메뉴 건너뛰기




Volumn 32, Issue 9, 2013, Pages 1522-1530

Will employers drop health insurance coverage because of the affordable care act?

Author keywords

[No Author keywords available]

Indexed keywords

ARTICLE; COMMERCIAL PHENOMENA; COMPENSATION; EMPLOYER; FUNDING; HEALTH CARE COST; HEALTH CARE POLICY; HEALTH INSURANCE; HUMAN; MEDICAID; MEDICALLY UNINSURED; ORGANIZATION AND MANAGEMENT; PREDICTION; TAX;

EID: 84885345428     PISSN: 02782715     EISSN: 15445208     Source Type: Journal    
DOI: 10.1377/hlthaff.2013.0526     Document Type: Article
Times cited : (30)

References (48)
  • 1
    • 84885364771 scopus 로고    scopus 로고
    • Continuing to implement the ACA in a careful, thoughtful manner [Internet]
    • Washington (DC): Department of the Treasury; 2013 Jul 2 [cited 2013 Aug 8]. (Treasury Notes). Available from:
    • Mazur MJ. Continuing to implement the ACA in a careful, thoughtful manner [Internet]. Washington (DC): Department of the Treasury; 2013 Jul 2 [cited 2013 Aug 8]. (Treasury Notes). Available from: http://www.treasury.gov/connect/ blog/pages/continuing-toimplement- the-aca-in-a-carefulthoughtful- manner-.aspx
    • Mazur, M.J.1
  • 2
    • 12844263093 scopus 로고    scopus 로고
    • Income, poverty, and health insurance coverage in the United States: 2011
    • Washington (DC): Census Bureau; Sep.
    • DeNavas-Walt C, Proctor BD, Smith JC. Income, poverty, and health insurance coverage in the United States: 2011. Washington (DC): Census Bureau; 2012 Sep.
    • (2012)
    • DeNavas-Walt, C.1    Proctor, B.D.2    Smith, J.C.3
  • 3
    • 67651238316 scopus 로고    scopus 로고
    • Meeting enrollees' needs: how do Medicare and employer coverage stack up
    • DOI: 10.1377/hlthaff.28.4.w521.
    • Davis K, Guterman S, Doty MM, Stremikis KM. Meeting enrollees' needs: how do Medicare and employer coverage stack up. Health Aff (Millwood). 2009;28(4):w521-32. DOI: 10.1377/hlthaff.28.4.w521.
    • (2009) Health Aff (Millwood) , vol.28 , Issue.4
    • Davis, K.1    Guterman, S.2    Doty, M.M.3    Stremikis, K.M.4
  • 4
    • 70349200846 scopus 로고    scopus 로고
    • Employment-based health benefits: trends in access and coverage, 1997-2010 [Internet]
    • Washington (DC): Employee Benefit Research Institute; Apr [cited 2013 Aug 2]. (Issue Brief No. 370). Available from:
    • Fronstin P. Employment-based health benefits: trends in access and coverage, 1997-2010 [Internet]. Washington (DC): Employee Benefit Research Institute; 2012 Apr [cited 2013 Aug 2]. (Issue Brief No. 370). Available from: http://www.ebri .org/pdf/briefspdf/EBRI_IB_04- 2012_No370_HI-Trends.pdf
    • (2012)
    • Fronstin, P.1
  • 5
    • 84875055502 scopus 로고    scopus 로고
    • The tax exclusion for employer- sponsored health insurance
    • Gruber J. The tax exclusion for employer- sponsored health insurance. Natl Tax J. 2011;64(2):511-30.
    • (2011) Natl Tax J , vol.64 , Issue.2 , pp. 511-530
    • Gruber, J.1
  • 6
    • 0347759830 scopus 로고    scopus 로고
    • How elastic is the firm's demand for health insurance
    • Gruber J, Lettau M. How elastic is the firm's demand for health insurance. J Public Econ. 2004;88(7-8): 1273-93.
