Microinsurance and Social Protection: The Social Welfare Insurance Program for Informal Sector Workers in Indonesia

Journal of Policy Practice

Volumn 11, Issue 1-2, 2012, Pages 121-136

  Sirojudin, ^a   Midgley, James ^a  

^a UNIVERSITY OF CALIFORNIA   (United States)

Author keywords

Indonesia; informal sector; microinsurance; poverty; social policy; social protection; Social Welfare Insurance Progam (SWIP)

Indexed keywords

EID: 84855479461     PISSN: 15588742     EISSN: 15588750     Source Type: Journal    
DOI: 10.1080/15588742.2012.625492     Document Type: Article

References (50)

1. Angelini, J. and Hirose, K. Extension of social security coverage for the informal economy in Indonesia; Surveys in the urban and rural informal economy. Working Paper 11. 2004. ILO: Manila
2. Ardener, S. 1964. The comparative study of rotating credit associations. Journal of the Royal Anthropological Institute of Great Britain and Ireland, 94(2): 201-229.
3. Arifianto, A. 2006. The new Indonesian social security law: A Blessing or curse for Indonesians?. ASEAN Economic Bulletin, 23(1): 57-74.
4. BPS. 2008. Labor force situation in Indonesia, Jakarta, Indonesia: BPS.
5. Bouman, F. J. A. 1994. "ROSCA and ASCRA: Beyond financial landscape". In Financial landscapes reconstructed: The fine art of mapping development, Edited by: Bouman, F. J. A. and Hospes, O. 375-394. Boulder, CO: Westview.
6. Bouman, F. J. A. 1995. ROSCA: On the origin of the species. Savings and Development., 19(2): 117-148.
7. Churchill, C. 2006. Protecting the poor: A microinsurance compendium, Geneva, Switzerland: ILO.
8. Churchill, C. and Pepler, T. 2004. CGAP working group on microinsurance: Good and bad practices, Geneva, Switzerland: ILO Social Finance Programme. Case Study No. 2
9. Cohen, M., McCord, M. J. and Sebstad, J. 2005. Reducing vulnerability: The demand for and supply of microinsurance in East Africa. Journal of International Development, 17(3): 319-325.
10. Departemen Sosial RI. 2008. The handbook for implementing ASKESOS, Jakarta, Indonesia: Departemen Sosial.
11. Departemen Sosial. 2009. Guidelines for social welfare insurance program, Jakarta, Indonesia: Directorate General of Social Assistance and Social Protection.
12. Departemen Sosial. 2010. Recap of social welfare insurance program, Jakarta, Indonesia: Directorate of Social Protection.
13. Dowla, A. and Barua, D. 2006. The poor always pay back: The Grameen II story, Bloomfield, CT: Kumarian Press.
14. Dror, D. M. 2001. Reinsurance of health insurance for the informal sector. Bulletin of the World Health Organization, 79(7): 672-678.
15. Fiszbein, A., Schady, N. and Ferreira, F. 2009. Conditional cash transfers: Reducing present and future poverty, Washington, DC: The World Bank.
16. Geertz, C. 1962. The rotating credit association: A "middle rung" in development. Economic Development and Cultural Change, 10(3): 241-263.
17. GTZ, Allianz, and UNDP. 2006. Microinsurance demand and market prospects Indonesia, Bonn, Germany: Federal Ministry for Economic Cooperation and Development.
18. th Session. Geneva, Switzerland: International Labor Office.
19. ILO. Social security for all: Investing in global social and economic development: A consultation. Issues in Social Protection, Discussion Paper 16. 2006. Geneva, Switzerland
20. ILO & Jamostek. 2008. Social security in Indonesia; Advancing the development agenda, Jakarta, Indonesia: The ILO/Jamsostek.
21. ILO & Jamsostek. 2010. Social security for informal economy workers in Indonesia: Looking for flexible and highly targeted programs, Jakarta, Indonesia: The ILO/Jamsostek.
22. Little, K. 1965. West African urbanization: A study of voluntary associations in social change, Cambridge, UK: Cambridge University Press.
23. Llanto, G. M., Almario, J. and Llanto-Gamboa, M. G. Microinsurance in the Philippines: Policy and regulatory issues and challenges. Philippine Institute for Development Studies, Discussion Paper Series No. 2006-25 (Revised). 2007.
24. Loewe, M. 2006. Downscaling, upgrading, or linking? Ways to realize micro-insurance. International Social Security Review, 59(2): 37-59.
25. Mahendra, O. A., ed. 2007. Technical report: Mapping and extensive review of regulation to the implementation of Law Number 40 of the year 2004 concerning National Social Security System, Jakarta, Indonesia: Coordinating Ministry of Social Welfare.
