Health Microinsurance Programs in Developing Countries

Encyclopedia of Health Economics

Volumn , Issue , 2014, Pages 412-421

  Dror, D M ^a,b  

^a Micro Insurance Academy   (India)

^b ERASMUS UNIVERSITY ROTTERDAM   (Netherlands)

Author keywords

Business models; Community; Economic theory; Establish market; Excluded populations; Informal sector; Insurance failure; Insurance risk; Microinsurance; Poverty; Subsidy; Willingness to pay

Indexed keywords

EID: 84905459806     PISSN: None     EISSN: None     Source Type: Book    
DOI: 10.1016/B978-0-12-375678-7.00922-6     Document Type: Chapter

References (19)

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2. IAIS (2007). Issues in regulation and supervision of microinsurance. Available at: (accessed on 21 June 2013). http://www.iaisweb.org/view/element_href.cfm?src=1/2495.pdf.
3. Matul, M., McCord, M., Phily, C. and Harms, J. (2009). The landscape of microinsurance in Africa. Available at: (accessed on 21 June 2013). http://www.ilo.org/employment/Whatwedo/Publications/WCMS_124365/lang--en/index.htm.
4. McCord, M., Tatin-Jaleran, C. and Ingram, M. (2012). The landscape of microinsurance in Latin America and the Carribean. Available at: (accessed on 21 June 2013). http://www.munichre-foundation.org/dms/MRS/Documents/Microinsurance/2012_IMC/20121010_Landscape_Microinsurance:LAC.pdf.
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6. MicroSave. (2012). Securing the silent: Microinsurance in India the story so far. Available at: (accessed on 21 June 2013). http://www.microsave.net/resource/securing_the_silent_microinsurance:in_india_the_story_so_far#.UV1dvaJHLoI.
7. Binnendijk E., Dror D.M., Gerelle E., Koren R. Estimating willingness-to-pay for health insurance among rural poor in India, by reference to Engel's law. Social Science & Medicine 2013, 76:67-73.
8. Dror D.M., Armstrong J. Do micro health insurance units need capital or reinsurance? A simulated exercise to examine different alternatives. The Geneva papers on risk and insurance 2006, 31:739-761. Available at: http://ssrn.com/abstract=1017101 (accessed on 21 June 2013).
9. Dror D.M., Koren R. The elusive quest for estimates of willingness to pay for health micro insurance among the poor in low-income countries. Micro insurance compendium II, 2012 2011, 156-173. ILO and Munich Re Foundation, Geneva. C. Churchill, M. Matul (Eds.).
10. Dror D.M., Koren R., Ost A., et al. Health insurance benefit packages prioritized by low-income clients in India: Three criteria to estimate effectiveness of choice. Social Science & Medicine 2007, 64(4):884-896.
11. Nyman J. The theory of the demand for health insurance 2003, Stanford University Press, Palo Alto, CA.
12. Aggarwal A. Impact evaluation of India's "Yeshasviniâ ?. Community Based Health Insurance Program, Health Economics 2010, 19:5-35.
13. Dror D.M., Radermacher R., Khadilkar S.B., et al. Microinsurance: Innovations in low-cost health insurance. Health Affairs (Millwood) 2009, 28(6):1788-1798.
14. Magnoni, B. and Zimmerman, E. (2011). Do clients get value from microinsurance? A systematic review of recent and current research. The Microinsurance Centre MILK project. Available at: (accessed on 21 June 2013). http://www.microinsurancecentre.org/milk-project/milk-docs/doc_details/811-do-clients-get-value-from-microinsurance-a-systematic-review-of-recent-and-current-research.html.
15. Wagstaff A., Lindelow M., Jun G., Ling X., Juncheng Q. Extending health insurance to the rural population: An impact evaluation of China's new cooperative medical scheme. Journal of Health Economics 2009, 28(1):1-19.
16. â "Micro Insurance Academy. http://www.microinsuranceacademy.org/.
17. â "MicroInsurance Center. http://www.microinsurancecentre.org/.
18. â "Microinsurance Innovation Facility. http://www.ilo.org/public/english/employment/mifacility/.
19. â "Microinsurance Network. http://www.microinsurancenetwork.org/.