    • (2004) J Public Econ , vol.88 , Issue.7-8 , pp. 1273-1293
    • Gruber, J.1    Lettau, M.2
  • 7
    • 0041188929 scopus 로고    scopus 로고
    • Tax preferences for fringe benefits and workers' eligibility for employer health insurance
    • Royalty AB. Tax preferences for fringe benefits and workers' eligibility for employer health insurance. J Public Econ. 2000;75(2):209-27.
    • (2000) J Public Econ , vol.75 , Issue.2 , pp. 209-227
    • Royalty, A.B.1
  • 8
    • 84902762342 scopus 로고    scopus 로고
    • Reinsuring health: why more middle-class people are uninsured and what government can do
    • New York (NY): Russell Sage Foundation
    • Swartz K. Reinsuring health: why more middle-class people are uninsured and what government can do. New York (NY): Russell Sage Foundation; 2006.
    • (2006)
    • Swartz, K.1
  • 9
    • 84885364103 scopus 로고    scopus 로고
    • The results of the 2012 survey of health economists
    • Presentation at: American Society of Health Economists luncheon, Allied Social Sciences Association Convention; Jan 4; San Diego, CA.
    • Cawley J, Morrisey M, Simon K. The results of the 2012 survey of health economists. Presentation at: American Society of Health Economists luncheon, Allied Social Sciences Association Convention; 2013 Jan 4; San Diego, CA.
    • (2013)
    • Cawley, J.1    Morrisey, M.2    Simon, K.3
  • 10
    • 0030089572 scopus 로고    scopus 로고
    • Economics, values, and health care reform
    • Fuchs VR. Economics, values, and health care reform. Am Econ Rev. 1996;86(1):1-24.
    • (1996) Am Econ Rev , vol.86 , Issue.1 , pp. 1-24
    • Fuchs, V.R.1
  • 11
    • 43049114651 scopus 로고    scopus 로고
    • Health economists' views of health policy
    • Morrisey MA, Cawley J. Health economists' views of health policy. J Health Polit Policy Law. 2008;33(4): 707-24.
    • (2008) J Health Polit Policy Law , vol.33 , Issue.4 , pp. 707-724
    • Morrisey, M.A.1    Cawley, J.2
  • 12
    • 40549088269 scopus 로고    scopus 로고
    • Employer health insurance mandates and the risk of unemployment
    • Baicker K, Levy H. Employer health insurance mandates and the risk of unemployment. Risk Management and Insurance Review. 2008;11(1): 109-39.
    • (2008) Risk Management and Insurance Review , vol.11 , Issue.1 , pp. 109-139
    • Baicker, K.1    Levy, H.2
  • 13
    • 33747422145 scopus 로고    scopus 로고
    • The consequences of the growth of health insurance premiums
    • Baicker K, Chandra A. The consequences of the growth of health insurance premiums. Am Econ Rev. 2005;95(2):214-8.
    • (2005) Am Econ Rev , vol.95 , Issue.2 , pp. 214-218
    • Baicker, K.1    Chandra, A.2
  • 14
    • 0028451448 scopus 로고
    • The incidence of mandated maternity benefits
    • Gruber J. The incidence of mandated maternity benefits. Am Econ Rev. 1994;84(3):622-41.
    • (1994) Am Econ Rev , vol.84 , Issue.3 , pp. 622-641
    • Gruber, J.1
  • 15
    • 84880594719 scopus 로고    scopus 로고
    • Mandatebased health reform and the labor market: evidence from the Massachusetts reform
    • Cambridge (MA): National Bureau of Economic Research; (Working Paper No. 17933).
    • Kolstad JT, Kowalski AE. Mandatebased health reform and the labor market: evidence from the Massachusetts reform. Cambridge (MA): National Bureau of Economic Research; 2012. (Working Paper No. 17933).
    • (2012)
    • Kolstad, J.T.1    Kowalski, A.E.2
  • 16
    • 0041877122 scopus 로고    scopus 로고
    • Do workers accepts lower wages in exchanges for health benefits
    • Olson CA. Do workers accepts lower wages in exchanges for health benefits. J Labor Econ. 2002;20(2): S91-114.
    • (2002) J Labor Econ , vol.20 , Issue.2
    • Olson, C.A.1
  • 17
    • 0041877128 scopus 로고    scopus 로고
    • Nondiscrimination rules and the distribution of fringe benefits
    • Carrington WJ, McCue K, Pierce B. Nondiscrimination rules and the distribution of fringe benefits. J Labor Econ. 2002;20(2):S5-33.
