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Volumn 29, Issue 4, 2007, Pages 399-439

The pricing of home mortgage loans to minority borrowers: How much of the APR differential can we explain?

Author keywords

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Indexed keywords


EID: 37249051306     PISSN: 08965803     EISSN: None     Source Type: Journal    
DOI: None     Document Type: Article
Times cited : (51)

References (20)
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    • Avery, R.B., G.B. Canner, and R.E. Cook. New Information Reported Under HMDA and Its Implications in Fair Lending Enforcement. Federal Reserve Bulletin, Summer, 2005.
  • 2
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    • Avery, R.B., K.P. Brevoort, and G.B. Canner. Higher Priced Home Lending and the 2005 HMDA Data. Federal Reserve Bulletin, Summer, 2006.
    • Avery, R.B., K.P. Brevoort, and G.B. Canner. Higher Priced Home Lending and the 2005 HMDA Data. Federal Reserve Bulletin, Summer, 2006.
  • 3
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    • Barth, J., J. Cordes, and A. Yezer. Financial Institution Regulations, Redlining and Mortgage Markets. In The Regulation of Financial Institutions, conference volume 21, Federal Reserve Bank of Boston, 1980, April, 101-43.
  • 4
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    • How Complete is HMDA?: HMDA Coverage of Freddie Mac Purchases
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    • (1996) Journal of Real Estate Research , vol.11 , Issue.1 , pp. 39-56
    • Berkovec, J.1    Zorn, P.2
  • 5
    • 0001544753 scopus 로고
    • Wage Discrimination: Reduced Forms and Structural Estimates
    • Blinder, A. Wage Discrimination: Reduced Forms and Structural Estimates. Journal of Human Resources, 1973, 8:4, 436-55.
    • (1973) Journal of Human Resources , vol.8 , Issue.4 , pp. 436-455
    • Blinder, A.1
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    • Consumer Federation of America. Subprime Locations: Patterns of Geographic Disparity in Subprime Lending. Unpublished report, 2005.
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    • Consumer Federation of America. Subprime Locations: Patterns of Geographic Disparity in Subprime Lending. Unpublished report, 2006.
    • Consumer Federation of America. Subprime Locations: Patterns of Geographic Disparity in Subprime Lending. Unpublished report, 2006.
  • 10
    • 0009530447 scopus 로고
    • Switching Regression Estimates of a Sequential Production Process: The Case of Underground Coal Mining
    • Halvorsen, A. Switching Regression Estimates of a Sequential Production Process: The Case of Underground Coal Mining. The Review of Economics and Statistics, 1985, 67:10, 161-65.
    • (1985) The Review of Economics and Statistics , vol.67 , Issue.10 , pp. 161-165
    • Halvorsen, A.1
  • 11
    • 37249043171 scopus 로고    scopus 로고
    • The Home Mortgage Disclosure Act: Its History, Evolution, and Limitations
    • March
    • Kolar, J. and J. Jerison. The Home Mortgage Disclosure Act: Its History, Evolution, and Limitations. Buckley Kolar presentation, March, 2005.
    • (2005) Buckley Kolar presentation
    • Kolar, J.1    Jerison, J.2
  • 12
    • 34548100053 scopus 로고    scopus 로고
    • The Home Purchase Mortgage Preferences of Low- and Moderate-Income Households
    • LaCour-Little, M. The Home Purchase Mortgage Preferences of Low- and Moderate-Income Households. Real Estate Economics, 2007, 35:3, 265-90.
    • (2007) Real Estate Economics , vol.35 , Issue.3 , pp. 265-290
    • LaCour-Little, M.1
  • 13
    • 85129707560 scopus 로고    scopus 로고
    • Maximum Likelihood Estimation of Endogenous Switching Regression Models
    • Lokshin, M. and Z. Sajaia. Maximum Likelihood Estimation of Endogenous Switching Regression Models. The Stata Journal, 2004, 4:3, 282-89.
    • (2004) The Stata Journal , vol.4 , Issue.3 , pp. 282-289
    • Lokshin, M.1    Sajaia, Z.2
  • 15
    • 33845889037 scopus 로고    scopus 로고
    • The End(s) of Disparate Impact: Doctrinal Reconstruction, Fair Housing and Lending Law and the Antidiscrimination Principle
    • Mahoney, P. The End(s) of Disparate Impact: Doctrinal Reconstruction, Fair Housing and Lending Law and the Antidiscrimination Principle. Emory Law Journal, 1998, 47:2, 409-525.
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  • 17
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    • Credit History and the Performance of Prime and Non-Prime Mortgages
    • Pennington-Cross, A. Credit History and the Performance of Prime and Non-Prime Mortgages. Journal of Real Estate Finance, 2003, 27, 279-301.
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  • 19
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  • 20
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    • Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self-Selection
    • Yezer, A., R. Phillips, and R. Trost. Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self-Selection. Journal of Real Estate Finance and Economics, 1994, 9:3, 197-217.
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