메뉴 건너뛰기




Volumn 53, Issue 1, 2006, Pages 1-30

Deposit insurance, bank regulation, and financial system risks

Author keywords

Banking regulation; Deposit insurance

Indexed keywords


EID: 31344467160     PISSN: 03043932     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jmoneco.2005.10.007     Document Type: Article
Times cited : (163)

References (35)
  • 1
    • 4043174171 scopus 로고    scopus 로고
    • Using loan rates to measure and regulate bank risk: Findings and an immodest proposal
    • A. Ashcraft D. Morgan Using loan rates to measure and regulate bank risk: Findings and an immodest proposal Journal of Financial Services Research 24 2003 181-200
    • (2003) Journal of Financial Services Research , vol.24 , pp. 181-200
    • Ashcraft, A.1    Morgan, D.2
  • 2
    • 4644355177 scopus 로고    scopus 로고
    • International convergence of capital measurement and capital standards: A revised framework
    • Basel Committee on Banking Supervision, Bank for International Settlements, Basel, Switzerland, June. Available at www.bis.org
    • Basel Committee on Banking Supervision, 2004. International convergence of capital measurement and capital standards: A revised framework, Bank for International Settlements, Basel, Switzerland, June. Available at http://www.bis.org.
    • (2004)
  • 6
    • 31344434369 scopus 로고    scopus 로고
    • Insolvency or liquidity squeeze? Explaining short-term corporate yield spreads
    • Finance and Economics Discussion Series 2002-45 Board of Governors of the Federal Reserve System
    • Covitz, D., Downing, C., 2002. Insolvency or liquidity squeeze? Explaining short-term corporate yield spreads, Finance and Economics Discussion Series 2002-45, Board of Governors of the Federal Reserve System.
    • (2002)
    • Covitz, D.1    Downing, C.2
  • 8
    • 84993910293 scopus 로고
    • The effect of a rating downgrade on outstanding commercial paper
    • L. Crabbe M. Post The effect of a rating downgrade on outstanding commercial paper Journal of Finance 49 1994 39-56
    • (1994) Journal of Finance , vol.49 , pp. 39-56
    • Crabbe, L.1    Post, M.2
  • 9
    • 31344482011 scopus 로고    scopus 로고
    • Brokerage cash sweep options: The shift from money funds to FDIC-insured bank deposit accounts
    • iMoneyNet Inc. Special Report (November)
    • Crane, P., Krasner, M., 2004. Brokerage cash sweep options: The shift from money funds to FDIC-insured bank deposit accounts, iMoneyNet Inc. Special Report (November).
    • (2004)
    • Crane, P.1    Krasner, M.2
  • 12
    • 4043067900 scopus 로고    scopus 로고
    • The cost of deposit insurance for privately held banks: A market comparable approach
    • M. Falkenheim G. Pennacchi The cost of deposit insurance for privately held banks: A market comparable approach Journal of Financial Services Research 24 2003 121-148
    • (2003) Journal of Financial Services Research , vol.24 , pp. 121-148
    • Falkenheim, M.1    Pennacchi, G.2
  • 13
    • 31344447103 scopus 로고    scopus 로고
    • Federal Deposit Insurance Corporation, Available at www.fdic.gov/deposit/insurance/initiative/index.html Options paper, (August)
    • Federal Deposit Insurance Corporation, 2000, Options paper, (August). Available at http://www.fdic.gov/deposit/insurance/initiative/index.html.
    • (2000)
  • 14
    • 2442641236 scopus 로고    scopus 로고
    • Keeping the promise: Recommendations for deposit insurance reform (April)
    • Federal Deposit Insurance Corporation, Available at www.fdic.gov/deposit/insurance/initiative/index.html
    • Federal Deposit Insurance Corporation, 2001. Keeping the promise: Recommendations for deposit insurance reform (April). Available at http://www.fdic.gov/deposit/insurance/initiative/index.html.
    • (2001)
  • 16
    • 31344480592 scopus 로고    scopus 로고
    • Banks' advantage in hedging liquidity risk: Theory and evidence from the commercial paper market
    • (forthcoming)
    • Gatev, E., Strahan, P., 2006. Banks' advantage in hedging liquidity risk: Theory and evidence from the commercial paper market. Journal of Finance 61, (forthcoming).
    • (2006) Journal of Finance , vol.61
    • Gatev, E.1    Strahan, P.2
  • 17
    • 60449088842 scopus 로고    scopus 로고
    • How do banks manage liquidity risk? Evidence from the equity and deposit markets in the Fall of 1998
    • M. Carey R. Stulz, University of Chicago Press
    • E. Gatev T. Schuermann P. Strahan How do banks manage liquidity risk? Evidence from the equity and deposit markets in the Fall of 1998 M. Carey R. Stulz Risks of financial institutions 2005 University of Chicago Press
    • (2005) Risks of Financial Institutions
    • Gatev, E.1    Schuermann, T.2    Strahan, P.3
  • 18
    • 0041856328 scopus 로고    scopus 로고
    • A risk-factor model foundation for ratings-based bank capital rules
    • M.B. Gordy A risk-factor model foundation for ratings-based bank capital rules Journal of Financial Intermediation 12 2003 199-232
    • (2003) Journal of Financial Intermediation , vol.12 , pp. 199-232
    • Gordy, M.B.1
  • 19
    • 84977718682 scopus 로고
    • Financial intermediaries and liquidity creation
    • G. Gorton G. Pennacchi Financial intermediaries and liquidity creation Journal of Finance 45 1990 49-71
    • (1990) Journal of Finance , vol.45 , pp. 49-71
    • Gorton, G.1    Pennacchi, G.2
  • 20
    • 0039816396 scopus 로고
