Monitoring the diversity of the poverty outreach and impact of microfinance: A comparison of methods using data from Peru

Development Policy Review

Volumn 23, Issue 6, 2005, Pages 703-723

  Copestake, J ^a   Dawson, P ^a   Fanning, J P ^a   McKay, A ^a   Wright Revolledo, K ^a  

^a UNIVERSITY OF BATH   (United Kingdom)

Author keywords

[No Author keywords available]

Indexed keywords

BANKING; MICROFINANCE; MONITORING; PERFORMANCE ASSESSMENT; PLANNING METHOD; POVERTY;

PERU; SOUTH AMERICA;

EID: 28244466910     PISSN: 09506764     EISSN: 14677679     Source Type: Journal    
DOI: 10.1111/j.1467-7679.2005.00309.x     Document Type: Review

References (48)

1. Acción (2003) 'Poverty Outreach Findings: Mibanco, Peru', Insight 5, May (available from www.accion.org).
2. Adams, D. and von Pischke, J. D. (1992) 'Microenterprise Credit Programs: Dèjá vu', World Development 20: 1463-70.
3. Blundell, R. and Costas Dias, M. (2000) 'Evaluation Methods for Non-Experimental Data', Fiscal Studies 21(4): 427-68.
4. Buckley, G. (1997) 'Microfinance in Africa: Is It Either the Problem or the Solution?' World Development 25: 1081-93.
5. CGAP (2004) Assessing the Relative Poverty of Microfinance Clients: An Operational Tool. Washington, DC: CGAP.
6. Cohen, M. (2002) 'Making Microfinance More Client Led', Journal of International Development 14: 335-50.
7. Copestake, J. G. (1998) 'NGO-Donor Collaboration and the New Policy Agenda: The Case of Subsidised Credit', Public Administration and. Development 16: 855-66.
8. Copestake, J. G. (2002) 'Poverty, Inequality and the Polarising Impact of Microcredit: Evidence from Zambia's Copperbelt', Journal of International Development 14 (6): 743-55.
9. Copestake, J. G. (2004) 'Social Performance Assessment of Microfinance: Cost-effective or Costly Indulgence?' Small Enterprise Development 15 (3): 11-17.
10. Copestake, J. G.; Bhalotra, S. and Johnson, S. (2001) 'Assessing the Impact of Microcredit: A Zambian Case Study', Journal of Development Studies 37 (4): 81-100.
11. Copestake, J.; Greeley, M.; Johnson, S.; Kabeer, N. and Simanowitz, A. (2005) Money with a Mission: Microfinance and Poverty Reduction. London: Intermediate Technology Publications.
12. Dichter, Thomas (1997) 'Appeasing the Gods of Sustainability: the Future of International NGOs in Microfinance', in M. Edwards and D. Hulme (eds), NGOs, States and Donors: Too Close for Comfort? Basingstoke: Macmillan in Association with Save the Children.
13. Dunn, E. and Arbuckle Jr., J. G. (2001) The Impacts of Microcredit: A Case Study from Peru. Washington, DC: USAID AIMS paper. Washington, DC: Management Systems International.
14. Fanning, J.-P.; Copestake, J.; Dawson, P. and McKay, A. (2004) 'Investigation into a Poverty Correlates Model for Promuc, Peru'. Unpublished Imp-Act Report. Bath: Centre for Development Studies, University of Bath, July.
15. Fofack, H. (1999). 'Estimating Poverty Predictors from National Household Income Expenditure Surveys'. Unpublished Working Paper. Washington, DC: World Bank.
16. Hulme, D. (2000a) 'Impact Assessment Methodologies for Microfinance: Theory, Experience and Better Practice', World Development 28 (1): 79-98.
17. Hulme, D. (2000b) 'Is Microdebt Good for Poor People? A Note on the Dark Side of Microfinance', Small Enterprise Development 11 (1): 26-9.
18. Hulme, D. and Mosley, P. (1996) Finance Against Poverty. 2 vols. London: Routledge.
19. Imp-Act (2003) QUIP: Understanding Clients through In-depth Interviews. Imp-Act Practice Note 2 (available at www.imp-act.org).
20. Imp-Act (2004) Cost-effective Social Performance Management: Meeting the Social and Financial Goals of microfinance. Imp-Act Policy Note 1 (available at www.imp-act.org).
21. Jimenez, M. with Carlin, J. F. C. (2003) 'A Poverty Assessment of Micro-finance: Promuc, Peru'. Washington, DC: Consultative Group to Assist the Poorest, June (mimeo).
22. Johnson, S. (2005) 'Gender Relations, Empowerment and Microcredit: Moving Forward from a Lost Decade', European Journal of Development Research 17 (2): 224-48.
23. Kabeer, N. (2003) 'Assessing the Wider Social Impacts of Microfinance Services: Concepts, Methods, Findings', IDS Bulletin 34 (4): 106-14.
