-
2
-
-
0001765626
-
Consumption over the life cycle and over the business cycle
-
Attanasio O., Browning M. Consumption over the life cycle and over the business cycle. American Economic Review 1995, 85:1118-1137.
-
(1995)
American Economic Review
, vol.85
, pp. 1118-1137
-
-
Attanasio, O.1
Browning, M.2
-
3
-
-
84860409429
-
-
Low-cost payday loans: opportunities and obstacles. A Report by the Isenberg School of Management University of Massachusetts at Amherst Prepared for The Annie E. Casey Foundation.
-
Bair, S., 2005. Low-cost payday loans: opportunities and obstacles. A Report by the Isenberg School of Management University of Massachusetts at Amherst Prepared for The Annie E. Casey Foundation.
-
(2005)
-
-
Bair, S.1
-
5
-
-
44249108400
-
Behavioral public economics: welfare and policy analysis with non-standard decision-makers
-
Princeton University Press, Princeton
-
Bernheim B., Rangel A. Behavioral public economics: welfare and policy analysis with non-standard decision-makers. Economic Institutions and Behavioral Economics 2006, Princeton University Press, Princeton.
-
(2006)
Economic Institutions and Behavioral Economics
-
-
Bernheim, B.1
Rangel, A.2
-
7
-
-
73849120729
-
What do high-interest borrowers do with their tax rebates?
-
Bertrand M., Morse A. What do high-interest borrowers do with their tax rebates?. American Economic Review 2009, 99:418-423..
-
(2009)
American Economic Review
, vol.99
-
-
Bertrand, M.1
Morse, A.2
-
9
-
-
9944229865
-
Effects of flood hazards on property values: evidence before and after Hurricane Floyd
-
Bin O., Polasky S. Effects of flood hazards on property values: evidence before and after Hurricane Floyd. Land Economics 2004, 80:490-500.
-
(2004)
Land Economics
, vol.80
, pp. 490-500
-
-
Bin, O.1
Polasky, S.2
-
11
-
-
0001224321
-
Consumer behavior and the stickiness of credit card interest rates
-
Calem P., Mester L. Consumer behavior and the stickiness of credit card interest rates. American Economic Review 1995, 85:1327-1336.
-
(1995)
American Economic Review
, vol.85
, pp. 1327-1336
-
-
Calem, P.1
Mester, L.2
-
12
-
-
33746814380
-
Household finance
-
Campbell J. Household finance. Journal of Finance 2006, 61:1553-1604.
-
(2006)
Journal of Finance
, vol.61
, pp. 1553-1604
-
-
Campbell, J.1
-
13
-
-
84860403399
-
-
In harm's way? Payday loan access and military personnel performance. Working Paper.
-
Carrell, S., Zinman, J., 2008. In harm's way? Payday loan access and military personnel performance. Working Paper.
-
(2008)
-
-
Carrell, S.1
Zinman, J.2
-
15
-
-
33845952555
-
Fringe banking and the rise of payday lending
-
Russel Sage Foundation, New York
-
Caskey J. Fringe banking and the rise of payday lending. Credit Markets for the Poor 2005, Russel Sage Foundation, New York.
-
(2005)
Credit Markets for the Poor
-
-
Caskey, J.1
-
16
-
-
33645084801
-
Finance as a barrier to entry: bank competition and industry structure in local U.S. markets
-
Cetorelli N., Strahan P. Finance as a barrier to entry: bank competition and industry structure in local U.S. markets. Journal of Finance 2006, 61:437-461.
-
(2006)
Journal of Finance
, vol.61
, pp. 437-461
-
-
Cetorelli, N.1
Strahan, P.2
-
17
-
-
80053983031
-
-
$100 bills on the sidewalk: suboptimal savings in 401(k) plans. Review of Economics and Statistics, forthcoming. doi:10.1162/REST_a_00102
-
Choi, J., Laibson, D., Madrian, B. $100 bills on the sidewalk: suboptimal savings in 401(k) plans. Review of Economics and Statistics, forthcoming. doi:10.1162/REST_a_00102.
