Turning a Critical Eye on the Critics

Mortgage Lending, Racial Discrimination and Federal Policy

Volumn , Issue , 2018, Pages 143-182

  Tootell, Geoffrey M B ^a  

^a FEDERAL RESERVE BANK OF BOSTON   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 85082615354     PISSN: None     EISSN: None     Source Type: Book    
DOI: 10.4324/9780429448522-4     Document Type: Chapter

References (19)

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3. Berkovec, James A., Glenn B. Canner, Stuart A. Gabriel, and Timothy H. Hannan. 1994. “Discrimination, Default, and Loss in FHA Mortgage Lending.” Board of Governors of the Federal Reserve System. Photocopy, November.
4. Carr, James H., and Isaac F. Megbolugbe. 1994. “A Research Note on the Federal Reserve Bank of Boston Study on Mortgage Lending.” Federal National Mortgage Association, Office of Housing Research, Washington, D.C. Photocopy.
5. Day, Ted, and Stan J. Liebowitz. 1993. Mortgages, Minorities, and Discrimination. University of Texas at Dallas. Photocopy.
6. Hausman, Jerry A., and Fiona Scott-Morton, 1994. “Misclassification of a Dependent Variable in a Discrete Response Setting.” Massachusetts Institute of Technology Department of Economics Working Paper94-19.
7. Horne, David K. 1994a. “Evaluating the Role of Race in Mortgage Lending.”FDIC Banking Review (Spring/Summer): 1-15.
8. Horne, David K. 1994b. “Mortgage Lending, Race, and Model Specification.” Federal Deposit Insurance Corporation, Division of Research and Statistics. Photocopy.
9. Munnell, Alicia H., Lynn E. Browne, James McEneaney, and Geoffrey M.B. Tootell. 1992. “Mortgage Lending in Boston: Interpreting HMDA Data.” Federal Reserve Bank of Boston Working Paper 92-07. Boston: Federal Reserve Bank of Boston, October.
10. Munnell, Alicia H., Geoffrey M.B. Tootell, Lynn E. Browne, and James McEneaney. 1996. “Mortgage Lending in Boston: Interpreting HMDA Data.” American Economic Review. Forthcoming, March.
11. Phelps, Edmund S. 1972. “The Statistical Theory of Racism and Sexism.” American Economic Review 62: 659-61.
12. Rodda, David, and James E. Wallace. 1995. “Fair Lending Management: Using Influence Statistics to Identify Critical Mortgage Loan Applications.” Paper presented at meetings of American Real Estate and Urban Economics Association, Abt Associates, May 30.
13. Spence, A. Michael. 1974. Market Signaling: Informational Transfers in Hiring and Related Screening Processes. Cambridge, Mass.: Harvard University Press.
14. Stengel, Mitchell, and Dennis Glennon. 1995. “Evaluating Statistical Models of Mortgage Lending Discrimination: A Bank-Specific Analysis.” Economic and Policy Analysis Working Paper 95-3, Comptroller of the Currency. Washington, D.C.: Comptroller of the Currency.
15. Tootell, Geoffrey M.B. 1993. “Defaults, Denials, and Discrimination,”New England Economic Review (September/October): 45-51.
16. Tootell, Geoffrey, 1995. “Can Studies of Application Denials and Mortgage Defaults Uncover Taste-Based Discrimination?” Federal Reserve Bank of Boston, Department of Research. Photocopy.
17. Van Order Robert, Ann-Margaret Westin, and Peter Zorn. 1993. “Effects of the Racial Composition of Neighborhoods on Defaults, and Implications for Racial Discrimination in Mortgage Markets.” Paper presented at meetings of American Economics Association, Jan. 8, Anaheim, Calif.
18. Yezer, Anthony M.J., Robert F. Phillips, and Robert P. Trost. 1994. “Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self-Selection.” Journal of Real Estate Finance and Economics 9 (3, November): 197-215.
19. Yinger, John. 1993. “Discrimination in Mortgage Lending: A Literature Review and Recommendation for Future Research.” Paper presented at “Home Mortgage Lending and Discrimination: Research and Enforcement Conference,” sponsored by U.S. Department of Housing and Urban Development, Washington, D.C. May 18-19.