메뉴 건너뛰기




Volumn 59, Issue 4, 2010, Pages 358-368

How do families manage their economic hardship?

Author keywords

Economic hardship; Multinomial logit; Unemployment; Use of credit; Use of savings

Indexed keywords


EID: 77956545754     PISSN: 01976664     EISSN: 17413729     Source Type: Journal    
DOI: 10.1111/j.1741-3729.2010.00608.x     Document Type: Article
Times cited : (29)

References (32)
  • 1
    • 77956555085 scopus 로고    scopus 로고
    • American Express, Unemployment rate increase causes concern about financial security., PRNewswire. Retrieved May 30, 2009, from
    • 2001, http://www.hirediversity.com/news/2001/5/7/unemployment_rate_increase_causes_concern_about.htm, American Express, Unemployment rate increase causes concern about financial security., PRNewswire. Retrieved May 30, 2009, from
    • (2001)
  • 2
    • 34548672946 scopus 로고    scopus 로고
    • Emergency funds and alternative forms of saving
    • Bi L, Montalto C P. Emergency funds and alternative forms of saving. Financial Services Review 2004, 13:93-109.
    • (2004) Financial Services Review , vol.13 , pp. 93-109
    • Bi, L.1    Montalto, C.P.2
  • 3
    • 77956518636 scopus 로고    scopus 로고
    • Credit cards and the poor (Discussion Paper No. 1148-97). Institute for Research on Poverty. Retrieved December 18, 2008, from
    • Bird E J, Hagstrom P A, Wild R. 1997, http://www.ssc.wisc.edu/irp/pubs/dp114897.pdf, Credit cards and the poor (Discussion Paper No. 1148-97). Institute for Research on Poverty. Retrieved December 18, 2008, from
    • (1997)
    • Bird, E.J.1    Hagstrom, P.A.2    Wild, R.3
  • 7
    • 33845876485 scopus 로고    scopus 로고
    • Changes in U.S. family finances from 2004 to 2007: Evidence from the Survey of Consumer Finances.
    • Bucks B K, Kennickell A B, Mach T L, Moore K B. Changes in U.S. family finances from 2004 to 2007: Evidence from the Survey of Consumer Finances. Federal Reserve Bulletin 2009, 95:A1-A55.
    • (2009) Federal Reserve Bulletin , vol.95
    • Bucks, B.K.1    Kennickell, A.B.2    Mach, T.L.3    Moore, K.B.4
  • 8
    • 77956516502 scopus 로고    scopus 로고
    • Bureau of Labor Statistics, Labor force statistics from the current population survey. Retrieved July 14, 2009, from
    • 2009, http://data.bls.gov/PDQ/servlet/SurveyOutputServlet?data_tool=latest_numbers&series_id=LNS14000000, Bureau of Labor Statistics, Labor force statistics from the current population survey. Retrieved July 14, 2009, from
    • (2009)
  • 9
    • 77956544405 scopus 로고    scopus 로고
    • Unemployment risk and precautionary wealth: Evidence from families' balance sheets. (Working paper). Retrieved January 25, 2002, from
    • Carroll C D, Dynan K E, Krane S D. 1999, http://www.eco.jhu.edu/papers/Carroll/unempl.pdf, Unemployment risk and precautionary wealth: Evidence from families' balance sheets. (Working paper). Retrieved January 25, 2002, from
    • (1999)
    • Carroll, C.D.1    Dynan, K.E.2    Krane, S.D.3
  • 10
    • 33745941953 scopus 로고    scopus 로고
    • Using credit to cover living expenses: A profile of a potentially risky behavior
    • Castellani G, DeVaney S A. Using credit to cover living expenses: A profile of a potentially risky behavior. Family Economics and Nutrition Review 2001, 13(2):12-20.
    • (2001) Family Economics and Nutrition Review , vol.13 , Issue.2 , pp. 12-20
    • Castellani, G.1    DeVaney, S.A.2
  • 14
    • 38049087760 scopus 로고    scopus 로고
    • Debt change and marital satisfaction change in recently married couples
    • Dew J. Debt change and marital satisfaction change in recently married couples. Family Relations 2008, 57:60-71.
    • (2008) Family Relations , vol.57 , pp. 60-71
    • Dew, J.1
  • 15
    • 77953787078 scopus 로고    scopus 로고
    • Predictors of emergency funds adequacy
    • Morris J E, Hayhoe C R. (Eds.),, (Alexandria, VA, Association for Financial Counseling and Planning Education
    • Ding J, DeVaney S A. Predictors of emergency funds adequacy. Proceedings of Association for Financial Counseling and Planning Education 2000, 56-63. Morris J E, Hayhoe C R. (Eds.),, (pp., Alexandria, VA, Association for Financial Counseling and Planning Education
    • (2000) Proceedings of Association for Financial Counseling and Planning Education , pp. 56-63
    • Ding, J.1    DeVaney, S.A.2
  • 16
    • 77956508947 scopus 로고
    • Household use of open-ended credit to finance risk