24. Marconi, R. and Mosley, P. (2004) "The Finrural Impact Evaluation Service: A Cost-Effectiveness Analysis', Small Enterprise Development Journal 15 (3): 28-40.
25. Marr, A. (2000) 'Studying Group Dynamics: An Analysis of Microfinance Impacts on Poverty Reduction and its Application to Peru.' Doctoral thesis, Department of Economics, School of Oriental and African Studies, London (mimeo).
26. Marr, A. (2002) 'Studying Group Dynamics: An Alternative Analytical Framework for the Study of Microfinance Impact on Poverty Reduction', Journal of International Development14 (4): 511-34.
27. Mayoux, L. (2001) 'Tackling the Downside: Social Capital, Women's Empowerment and Micro-finance in Cameroon', Development and Change 32: 421-50.
28. McKay, A. (2001) 'Report on Investigating the Development of a Poverty Correlates Model for Uganda'. School of Economics, University of Nottingham (mimeo).
29. Moffitt, R. (1991) 'Program Evaluation with Non-experimental Data', Evaluation Review 15 (3): 291-314.
30. Morduch, J. (1998) 'The Microfinance Schism', World Development 28 (4): 617-29.
31. Morduch, J. (1999) The Microfinance Promise', Journal of Economic Literature 37 (4): 1569-1614.
32. Mosley, P. and Hulme, D. (1998) 'Microenterprise Finance: Is There a Conflict between Growth and Poverty Alleviation?', World Development 26 (5): 783-90.
33. Mosley, P. and Rock, J. (2004) 'Microfinance, Labour Markets and Poverty: A Study of Six Institutions', Journal of International Development 16 (3): 429-66.
34. Otero, M. (1999) 'Bringing Development Back into Microfinance', Journal of Microfinance 1 (1): 8-19.
35. Promuc (2002) Financial Report on Village Banks in Peru. Lima: Promuc, March (in Spanish).
36. Rutherford, S. (1998) The Poor and their Money: An Essay about Financial Services for Poor People. London: Enterprise Development Department, DFID.
37. Sebstad, J. and Chen, G. (1996) Overview of Studies on the Impact of Microenterprise Credit. AIMS Project Report. Washington, DC: Management Systems International (available at www.mip.org).
38. Sebstad, J. and Cohen, M. (2001) Microfinance, Risk Management and Poverty. AIMS Project Report. Washington, DC: Management Systems International (available at www.mip.org).
39. Shaw, J. (2004) 'Microenterprise Occupation and Poverty Reduction in Microfinance Programs: Evidence from Sri Lanka', World Development 32 (7): 1247-64.
40. Snodgrass, D. R. and Sebstad, J. (2002) Clients in Context: The Impacts of Microfinance in Three Countries: Synthesis Report. AIMS Project Report. Washington, DC: Management Systems International (available at www.mip.org).
41. Westley, G. D. (2004) A Tale of Four Village Banking Programs. Best Practices in Latin America Series. Washington, DC: Sustainable Development Department, Inter-American Development Bank.
42. Woller, G. (2002a) 'The Promise and Peril of Microfinance Commercialization', Small Enterprise Development 13 (4): 12-21.
43. Woller, G. (2002b) 'From Market Failure to Marketing Failure: Market Orientation as the Key to Deep Outreach in Microfinance', Journal of International Development 14: 305-24.
44. Wright-Revolledo, K. (2003) 'Problems? What Problems? We Have None at All: Qualitative Data Collection for Impact Assessment: Getting the Questions Right', Journal of Microfinance 5 (1): 115-38.
45. Wright-Revolledo, K. (2005) 'The Darker Side to Microfinance: Evidence from Cajamarca, Peru', in J. Fernando (ed.), The Perils and Prospects of Microfinance: Globalization, Neo-liberalism and the Cultural Politics of Empowerment. London: Routledge.
46. Wright-Revolledo, K. and Benique, D. (2003) 'Report on the First Implementation of QUIP with Promuc, Peru'. Unpublished Imp-Act Report. Bath: Centre for Development Studies, University of Bath, August (in Spanish).
47. Wright-Revolledo, K. and Copestake, J. G. (2004) 'Impact Assessment of Microfinance using Qualitative Data: Communicating between Social Scientists and Practitioners using the QUIP', Journal of International Development 16 (3): 355-67.
48. Zeller, M.; Johannsen, J. and Alcaraz, V. (2005) 'Developing and Testing Poverty Assessment Tools: Results from Accuracy Tests in Peru'. Report from the IRIS Centre at the University of Maryland to US AID (available at www.povertytools.org).