메뉴 건너뛰기




Volumn 106, Issue 1, 2012, Pages 60-75

What characterises the privately insured in universal health care systems? A review of the empirical evidence

Author keywords

Determinants; Private health insurance; Risk selection; Universal health care systems

Indexed keywords

AUSTRALIA; CONCEPTUAL FRAMEWORK; DENMARK; FRANCE; HEALTH CARE QUALITY; HEALTH CARE SYSTEM; HUMAN; INCOME; IRELAND; ISRAEL; NETHERLANDS; NORWAY; POPULATION; PREDICTION; PRIVATE HEALTH INSURANCE; REVIEW; RISK ASSESSMENT; SOCIOECONOMICS; SPAIN; SYSTEMATIC REVIEW; THEORY; UNITED KINGDOM;

EID: 84861232796     PISSN: 01688510     EISSN: 18726054     Source Type: Journal    
DOI: 10.1016/j.healthpol.2012.02.019     Document Type: Review
Times cited : (44)

References (65)
  • 1
    • 13744259484 scopus 로고    scopus 로고
    • Private health insurance in OECD countries: the benefits and costs for individuals and health systems
    • OECD, Paris
    • Colombo F., Tapay N. Private health insurance in OECD countries: the benefits and costs for individuals and health systems. Towards high-performing health systems: policy studies 2004, OECD, Paris.
    • (2004) Towards high-performing health systems: policy studies
    • Colombo, F.1    Tapay, N.2
  • 4
    • 84861227342 scopus 로고    scopus 로고
    • Determinants of employment-based private health insurance coverage in Denmark
    • Kiil A. Determinants of employment-based private health insurance coverage in Denmark. Nordic Journal of Health Economics 2011, 1(1):3-34.
    • (2011) Nordic Journal of Health Economics , vol.1 , Issue.1 , pp. 3-34
    • Kiil, A.1
  • 5
    • 0000103694 scopus 로고    scopus 로고
    • The anatomy of health insurance
    • Elsevier Science, A.J. Culyer, J.P. Newhouse (Eds.)
    • Cutler D.M., Zeckhauser R.J. The anatomy of health insurance. Handbook of health economics 2000, 564-643. Elsevier Science. A.J. Culyer, J.P. Newhouse (Eds.).
    • (2000) Handbook of health economics , pp. 564-643
    • Cutler, D.M.1    Zeckhauser, R.J.2
  • 6
    • 0000418866 scopus 로고
    • The utility analysis of choices involving risk
    • Friedman M., Savage L.J. The utility analysis of choices involving risk. Journal of Political Economy 1948, 56(4):279-304.
    • (1948) Journal of Political Economy , vol.56 , Issue.4 , pp. 279-304
    • Friedman, M.1    Savage, L.J.2
  • 7
    • 85005305538 scopus 로고
    • The market for " lemons": quality uncertainty and the market mechanism
    • Akerlof G. The market for " lemons": quality uncertainty and the market mechanism. Quarterly Journal of Economics 1970, 84:488-500.
    • (1970) Quarterly Journal of Economics , vol.84 , pp. 488-500
    • Akerlof, G.1
  • 8
    • 84960565386 scopus 로고
    • Equilibrium in competitive insurance markets: an essay on the economics of imperfect information
    • Rothschild M., Stiglitz J.E. Equilibrium in competitive insurance markets: an essay on the economics of imperfect information. Quarterly Journal of Economics 1976, 90(4):630-649.
    • (1976) Quarterly Journal of Economics , vol.90 , Issue.4 , pp. 630-649
    • Rothschild, M.1    Stiglitz, J.E.2
  • 9
    • 0000096666 scopus 로고
    • A model of insurance markets with incomplete information
    • Wilson C. A model of insurance markets with incomplete information. Journal of Economic Theory 1977, 16(2):167-207.
    • (1977) Journal of Economic Theory , vol.16 , Issue.2 , pp. 167-207
    • Wilson, C.1
  • 10
    • 0041035945 scopus 로고    scopus 로고
    • Advantageous selection in insurance markets
    • de Meza D., Webb D.C. Advantageous selection in insurance markets. RAND Journal of Economics 2001, 32(2):249-262.
