User costs and housing expenses. towards a more comprehensive approach to affordability

Housing Studies

Volumn 26, Issue 4, 2011, Pages 593-614

  Haffner, Marietta ^a   Heylen, Kristof ^b  

^a DELFT UNIVERSITY OF TECHNOLOGY   (Netherlands)

^b Katholieke Universiteit Leuven   (Belgium)

Author keywords

Affordability; Expenses; Flanders; Housing; The netherlands; User costs

Indexed keywords

AFFORDABLE HOUSING; FINANCIAL SYSTEM; HOUSEHOLD INCOME; HOUSING MARKET; PRICE DYNAMICS; SUBSIDY SYSTEM;

BELGIUM; FLANDERS; NETHERLANDS;

EID: 79956319322     PISSN: 02673037     EISSN: 14661810     Source Type: Journal    
DOI: 10.1080/02673037.2011.559754     Document Type: Article

References (46)

1. Boelhouwer, P. J. (2000) Development of house prices in the Netherlands: an international perspective, Journal of Housing and the Built Environment, 15(1), pp. 11-28.
2. Case, K. E. & Quigley, J. M. (2008) How housing booms unwind: income effects, wealth effects and feedbacks through financial markets, European Journal of Housing Policy, 8(2), pp. 161-180.
3. Conijn, J. B. S. (1995) Enkele financieel-economische grondslagen van de volkshuisvesting (Delft: Delftse Universitaire Pers). Conijn, J. (2008) Subsidiëring van de woonconsumptie: een zinloos schip van bijleg, in: F. J. H. Don (Ed.) Agenda voor de woningmarkt: inleiding, pp. 145-177 (Amsterdam: Koninklijke Vereniging voor de Staatshuishoudkunde).
4. De Decker, P. (2007) Is wonen niet altijd te duur?, Ruimte en Planning, 27(1), pp. 11-17.
5. De Meyer, J. (2007) Belasting- en Beleggingsgids 2007 (Kapellen: Uitgeverij Pelckmans).
6. Department of the Environment, Heritage and Local Government (Ireland) (2004) Regular National Report on Housing Developments in European Countries (Dublin).
7. Diamond, D. B. Jr. (1980) Taxes, inflation, speculation and the cost of homeownership, AREUEA Journal, 8(3), pp. 281-298.
8. DNB (2008) Kentering op de Europese woningmarkten, DNB Kwartaalbericht, September, pp. 41-46.
9. Doms, K., van Damme, B., Winters, S., Bilsen, V. & Buyst, E. (2001) Op zoek naar eigendom. Een onderzoek naar de overheidssteun voor eigenaar van woningen (Leuven: Katholieke Universiteit Leuven, Hoger instituut voor de arbeid).
10. ECB (2009) Housing Finance in the Euro Area (Frankfurt am Main: European Central Bank).
11. Eichholtz, P. M. A. (1997) Het risico van een eigen huis (Amsterdam: Vossiuspers AUP).
12. Elsinga, M., Haffner, M., Hoekstra, J., Vandenbroucke, P., Buyst, E. & Winters, S. (2007) Beleid voor de private huursector: een vergelijking van zes landen (Brussels: Ministerie van de Vlaamse Gemeenschap, Departement RWO-Woonbeleid), Available at http://www.steunpuntruimteenwonen.be/steunpuntruimteenwonen/index.php?option1/4com_content&task1/4view&id1/473&Itemid1/41&lang=nl.
13. Freeman, A., Kiddle, C. & Whitehead, C. (2000) Defining affordability, in: S. Monk & C. Whitehead (Eds) Restructuring Housing Systems: From Social to Affordable Housing? pp. 100-105 (York: Joseph Rowntree Foundation).
14. Frick, J. R. & Grabka, M. M. (2003) Imputed rent and income inequality: a decomposition analysis for Great Britain, West Germany and the U.S., Review of Income and Wealth, 49(4), pp. 513-537.
15. Garner, T. I. & Verbrugge, R. (2007) The Puzzling Divergence of U.S. Rents and User Costs, 1980-2004: Summary and Extensions. BLS Working Paper 409 (Washington DC: BLS).
16. Haffner, M. E. A. (2002) Dutch personal income tax reform 2001: an exceptional position for owner-occupied housing, Housing Studies, 17(3), pp. 521-534.
17. Haffner, M. & de Vries, P. (2009) Dutch house price fundamentals, Paper presented at the Australian Tax Research Foundation Housing and Tax Symposium, 11 February, Melbourne.
18. Hall, R. E. & Jorgenson, D. W. (1967) Tax policy and investment behavior, The American Economic Review, 57(3), pp. 391-414.
19. Hancock, K. E. (1993) 'Can pay? Won't pay?' or economic principles of 'affordability', Urban Studies, 30(1), pp. 127-145.