    • (2002) J Labor Econ , vol.20 , Issue.2
    • Carrington, W.J.1    McCue, K.2    Pierce, B.3
  • 18
    • 84873519401 scopus 로고    scopus 로고
    • Let them have choice: gains from shifting away from employer-sponsored health insurance and toward an individual exchange
    • Dafny L, Ho K, Varela M. Let them have choice: gains from shifting away from employer-sponsored health insurance and toward an individual exchange. Am Econ J: Econ Pol. 2013;5(1):32-58.
    • (2013) Am Econ J: Econ Pol , vol.5 , Issue.1 , pp. 32-58
    • Dafny, L.1    Ho, K.2    Varela, M.3
  • 19
    • 0036151959 scopus 로고    scopus 로고
    • Employee demand for health insurance and employer health plan choices
    • Bundorf MK. Employee demand for health insurance and employer health plan choices. J Health Econ. 2002;21(1):65-88.
    • (2002) J Health Econ , vol.21 , Issue.1 , pp. 65-88
    • Bundorf, M.K.1
  • 20
    • 0001867093 scopus 로고
    • Group health insurance as a local public good
    • In: Rosett R, editor. The role of health insurance in the health services sector. New York (NY): Watson Academic
    • Goldstein GS, Pauly MV. Group health insurance as a local public good. In: Rosett R, editor. The role of health insurance in the health services sector. New York (NY): Watson Academic; 1976. p. 73-114.
    • (1976) , pp. 73-114
    • Goldstein, G.S.1    Pauly, M.V.2
  • 21
    • 0033507927 scopus 로고    scopus 로고
    • Health insurance availability at the workplace- how important are worker preferences
    • Monheit AC, Vistnes JP. Health insurance availability at the workplace- how important are worker preferences. J Hum Resour. 1999; 34(4):770-85.
    • (1999) J Hum Resour , vol.34 , Issue.4 , pp. 770-785
    • Monheit, A.C.1    Vistnes, J.P.2
  • 22
    • 23944448897 scopus 로고    scopus 로고
    • Pricing health benefits: a cost-minimization approach
    • Miller NH. Pricing health benefits: a cost-minimization approach. J Health Econ. 2005;24(5):931-49.
    • (2005) J Health Econ , vol.24 , Issue.5 , pp. 931-949
    • Miller, N.H.1
  • 23
    • 67651235444 scopus 로고    scopus 로고
    • Hard times and health insurance: how many Americans will be uninsured by 2010
    • DOI: 10.1377/hlthaff.28.4.w573.
    • Gilmer TP, Kronick RG. Hard times and health insurance: how many Americans will be uninsured by 2010. Health Aff (Millwood). 2009;28(4):w573-7. DOI: 10.1377/hlthaff.28.4.w573.
    • (2009) Health Aff (Millwood) , vol.28 , Issue.4
    • Gilmer, T.P.1    Kronick, R.G.2
  • 24
    • 33845337050 scopus 로고    scopus 로고
    • Tax subsidies for employment-related health insurance: estimates for 2006
    • Selden TM, Gray BM. Tax subsidies for employment-related health insurance: estimates for 2006. Health Aff (Millwood). 2006;25(6): 1568-79.
    • (2006) Health Aff (Millwood) , vol.25 , Issue.6 , pp. 1568-1579
    • Selden, T.M.1    Gray, B.M.2
  • 25
    • 84885363791 scopus 로고    scopus 로고
    • Employer-sponsored insurance and health reform: doing the math
    • Washington (DC): National Institute for Health Care Reform
    • Abraham JM, Graven P, Feldman R. Employer-sponsored insurance and health reform: doing the math. Washington (DC): National Institute for Health Care Reform; 2012.
