Beyond debt. A moderator analysis of the relationship between perceived financial strain and mental health

Social Science and Medicine

Volumn 73, Issue 12, 2011, Pages 1725-1732

  Selenko, Eva ^a   Batinic, Bernad ^a  

^a JOHANNES KEPLER UNIVERSITY LINZ   (Austria)

Author keywords

Austria; Debt; Distress; Latent benefits; Self efficacy

Indexed keywords

DEBT; EMPLOYMENT; MENTAL HEALTH; PSYCHOLOGY; SOCIAL BEHAVIOR; SOCIAL IMPACT;

ARTICLE; AUSTRIA; CONTROLLED STUDY; COUNSELING; DEBT; EMPLOYMENT STATUS; FEMALE; FINANCIAL MANAGEMENT; FINANCIAL STRAIN; HUMAN; MALE; MENTAL HEALTH; RISK ASSESSMENT; SALARY AND FRINGE BENEFIT; SELF CONCEPT; SOCIAL BEHAVIOR; STRESS;

ADULT; FEMALE; HUMANS; INCOME; MALE; MENTAL HEALTH; MIDDLE AGED; QUESTIONNAIRES; UNITED STATES;

AUSTRIA;

EID: 81555219071     PISSN: 02779536     EISSN: 18735347     Source Type: Journal    
DOI: 10.1016/j.socscimed.2011.09.022     Document Type: Article

References (52)