    • Money market funds and finance companies: Are they the banks of the future?
    • M. Klausner L. White, Business One Irwin Homewood, IL
    • G. Gorton G. Pennacchi Money market funds and finance companies: Are they the banks of the future? M. Klausner L. White Structural change in banking 1993 Business One Irwin Homewood, IL
    • (1993) Structural Change in Banking
    • Gorton, G.1    Pennacchi, G.2
  • 22
    • 0010215571 scopus 로고    scopus 로고
    • Investment Company Institute available at
    • Investment Company Institute, 2004. Mutual fund factbook, available at http://www.ici.org/stats/mf/2004_factbook.pdf.
    • (2004) Mutual Fund Factbook
  • 23
    • 0042405183 scopus 로고    scopus 로고
    • Banks as liquidity providers: An explanation for the co-existence of lending and deposit-taking
    • A. Kashyap R. Rajan J. Stein Banks as liquidity providers: An explanation for the co-existence of lending and deposit-taking Journal of Finance 57 2002 33-73
    • (2002) Journal of Finance , vol.57 , pp. 33-73
    • Kashyap, A.1    Rajan, R.2    Stein, J.3
  • 24
    • 31344467438 scopus 로고    scopus 로고
    • Is the new Basel Accord incentive compatible?
    • B. Gup, Thompson South-Western Publishers
    • P. Kupiec Is the new Basel Accord incentive compatible? B. Gup The new Basel Capital Accord 2004 Thompson South-Western Publishers
    • (2004) The New Basel Capital Accord
    • Kupiec, P.1
  • 25
    • 31344458671 scopus 로고    scopus 로고
    • Unbiased capital allocation in an asymptotic single risk factor (ASRF) model of credit risk
    • FDIC Center for Financial Research Working Paper No. 2005-04
    • Kupiec, P., 2005. Unbiased capital allocation in an asymptotic single risk factor (ASRF) model of credit risk, FDIC Center for Financial Research Working Paper No. 2005-04.
    • (2005)
    • Kupiec, P.1
  • 26
    • 0003543852 scopus 로고    scopus 로고
    • Checking accounts and bank monitoring
    • Working Paper 01-3/R Federal Reserve Bank of Philadelphia
    • Mester, L., Nakamura, L., Renault, M., 2003. Checking accounts and bank monitoring, Working Paper 01-3/R, Federal Reserve Bank of Philadelphia.
    • (2003)
    • Mester, L.1    Nakamura, L.2    Renault, M.3
  • 27
    • 38249032019 scopus 로고
    • The effect of implicit deposit insurance on banks' portfolio choices with an application to international overexposure
    • A. Penati A. Protopapadakis The effect of implicit deposit insurance on banks' portfolio choices with an application to international overexposure Journal of Monetary Economics 21 1988 107-126
    • (1988) Journal of Monetary Economics , vol.21 , pp. 107-126
    • Penati, A.1    Protopapadakis, A.2
  • 28
    • 0033258595 scopus 로고    scopus 로고
    • The effects of setting deposit insurance premiums to target insurance fund reserves
    • G. Pennacchi The effects of setting deposit insurance premiums to target insurance fund reserves Journal of Financial Services Research 16 2/3 1999 153-180
    • (1999) Journal of Financial Services Research , vol.16 , Issue.2-3 , pp. 153-180
    • Pennacchi, G.1
  • 29
    • 27644548173 scopus 로고    scopus 로고
    • Risk-based capital standards, deposit insurance, and procyclicality
    • G. Pennacchi Risk-based capital standards, deposit insurance, and procyclicality Journal of Financial Intermediation 14 2005 432-465
    • (2005) Journal of Financial Intermediation , vol.14 , pp. 432-465
    • Pennacchi, G.1
  • 30
    • 0030162544 scopus 로고    scopus 로고
    • Efficient investment and financial intermediation
    • J. Qi Efficient investment and financial intermediation Journal of Banking and Finance 20 1996 891-900
    • (1996) Journal of Banking and Finance , vol.20 , pp. 891-900
    • Qi, J.1
  • 31
    • 0032355203 scopus 로고    scopus 로고
    • An adverse selection model of bank asset and liability management with implications for the transmission of monetary policy
    • J. Stein An adverse selection model of bank asset and liability management with implications for the transmission of monetary policy RAND Journal of Economics 29 1998 466-486
    • (1998) RAND Journal of Economics , vol.29 , pp. 466-486
    • Stein, J.1
  • 33
    • 0002986410 scopus 로고
    • Perspectives on the role of government risk-bearing within the financial sector
    • M. Sniderman, Kluwer Academic Publishers Boston MA
    • J. Stiglitz Perspectives on the role of government risk-bearing within the financial sector M. Sniderman Government Risk Bearing 1993 Kluwer Academic Publishers Boston MA
    • (1993) Government Risk Bearing
    • Stiglitz, J.1
  • 34
    • 31344446082 scopus 로고
    • Loan commitments to business in U.S. banking history
    • Federal Reserve Bank of Richmond Economic Review (September/October)
    • Summers, B., 1975. Loan commitments to business in U.S. banking history, Federal Reserve Bank of Richmond Economic Review (September/October).
    • (1975)
    • Summers, B.1
  • 35
    • 31344454476 scopus 로고    scopus 로고
    • A little Basel changes the taste: The banking accord could kill off short-term credit lines and make lending more costly
    • (February)
    • Wood, D., 2005. A little Basel changes the taste: The banking accord could kill off short-term credit lines and make lending more costly. Treasury & Risk Management (February) 38-40.
    • (2005) Treasury & Risk Management , pp. 38-40
    • Wood, D.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.