Financial services, saving, and borrowing among low- and moderate-income households: Evidence from the detroit area household financial services survey

Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households

Volumn , Issue , 2009, Pages 66-96

  Barr, Michael S ^a  

^a UNIVERSITY OF MICHIGAN LAW SCHOOL   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 77954743222     PISSN: None     EISSN: None     Source Type: Book    
DOI: None     Document Type: Chapter

References (15)

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2. Bair, Sheila. 2005. Low-Cost Payday Loans: Opportunities and Obstacles. Report by the Isenberg School of Management, University of Massachusetts at Amherst, to the Annie E. Casey Foundation. Baltimore, Md.: Annie E. Casey Foundation.
3. Barr, Michael S. 2004. "Banking the Poor." Yale Journal on Regulation 21(1): 121-237.
4. -. 2007. "An Inclusive, Progressive National Savings and Financial Services Policy." Harvard Law and Policy Review 1(1): 161-84.
5. Barr, Michael S., Ed Bacheldor, and Jane K. Dokko. 2007. "Consumer Choice in Payment Cards." Working paper. Ann Arbor: University of Michigan.
6. Barr, Michael S., and Jane K. Dokko. 2007. "Paying to Save." University of Michigan Public Law Working paper 100, University of Michigan Law and Economics, Olin Working paper 07-22. Ann Arbor: University of Michigan. Available at http://ssrn.com/abstract=997866.
7. Bucks, Brian K., Arthur B. Kennickell, and Kevin B. Moore. 2006. "Recent Changes in U.S. Family Finances: Evidence from the 2001 and 2004 Survey of Consumer Finances." Federal Reserve Bulletin 92(February): A1-38.
8. Caskey, John. 1994. Fringe Banking: Check-Cashing Outlets, Pawnshops, and the Poor. New York: Russell Sage Foundation.
9. Dunham, Constance R. 2001. "The Role of Banks and Nonbanks in Serving Low and Moderate-Income Communities." in Changing Financial Markets and Community Development: A Federal Reserve System Research Conference, edited by Jackson L. Blanton, Sherrie L. Rhine, and Alicia Williams. Richmond, Va.: Federal Reserve Bank of Richmond.
10. Dunham, Constance R., Fritz J. Scheuren, and Douglas J. Willson. 1998. "Methodological Issues in Surveying the Nonbanked Population in Urban Areas." in Proceedings of the American Statistical Association, Survey Research Methods Section: 611-16.
11. Elliehausen, Gregory A., and Edward C. Lawrence. 2001. "Payday Advance Credit in America: An Analysis of Customer Demand." Monograph no. 35, McDonough School of Business. Washington, D.C.: Georgetown University.
12. Green, Paul E. and V. Srinivasan. 1978. "Conjoint Analysis in Consumer Research: Issues and Outlook." Journal of Consumer Research 5(2): 103-23.
13. Luce, R. Duncan, and John W. Tukey. 1964. "Simultaneous Conjoint Measurement: A New Type of Fundamental Measurement." Journal of Mathematical Psychology 1(1): 1-27.
14. Seidman, Ellen, Moez Hababou, and Jennifer Kramer. 2005. "A Financial Services Survey of Low- and Moderate-Income Households." Center for Financial Services Innovation. Chicago, Il. Available at: www.cfsinnovation.com (accessed January 28, 2009).
15. U.S. Department of Health and Human Services. 2004. "The 2004 HHS Poverty Guidelines: One Version of the (U.S.) Federal Poverty Measure." Available at: http://aspe.hhs.gov/poverty/04poverty.shtml (last revised January 23, 2006; accessed January 28, 2009).