26. McCord, M. J. 2001. Health care microinsurance-case studies from Uganda, Tanzania, India and Cambodia. Small Enterprise Development, 12(1): 25-38.
27. Midgley, J. 1994. Social security policy in developing countries: Integrating state and traditional system. Focaal, 22/23(1): 219-229.
28. Midgley, J. 2010. "The theory of developmental social work". In Social work and social development: Theories and skills for developmental social work, Edited by: Midgley, J. and Conley, A. 3-28. NewYork, NY: Oxford University Press.
29. Midgley, J. 2011a. "Understanding mutual aid". In Grassroots social security in Asia: Mutual aid, microinsurance and social welfare, Edited by: Midgley, J. and Hosaka, M. 15-28. New York, NY: Routledge.
30. Midgley, J. 2011b. "Challenges to mutual aid: The microinsurance response". In Grassroots social security in Asia: Mutual aid, microinsurance and social welfare, Edited by: Midgley, J. and Hosaka, M. 29-43. New York, NY: Routledge.
31. Midgley, J. and Hosaka, M., eds. 2011. Grassroots social security in Asia: Mutual aid, microinsurance and social welfare, New York, NY: Routledge.
32. Morduch, J. 1999. Between the state and the market: Can informal insurance patch the safety net?. World Bank Research Observer, 14(2): 187-207.
33. Morduch, J. 2006. "Microinsurance: The next revolution?". In Understanding poverty, Edited by: Banerjee, A. V., Benabou, R. and Mookherjee, D. 337-356. New York, NY: Oxford University Press.
34. Okamoto, M. 2011. "An analysis of India's social protection system for low income populations". In Grassroots social security in Asia: Mutual aid, microinsurance and social welfare, Edited by: Midgley, J. and Hosaka, M. 47-63. New York, NY: Routledge.
35. Platteau, J. P. 1991. "Traditional system of social security and hunger insurance: Past achievements and modern challenge". In Social security in developing countries, Edited by: Ahmad, E., Dreze, J., Hills, J. and Sen, A. 112-170. Oxford, England: Clarendon Press.
36. Purwoko, B. 1999. Social protection and its administration, Jakarta, Indonesia: Meganet Dutatama.
37. Roth, J., Churchill, C., Ramm, G. and Namerta. Microinsurance and microfinance institutions: Evidence from India. CGAP Working Group on Microinsurance, Good and Bad Practices Case Study no. 15. 2005. Geneva, Switzerland: ILO Social Finance Programme
38. Roth, J., McCord, M. J. and Liber, D. 2007. The landscape of microinsurance in the world's 100 poorest countries The MicroInsurance Centre, LLC
39. Sirojudin, S. 2011. A study of 17 community-based organizations participating in the SWIP in West Java province, Indonesia Unpublished manuscript
40. Situmorang, C. 2011. Sincronization of ASKESOS and SJSN programs, Jakarta, Indonesia: The Ministry of Social Affairs.
41. Sukoco, H. 2011. The implementation of Social Welfare Insurance Program in Indonesia, Jakarta, Indonesia: The Ministry of Social Affairs.
42. Sutaat, S., ed. 2009. The evaluation of social protection program: Social Welfare Insurance Program, Jakarta, Indonesia: The Ministry of Social Affairs.
43. Suharto, E. 2007a. Social protection for workers in the informal sector, Jakarta, Indonesia: Directorate General of Social Assistance and Social Protection.
44. Suharto, E. 2007b. Social protection, social insurance and local initiatives, Jakarta, Indonesia: Directorate General of Social Assistance and Social Protection.
45. Thaha, A. 2009. The long road toward national social security system, Jakarta, Indonesia: UIA.
46. Townsend, R. 1994. Risk and insurance in India. Econometrica, 62(4): 539-592.
47. United Nations (1969). Proceedings of the international conference of ministers responsible for social welfare. New York, NY.
48. van Ginneken, W. 2007. Extending social security coverage: Concepts, global trends and policy issues. International Social Security Review, 6(2-3): 39-57.
49. von Benda-Beckmann, F. and Kirsch, R. 1999. Informal security system in Southern Africa and approaches to strengthen them through policy measures. Journal of Social Development in Africa, 14(2): 21-38.
50. Zacher, H. F. 1998. "Traditional solidarity and modern social security: Harmony or conflict?". In Between kinship and the state: Social security and law in developing countries, Edited by: Benda-Beckmann, F., Benda-Beckmann, K., Bryde, B. O. and Hirtz, F. 21-38. Dordrecht, Netherlands: Providence, RI: Foris.