Payday lending

Journal of Financial Counseling and Planning

Volumn 12, Issue 2, 2001, Pages 1-14

  Caskey, John P ^a  

^a SWARTHMORE COLLEGE   (United States)

Author keywords

Consumer finance; Debt problems; Payday loan

Indexed keywords

EID: 84878372426     PISSN: 10523073     EISSN: 19477910     Source Type: Journal    
DOI: None     Document Type: Review

References (16)

1. ACE Cash Express. (2001). 10-K filing with the Securities and Exchange Commission http://www.sec.gov/Archives/edgar/data/849116/000095013401506874/0000950134-01-506874-index.htm
2. Brooks, R. (1999). How banks make the most of bounced checks. Wall Street Journal, February 25. p. B1.
3. Caskey, J. P. (1994). Fringe Banking: Check-Cashing Outlets, Pawnshops, and the Poor. New York: Russell Sage Foundation.
4. Colorado Supervised Lenders Annual Report. (2000). Deferred deposit lenders, www.ago.state.co.us/UCCC/annrep/pdannrep.htm
5. Community Financial Services Association. (2001). Best practices for the payday advance industry. http://www.cfsa.net/pressreleases/bestpractices-pr.html
6. Elliehausen, G. & Lawrence E. (2001). Payday Advance Credit in America: An Analysis of Customer Demand. Monograph #35, Credit Research Center, McDonough School of Business, Georgetown University.
7. Fox, J. A. & Mierzwinski, E. (2000). Show me the money! A survey of payday lenders and review of payday lender lobbying in state legislatures. Report issued by the Consumer Federation of America and the U.S. Public Interest Research Group. http://www.pirg.org/reports/consumer/payday/index.html
8. Fox, J. A. & Mierzwinski, E. (2001). Rent-a-bank payday lending: How banks help payday lenders evade state consumer protections. Report issued by the Consumer Federation of America and the U.S. Public Interest Research Group. http://www.pirg.org/reports/consumer/payday/2001/Paydayreportnov13.PDF
9. Illinois Department of Financial Institutions. (1999). Short term lending: Final report. http://www.state.il.us/dfi/ccd/Shorterm.pdf
10. Indiana Department of Financial Institutions. (2000) Summary of payday lender examination. Mimeo.
11. Mierzwinski, E., Butler, R., Harnik, A. & Keran, K. (2001). Big banks, bigger fees. Report issued by U.S. Public Interest Research Group. http://www.stopatmfees.com/bigbanks2001/PDFs/banks2001final.PDF
12. North Carolina Office of the Commissioner of Banks. (2001, February 22). Report to the general assembly on payday lending. http://www.banking.state.nc.us/reports/ccfinal.pdf
13. Robinson, J. (2001). The deferred deposit industry payday advance product overview. Paper presented at the 2001 Financial Service Centers of America Meetings, San Diego.
14. Tennessee Department of Financial Institutions. (2000). Annual Report, Compliance Division. http://www.state.tn.us/financialinst/compliance.pdf
15. Wisconsin Department of Financial Institutions. (2001). Review of payday lending in Wisconsin. http://www.wdfi.org/_resources/indexed/site/newsroom/press/pyaday_loan_may_2001.pdf
16. Woodstock Institute. (2000). Unregulated payday lending pulls vulnerable consumers into spiraling debt. Reinvestment Alert, Number 14. http://www.woodstockinst.org/Alert.PDF