    • (2001) RAND Journal of Economics , vol.32 , Issue.2 , pp. 249-262
    • de Meza, D.1    Webb, D.C.2
  • 11
    • 33847666570 scopus 로고    scopus 로고
    • Multiple dimensions of private information: evidence from the long-term care insurance market
    • Finkelstein A., McGarry K. Multiple dimensions of private information: evidence from the long-term care insurance market. American Economic Review 2006, 96:938-958.
    • (2006) American Economic Review , vol.96 , pp. 938-958
    • Finkelstein, A.1    McGarry, K.2
  • 13
    • 44149083095 scopus 로고    scopus 로고
    • Sources of advantageous selection: evidence from the Medigap insurance market
    • Fang H., Keane M.P., Silverman D. Sources of advantageous selection: evidence from the Medigap insurance market. Journal of Political Economy 2008, 116:303-350.
    • (2008) Journal of Political Economy , vol.116 , pp. 303-350
    • Fang, H.1    Keane, M.P.2    Silverman, D.3
  • 14
    • 0033130164 scopus 로고    scopus 로고
    • The demand for private health insurance: do waiting lists matter?
    • Besley T., Hall J., Preston I. The demand for private health insurance: do waiting lists matter?. Journal of Public Economics 1999, 72:155-181.
    • (1999) Journal of Public Economics , vol.72 , pp. 155-181
    • Besley, T.1    Hall, J.2    Preston, I.3
  • 15
    • 0034987403 scopus 로고    scopus 로고
    • The demand for private medical insurance in the UK: a cohort analysis
    • Propper C., Rees H., Green K. The demand for private medical insurance in the UK: a cohort analysis. Economic Journal 2001, 111:180-200.
    • (2001) Economic Journal , vol.111 , pp. 180-200
    • Propper, C.1    Rees, H.2    Green, K.3
  • 17
    • 38248999491 scopus 로고
    • Constrained choice sets in the UK demand for private medical insurance
    • Propper C. Constrained choice sets in the UK demand for private medical insurance. Journal of Public Economics 1993, 51:287-307.
    • (1993) Journal of Public Economics , vol.51 , pp. 287-307
    • Propper, C.1
  • 18
    • 0035006976 scopus 로고    scopus 로고
    • Supplemental insurance: medicare's accidental stepchild
    • Atherly A. Supplemental insurance: medicare's accidental stepchild. Medical Care Research and Review 2001, 2:131-161.
    • (2001) Medical Care Research and Review , vol.2 , pp. 131-161
    • Atherly, A.1
  • 19
    • 80052644219 scopus 로고    scopus 로고
    • United Kingdom (England): health system review
    • Boyle S. United Kingdom (England): health system review. Health Systems in Transition 2011, 13(1):1-486.
    • (2011) Health Systems in Transition , vol.13 , Issue.1 , pp. 1-486
    • Boyle, S.1
  • 20
    • 0142197698 scopus 로고    scopus 로고
    • Adverse selection and the decline in private health insurance coverage in Australia 1989-1995
    • Barrett G.F., Conlon R. Adverse selection and the decline in private health insurance coverage in Australia 1989-1995. Economic Record 2003, 79(246):279-296.
    • (2003) Economic Record , vol.79 , Issue.246 , pp. 279-296
    • Barrett, G.F.1    Conlon, R.2
  • 21
    • 84861231108 scopus 로고    scopus 로고
    • Advantageous selection in private health insurance: the case of Australia
    • Working Paper 2008/2. Sydney: University of Technology;
    • Buchmueller TC, Fiebig D, Jones D, Savage E. Advantageous selection in private health insurance: the case of Australia. Working Paper 2008/2. Sydney: University of Technology; 2008.
    • (2008)
    • Buchmueller, T.C.1    Fiebig, D.2    Jones, D.3    Savage, E.4
  • 23
    • 0035065340 scopus 로고    scopus 로고
    • Health insurance and health services utilization in Ireland
    • Harmon C., Nolan B. Health insurance and health services utilization in Ireland. Health Economics 2001, 10(2):135-145.
