Financial planning curriculum for teens: Impact evaluation

Journal of Financial Counseling and Planning

Volumn 10, Issue 1, 1999, Pages 26-39

  Danes, Sharon M ^a   Huddleston Casas, Catherine ^a   Boyce, Laurie ^b  

^a UNIVERSITY OF MINNESOTA   (United States)

^b UNIVERSITY OF WISCONSIN MADISON   (United States)

Author keywords

Financial curriculum; Financial literacy; Program evaluation; Teen finances

Indexed keywords

EID: 20144361857     PISSN: 10523073     EISSN: 19477910     Source Type: Journal    
DOI: None     Document Type: Article

References (35)

1. Alhabeeb, M. J. (1996). Teenagers' money, discretionary spending and saving. Journal of Financial Counseling and Planning, 7, 123-132.
2. Bailey, A. W. (1992). Teenagers' employment, earnings, and spending. Journal of Home Economics, (Summer), 20-24.
3. Bandura, A. (1977). Self-efficacy: Toward a unifying theory of behavioral change. Psychological Review, 84, 191-215.
4. Benjamin, E. R. (1982). Using the "post-then" method of evaluation. Training, November, 72.
5. Bernheim, B. D., Garrett, D. M. & Maki, D. M. (1997). Education and saving: The long-term effects of high school financial curriculum mandates (Working Paper No. 6085). Cambridge, MA: National Bureau of Economic Research.
6. Consumer Federation of America/American Express. (1991). Report of findings: High school competency test. Washington, D.C.: Consumer Federation of America.
7. Danes, S. M. (1994). Parental perceptions of children's financial socialization. Financial Counseling and Planning, 5, 127-146.
8. Danes, S. M. & Dunrud, T. (1993). Teaching children money habits for life. Minnesota Extension Service Publication, HE-FO-6116, University of Minnesota.
9. Danes, S. M. & Hira, T. K. (1987). Money management knowledge of college students. Journal of Student Financial Aid, 17(1), 4-16.
10. Doss, V. S., Marlowe, J. & Godwin, D. (1995). Middle-school children's sources and uses of money. The Journal of Consumer Affairs, 29(1), 219-241.
11. Howard, G. S. & Dailey, P. R. (1979). Response-shift bias: A source of contamination of self-report measures. Journal of Applied Psychology, 64(2), 144-150.
12. Howard, G. S., Ralph, K. M., Gulanick, N. A., Maxwell, S. E., Nance, D. W., Gerber, S. K. (1979). Internal invalidity in pretest-posttest self-report evaluations and a re-evaluation of retrospective pretests. Applied Psychological Measurement, 3(1), 1-23.
13. Jacobs, F. H. (1988). The five-tiered approach to evaluation: Context and implementation. In H. B. Weiss & F. H. Jacobs (Eds.), Evaluating family programs, (pp. 37-68). New York: Aldine de Gruyter.
14. Jumpstart Coalition. (1997, May 22). High school seniors lack financial smarts shows survey. American Savings Education Council News Release.
15. Koehler, C., Lawroski, M. A. & Bischoff, M. C. (1995). Experiential methods for teaching financial management to youth. Family Economics and Resource Management Biennial, 1, 41-44.
16. Linn, R. L. & Slinde, J. A. (1977). The determination of the significance of change between pre-and posttesting periods. Review of Educational Research, 47(1), 121-150.
17. Marshall, H. & Magruder, L. (1960). Relations between parent, money, education practices, and children's knowledge and use of money. Child Development, 31(June), 253-284.
18. McNeal, J. U. (1990). Children as customers. American Demographics, (September), 36-39.
19. Moore, R. L. & Stephens, L. F. (1975). Some communication and demographic determinants of adolescent consumer learning. Journal of Consumer Research, 2, 80-92.
20. Moschis, G. P. (1987). Consumer socialization: A life cycle perspective. Lexington, MA: Lexington Books.
21. Moschis, G. P., Moore, R. L. & Smith, R. B. (1984). The impact of family communication on adolescent consumer socialization. In J. C. Kinnear (Ed.), Advances in consumer research (pp. 314-319). Provo, UT: Association for Consumer Research.
22. National Coalition for Consumer Education, Inc. (1991). National survey, the status of consumer education in U.S. schools K-12. Chatham, NJ: Author.O'Neil, B. (1992). Youth, money and financial planning. Journal of Home Economics, Fall, 12-16.
23. Patton, M. Q. (1997). Utilization-focused evaluation. Thousand Oaks: Sage.
24. Preziosi, R. C. & Legg, L. M. (1983). Add "then" testing to prove training's effectiveness. Training, May, 48-49.
25. Pritchard, M. E. & Myers, B. K. (1992). Consumer education: A partnership between schools and families. Journal of Consumer Education, 10, 38-43.
26. Rettig, K. D. & Mortenson, M. (1986). Household production of financial management competencies. In R. Deacon and W. Huffman (Eds.), Human resources research 1887-1987 (pp. 137-145). Ames, IA: Iowa State University.
27. Rockwell, S. K. & Kohn, H. (1989). Post-then-pre evaluation: Measuring behavior change more accurately. Journal of Extension, (Summer), 27, 19-21.
28. Sivy, M. (1997). Credit card debt could be the plastic explosive that blasts the economy in '97. Money, 26(2), 180.
29. Sprangers, M. & Hoogstraten, J. (1989). Pretesting effects in retrospective pretest-posttest designs. Journal of Applied Psychology, 74(2), 265-272.
30. Stanger, T. (1997). Future debtors of America. Consumer Reports, 62(12), 16-19.
31. Teenage Research Unlimited. (1997). Teens spend $103 billion in 1996. Teenage Research Unlimited News Release. Northbrook, IL: Author.
32. Wang, P. (1993, August). Helping your kids become financially independent. Money, 22, 72-78.
33. Ward, S., Klees, D. M. & Wackman, D. B. (1990). Consumer socialization research: Content analysis of post-1980 studies and some implications for future work. Advances in Consumer Research, 17, 798-803.
34. Worthen, B. R. & Sanders, J. R. (1987). Educational evaluation: Alternative approaches and practical guidelines, (pp. 21-40). New York: Longman.
35. Zollo, P. (1995). Wise up to teens: Insights into marketing and advertising to teenagers. Ithaca, NY: New Strategist Publications, Inc.