    • (2012)
    • Abraham, J.M.1    Graven, P.2    Feldman, R.3
  • 26
    • 84858604629 scopus 로고    scopus 로고
    • Why employers will continue to provide health insurance: the impact of the Affordable Care Act [Internet]
    • Washington (DC): Urban Institute; 2011 Oct [cited 2013 Aug 2]. Available from:
    • Blumberg L, Buettgens M, Feder J, Holahan J. Why employers will continue to provide health insurance: the impact of the Affordable Care Act [Internet]. Washington (DC): Urban Institute; 2011 Oct [cited 2013 Aug 2]. Available from: http://www.urban.org/UploadedPDF/412428-The-Impact-of-the- Affordable-Care-Act.pdf
    • Blumberg, L.1    Buettgens, M.2    Feder, J.3    Holahan, J.4
  • 27
    • 56649115785 scopus 로고    scopus 로고
    • After the mandates: Massachusetts employers continue to support health reform as more firms offer coverage
    • DOI: 10.1377/hlthaff.27.6.w566.
    • Gabel JR, Whitmore H, Pickreign J, Sellheim W, Shova KC, Bassett V. After the mandates: Massachusetts employers continue to support health reform as more firms offer coverage. Health Aff (Millwood). 2008;27(6):w566-75. DOI: 10.1377/hlthaff.27.6.w566.
    • (2008) Health Aff (Millwood) , vol.27 , Issue.6
    • Gabel, J.R.1    Whitmore, H.2    Pickreign, J.3    Sellheim, W.4    Shova, K.C.5    Bassett, V.6
  • 28
    • 84860768496 scopus 로고    scopus 로고
    • The impacts of the Affordable Care Act: how reasonable are the projections
    • Gruber J. The impacts of the Affordable Care Act: how reasonable are the projections. Natl Tax J. 2011;64:893-908.
    • (2011) Natl Tax J , vol.64 , pp. 893-908
    • Gruber, J.1
  • 29
    • 84858597649 scopus 로고    scopus 로고
    • Massachusetts health reforms: uninsurance remains low, self-reported health status improves as state prepares to tackle costs
    • Long SK, Stockley K, Dahlen H. Massachusetts health reforms: uninsurance remains low, self-reported health status improves as state prepares to tackle costs. Health Aff (Millwood). 2012;31(2):444-51.
    • (2012) Health Aff (Millwood) , vol.31 , Issue.2 , pp. 444-451
    • Long, S.K.1    Stockley, K.2    Dahlen, H.3
  • 30
    • 84885360464 scopus 로고    scopus 로고
    • The Massachusetts experience: employer- sponsored health insurance post reform
    • PricewaterhouseCoopers. Washington (DC): PricewaterhouseCoopers Health Research Institute
    • PricewaterhouseCoopers. The Massachusetts experience: employer- sponsored health insurance post reform. Washington (DC): PricewaterhouseCoopers Health Research Institute; 2013.
    • (2013)
  • 31
    • 84885365637 scopus 로고    scopus 로고
    • Congressional Budget Office. H.R. 4872, Reconciliation Act of (final health care legislation) Washington (DC): CBO; 2010 Mar.
    • Congressional Budget Office. H.R. 4872, Reconciliation Act of 2010 (final health care legislation) Washington (DC): CBO; 2010 Mar.
    • (2010)
  • 32
    • 84885333780 scopus 로고    scopus 로고
    • CBO and JCT's estimates of the effects of the Affordable Care Act on the number of people obtaining employment- based health insurance
    • Congressional Budget Office. Washington (DC): CBO; Mar.
    • Congressional Budget Office. CBO and JCT's estimates of the effects of the Affordable Care Act on the number of people obtaining employment- based health insurance. Washington (DC): CBO; 2012 Mar.
    • (2012)
  • 33
    • 0041914425 scopus 로고    scopus 로고
    • Inside the sausage factory: improving estimates of the effects of health insurance expansion proposals
    • Glied S, Remler DK, Zivin JG. Inside the sausage factory: improving estimates of the effects of health insurance expansion proposals. Milbank Q. 2002;80(4):603-35, iii.
    • (2002) Milbank Q , vol.80 , Issue.4 , pp. 603-635
    • Glied, S.1    Remler, D.K.2    Zivin, J.G.3
  • 34
    • 84875035737 scopus 로고    scopus 로고
    • Using microsimulation models to inform U.S
    • Abraham JM. Using microsimulation models to inform U.S. health policy making. Health Serv Res. 2013;48(2 Pt 2):686-95.