-
-
-
Choi, J.1
Laibson, D.2
Madrian, B.3
-
18
-
-
0037972259
-
Debtor-in-possession financing and bankruptcy resolution: empirical evidence
-
Dahiya S., John K., Puri M., Ramirez G. Debtor-in-possession financing and bankruptcy resolution: empirical evidence. Journal of Financial Economics 2003, 69:259-280.
-
(2003)
Journal of Financial Economics
, vol.69
, pp. 259-280
-
-
Dahiya, S.1
John, K.2
Puri, M.3
Ramirez, G.4
-
19
-
-
84860409435
-
-
Payday advance credit in America: An analysis of customer demand. Georgetown University Credit Research Center Monograph No. 35.
-
Elliehausen, G., Lawrence, E., 2001. Payday advance credit in America: An analysis of customer demand. Georgetown University Credit Research Center Monograph No. 35.
-
(2001)
-
-
Elliehausen, G.1
Lawrence, E.2
-
20
-
-
84860391679
-
-
Analysis of alternative financial service providers. The Fannie Mae Foundation and Urban Institute, Washington, DC.
-
Fannie Mae, 2002. Analysis of alternative financial service providers. The Fannie Mae Foundation and Urban Institute, Washington, DC.
-
(2002)
-
-
Fannie, M.1
-
22
-
-
33644919136
-
Bank mergers and crime: the real and social effects of credit market competition
-
Garmaise M., Moskowitz T. Bank mergers and crime: the real and social effects of credit market competition. Journal of Finance 2006, 61:495-538.
-
(2006)
Journal of Finance
, vol.61
, pp. 495-538
-
-
Garmaise, M.1
Moskowitz, T.2
-
23
-
-
77957744964
-
Predatory lending and the military: the law and geography of 'payday' loans in military towns
-
Graves S., Peterson C. Predatory lending and the military: the law and geography of 'payday' loans in military towns. Ohio State Law Review 2005, 66:653-832.
-
(2005)
Ohio State Law Review
, vol.66
, pp. 653-832
-
-
Graves, S.1
Peterson, C.2
-
24
-
-
0344540194
-
Do liquidity constraints and interest rates matter for consumer behavior? Evidence from credit card data
-
Gross D., Souleles N. Do liquidity constraints and interest rates matter for consumer behavior? Evidence from credit card data. Quarterly Journal of Economics 2002, 117:149-185.
-
(2002)
Quarterly Journal of Economics
, vol.117
, pp. 149-185
-
-
Gross, D.1
Souleles, N.2
-
26
-
-
0001711629
-
Temptation and self-control
-
Gul F., Pesendorfer W. Temptation and self-control. Econometrica 2001, 69:1403-1435.
-
(2001)
Econometrica
, vol.69
, pp. 1403-1435
-
-
Gul, F.1
Pesendorfer, W.2
-
27
-
-
1642281792
-
Self-control and the theory of consumption
-
Gul F., Pesendorfer W. Self-control and the theory of consumption. Econometrica 2004, 72:119-158.
-
(2004)
Econometrica
, vol.72
, pp. 119-158
-
-
Gul, F.1
Pesendorfer, W.2
-
28
-
-
0001075117
-
The sensitivity of consumption to transitory income: estimates from panel data on households
-
Hall R., Mishkin F. The sensitivity of consumption to transitory income: estimates from panel data on households. Econometrica 1982, 50:461-481.
-
(1982)
Econometrica
, vol.50
, pp. 461-481
-
-
Hall, R.1
Mishkin, F.2
-
29
-
-
84860409432
-
-
Liquidity constraints, fiscal policy, and consumption. Brooking Papers of Economic Activity 1986
-
Hubbard, R., Judd, K., 1986. Liquidity constraints, fiscal policy, and consumption. Brooking Papers of Economic Activity 1986, 1-60.
-
(1986)
, pp. 1-60
-
-
Hubbard, R.1
Judd, K.2
-
30
-
-
84963088912
-
Who is credit constrained in the U.S. economy?