    • (2001) Health Economics , vol.10 , Issue.2 , pp. 135-145
    • Harmon, C.1    Nolan, B.2
  • 25
    • 17844407973 scopus 로고    scopus 로고
    • WHO Regional Office for Europe on behalf of the European Observatory on Health Systems and Policies, Copenhagen
    • Sandier S., Paris V., Polton D. Health care systems in transition: France 2004, WHO Regional Office for Europe on behalf of the European Observatory on Health Systems and Policies, Copenhagen.
    • (2004) Health care systems in transition: France
    • Sandier, S.1    Paris, V.2    Polton, D.3
  • 26
    • 84858200043 scopus 로고    scopus 로고
    • Voluntary supplementary health insurance in Denmark
    • Pedersen K.M. Voluntary supplementary health insurance in Denmark. Public Finance and Management 2005, 5(4):544-566.
    • (2005) Public Finance and Management , vol.5 , Issue.4 , pp. 544-566
    • Pedersen, K.M.1
  • 28
    • 33847271320 scopus 로고    scopus 로고
    • The demand for private health care under national health insurance. The case of the self-employed
    • Machnes Y. The demand for private health care under national health insurance. The case of the self-employed. European Journal of Health Economics 2006, 7:265-269.
    • (2006) European Journal of Health Economics , vol.7 , pp. 265-269
    • Machnes, Y.1
  • 29
    • 0034962354 scopus 로고    scopus 로고
    • The effect of health on acute care supplemental insurance ownership: an empirical analysis
    • Shmueli A. The effect of health on acute care supplemental insurance ownership: an empirical analysis. Health Economics 2001, 10:341-350.
    • (2001) Health Economics , vol.10 , pp. 341-350
    • Shmueli, A.1
  • 30
    • 36849092496 scopus 로고    scopus 로고
    • Demand for private health insurance and demand for health care by privately and non-privately insured in Denmark
    • Health economics papers 2002:1. University of Southern Denmark
    • Christiansen T, Lauridsen J, Kamper-Jørgensen F. Demand for private health insurance and demand for health care by privately and non-privately insured in Denmark. Health economics papers 2002:1. University of Southern Denmark; 2002.
    • (2002)
    • Christiansen, T.1    Lauridsen, J.2    Kamper-Jørgensen, F.3
  • 31
    • 84873071438 scopus 로고    scopus 로고
    • Demand patterns for treatment insurance in Norway. Bergen: NHH Department of Economics
    • Discussion Paper No. 11/2010; 2010.
    • Aarbu KO. Demand patterns for treatment insurance in Norway. Bergen: NHH Department of Economics. Discussion Paper No. 11/2010; 2010.
    • Aarbu, K.O.1
  • 32
    • 0000413281 scopus 로고
    • An econometric analysis of the demand for private health insurance in England and Wales
    • Propper C. An econometric analysis of the demand for private health insurance in England and Wales. Applied Economics 1989, 21:777-792.
    • (1989) Applied Economics , vol.21 , pp. 777-792
    • Propper, C.1
  • 34
    • 84861231105 scopus 로고    scopus 로고
    • The determinants of demand for private medical insurance: evidence from the british household panel survey
    • Wallis G. The determinants of demand for private medical insurance: evidence from the british household panel survey. Royal Economic Society Annual Conference 2003, 84.
    • (2003) Royal Economic Society Annual Conference , vol.84
    • Wallis, G.1
  • 35
    • 13644266885 scopus 로고    scopus 로고
    • The determinants of private medical insurance prevalence in England, 1997-2001
    • King D., Mossialos E. The determinants of private medical insurance prevalence in England, 1997-2001. Health Services Research 2005, 40(1):195-212.
    • (2005) Health Services Research , vol.40 , Issue.1 , pp. 195-212
    • King, D.1    Mossialos, E.2
  • 36
    • 33750234290 scopus 로고    scopus 로고
    • Consumer attributes and the UK market for private medical insurance
    • Taylor A.J., Ward D.R. Consumer attributes and the UK market for private medical insurance. International Journal of Bank Marketing 2006, 24(7):444-460.
