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Ards, Sheila D., and others. 2003. "The Effect of Bad Credit on Loan Denial Rates." Paper prepared for the Southern Economic Association Meetings, San Antonio, Texas, November 21-23.
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Calder, Lendol. 2002. "The Evolution of Consumer Credit in the United States." In The Impact of Public Policy on Consumer Credit, edited by Thomas A. Durkin and Michael E. Staten, pp. 23-34. Boston: Kluwer Academic Press.
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Case, Karl E., and Maryna Marynchenko. 2002. "Home Price Appreciation in Low- And Moderate-Income Markets." In Low-Income Homeownership: Examining the Unexamined Goal, edited by Nicolas P. Retsinas and Eric S. Belsky, pp. 239-56. Brookings.
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Collins, M. Cary, Keith D. Harvey, and Peter J. Nigro. 2002. "The Influence of Bureau Scores, Customized Scores, and Judgmental Review on the Bank Underwriting Decisionmaking Process." Journal of Real Estate Research 24 (2): 129-52.
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Dunham, Constance R. 2001. "The Role of Banks and Nonbanks in Serving Low- And Moderate- Income Communities." In Changing Financial Markets and Community Development: A Federal Reserve System Research Conference, edited by J. L. Blanton, S. L. Rhine, and A. Williams, pp. 31-58. Federal Reserve Bank of Richmond.
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Elliehausen, Gregory, and Edward C. Lawrence. 2001. "Payday Advance Credit in America: An Analysis of Customer Demand." Monograph 35. Credit Research Center, Georgetown University.
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Monograph 35. Credit Research Center
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Elmer, Peter J., and Steven A. Seelig. 1999. "Insolvency, Trigger Events, and Consumer Risk Posture in the Theory of Single-Family Mortgage Default." Journal of Housing Research 10 (1): 1-25.
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Goetzmann, William N., and Matthew Spiegel. 2002. "Policy Implications of Portfolio Choice in Underserved Mortgage Markets." In Low-Income Homeownership: Examining the Unexamined Goal, edited by Nicolas P. Retsinas and Eric S. Belsky, pp. 257-274. Brookings.
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Goldstein, Deborah. 1999. "Understanding Predatory Lending: Moving toward a Common Definition and Workable Solutions." Working Paper 99-11. Cambridge, Mass.: Joint Center for Housing Studies and Neighborhood Reinvestment Corporation Emerging Leaders in Community and Economic Development Fellowship.
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