-
Jappelli T. Who is credit constrained in the U.S. economy?. Quarterly Journal of Economics 1990, 105:219-234..
-
(1990)
Quarterly Journal of Economics
, vol.105
-
-
Jappelli, T.1
-
31
-
-
0039863891
-
The finance-growth nexus: evidence from bank branch deregulation
-
Jayaratne J., Strahan P. The finance-growth nexus: evidence from bank branch deregulation. Quarterly Journal of Economics 1996, 111:639-670.
-
(1996)
Quarterly Journal of Economics
, vol.111
, pp. 639-670
-
-
Jayaratne, J.1
Strahan, P.2
-
32
-
-
80052611880
-
Can people compute? An experimental test of the life cycle consumption model
-
MIT Press, Boston
-
Johnson S., Kotlikoff L., Samuelson W. Can people compute? An experimental test of the life cycle consumption model. Essays on Saving, Bequests, Altruism, and Life-Cycle Planning 2001, MIT Press, Boston.
-
(2001)
Essays on Saving, Bequests, Altruism, and Life-Cycle Planning
-
-
Johnson, S.1
Kotlikoff, L.2
Samuelson, W.3
-
33
-
-
33750096686
-
Transitory income and expenditures on consumption categories
-
Jones R. Transitory income and expenditures on consumption categories. American Economic Review 1960, 50:584-592.
-
(1960)
American Economic Review
, vol.50
, pp. 584-592
-
-
Jones, R.1
-
34
-
-
0038969032
-
Golden eggs and hyperbolic discounting
-
Laibson D. Golden eggs and hyperbolic discounting. Quarterly Journal of Economics 1997, 112:443-477.
-
(1997)
Quarterly Journal of Economics
, vol.112
, pp. 443-477
-
-
Laibson, D.1
-
35
-
-
0006037671
-
-
Self-control and saving for retirement. Brookings Papers on Economic Activity
-
Laibson, D., Repetto, A., Tobacman, J., 1998. Self-control and saving for retirement. Brookings Papers on Economic Activity 91-196.
-
(1998)
, pp. 91-196
-
-
Laibson, D.1
Repetto, A.2
Tobacman, J.3
-
36
-
-
0005658018
-
-
MIT Press, Cambridge, MA
-
Levine R., Demirguc-Kunt A. Financial Structure and Economic Growth: A Cross-country Comparison of Banks, Markets, and Development 2001, MIT Press, Cambridge, MA.
-
(2001)
Financial Structure and Economic Growth: A Cross-country Comparison of Banks, Markets, and Development
-
-
Levine, R.1
Demirguc-Kunt, A.2
-
37
-
-
84860409433
-
-
Debt literacy, financial experience, and overindebtedness. Working Paper.
-
Lusardi, A., Tufano, P., 2008. Debt literacy, financial experience, and overindebtedness. Working Paper.
-
(2008)
-
-
Lusardi, A.1
Tufano, P.2
-
38
-
-
84860391678
-
-
The real costs of credit access: evidence from the payday lending market
-
Melzer, B. The real costs of credit access: evidence from the payday lending market. Quarterly Journal of Economics, forthcoming, 126.
-
Quarterly Journal of Economics, forthcoming
, pp. 126
-
-
Melzer, B.1
-
39
-
-
84860396579
-
-
Payday holiday: How households fare when states ban payday loans. Federal Reserve Bank of New York Working Paper.
-
Morgan, D., Strain, M., 2007. Payday holiday: How households fare when states ban payday loans. Federal Reserve Bank of New York Working Paper.
-
(2007)
-
-
Morgan, D.1
Strain, M.2
-
41
-
-
84972526326
-
On the application of probability theory to agricultural experiments. Essay on principles
-
Neyman J. On the application of probability theory to agricultural experiments. Essay on principles. Statistical Science 1923, 5:465-472.
