메뉴 건너뛰기




Volumn 16, Issue , 2011, Pages 3-24

Fraud and inequality in the subprime mortgage crisis

Author keywords

[No Author keywords available]

Indexed keywords


EID: 84864788935     PISSN: 15216136     EISSN: None     Source Type: Book Series    
DOI: 10.1108/S1521-6136(2011)0000016004     Document Type: Article
Times cited : (10)

References (61)
  • 1
    • 33645652482 scopus 로고    scopus 로고
    • The twenty-fifth anniversary of the Community Reinvestment Act: Past accomplishments and future regulatory challenges
    • Apgar, W. C., & Mark, D. (2003). The twenty-fifth anniversary of the Community Reinvestment Act: Past accomplishments and future regulatory challenges. FRBNY Economic Policy Review, 9, 169-191.
    • (2003) FRBNY Economic Policy Review , vol.9 , pp. 169-191
    • Apgar, W.C.1    Mark, D.2
  • 3
    • 84984280715 scopus 로고
    • Denying the guilty mind: Accounting for involvement in white-collar crime
    • Benson, M. L. (1985). Denying the guilty mind: Accounting for involvement in white-collar crime. Criminology, 23, 583-608.
    • (1985) Criminology , vol.23 , pp. 583-608
    • Benson, M.L.1
  • 6
  • 7
    • 84888271841 scopus 로고    scopus 로고
    • Huffington Post, November 10 Retrieved on October 12
    • Black, W. K. (2010a). Lenders put the lies in liar's loans, Part 2. Huffington Post, November 10. Retrieved on October 12, 2009 from http://www.huffingtonpost.com/william-k-black/post-1243-b-781593.html?source= patrick.net&view=print
    • (2010) Lenders Put the Lies in Liar's Loans, Part 2
    • Black, W.K.1
  • 8
    • 84888214443 scopus 로고    scopus 로고
    • William Black testimony to Financial Crisis Inquiry Commission
    • Black, W. K. (2010b). William Black testimony to Financial Crisis Inquiry Commission. Miami, FL, September 1, 2010.
    • (2010) Miami FL September , vol.1 , pp. 2010
    • Black, W.K.1
  • 10
    • 84973743437 scopus 로고
    • Heads i win, tails you lose: Deregulation, crime, and crisis in the savings and loan industry
    • Calavita, K., & Pontell, H. (1990). Heads I win, tails you lose: Deregulation, crime, and crisis in the savings and loan industry. Crime and Delinquency, 36(3), 309-341.
    • (1990) Crime and Delinquency , vol.36 , Issue.3 , pp. 309-341
    • Calavita, K.1    Pontell, H.2
  • 11
    • 84888212563 scopus 로고    scopus 로고
    • The Community Reinvestment Act and the profitability of mortgage-oriented banks
    • Federal Reserve Board, Washington, DC
    • Canner, G. B., & Passmore, W. (1997). The Community Reinvestment Act and the profitability of mortgage-oriented banks. Federal Reserve Board Finance and Economics Discussion Series. 1997-7. Federal Reserve Board, Washington, DC.
    • (1997) Federal Reserve Board Finance and Economics Discussion Series , pp. 1997-2007
    • Canner, G.B.1    Passmore, W.2
  • 12
    • 0041457898 scopus 로고    scopus 로고
    • Center for Community Change (CCC), A Report of the Center for Community Change. Washington DC
    • Center for Community Change (CCC). (2002). Risk or race? Racial disparities and the subprime refinance market. A Report of the Center for Community Change. Washington, DC.
    • (2002) Risk or Race? Racial Disparities and the Subprime Refinance Market
  • 13
    • 84888271623 scopus 로고    scopus 로고
    • Subprime lending: A net drain on homeownership CRL Issue Paper, March 27
    • Center for Responsible Lending. (2007). Subprime lending: A net drain on homeownership. CRL Issue Paper No. 14, March 27.
    • (2007) Center for Responsible Lending , Issue.14
  • 16
    • 0002825511 scopus 로고
    • The color of money: Home mortgage lending practices discriminate against blacks
    • Atlanta, GA
    • Dedman, B. (1989a). The color of money: Home mortgage lending practices discriminate against blacks. The Atlanta Journal-Constitution, Atlanta, GA.
    • (1989) The Atlanta Journal-Constitution
    • Dedman, B.1
  • 17
    • 33645547932 scopus 로고
    • Blacks turned down for home loans from S&Ls twice as often as whites
    • January 22, Section A
    • Dedman, B. (1989b). Blacks turned down for home loans from S&Ls twice as often as whites. The Atlanta Journal-Constitution, January 22, Section A, p. 1
    • (1989) The Atlanta Journal-Constitution , pp. 1
    • Dedman, B.1
  • 18
    • 0035556291 scopus 로고    scopus 로고
    • Poor health: Supermarket redlining and urban nutrition
    • Eisenhauer, E. (2001). In poor health: Supermarket redlining and urban nutrition. GeoJournal, 53(2), 125-133.