    • (2006) International Journal of Bank Marketing , vol.24 , Issue.7 , pp. 444-460
    • Taylor, A.J.1    Ward, D.R.2
  • 37
    • 0033650477 scopus 로고    scopus 로고
    • Public health care and private insurance demand: the waiting time as a link
    • Jofre-Bonet M. Public health care and private insurance demand: the waiting time as a link. Health Care Management Science 2000, 3:51-71.
    • (2000) Health Care Management Science , vol.3 , pp. 51-71
    • Jofre-Bonet, M.1
  • 38
    • 0038388025 scopus 로고    scopus 로고
    • Demand for private health insurance: how important is the quality gap?
    • Costa J., Garcia J. Demand for private health insurance: how important is the quality gap?. Health Economics 2003, 12:587-599.
    • (2003) Health Economics , vol.12 , pp. 587-599
    • Costa, J.1    Garcia, J.2
  • 39
    • 84861227094 scopus 로고    scopus 로고
    • Why some people go private and others do not: supplementary health insurance in Spain
    • Costa J., Rovira J. Why some people go private and others do not: supplementary health insurance in Spain. Public Finance and Management 2005, 5(4):523-543.
    • (2005) Public Finance and Management , vol.5 , Issue.4 , pp. 523-543
    • Costa, J.1    Rovira, J.2
  • 40
    • 33750465848 scopus 로고    scopus 로고
    • Are private health insurance subscribers unsatisfied with the Spanish National Health system?
    • Costa-Font J., Jofre-Bonet M. Are private health insurance subscribers unsatisfied with the Spanish National Health system?. The Geneva Papers 2006, 31:650-668.
    • (2006) The Geneva Papers , vol.31 , pp. 650-668
    • Costa-Font, J.1    Jofre-Bonet, M.2
  • 41
    • 39449116357 scopus 로고    scopus 로고
    • Changes in the demand for private medical insurance following a shift in tax incentives
    • Rodríguez M., Stoyanova A. Changes in the demand for private medical insurance following a shift in tax incentives. Health Economics 2008, 17:185-202.
    • (2008) Health Economics , vol.17 , pp. 185-202
    • Rodríguez, M.1    Stoyanova, A.2
  • 42
    • 77950669107 scopus 로고    scopus 로고
    • Risk attitudes and the demand for private health insurance: the importance of 'captive preferences'
    • Costa-Font J., Garcia-Villar J. Risk attitudes and the demand for private health insurance: the importance of 'captive preferences'. Annals of Public and Cooperative Economics 2009, 80(4):499-519.
    • (2009) Annals of Public and Cooperative Economics , vol.80 , Issue.4 , pp. 499-519
    • Costa-Font, J.1    Garcia-Villar, J.2
  • 43
    • 36849065750 scopus 로고    scopus 로고
    • A dynamic model of demand for private health insurance in Ireland
    • Bonn: Institute for the Study of Labor. Discussion Paper No. 2472
    • Finn C, Harmon C. A dynamic model of demand for private health insurance in Ireland. Bonn: Institute for the Study of Labor. Discussion Paper No. 2472; 2006.
    • (2006)
    • Finn, C.1    Harmon, C.2
  • 44
    • 84861226420 scopus 로고    scopus 로고
    • A dynamic analysis of the demand for health insurance and health care
    • CEPR Discussion Paper No. 6968
    • Bolhaar J, Lindeboom M, van der Klaauw B. A dynamic analysis of the demand for health insurance and health care. CEPR Discussion Paper No. 6968; 2008.
    • (2008)
    • Bolhaar, J.1    Lindeboom, M.2    van der Klaauw, B.3
  • 45
    • 4344631860 scopus 로고    scopus 로고
    • Access to physician services: does supplemental insurance matter? Evidence from France
    • Buchmueller T.C., Couffinhal A., Grignon M., Perronnin M. Access to physician services: does supplemental insurance matter? Evidence from France. Health Economics 2004, 13(7):669-687.