-
(1923)
Statistical Science
, vol.5
, pp. 465-472
-
-
Neyman, J.1
-
43
-
-
51849102923
-
Local bank financial constraints and firm access to external finance
-
Paravisini D. Local bank financial constraints and firm access to external finance. Journal of Finance 2008, 63:2161-2193.
-
(2008)
Journal of Finance
, vol.63
, pp. 2161-2193
-
-
Paravisini, D.1
-
44
-
-
84860396578
-
-
Omitted product attributes in discrete choice models. University of California at Berkeley, Working Paper.
-
Petrin, A., Train, K., 2002. Omitted product attributes in discrete choice models. University of California at Berkeley, Working Paper.
-
(2002)
-
-
Petrin, A.1
Train, K.2
-
46
-
-
58149417330
-
Estimating causal effects of treatments in randomized and nonrandomized studies
-
Rubin D. Estimating causal effects of treatments in randomized and nonrandomized studies. Journal of Educational Psychology 1974, 66:688-701.
-
(1974)
Journal of Educational Psychology
, vol.66
, pp. 688-701
-
-
Rubin, D.1
-
47
-
-
84860396580
-
-
Payday loans, consumption shocks, and discounting. Working Paper.
-
Skiba, P., Tobacman, J., 2005. Payday loans, consumption shocks, and discounting. Working Paper.
-
(2005)
-
-
Skiba, P.1
Tobacman, J.2
-
48
-
-
62749117056
-
Do payday loans cause bankruptcy?
-
Working Paper.
-
Skiba, P., Tobacman, J., 2007. Do payday loans cause bankruptcy? Working Paper.
-
(2007)
-
-
Skiba, P.1
Tobacman, J.2
-
49
-
-
84860409434
-
-
The profitability of payday loans. Working Paper.
-
Skiba, P., Tobacman, J., 2009. The profitability of payday loans. Working Paper.
-
(2009)
-
-
Skiba, P.1
Tobacman, J.2
-
50
-
-
79251486031
-
Fuzzy math, disclosure regulation, and credit market outcomes
-
Stango V., Zinman J. Fuzzy math, disclosure regulation, and credit market outcomes. Review of Financial Studies 2011, 24:506-534.
-
(2011)
Review of Financial Studies
, vol.24
, pp. 506-534
-
-
Stango, V.1
Zinman, J.2
-
51
-
-
0037258920
-
Payday lending: a business model that encourages chronic borrowing
-
Stegman M., Faris R. Payday lending: a business model that encourages chronic borrowing. Economic Development Quarterly 2003, 17:8-32.
-
(2003)
Economic Development Quarterly
, vol.17
, pp. 8-32
-
-
Stegman, M.1
Faris, R.2
-
52
-
-
1842533875
-
Job loss expectations, realizations, and household consumption behavior
-
Stephens M. Job loss expectations, realizations, and household consumption behavior. Review of Economic and Statistics 2006, 86:253-269.
-
(2006)
Review of Economic and Statistics
, vol.86
, pp. 253-269
-
-
Stephens, M.1
-
53
-
-
0000396047
-
Anomalies: saving, fungibility, and mental accounts
-
Thaler R. Anomalies: saving, fungibility, and mental accounts. Journal of Economic Perspectives 1990, 4:193-205.
-
(1990)
Journal of Economic Perspectives
, vol.4
, pp. 193-205
-
-
Thaler, R.1
-
55
-
-
84860403403
-
-
U.S. Department of Treasury, 2000. Survey of non-bank financial institutions. U.S. Department of Treasure Report with Dove Consulting. Washington, DC.
-
U.S. Department of Treasury, 2000. Survey of non-bank financial institutions. U.S. Department of Treasure Report with Dove Consulting. Washington, DC.
-
-
-
-
57
-
-
84936047538
-
Consumption and liquidity constraints: an empirical investigation
-
Zeldes S. Consumption and liquidity constraints: an empirical investigation. Journal of Political Economy 1989, 97:305-346.
-
(1989)
Journal of Political Economy
, vol.97
, pp. 305-346
-
-
Zeldes, S.1
|