 38: 399-426.
    • (2010) Real Estate Economics , vol.38 , pp. 399-426
    • Pennington-Cross, A.1    Ho, G.2
  • 79
    • 85008378618 scopus 로고    scopus 로고
    • The Impact of Predatory Loan Terms on Subprime Foreclosures: The Special Case of Prepayment Penalties and Balloon Payments
    • Chapel Hill, NC: University of North Carolina
    • Quercia, Roberto, Allison Freeman, Janneke Ratcliffe. 2005. "The Impact of Predatory Loan Terms on Subprime Foreclosures: The Special Case of Prepayment Penalties and Balloon Payments." Center for Community Capital Working Paper. Chapel Hill, NC: University of North Carolina.
    • (2005) Center for Community Capital Working Paper
    • Quercia, R.1    Freeman, A.2    Ratcliffe, J.3
  • 81
    • 85055890051 scopus 로고    scopus 로고
    • Savings in the Spotlight: Making a Case for Asset Building Policies and Programs Community Investments Federal Reserve Bank of San Francisco Publications
    • Reid, Carolina. 2005. "Savings in the Spotlight: Making a Case for Asset Building Policies and Programs. Community Investments." Federal Reserve Bank of San Francisco Publications 17: 3-10.
    • (2005) , vol.17 , pp. 3-10
    • Reid, C.1
  • 82
    • 80054770637 scopus 로고    scopus 로고
    • Sustaining Homeownership: The Experience of City-based Affordable Homeownership Programs
    • Reid, Carolina. 2009. "Sustaining Homeownership: The Experience of City-based Affordable Homeownership Programs." Community Investments 21: 27-30.
    • Community Investments , vol.21 , pp. 27-30
    • Reid, C.1
  • 83
    • 84860366009 scopus 로고    scopus 로고
    • Constructive Credit: Revisiting the Performance of the Community Reinvestment Act During the Subprime Crisis
    • edited by Susan M Wachter and Marvin M. Smith. Philadelphia, PA: University of Pennsylvania press
    • Reid, Carolina, Elizabeth Laderman. 2011. "Constructive Credit: Revisiting the Performance of the Community Reinvestment Act During the Subprime Crisis." In The American Mortgage System: Crisis and Reform, edited by Susan M. Wachter and Marvin M. Smith. Philadelphia, PA: University of Pennsylvania press.
    • (2011) The American Mortgage System: Crisis and Reform
    • Reid, C.1    Laderman, E.2
  • 88
    • 0002185761 scopus 로고    scopus 로고
    • The Social Benefits of Homeownership: Empirical Evidence from National Surveys
    • Rossi, Peter H., Eleanor Weber. 1996. "The Social Benefits of Homeownership: Empirical Evidence from National Surveys." Housing Policy Debate 7: 1-35.
    • (1996) Housing Policy Debate , vol.7 , pp. 1-35
    • Rossi, P.H.1    Weber, E.2
  • 93
    • 33644606396 scopus 로고    scopus 로고
    • Low-income Homeownership: American Dream or Delusion?
    • Shlay, Anne B., 2006. "Low-income Homeownership: American Dream or Delusion?" Urban Studies 43: 511-31.
    • (2006) Urban Studies , vol.43 , pp. 511-531
    • Shlay, A.B.1
  • 95
    • 85008359254 scopus 로고    scopus 로고
    • The Refinancing Transition: Exquity Extraction, Income Constraints, Subprime Refinancing among CRA Mortgage Borrowers
    • Center for Community Capital: Chapel Hill, NC
    • Spader, Jonathan, Roberto G. Quercia. 2009a. "The Refinancing Transition: Exquity Extraction, Income Constraints, Subprime Refinancing among CRA Mortgage Borrowers." Center for Community Capital Working Paper. Center for Community Capital: Chapel Hill, NC.
    • (2009) Center for Community Capital Working Paper
    • Spader, J.1    Quercia, R.G.2
  • 96
    • 85008406800 scopus 로고    scopus 로고
    • Thriftiness isn't Enough: Dynamics of Consumer Credit History Scores among LMI Homeowners
    • Center for Community Capital Working: Chapel Hill, NC
    • Spader, Jonathan, Roberto G. Quercia. 2009b. "Thriftiness isn't Enough: Dynamics of Consumer Credit History Scores among LMI Homeowners." Center for Community Capital. Center for Community Capital Working: Chapel Hill, NC.