    • (2004) Health Economics , vol.13 , Issue.7 , pp. 669-687
    • Buchmueller, T.C.1    Couffinhal, A.2    Grignon, M.3    Perronnin, M.4
  • 46
    • 33947377942 scopus 로고    scopus 로고
    • Complementary health insurance in France. Who pays? Why? Who will suffer from public disengagement?
    • Saliba B., Ventelou B. Complementary health insurance in France. Who pays? Why? Who will suffer from public disengagement?. Health Policy 2007, 81:166-182.
    • (2007) Health Policy , vol.81 , pp. 166-182
    • Saliba, B.1    Ventelou, B.2
  • 47
    • 84861228850 scopus 로고    scopus 로고
    • Income and the demand for complementary health insurance in France
    • IRDES Working Paper No. 24
    • Grignon M, Kambia-Chopin B. Income and the demand for complementary health insurance in France. IRDES Working Paper No. 24; 2009.
    • (2009)
    • Grignon, M.1    Kambia-Chopin, B.2
  • 48
    • 0037401815 scopus 로고    scopus 로고
    • Moral hazard and adverse selection in Australian private hospitals
    • Savage E., Wright D.J. Moral hazard and adverse selection in Australian private hospitals. Journal of Health Economics 2003, 22:331-359.
    • (2003) Journal of Health Economics , vol.22 , pp. 331-359
    • Savage, E.1    Wright, D.J.2
  • 49
    • 39749182431 scopus 로고    scopus 로고
    • Healthy, wealthy, and insured? The role of self-assessed health in the demand for private health insurance
    • Doiron D., Jones G., Savage E. Healthy, wealthy, and insured? The role of self-assessed health in the demand for private health insurance. Health Economics 2008, 17:317-334.
    • (2008) Health Economics , vol.17 , pp. 317-334
    • Doiron, D.1    Jones, G.2    Savage, E.3
  • 50
    • 54949121386 scopus 로고    scopus 로고
    • Run for cover now or later? The impact of premiums, threats and deadlines on private health insurance in Australia
    • Ellis R.P., Savage E. Run for cover now or later? The impact of premiums, threats and deadlines on private health insurance in Australia. International Journal of Health Care Finance and Economics 2008, 8:257-277.
    • (2008) International Journal of Health Care Finance and Economics , vol.8 , pp. 257-277
    • Ellis, R.P.1    Savage, E.2
  • 51
    • 84861228849 scopus 로고    scopus 로고
    • The demand for private health insurance: do waiting lists or waiting times matter?
    • Working Paper 2010/8. Centre for Health Economics Research and Evaluation, University of Technology Sydney
    • Johar M, Jones G, Keane M, Savage E, Stavrunova O. The demand for private health insurance: do waiting lists or waiting times matter? Working Paper 2010/8. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010.
    • (2010)
    • Johar, M.1    Jones, G.2    Keane, M.3    Savage, E.4    Stavrunova, O.5
  • 52
    • 84861226996 scopus 로고    scopus 로고
    • Waiting times and the decision to buy private health insurance
    • Working Paper 2010/9. Centre for Health Economics Research and Evaluation, University of Technology Sydney
    • Johar M, Jones G, Keane M, Savage E, Stavrunova O. Waiting times and the decision to buy private health insurance. Working Paper 2010/9. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010.
    • (2010)
    • Johar, M.1    Jones, G.2    Keane, M.3    Savage, E.4    Stavrunova, O.5
  • 53
    • 84861231106 scopus 로고    scopus 로고
    • Joiners and leavers stayers and abstainers: private health insurance choices in Australia
    • Working Paper 2010/4. Centre for Health Economics Research and Evaluation, University of Technology Sydney
    • Knox SA, Savage E, Fiebig DG, Salale V. Joiners and leavers stayers and abstainers: private health insurance choices in Australia. Working Paper 2010/4. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010.
    • (2010)
    • Knox, S.A.1    Savage, E.2    Fiebig, D.G.3    Salale, V.4
  • 54
    • 85015292685 scopus 로고    scopus 로고
    • Adverse selection and the demand for supplementary dental insurance
    • Godfried M., Oosterbeek H., Tulder F.v. Adverse selection and the demand for supplementary dental insurance. DE Economist 2001, 149(2):177-190.