    • (2001) GeoJournal , vol.53 , Issue.2 , pp. 125-133
    • Eisenhauer, E.1
  • 21
    • 77956586422 scopus 로고    scopus 로고
    • 2006 Mortgage Fraud Report Retrieved on August 21
    • Federal Bureau of Investigation. (2007). 2006 Mortgage Fraud Report. Retrieved on August 21, 2009 from http://fbi.gov/publications/fraud/mortgage- fraud06.htm
    • (2007) Federal Bureau of Investigation
  • 22
    • 77953298591 scopus 로고    scopus 로고
    • New York Times, October 15. Retrieved on October 12, 2009 from
    • Fernandez,M. (2009). Study finds disparities in mortgages by race. New York Times, October 15. Retrieved on October 12, 2009 from http://www.nytimes. com/2007/10/15/nyregion/15subprime.html?-r=1&ex=1350187200&en= a9978e04a9864642&ei=5088&partner=rssnyt&emc=rss&oref=slogin
    • (2009) Study Finds Disparities in Mortgages by Race
    • Fernandez, M.1
  • 23
    • 84888248822 scopus 로고    scopus 로고
    • Financial Crimes Enforcement Network (FinCEN), Mortgage loan fraud connections with other financial crime: An evaluation of filed by money services businesses, securities and futures firms, insurance companies and casinos. Report analysis. U.S. Department of Treasury, Washington, DC
    • Financial Crimes Enforcement Network (FinCEN), Regulatory Policy and Programs Division. (2006). Mortgage loan fraud connections with other financial crime: An evaluation of filed by money services businesses, securities and futures firms, insurance companies and casinos. Report analysis. U.S. Department of Treasury, Washington, DC.
    • (2006) Regulatory Policy Programs Division
  • 25
    • 84888253577 scopus 로고    scopus 로고
    • Presented at the Credit Union National Association February 23, 2004 Governmental Affairs Conference, Washington, DC. Retrieved on January 3, 2008
    • Greenspan, A. (2004). Understanding household debt obligations. Presented at the Credit Union National Association February 23, 2004 Governmental Affairs Conference, Washington, DC. Retrieved on January 3, 2008, from http://www.federalreserve.gov/boarddocs/speeches/2004/20040223/default.htm
    • (2004) Understanding Household Debt Obligations
    • Greenspan, A.1
  • 26
    • 69249157829 scopus 로고    scopus 로고
    • Financial Times. Retrieved on January 3, 2009 from
    • Greenspan, A. (2008). We will never have a perfect model of risk. Financial Times. Retrieved on January 3, 2009 from http://ft.com/cms/s/0/ edbdbcf6-f360-11dc-b6bc-0000779fd2ac.html?nclick-check=1
    • (2008) We Will Never Have A Perfect Model of Risk
    • Greenspan, A.1
  • 28
    • 0031821473 scopus 로고    scopus 로고
    • Exploring the neighborhood contingency of race discrimination in mortgage lending in Columbus, Ohio
    • Holloway, S. R. (1998). Exploring the neighborhood contingency of race discrimination in mortgage lending in Columbus, Ohio. Annals of the Association of American Geographers, 88(2), 252-276.
    • (1998) Annals of the Association of American Geographers , vol.88 , Issue.2 , pp. 252-276
    • Holloway, S.R.1
  • 30
    • 84888274221 scopus 로고    scopus 로고
    • The Wall Street Journal. Retrieved on October 3, 2009 from
    • Ip, G., Whitehouse, M., & Lucchetti, A. (2007). U.S. mortgage crisis rivals S&L meltdown. The Wall Street Journal. Retrieved on October 3, 2009 from http://finance.yahoo.com/loans/article/104050/US-Mortgage-Crisis-Rivals- S&L-Meltdown
    • (2007) U.S. Mortgage Crisis Rivals S&L Meltdown
    • Ip, G.1    Whitehouse, M.2    Lucchetti, A.3
  • 32
    • 84886848459 scopus 로고    scopus 로고
    • Bloomberg, Update4. Retrieved on August 28, 2008 from
    • Kary, T. (2008). New Century bankruptcy examiner says KPMG aided fraud. Bloomberg, Update4. Retrieved on August 28, 2008 from http://bloomberg.com/apps/ news?pid=20601103&sid=aXebBOZ3eBjQ&refer=news
    • (2008) New Century Bankruptcy Examiner Says KPMG Aided Fraud
    • Kary, T.1
  • 34
    • 1942505975 scopus 로고    scopus 로고
    • Race, bureaucratic discretion, and the implementation of welfare reform
    • Keiser, L. R., Mueser, P. R., & Choi, S. (2004). Race, bureaucratic discretion, and the implementation of welfare reform. American Journal of Political Science, 48(2), 314-327.
    • (2004) American Journal of Political Science , vol.48 , Issue.2 , pp. 314-327
    • Keiser, L.R.1    Mueser, P.R.2    Choi, S.3
  • 36
    • 84888229757 scopus 로고    scopus 로고
    • A. Aguirre, Jr. & D. V. Baker (Eds, Notable selections in race and ethnicity (2nd ed. . Guilford, CT: Dushkin/McGraw Hill