    • (2013) health policy making. Health Serv Res. , vol.48 , Issue.2 PART 2 , pp. 686-695
    • Abraham, J.M.1
  • 35
    • 84885367021 scopus 로고    scopus 로고
    • Employersponsored insurance under health care reform: reports of its demise are premature [Internet]
    • Washington (DC): Urban Institute; 2011 Jan [cited 2013 Aug 2]. Available from:
    • Garrett B, Buettgens M. Employersponsored insurance under health care reform: reports of its demise are premature [Internet]. Washington (DC): Urban Institute; 2011 Jan [cited 2013 Aug 2]. Available from: http://www.urban.org/Uploaded PDF/412295-Employer-Sponsored- Insurance.pdf
    • Garrett, B.1    Buettgens, M.2
  • 36
    • 79960146214 scopus 로고    scopus 로고
    • America under the Affordable Care Act
    • Washington (DC): Urban Institute
    • Buettgens M, Garrett B, Holahan J. America under the Affordable Care Act. Washington (DC): Urban Institute; 2010.
    • (2010)
    • Buettgens, M.1    Garrett, B.2    Holahan, J.3
  • 37
    • 80054759133 scopus 로고    scopus 로고
    • Establishing state health insurance exchanges: implications for health insurance enrollment, spending, and small businesses
    • Santa Monica (CA): RAND Corporation
    • Eibner C, Girosi F, Price CC, Cordova A, Hussey PS, Beckman A, et al. Establishing state health insurance exchanges: implications for health insurance enrollment, spending, and small businesses. Santa Monica (CA): RAND Corporation; 2010.
    • (2010)
    • Eibner, C.1    Girosi, F.2    Price, C.C.3    Cordova, A.4    Hussey, P.S.5    Beckman, A.6
  • 38
    • 84874370480 scopus 로고    scopus 로고
    • Patient Protection and Affordable Care Act (PPACA): long term costs for governments, employers, families and providers
    • Lewin Group. Falls Church (VA): Lewin Group;Mar.
    • Lewin Group. Patient Protection and Affordable Care Act (PPACA): long term costs for governments, employers, families and providers. Falls Church (VA): Lewin Group; 2010 Mar.
    • (2010)
  • 39
    • 77953886167 scopus 로고    scopus 로고
    • Estimated financial effects of the "Patient Protection and Affordable Care Act," as amended
    • Baltimore (MD): Centers for Medicare and Medicaid Services, Office of the Actuary
    • Foster RS. Estimated financial effects of the "Patient Protection and Affordable Care Act," as amended. Baltimore (MD): Centers for Medicare and Medicaid Services, Office of the Actuary; 2010.
    • (2010)
    • Foster, R.S.1
  • 40
    • 84858589491 scopus 로고    scopus 로고
    • Labor markets and health care reform: new results [Internet]
    • Washington (DC): American Action Forum; 2010 May [cited 2013 Aug 19] Available from:
    • Holtz-Eakin D, Smith C. Labor markets and health care reform: new results [Internet].Washington (DC): American Action Forum; 2010 May [cited 2013 Aug 19]. Available from: http://americanactionforum.org/uploads/files/research/OHC_Lab MktsHCR.pdf
    • Holtz-Eakin, D.1    Smith, C.2
  • 41
    • 84885348715 scopus 로고    scopus 로고
    • Effects on health insurance and the federal budget for the insurance coverage provisions in the Affordable Care Act-May 2013 baseline
    • Congressional Budget Office. Washington (DC): CBO; May.
    • Congressional Budget Office. Effects on health insurance and the federal budget for the insurance coverage provisions in the Affordable Care Act-May 2013 baseline.Washington (DC): CBO; 2013 May.