    • (2009) Center for Community Capital
    • Spader, J.1    Quercia, R.G.2
  • 97
    • 66349091901 scopus 로고    scopus 로고
    • Preventive Servicing is Good for Business and Affordable Homeownership Policy
    • Stegman, Michael A., Roberto G. Quercia, Janneke Ratcliffe, Lei Ding, Walter R. Davis. 2003. "Preventive Servicing is Good for Business and Affordable Homeownership Policy." Housing Policy Debate 18: 243-78.
    • (2003) Housing Policy Debate , vol.18 , pp. 243-278
    • Stegman, M.A.1    Quercia, R.G.2    Ratcliffe, J.3    Ding, L.4    Davis, W.R.5
  • 99
    • 84995926927 scopus 로고    scopus 로고
    • The Financial Crisis Inquiry Report: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States
    • Washington, DC: Government Printing Office
    • The Financial Crisis Inquiry Commission. 2011. The Financial Crisis Inquiry Report: Final Report of the National Commission on the Causes of the Financial and Economic Crisis in the United States. Washington, DC: Government Printing Office.
    • (2011)
  • 101
    • 85008337001 scopus 로고    scopus 로고
    • Reforming the Mortgage Interest Deduction
    • Washington, DC: The Urban Institute and the Tax Policy Center
    • Toder, Eric, Margery Austin Turner, Katherine Lim, Liza Getsinger. 2010. "Reforming the Mortgage Interest Deduction." What Works Collaborative. Washington, DC: The Urban Institute and the Tax Policy Center.
    • (2010) What Works Collaborative
    • Toder, E.1    Austin Turner, M.2    Lim, K.3    Getsinger, L.4
  • 102
    • 68449094314 scopus 로고    scopus 로고
    • The Ideological Origins of Affordable Homeownership Efforts
    • edited by William, Rohe M., Harry. L. Watson. Ithaca, NY: Cornell University Press.
    • Vale, Lawrence J. 2007. "The Ideological Origins of Affordable Homeownership Efforts." In Chasing the American Dream: New Perspectives on Affordable Homeownership, edited by William, Rohe M., Harry. L. Watson. Ithaca, NY: Cornell University Press.
    • (2007) In Chasing the American Dream: New Perspectives on Affordable Homeownership
    • Vale, L.J.1
  • 104
    • 84928544723 scopus 로고    scopus 로고
    • The Affordable Housing Goals, Homeownership and Risk: Some Lessons from Past Efforts to Regulate the GSEs
    • St. Louis, MO: Federal Reserve Bank of St. Louis
    • Weicher, John. C. 2010. "The Affordable Housing Goals, Homeownership and Risk: Some Lessons from Past Efforts to Regulate the GSEs." The Past, Present, Future of the Governmentsponsored Enterprises. St. Louis, MO: Federal Reserve Bank of St. Louis.
    • (2010) The Past, Present, Future of the Governmentsponsored Enterprises
    • Weicher, J.C.1
  • 105
    • 85008378641 scopus 로고
    • HUD and Housing in the 1990s: Crises in Affordability and Accountability
    • Wolf, Michel Allen. 1990. "HUD and Housing in the 1990s: Crises in Affordability and Accountability." Fordham Urban Law Journal 18: 545-71.
    • (1990) Fordham Urban Law Journal , vol.18 , pp. 545-571
    • Wolf, M.A.1
  • 107
    • 44149086910 scopus 로고    scopus 로고
    • Racial/Ethnic Differences in Housing Outcomes for First-time, Low-income Home Buyers: Findings from a National Homeownership Education Program
    • Zandt, Shannon Van. 2007. "Racial/Ethnic Differences in Housing Outcomes for First-time, Low-income Home Buyers: Findings from a National Homeownership Education Program." Housing Policy Debate 18(2): 431-74.
    • (2007) Housing Policy Debate , vol.18 , Issue.2 , pp. 431-474
    • Zandt, S.V.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.