    • (2001) DE Economist , vol.149 , Issue.2 , pp. 177-190
    • Godfried, M.1    Oosterbeek, H.2    Tulder, F.3
  • 55
    • 39749197614 scopus 로고    scopus 로고
    • The impact of supplementary private health insurance on the use of specialists in selected European countries
    • Jones A.M., Koolman X., Doorslaer E.v. The impact of supplementary private health insurance on the use of specialists in selected European countries. Annales d'Economie et de Statistiques 2006, 83-84.
    • (2006) Annales d'Economie et de Statistiques , pp. 83-84
    • Jones, A.M.1    Koolman, X.2    Doorslaer, E.3
  • 56
    • 84873061242 scopus 로고    scopus 로고
    • Voluntary private health care insurance among the over fifties in Europe: a comparative analysis of SHARE data
    • " Marco Fanno" Working Paper No. 86. Department of Economics and Management, University of Padua
    • Paccagnella O, Rebba V, Weber G. Voluntary private health care insurance among the over fifties in Europe: a comparative analysis of SHARE data. " Marco Fanno" Working Paper No. 86. Department of Economics and Management, University of Padua; 2008.
    • (2008)
    • Paccagnella, O.1    Rebba, V.2    Weber, G.3
  • 57
    • 84861231103 scopus 로고    scopus 로고
    • Asymmetric information and the demand for voluntary health insurance in Europe
    • NBER Working Paper 15689
    • Bolin K, Hedblom D, Lindgren A, Lindgren B. Asymmetric information and the demand for voluntary health insurance in Europe. NBER Working Paper 15689; 2010.
    • (2010)
    • Bolin, K.1    Hedblom, D.2    Lindgren, A.3    Lindgren, B.4
  • 61
    • 0027095981 scopus 로고
    • Equity in the delivery of health care: some international comparisons
    • Van Doorslaer E., Wagstaff A. Equity in the delivery of health care: some international comparisons. Journal of Health Economics 1992, 11:389-411.
    • (1992) Journal of Health Economics , vol.11 , pp. 389-411
    • Van Doorslaer, E.1    Wagstaff, A.2
  • 62
    • 68049087764 scopus 로고    scopus 로고
    • Gap and parallel insurance in health care systems with mandatory contributions to a single funding pool for core medical and hospital benefits for all citizens in any given geographical area
    • White J. Gap and parallel insurance in health care systems with mandatory contributions to a single funding pool for core medical and hospital benefits for all citizens in any given geographical area. Journal of Health Politics, Policy and Law 2009, 43:543-583.
    • (2009) Journal of Health Politics, Policy and Law , vol.43 , pp. 543-583
    • White, J.1
  • 63
    • 0037756148 scopus 로고    scopus 로고
    • Risk aversion and incentive effects
    • December
    • Holt C.A., Laury S.K. Risk aversion and incentive effects. American Economic Review 2002, 92(December (5)):1644-1655.
    • (2002) American Economic Review , vol.92 , Issue.5 , pp. 1644-1655
    • Holt, C.A.1    Laury, S.K.2
  • 64
    • 50549083808 scopus 로고    scopus 로고
    • Predicting health behaviors with an experimental measure of risk preference
    • Anderson L.R., Mellor J.M. Predicting health behaviors with an experimental measure of risk preference. Journal of Health Economics 2008, 27:1260-1274.
    • (2008) Journal of Health Economics , vol.27 , pp. 1260-1274
    • Anderson, L.R.1    Mellor, J.M.2
  • 65
    • 33748647743 scopus 로고    scopus 로고
    • Individual risk attitudes: new evidence from a large, representative, experimentally validated survey
    • IZA Discussion Paper No. 1730
    • Dohmen T, Falk A, Huffman D, Sunde U, Schupp J, Wagner GG. Individual risk attitudes: new evidence from a large, representative, experimentally validated survey. IZA Discussion Paper No. 1730; 2005.
    • (2005)
    • Dohmen, T.1    Falk, A.2    Huffman, D.3    Sunde, U.4    Schupp, J.5    Wagner, G.G.6


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.