1. Aiken L.S., West S.G. Multiple regression: Testing and interpreting interactions 1991, Sage, Thousand Oakes, CA.
2. Austrian Federal Ministry of Justice Anfragebeantwortung zur Zahl [parliamentary reply to number] 4117/J-NR/2008 2008, Retrieved on February, 10th 2011 from. http://www.parlament.gv.at/PG/DE/XXIII/AB/AB_04006/fname_111741.pdf.
3. Batinic B., Selenko E., Stiglbauer B., Paul K.I. Are workers in high status jobs healthier than others? Assessing Jahoda's latent benefits of employment in two working populations. Work & Stress 2010, 24:1-15.
4. Brown S., Taylor K., Wheatley Price S. Debt and distress: evaluating the psychological cost of credit. Journal of Economic Psychology 2005, 26:642-663.
5. Bruce M.L., Takeuchi D.T., Leaf P.J. Poverty and psychiatric status. Longitudinal evidence from the New Haven epidemiologic catchment area study. Archives of General Psychiatry 1991, 48:470-474.
6. Chatterjee P. Economic crisis highlights mental health issues in India. The Lancet 2009, 373:1160-1161.
7. Christie V. Poverty, social contact and social class. Acta Sociologica 1976, 19:375-386.
8. Cohen J., Cohen P., West S.G., Aiken L.S. Applied multiple regression/correlation analysis for the behavioral sciences 2003, Lawrence Erlbaum Associates, Mahwah, NJ. 3rd ed.
9. Creed P.A., Bloxsome T.D., Johnston K. Self-esteem and self-efficacy outcomes for unemployed individuals attending occupational skills training programs. Community, Work & Family 2001, 4:285-303.
10. Creed P.A., Watson T. Age, gender, psychological well-being and the impact of losing the latent and manifest benefits of employment in unemployed people. Australian Journal of Psychology 2003, 55:95-103.
11. DeVaney S., Lytton R. Household insolvency: a review of household debt repayment, delinquency, and bankruptcy. Financial Services Review 1995, 4:137-156.
12. Drentea P., Lavrakas P.J. Over the limit: the association among health, race and debt. Social Science and Medicine 2000, 50:517-529.
13. Eden D., Aviram A. Self-efficacy training to speed reemployment: helping people to help themselves. Journal of Applied Psychology 1993, 78:352-360.
14. Ennis N.E., Hobfoll S.E., Schroder K.E.E. Money doesn't talk, it swears: how economic stress and resistance resources impact inner-city women's depressive mood. American Journal of Community Psychology 2000, 28:149-173.
15. Epel E.S., Bandura A., Zimbardo P. Escaping homelessness: the influences of self-efficacy and time perspective on coping with homelessness. Journal of Applied Social Psychology 1999, 29:575-596.
16. Evans S.T. Variations in activity and psychological well-being in unemployed young adults 1986, Unpublished Dissertation, University of Manchester.
17. Frese M., Mohr G. Prolonged unemployment and depression in older workers: a longitudinal study on intervening variables. Social Science and Medicine 1987, 25:173-187.
18. Friedman J., Thomas D. Psychological health before, during and after and economic crisis: results from Indonesia, 1993-2000. World Bank Economic Review 2009, 23:57-76.
19. Fryer D. Agency restriction. The blackwell encyclopedic dictionary of organizational behaviour 1997, 12. Blackwell, Oxford. N. Nicholson, R.S. Schuler, A.H. Van de Ven (Eds.).
20. Goldberg D.P., Hillier V.F. A scaled version of the General Health Questionnaire. Psychological Medicine 1979, 9:139-145.
21. Halleröd B., Larsson D. Poverty, welfare problems and social exclusion. International Journal of Welfare 2008, 17:15-25.
22. Hoare P.N., Machin M.A. The impact of reemployment on access to the latent and manifest benefits of employment and mental health. Journal of Occupational and Organizational Psychology 2010, 83:759-770.
23. Hoelzl E., Pollai M., Kamleitner B. Experience, prediction and recollection of loan burden. Journal of Economic Psychology 2009, 30:446-454.
24. Jahoda M. Employment and unemployment. A social-psychological analysis 1982, Cambridge University Press, Cambridge.
25. Jahoda M. Reflections on Marienthal and after. Journal of Occupational and Organizational Psychology 1992, 65:355-358.
26. Jex S.M., Bliese P.D., Buzzell S., Primeau J. The impact of self-efficacy on stressor-strain relations: coping style as an explanatory mechanism. Journal of Applied Psychology 2001, 86:401-409.
27. Judge T., Bono J.E., Erez A., Locke E.A. Core self-evaluation and job and life satisfaction: the role of self-concordance and goal attainment. Journal of Applied Psychology 2005, 90:257-268.
28. Linden M., Maier W., Achberger M., Herr R., Helmchen H., Benkert O. Psychische Erkrankungen und ihre Behandlung in Allgemeinarztpraxen in Deutschland. [Psychiatric diseases and their treatment in general practice in Germany]. Nervenarzt 1996, 67:205-215.
29. Livingstone S.M., Lunt P.K. Predicting personal debt and debt repayment: psychological, social and economic determinants. Journal of Economic Psychology 1992, 13:111-134.
