Productivity in banks: Myths & truths of the Cost Income Ratio

Banks and Bank Systems

Volumn 3, Issue 4, 2008, Pages 85-94

  Burger, Andreas ^a   Moormann, Juergen ^a  

^a NONE   (Germany)

Author keywords

Cost Income Ratio (CIR); Data Envelopment Analysis (DEA); Efficiency measurement; Productivity in banks; Productivity measurement

Indexed keywords

EID: 84930867592     PISSN: 18167403     EISSN: 19917074     Source Type: Journal    
DOI: None     Document Type: Article

References (25)

1. Bauer P.W., A.N. Berger, G.D. Ferrier, D.B. Humphrey. Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods//Journal of Economics and Business, 1998.-N°2.-pp. 85-114.
2. Beccalli E., B. Casu, C. Girardone. Efficiency and Stock Performance in European Banking//Journal of Business Finance & Accounting, 2006.-N°1/2.-pp. 245-262.
3. Berger A.N., D.B. Humphrey. Efficiency of Financial Institutions: International Survey and Directions for Future Research//European Journal of Operational Research, 1997.-N°2.-pp. 175-212.
4. Bikker J.A. Efficiency in the European Banking Industry: An exploratory Analysis to rank countries//De Neder-landsche Bank Working Paper, Amsterdam 1999.-N°18.-24 pp.
5. Burger A. Produktivität und Effizienz in Banken-Terminologie, Methoden und Status quo//Frankfurt School of Finance & Management Working Paper, 2008.-N°92.-96 pp.
6. Burger A., J. Moormann. Detecting Intrinsic Inefficiency on Process Level-Benchmarking of Transactions in Banking//4th Workshop on Business Process Intelligence (BPI 08), Milano, 01.09.2008.
7. Capgemini, EFMA, ING. World Retail Banking Report 2007//Capgemini, EFMA, ING Group, Paris 2007.-64 pp.
8. Charnes A., W.W. Cooper, E. Rhodes. Measuring the efficiency of decision making units//European Journal of Operational Research, 1978.-N°4.-pp. 429-444.
9. n Edition, New York: Springer, 2005.-366 pp.
10. Cooper, W.W., L.M. Seiford, J. Zhu. Data Envelopment Analysis: History, Models and Interpretations. In: W.W. Cooper, L.M. Seiford, J. Zhu (Eds.): Handbook on Data Envelopment Analysis//Boston: Kluwer Academic, 2004.-pp. 1-39.
11. Deutsche Bank AG. European Banks-Running the Numbers: Spring edition.//DB Global Markets Research, London 2008.-180 pp.
12. European Commission. Financial Services Policy 2005-2010.//European Commission White Paper, Brussels 2005.-15 pp.
13. European Commission. Interim Report II-Current Accounts and Related Services.//European Commission Competition DG, Brussels 2006.-193 pp.
14. Eurostat. Verdienstunterschiede zwischen europäischen Ländern und Regionen. Statistik kurz gefasst//Eurostat, Luxembourg 2006.-12 pp.
15. Farrell M.J. The Measurement of Productive Efficiency//Journal of the Royal Statistical Society, 1957.-N°III.-pp. 253-281.
16. Fiorentino E., A. Karmann, M. Koetter. The cost efficiency of German banks: a comparison of SFA and DEA//Deutsche Bundesbank Discussion Paper, Series 2: Banking and Financial Studies 2006/10, Frankfurt 2006.-40 pp.
17. Hammer M., J. Champy. Re-engineering the Corporation: A Manifesto for Business Revolution//London: Nicholas Brealey, 1993.-257 pp.
18. Heckl D. Steuerung von Kreditprozessen. Studie//Frankfurt am Main: Bankakademie-Verlag, 2007.-102 pp.
19. Kueng P., A. Meier, T. Wettstein. Performance Measurement Systems must be engineered//Communications of AIS, 2001.-N°1.-pp. 1-27.
20. Lovell C.A.K. Production Frontiers and Productive Efficiency. In: H.O. Fried, C.A.K. Lovell, S.S. Schmidt (Eds.): The Measurement of Productive Efficiency: Techniques and Applications//Oxford: Oxford University Press, 1993.-pp. 3-67.
21. nd Edition, Berlin et al.: Springer, 1995.-375 pp.
22. Ray S. Data Envelopment Analysis: Theory and Techniques for Economics and Operational Research//Cambridge: Cambridge University Press, 2004.-376 pp.
23. Rose P.S., S.C. Hudgins. Bank Management & Financial Services//6 Edition, Irwin: McGraw-Hill, 2004.-782 pp.
24. Varmaz A. Rentabilität im Bankensektor//Wiesbaden: Deutscher Universitäts-Verlag, 2006.-314 pp.
25. Welch P. Measuring efficiency in the finance factory: time for a rethink//Journal of Financial Transformation, 2006.-N°2.-pp. 51-60.