    • Eisenhauer J G. Household use of open-ended credit to finance risk. The Journal of Consumer Affairs 1994, 28(1):154-169.
    • (1994) The Journal of Consumer Affairs , vol.28 , Issue.1 , pp. 154-169
    • Eisenhauer, J.G.1
  • 18
    • 77956528706 scopus 로고    scopus 로고
    • Disclosure review and the 1998 Survey of Consumer Finances. Retrieved February 10, 2003, from
    • Fries G, Johnson B. 2000, http://www/federalrewerve.gov/pubs/oss/oss2/papers/finalasa2000.pdf, Disclosure review and the 1998 Survey of Consumer Finances. Retrieved February 10, 2003, from
    • (2000)
    • Fries, G.1    Johnson, B.2
  • 19
    • 77956506530 scopus 로고    scopus 로고
    • Economic insecurity, individual behavior and social policy (Working paper)., Washington, DC, The World Bank. Retrieved February 4, 2004, from
    • Gill I S, Ilahi N. 2000, http://wbln0018.worldbank.org/LAC/LACInfoClient.nsf/5996dfbf9847f67d85256736005dc67c/3ee47810770452658525694b003cd4ea/$FILE/Gill_Ilahi.pdf, Economic insecurity, individual behavior and social policy (Working paper)., Washington, DC, The World Bank. Retrieved February 4, 2004, from
    • (2000)
    • Gill, I.S.1    Ilahi, N.2
  • 20
    • 77953768115 scopus 로고    scopus 로고
    • Should families establish emergency funds?
    • Hatcher C B. Should families establish emergency funds? Financial Counseling and Planning 2000, 11(2):77-83.
    • (2000) Financial Counseling and Planning , vol.11 , Issue.2 , pp. 77-83
    • Hatcher, C.B.1
  • 21
    • 54249103434 scopus 로고    scopus 로고
    • Adequate emergency fund holdings and household type
    • Huston S J, Chang RY. Adequate emergency fund holdings and household type. Financial Counseling and Planning 1997, 8(1):37-46.
    • (1997) Financial Counseling and Planning , vol.8 , Issue.1 , pp. 37-46
    • Huston, S.J.1    Chang, R.Y.2
  • 22
    • 53249098260 scopus 로고
    • Emergency fund levels of families
    • Schnittgrund K P. (Ed.),, (Evansville, IN:, American Council on Consumer Interests
    • Johnson D P, Widdows R. Emergency fund levels of families. Proceedings of American Council on Consumer Interests 1985, 235-241. Schnittgrund K P, (Ed.),, (pp., Evansville, IN:, American Council on Consumer Interests
    • (1985) Proceedings of American Council on Consumer Interests , pp. 235-241
    • Johnson, D.P.1    Widdows, R.2
  • 23
    • 84929227676 scopus 로고
    • Rural economic decline and marital quality: A panel study of farm marriages
    • Johnson D R, Booth A. Rural economic decline and marital quality: A panel study of farm marriages. Family Relations 1990, 39:159-165.
    • (1990) Family Relations , vol.39 , pp. 159-165
    • Johnson, D.R.1    Booth, A.2
  • 24
    • 77956546596 scopus 로고    scopus 로고
    • A debt puzzle. NBER Working paper (No. 7879). Retrieved March 29, 2009, from
    • Laibson D, Repetto A, Tobacman J. 2000, http://papers.nber.org/paper/w7879, A debt puzzle. NBER Working paper (No. 7879). Retrieved March 29, 2009, from
    • (2000)
    • Laibson, D.1    Repetto, A.2    Tobacman, J.3
  • 25
    • 84878286470 scopus 로고    scopus 로고
    • Multiple imputation in the 1992 Survey of Consumer Finances
    • Montalto C P, Sung J. Multiple imputation in the 1992 Survey of Consumer Finances. Financial Counseling and Planning 1996, 7:133-141.
    • (1996) Financial Counseling and Planning , vol.7 , pp. 133-141
    • Montalto, C.P.1    Sung, J.2
  • 27
    • 77956521488 scopus 로고    scopus 로고
    • The U.S. economic crisis: Causes and solutions
    • Online Edition. Retrived June 20, 2009, from
    • Moseley F. The U.S. economic crisis: Causes and solutions. International Socialist Review 2009, 64. http://www.isreview.org/issues/64/fred-moseley.html, Online Edition. Retrived June 20, 2009, from
    • (2009) International Socialist Review , vol.64
    • Moseley, F.1
  • 31
    • 77956496928 scopus 로고    scopus 로고
    • Finding gold in pink slips
    • Welsh J B. Finding gold in pink slips. Financial Planning 2001, 13(4):89-91.
    • (2001) Financial Planning , vol.13 , Issue.4 , pp. 89-91
    • Welsh, J.B.1
  • 32
    • 77956545328 scopus 로고    scopus 로고
    • Emergency funds in Australian families: An empirical analysis of capacity and sources
    • Worthington A C. Emergency funds in Australian families: An empirical analysis of capacity and sources. Financial Counseling and Planning 2004, 15(1):21-30.
    • (2004) Financial Counseling and Planning , vol.15 , Issue.1 , pp. 21-30
    • Worthington, A.C.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.