20. Hancock, K. & Munro, M. (1992) Housing subsidies, inequality and affordability: evidence from Glasgow, Fiscal Studies, 13(4), pp. 71-97.
21. Hendershott, P. H. (1988) Home ownership and real house prices: sources of change, 1965-1985, Housing Finance Review, 7, pp. 1-18.
22. Heylen, K. & Haffner, M. E. A. (2009) Inkomensongelijkheid en woonuitgaven in Vlaanderen en Nederland, Tijdschrift voor Sociologie, 30(2), pp. 143-175.
23. Heylen, K., Le Roy, M., Vanden Broucke, S., Vandekerckhove, B. & Winters, S. (2007) Wonen in Vlaanderen. De resultaten van de Woonsurvey 2005 en de Uitwendige Woningschouwing 2005 (Brussels: Department Ruimtelijke Ordening, Woonbeleid en Onroerend Erfgoed).
24. Hills, J. (1991) Unravelling Housing Finance: Subsidies, Benefits, And Taxation (Oxford: Clarendon Press).
25. Himmelberg, C., Mayer, C. & Sinai, T. (2005) Assessing high house prices: bubbles, fundamentals and misperceptions, Journal of Economic Perspectives, 19(4), pp. 67-92.
26. Hulchanski, D. J. (1995) The concept of housing affordability: six contemporary uses of the housing expenditure-to-income ratio, Housing Studies, 10(4), pp. 471-491.
27. Kemp, P. A. (1997) A Comparative Study of Housing Allowances (London: Stationery Office).
28. Maclennan, D. & Williams, R. (1990) Affordable Housing in Britain and the United States (York: Joseph Rowntree Foundation).
29. Ministerie van VROM (2007) Cijfers over Wonen 2006. Feiten over mensen, wensen, wonen (Den Haag).
30. NBB (Nationale Bank van België) (2009) Rentevoeten. Available at http://www.belgostat.be.
31. Nordvik, V. (1995) Prices and price expectations in the market for owner occupied housing, Housing Studies, 10(3), pp. 365-380.
32. Ouwehand, A. & Van Daalen, G. (2002) Dutch Housing Associations. A Model for Social Housing (Delft: DUP Satellite).
33. Oxley, M. & Haffner, M. (2010) Housing Taxation and the Subsidies: International Comparisons and the Options for Reform (York: Joseph Rowntree Foundation Housing Market Task Force).
34. Poterba, J. M. (1984) Tax subsidies to owner-occupied housing: an asset-market approach, Quarterly Journal of Economics, 99, pp. 729-752.
35. Poterba, J. M. (1992) Taxation and housing: old questions, new answers, The American Economic Review, 82(2), pp. 237-242.
36. Quigley, J. M. & Raphael, S. (2004) Is housing unaffordable: why isn't it more affordable? Journal of Economic Perspectives, 18(1), pp. 191-214.
37. Ritakallio, V.-M. (2003) The importance of housing costs in cross-national comparisons of welfare (state) outcomes, International Social Security Review, 56(2), pp. 81-101.
38. Stadim (2006) Average House Prices 1990-2005 (Study Department of the Flemish Government). Available at http://aps.vlaanderen.be.
39. Stone, M. E. (2006a) A housing affordability standard for the UK, Housing Studies, 21(4), pp. 453-476.
40. Stone, M. E. (2006b) What is housing affordability? The case for the residual income approach, Housing Policy Debate, 17(1), pp. 151-184.
41. Thalmann, P. (2003) 'House poor' or simply 'poor'? Journal of Housing Economics, 12(4), pp. 291-317.
42. Thalmann, P. (2007) Tenure-neutral and equitable housing taxation, Urban Studies, 44(2), pp. 275-296.
43. Van Order, R. & Villani, K. (1982) Alternative measures of housing costs, in: C. F. Sirmans (Ed.) Research in Real Estate: A Research Annual, Volume I, pp. 87-103 (Greenwich, CT: Jai Press).
44. Whitehead, C. M. E. (1991) From need to affordability: an analysis of UK housing objectives, Urban Studies, 28(6), pp. 871-887.
45. Wigren, R. (1996) Factor prices, quality and efficiency: An analysis of construction cost increases in Sweden. Paper presented at the international housing research conference Housing and European Integration, Helsingør, Denemarken, 26-31 August.
46. Wilcox, S. (1999) The Vexed Question of Affordability (Edinburgh: Scottish Homes).