    • Knowles, L. L., & Prewitt, K. (1998). Institutional and ideological roots of racism. In: A. Aguirre, Jr. & D. V. Baker (Eds), Notable selections in race and ethnicity (2nd ed., pp. 67-76). Guilford, CT: Dushkin/McGraw Hill.
    • (1998) Institutional and Ideological Roots of Racism , pp. 67-76
    • Knowles, L.L.1    Prewitt, K.2
  • 39
    • 84888274002 scopus 로고    scopus 로고
    • The rise and fall of real estate values: Who controls the ride?
    • Lifflander, J. (2008). The rise and fall of real estate values: Who controls the ride? Fair and Equitable, 4.
    • (2008) Fair and Equitable , vol.4
    • Lifflander, J.1
  • 41
    • 84888226123 scopus 로고    scopus 로고
    • Mortgage Bankers Association Retrieved on June 3, 2008
    • Mortgage Bankers Association. (2007). Mortgage fraud: Strengthening federal and state fraud prevention efforts. Available at http://mortgagebankers. org/files/News/InternalResource/57274-Study.pdf. Retrieved on June 3, 2008.
    • (2007) Mortgage Fraud: Strengthening Federal and State Fraud Prevention Efforts
  • 45
    • 85044797683 scopus 로고    scopus 로고
    • Mortgage origination fraud and the global economic crisis: A criminological analysis
    • Nguyen, T. H., & Pontell, H. N. (2010). Mortgage origination fraud and the global economic crisis: A criminological analysis. Criminology & Public Policy, 9(3), 591-612.
    • (2010) Criminology & Public Policy , vol.9 , Issue.3 , pp. 591-612
    • Nguyen, T.H.1    Pontell, H.N.2
  • 46
    • 84888264260 scopus 로고
    • Origins and causes of the S&Ldebacle:Ablueprint for reform.Areport to the President and Congress of the United States Government Printing Office Washington, DC
    • National Commission on Financial Institution Reform, Recovery and Enforcement (NCFIREE). (1993).Origins and causes of the S&Ldebacle: Ablueprint for reform.Areport to the President and Congress of the United States. Government Printing Office,Washington, DC.
    • (1993) National Commission on Financial Institution Reform, Recovery and Enforcement (NCFIREE
  • 47
    • 84888231327 scopus 로고    scopus 로고
    • Member of the Board of Governors of the US Federal Reserve System, at the Consumer Bankers Association 2005 Fair Lending Conference. Arlington, November 7
    • Olson, M. W. (2005). A look at fair lending through the lens of the new HMDA data. Remarks by Mr. Mark W Olson, Member of the Board of Governors of the US Federal Reserve System, at the Consumer Bankers Association 2005 Fair Lending Conference. Arlington, November 7.
    • (2005) A Look at Fair Lending Through the Lens of the New HMDA Data. Remarks by Mr. Mark W Olson
    • Olson, M.W.1
  • 49
    • 79958681800 scopus 로고
    • R. Cloward & F. Piven (Eds, The politics of turmoil. New York: Vintage Books
    • Piven, F. (1972). The urban crisis: Who got what and why. In: R. Cloward & F. Piven (Eds), The politics of turmoil (pp. 314-351). New York: Vintage Books.
    • (1972) The Urban Crisis: Who Got What and Why , pp. 314-351
    • Piven, F.1
  • 53
    • 0031493149 scopus 로고    scopus 로고
    • Metastereotypes: Blacks' perceptions of whites' stereotypes of blacks
    • Sigelman, L., & Tuch, S. A. (1997). Metastereotypes: Blacks' perceptions of whites' stereotypes of blacks. The Public Opinion Quarterly, 61(1), 87-101.
    • (1997) The Public Opinion Quarterly , vol.61 , Issue.1 , pp. 87-101
    • Sigelman, L.1    Tuch, S.A.2
  • 56
    • 0024150235 scopus 로고
    • Deed restrictions and subdivision development in Columbus, Ohio. 1900-1979
    • Stach, P. B. (1988). Deed restrictions and subdivision development in Columbus, Ohio. 1900-1979. Journal of Urban History, 15(1), 42-58.
    • (1988) Journal of Urban History , vol.15 , Issue.1 , pp. 42-58
    • Stach, P.B.1
  • 59
    • 2342446776 scopus 로고
    • U.S. Commission on Civil Rights, Clearinghouse Publication 42 February
    • U.S. Commission on Civil Rights. (1973). Understanding Fair Housing. Clearinghouse Publication 42, February.
    • (1973) Understanding Fair Housing
  • 60
    • 84888249018 scopus 로고    scopus 로고
    • Fair Housing -It's your right. Retrieved on January 23, 2009 from
    • U.S. Department of Housing and Urban Development. (2003). Fair Housing -It's your right. Retrieved on January 23, 2009 from http://www.hud.gov/offices/ fheo/FHLaws/yourrights.cfm
    • (2003) U.S. Department of Housing and Urban Development


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.