30. McKee-Ryan F., Song Z., Wanberg C.R., Kinicki A.J. Psychological and physical well-being during unemployment: a meta-analytic study. Journal of Applied Psychology 2005, 90:53-76.
31. Mickelson K.D., Williams S.L. Perceived stigma of poverty and depression: examination of interpersonal mediators. Journal of Social and Clinical Psychology 2008, 27:903-930.
32. Mirowsky J., Ross C.E. Social patterns of distress. Annual Review of Sociology 1986, 12:23-45.
33. Muller J.J., Creed P.A., Waters L.E., Machin M.A. The development and preliminary testing of a scale to measure the latent and manifest benefits of employment. European Journal of Psychological Assessment 2005, 21:191-198.
34. Paul K.I., Batinic B. The need for work: Jahoda's latent functions of employment in a representative sample of the German population. Journal of Organizational Behavior 2010, 31:45-64.
35. Paul K.I., Moser K. Unemployment impairs mental health: meta-analyses. Journal of Vocational Behavior 2009, 74:264-282.
36. Reading R., Reynolds S. Debt, social disadvantage and maternal depression. Social Science and Medicine 2001, 53:441-453.
37. Sales E. Surviving unemployment: economic resources and job loss duration in blue-collar households. Social Work 1995, 40:483-494.
38. Schaubroek J., Merritt D.E. Divergent effects of job control on coping with stressors: the key role of self-efficacy. Academy of Management Journal 1997, 40:738-754.
39. Schwarzer R., Jerusalem M. Generalized self-efficacy scale. Measures in health psychology: A user's portfolio. Causal and control beliefs 1995, 35-37. Nfer-Nelson, Windsor, England. J. Weinman, S. Wright, M. Johnston (Eds.).
40. Skalen zur Erfassung von Lehrer- und Schülermerkmalen. Dokumentation der psychometrischen Verfahren im Rahmen der Wissenschaftlichen Begleitung des Modellversuchs Selbstwirksame Schulen. [Scales for measuring teacher and student characteristics. Documentation of psychometric scales used in the course of scientific consultation of the pilot project self-efficient schools] 1999, Freie Universität Berlin, Berlin, Retrieved on October, 3rd, 2011 from. http://www.selbstwirksam.de/, R. Schwarzer, M. Jerusalem (Eds.).
41. Selenko E., Batinic B., Paul K.I. Does latent deprivation lead to psychological distress. Investigating Jahoda's model in a four-wave study. Journal of Occupational and Organizational Psychology 2011, 10.1348/096317910X519360.
42. Sinclair R.R., Sears L.E., Probst T., Zajack M. A multilevel model of economic stress and employee well-being. Contemporary occupational health psychology. Global perspectives on research and practice 2010, Vol. 1:1-20. Wiley-Blackwell, West Sussex. J. Houdmont, S. Leka (Eds.).
43. Stetz T.A., Stetz M.C., Bliese P.D. The importance of self-efficacy in the moderating effects of social support on stressor-strain relationships. Work & Stress 2006, 20:49-59.
44. Stride C., Wall T.D., Catley N. Measures of job satisfaction, organisational commitment, mental health and job-related well-being. A benchmarking manual 2007, Wiley, Hoboken, NJ. 2nd ed.
45. Stuckler D., Basu S., Suhrcke M., Coutts A., McKee M. The public health effect of economic crises and alternative policy response in Europe: an empirical analysis. The Lancet 2009, 374:315-323.
46. Šverko B., Galić Z., SerŠić D.M., GaleŠić M. Working in the hidden economy: associations with the latent benefits and psychological health. European Journal of Work and Organizational Psychology 2008, 17:301-314.
47. Turner J.B., Kessler R.C., House J.S. Factors facilitating adjustment to unemployment: implications for intervention. American Journal of Community Psychology 1991, 19:521-542.
48. US Census bureau American Community Survey 2004. Subject definitions 2006, Revised January 2006. Retrieved on March 1st, 2011 from. http://www.census.gov/acs/www/Downloads/data_documentation/SubjectDefinitions/2004_ACSSubjectDefinitions.pdf.
49. Vinokur A.D., Van Ryn M., Gramlich E.M., Price R.H. Long term follow-up and benefit-cost analysis of the jobs program: a preventive intervention for the unemployed. Journal of Applied Psychology 1991, 76:213-219.
50. Wadsworth M.E., Raviv T., Reinhard C., Wolff B., De Carlo-Santiago C., Einhorn L. An indirect effects model of the association between poverty and child functioning: the role of children's poverty-related stress. Journal of Loss and Trauma 2008, 13:156-185.
51. Waters L.E., Moore K.A. Reducing latent deprivation during unemployment: the role of meaningful leisure activity. Journal of Occupational and Organisational Psychology 2002, 75:15-32.
52. Wood R.E., Bandura A. Impact of conceptions of ability of self-regulatory mechanisms and complex decision making. Journal of Personality and Social Psychology 1989, 56:407-415.