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Let's Put Consumers in Charge of Health Care
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Herzlinger, R.1
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Commentary - How Consumer-Driven Health Care Evolves in a Dynamic Market
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and G. Scandlen, "Commentary - How Consumer-Driven Health Care Evolves in a Dynamic Market," Health Services Research 39, no. 4, Part 2 (2004): 1113-1118;
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Consumer-Directed Health Care: Will It Improve Health System Performance?
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K. Davis, "Consumer-Directed Health Care: Will It Improve Health System Performance?" Health Services Research 39, no. 4, Part 2 (2004): 1219-1234;
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Davis, K.1
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Evaluation of the Effect of a Consumer-Driven Health Plan on Medical Care Expenditures and Utilization
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The Effects of Prescription Drug Cost Sharing: A Review of the Evidence
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Gaynor, M.1
Li, J.2
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15
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48149113502
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Health reimbursement arrangement (HRA) plans differ most notably from health savings accounts (HSAs) in that HRAs are exclusively funded by the employer and revert to the employer upon the employee's termination. In contrast, employees own HSAs, and they are portable to different places of employment.
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Health reimbursement arrangement (HRA) plans differ most notably from health savings accounts (HSAs) in that HRAs are exclusively funded by the employer and revert to the employer upon the employee's termination. In contrast, employees own HSAs, and they are portable to different places of employment.
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17
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48149102194
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The out-of-pocket costs were half as high for those with individual coverage deductible of $1,500 and a personal spending account of $750
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The out-of-pocket costs were half as high for those with individual coverage (deductible of $1,500 and a personal spending account of $750).
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18
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48149106571
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In 2003 the copayments were $8, $15, and $22, respectively, for generic, preferred, and nonpreferred drugs. These sizable increases may reduce the CDHP impact that we observed in this study
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In 2003 the copayments were $8, $15, and $22, respectively, for generic, preferred, and nonpreferred drugs. These sizable increases may reduce the CDHP impact that we observed in this study.
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19
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48149114933
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For more detail on how the plan designs influenced out-of-pocket pharmacy costs, see online, at
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For more detail on how the plan designs influenced out-of-pocket pharmacy costs, see online Appendix 1, at http://content.healthaffairs.org/cgi/content/ full/27/4/1111/DC1.
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, vol.1
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Appendix1
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Which Consumers Are Ready for Consumer-Directed Health Plans?
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Validity of Information on Comorbidity Derived from ICD-9-CCM Administrative Data
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23
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48149089350
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More detail on the propensity score approach is available in online Appendix 2, as in Note 14.
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More detail on the propensity score approach is available in online Appendix 2, as in Note 14.
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24
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48149110716
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We also ran the models with salary grade, a more refined measure of income than employee type. The results were consistent with findings presented here, but because it was not available for all subjects, we have presented findings with employee type
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We also ran the models with salary grade, a more refined measure of income than employee type. The results were consistent with findings presented here, but because it was not available for all subjects, we have presented findings with employee type.
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25
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48149111557
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The full model is available in online Appendix 3, as in Note 14.
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The full model is available in online Appendix 3, as in Note 14.
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26
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33845999610
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Impact of Statin Copayments on Adherence and Medical Care Utilization and Expenditures
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Economic Impact of Antidiabetic Medications and Glycemic Control on Managed Care Organizations: A Review of the Literature
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and J.M. Stephens, M.F. Botteman, and J.W. Hay, "Economic Impact of Antidiabetic Medications and Glycemic Control on Managed Care Organizations: A Review of the Literature," Journal of Managed Care Pharmacy 12, no. 2 (2006): 130-142.
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Stephens, J.M.1
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48149092296
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Do Consumer-Directed Health Plans Drive Change in Enrollees' Health Care Behavior?
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A. Dixon, J. Greene, and J. Hibbard, "Do Consumer-Directed Health Plans Drive Change in Enrollees' Health Care Behavior?" Health Affairs 27, no. 4 (2008): 1120-1131.
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Impact of Decreasing Copayments on Medication Adherence within a Disease Management Environment
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Chernew, M.E.1
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