Health benefits in 2016: Family premiums rose modestly, and offer rates remained stable

Health Affairs

Volumn 35, Issue 10, 2016, Pages 1908-1917

  Claxton, Gary ^a   Rae, Matthew ^a   Long, Michelle ^a   Damico, Anthony ^a   Whitmore, Heidi ^b,c   Foster, Gregory ^d  

^a HENRY J KAISER FAMILY FOUNDATION   (United States)

^b UNIVERSITY OF CHICAGO   (United States)

^c University of Chicago   (United States)

^d Health Research and Educational Trust   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

PRESCRIPTION DRUG;

ADULT; ARTICLE; BIOMETRY; COST; EMPLOYEE; EMPLOYER; FAMILY; HEALTH CENTER; HEALTH HAZARD; HEALTH INSURANCE; HEALTH MAINTENANCE ORGANIZATION; HEALTH PROMOTION; HUMAN; PREFERRED PROVIDER ORGANIZATION; REIMBURSEMENT; RISK ASSESSMENT; TELEMEDICINE; WELLBEING; ECONOMICS; INSURANCE; QUESTIONNAIRE; STATISTICS AND NUMERICAL DATA; UNITED STATES;

COST SHARING; DEDUCTIBLES AND COINSURANCE; FAMILY; HEALTH BENEFIT PLANS, EMPLOYEE; HEALTH PROMOTION; HUMANS; INSURANCE COVERAGE; SURVEYS AND QUESTIONNAIRES; UNITED STATES;

EID: 84994289085     PISSN: 02782715     EISSN: 15445208     Source Type: Journal    
DOI: 10.1377/hlthaff.2016.0951     Document Type: Article

References (7)

1. Kaiser Commission on Medicaid and the Uninsured. The uninsured: a primer-key facts about health insurance and the uninsured in the era of health reform [Internet]. Washington (DC): The Commission; 2015 Nov [cited 2016 Aug 15]. Available from: http://files.kff.org/attachment/supplemental-tablesthe-uninsured-a-primer-key-factsabout-health-insurance-and-theuninsured-in-the-era-of-healthreform.
2. Henry J. Kaiser Family Foundation, Health Research and Educational Trust. Employer health benefits: 2016. annual survey [Internet]. Menlo Park (CA): KFF; 2016 Sep [cited 2016 Sep 14]. Available from: http://ehbs.kff.org/.
3. For more information on the sampling distribution, see Henry J. Kaiser Family Foundation, Health Research and Educational Trust. Employer health benefits: 2016 annual survey [Internet]. Menlo Park (CA): KFF; 2016 Sep. Survey design and methods [cited 2016 Sep 14]. Available from: http://kff.org/report-section/ehbs-2016-methodology/.
4. The survey treats high-deductible plans that can be paired with a savings option as a distinct plan type-HDHP/SO-even if the plan would otherwise be considered a PPO, HMO, POS plan, or indemnity plan. In 2016 federal law requires a deductible of at least $1,300 for single coverage and $2,600 for family coverage for high-deductible health plans qualified to offer health savings accounts. See Internal Revenue Service. Internal Revenue Bulletin: 201520 [Internet]. Washington (DC): IRS; 2015 May 18 [cited 2016 Aug 15]. Available from: https://www.irs.gov/irb/2015-20_IRB/ar07.html.
5. This threshold is based on the twenty-fifth percentile of workers' earnings as reported by the Bureau of Labor Statistics, using data for 2015. Bureau of Labor Statistics. May 2015 national occupational employment and wage estimates: United States [Internet]. Washington (DC): BLS; [last modified 2016 Mar 30; cited 2016 Aug 15]. Available from: http://www.bls.gov/oes/current/oes_nat.htm.
6. Internal Revenue Service. Section 4980I-excise tax on high cost employer-sponsored health coverage: notice 2015-16 [Internet]. Washington (DC): IRS; [cited 2016 Aug 15]. Available from: http://www.irs.gov/pub/irs-drop/n-15-16.pdf.
7. Internal Revenue Service. Minimum value and affordability [Internet]. Washington (DC): IRS; [last updated 2016. Mar 3; cited 2016 Aug 15]. Available from: https://www.irs.gov/affordable-care-act/employers/minimum-value-and-affordability.