    • (2013)
  • 42
    • 84885362838 scopus 로고    scopus 로고
    • Letter to the Hon.Congressional Budget Office
    • Paul Ryan [Internet]. Washington (DC): CBO; Jul 30 [cited 2013 Aug 8]. Available from:
    • Congressional Budget Office. Letter to the Hon. Paul Ryan [Internet]. Washington (DC): CBO; 2013 Jul 30 [cited 2013 Aug 8]. Available from: http://www.cbo.gov/sites/default/files/cbofiles/attachments/44465- ACA.pdf
    • (2013)
  • 43
    • 84885353205 scopus 로고    scopus 로고
    • It's no contest: the ACA's employer mandate has far less effect on coverage and costs than the individual mandate
    • Washington (DC): Urban Institute
    • Blumberg LJ, Holahan J, Buettgens M. It's no contest: the ACA's employer mandate has far less effect on coverage and costs than the individual mandate. Washington (DC): Urban Institute; 2013.
    • (2013)
    • Blumberg, L.J.1    Holahan, J.2    Buettgens, M.3
  • 44
    • 84885357717 scopus 로고    scopus 로고
    • 2012 Deloitte survey of U.S.
    • Deloitte. employers: opinions about the U.S. health care system, ACA, and plans for employee health benefits [Internet]. New York (NY): Deloitte; Jul [cited 2013 Aug 2]. Available from:
    • Deloitte. 2012 Deloitte survey of U.S. employers: opinions about the U.S. health care system, ACA, and plans for employee health benefits [Internet]. New York (NY): Deloitte; 2012 Jul [cited 2013 Aug 2]. Available from: http://www.deloitte .com/assets/Dcom-UnitedStates/Local%20Assets/Documents/us_ dchs_2012EmployerSurvey_ 030113.pdf
    • (2012)
  • 45
    • 84885335530 scopus 로고    scopus 로고
    • Towers Watson/NBGH employer survey on purchasing value in health care [Internet]
    • Towers Watson/NBGH. New York (NY): Towers Watson; 2013 Mar [cited 2013 Aug 2]. Available for download from:
    • Towers Watson/NBGH. Towers Watson/NBGH employer survey on purchasing value in health care [Internet]. New York (NY): Towers Watson; 2013 Mar [cited 2013 Aug 2]. Available for download from: http://www.towerswatson.com/en/Insights/IC-Types/Survey-Research- Results/2013/03/Towers-Watson- NBGH-Employer-Survey-on-Valuein- Purchasing-Health-Care
  • 46
    • 84858612887 scopus 로고    scopus 로고
    • How US health care reform will affect employee benefits [Internet]
    • New York (NY): McKinsey; Jun [cited 2013 Aug 2]. Available from:
    • Singhal S, Stueland J, Ungerman D. How US health care reform will affect employee benefits [Internet]. New York (NY): McKinsey; 2011 Jun [cited 2013 Aug 2]. Available from: http://www.mckinsey.com/insights/health_systems_and_ services/how_us_health_care_ reform_will_affect_employee_ benefits
    • (2011)
    • Singhal, S.1    Stueland, J.2    Ungerman, D.3
  • 47
    • 84885360991 scopus 로고    scopus 로고
    • Health care reform: 2012 employer actions update: survey results May 2012 [Internet]
    • Brookfield (WI): International Foundation of Employee Benefit Plans; May [cited 2013 Aug 2]. Available from
    • Mrkvicka N, Held J, Stich J, Kolsrud K. Health care reform: 2012 employer actions update: survey results May 2012 [Internet]. Brookfield (WI): International Foundation of Employee Benefit Plans; 2012 May [cited 2013 Aug 2]. Available from: http://www.ifebp.org/pdf/research/EmployerActionSurvey.pdf
    • (2012)
    • Mrkvicka, N.1    Held, J.2    Stich, J.3    Kolsrud, K.4
  • 48
    • 84885344904 scopus 로고    scopus 로고
    • 2013 employer-sponsored health care: ACA's impact: survey results [Internet]
    • Brookfield (WI): International Foundation of Employee Benefit Plans; 2013 May [cited 2013 Aug 2]Available from:
    • Mrkvicka N, Held J, Stich J, Kolsrud K. 2013 employer-sponsored health care: ACA's impact: survey results [Internet]. Brookfield (WI): International Foundation of Employee Benefit Plans; 2013 May [cited 2013 Aug 2]. Available from: http://www.ifebp.org/pdf/research/2103ACAImpactSurvey.pdf
    • Mrkvicka, N.1    Held, J.2    Stich, J.3    Kolsrud, K.4


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.