메뉴 건너뛰기




Volumn 17, Issue 2, 2006, Pages 3-16

The effect of self-control mechanisms on household saving behavior

Author keywords

Behavioral life cycle hypothesis; Life cycle hypothesis; Saving behavior; Self control; Survey of Consumer Finances

Indexed keywords


EID: 70350193349     PISSN: 10523073     EISSN: 19477910     Source Type: Journal    
DOI: None     Document Type: Article
Times cited : (77)

References (34)
  • 2
    • 22944459191 scopus 로고    scopus 로고
    • Modeling internal commitment mechanisms and self-control: A neuroeconomic approach to consumption-saving decisions
    • Benhabib, J., & Bisin, A. (2005). Modeling internal commitment mechanisms and self-control: A neuroeconomic approach to consumption-saving decisions. Games Economic Behavior, 52(2), 460-492.
    • (2005) Games Economic Behavior , vol.52 , Issue.2 , pp. 460-492
    • Benhabib, J.1    Bisin, A.2
  • 4
    • 33845876485 scopus 로고    scopus 로고
    • Recent changes in U.S. family finances: Evidence from the 2001 and 2004 Survey of Consumer Finances
    • Bucks, B. K., Kennickell, A. B., & Moore, K. B. (2006). Recent changes in U.S. family finances: Evidence from the 2001 and 2004 Survey of Consumer Finances. Federal Reserve Bulletin, A1-A38.
    • (2006) Federal Reserve Bulletin
    • Bucks, B.K.1    Kennickell, A.B.2    Moore, K.B.3
  • 5
    • 74249121220 scopus 로고
    • Saving behavior of U.S. households in the 1980s: Results from the 1983 and 1986 Survey of Consumer Finances
    • Chang, Y. R. (1994). Saving behavior of U.S. households in the 1980s: Results from the 1983 and 1986 Survey of Consumer Finances. Financial Counseling and Planning, 5, 45-61.
    • (1994) Financial Counseling and Planning , vol.5 , pp. 45-61
    • Chang, Y.R.1
  • 6
    • 84878315055 scopus 로고    scopus 로고
    • Unpublished Doctoral Dissertation, The Ohio State University
    • Chen, P. (1997). Household saving and portfolio allocation. Unpublished Doctoral Dissertation, The Ohio State University.
    • (1997) Household Saving and Portfolio Allocation
    • Chen, P.1
  • 7
    • 33846079188 scopus 로고    scopus 로고
    • January, (NBER Working Paper No. 11074). Cambridge, MA: National Bureau of Economic Research. Retrieved from
    • Choi, J. J., Laibson, D., Madrian, B., & Metrick, A. (2005, January). Optimal defaults and active decisions (NBER Working Paper No. 11074). Cambridge, MA: National Bureau of Economic Research. Retrieved from http://www.nber.org/papers/W11074
    • (2005) Optimal Defaults and Active Decisions
    • Choi, J.J.1    Laibson, D.2    Madrian, B.3    Metrick, A.4
  • 8
    • 34249969975 scopus 로고
    • The use of savings as a family resource management strategy to meet childrearing costs
    • Douthitt, R. A., & Fedyk, J. M. (1989). The use of savings as a family resource management strategy to meet childrearing costs. Lifestyles: Family and Economic Issues, 10(3), 233-248.
    • (1989) Lifestyles: Family and Economic Issues , vol.10 , Issue.3 , pp. 233-248
    • Douthitt, R.A.1    Fedyk, J.M.2
  • 10
    • 0001711629 scopus 로고    scopus 로고
    • Temptation and selfcontrol
    • Gul, F., & Pesendorfer, W. (2001). Temptation and selfcontrol. Econometrica, 69(6), 1403-1435.
    • (2001) Econometrica , vol.69 , Issue.6 , pp. 1403-1435
    • Gul, F.1    Pesendorfer, W.2
  • 11
    • 1642281792 scopus 로고    scopus 로고
    • Self-control and the theory of consumption
    • Gul, F., & Pesendorfer, W. (2004). Self-control and the theory of consumption. Econometrica, 72(1), 119-158.
    • (2004) Econometrica , vol.72 , Issue.1 , pp. 119-158
    • Gul, F.1    Pesendorfer, W.2
  • 13
    • 84878337450 scopus 로고    scopus 로고
    • The effect of household size changes on credit use: An expected utility approach
    • Hanna, S., & Rha, J.-Y. (2000). The effect of household size changes on credit use: An expected utility approach. Consumer Interest Annual, 46, 121-126.
    • (2000) Consumer Interest Annual , vol.46 , pp. 121-126
    • Hanna, S.1    Rha, J.-Y.2
  • 14
    • 85005722884 scopus 로고
    • Determinants and patterns of family savings
    • Hefferan, C. (1982). Determinants and patterns of family savings. Home Economics Research Journal, 11(1), 47-55.
    • (1982) Home Economics Research Journal , vol.11 , Issue.1 , pp. 47-55
    • Hefferan, C.1
  • 19
    • 84856258600 scopus 로고
    • Sampling for household financial characteristics using frame information on past income
    • 1993 Joint Statistical Meetings of the American Statistical Association, Atlanta, GA
    • Kennickell, A. B., & McManus, D. A. (1993). Sampling for household financial characteristics using frame information on past income. Proceedings of the Section on Survey Research Methods, 1993 Joint Statistical Meetings of the American Statistical Association, Atlanta, GA.
    • (1993) Proceedings of the Section On Survey Research Methods
    • Kennickell, A.B.1    McManus, D.A.2
  • 21
    • 84925742247 scopus 로고
    • Utility analysis and the consumption function: An interpretation of cross-section data
    • In K. Kurihara (Ed.), New Brunswick: Rutgers University Press
    • Modigliani, F., & Brumberg, R. E. (1954). Utility analysis and the consumption function: An interpretation of cross-section data. In K. Kurihara (Ed.), Post-Keynesian Economics (pp. 388-436). New Brunswick: Rutgers University Press.
    • (1954) Post-Keynesian Economics , pp. 388-436
    • Modigliani, F.1    Brumberg, R.E.2
  • 22
    • 84856305572 scopus 로고    scopus 로고
    • The Surveys of Consumer Finances: Practical issues and challenges from the users' perspective
    • Montalto, C. P. (1998). The Surveys of Consumer Finances: Practical issues and challenges from the users' perspective. Consumer Interests Annual, 44, 232-233.
    • (1998) Consumer Interests Annual , vol.44 , pp. 232-233
    • Montalto, C.P.1
  • 23
    • 52649182379 scopus 로고    scopus 로고
    • October, (Issue in Brief No. 34). Chestnut Hill, MA: Center for Retirement Research, Boston College. Retrieved from
    • Munnel, A. H., Golub-Sass, F., & Varani, A. (2005, October). How much are workers saving? (Issue in Brief No. 34). Chestnut Hill, MA: Center for Retirement Research, Boston College. Retrieved from http://www.bc.edu/centers/crr/ib_34.shtml
    • (2005) How Much Are Workers Saving?
    • Munnel, A.H.1    Golub-Sass, F.2    Varani, A.3
  • 25
    • 0004833744 scopus 로고    scopus 로고
    • A nation of spendthrifts? An analysis of trends in personal and gross saving
    • Peach, R. & Steindel, C. (2000). A nation of spendthrifts? An analysis of trends in personal and gross saving. Current Issues in Economics and Finance, 6(10), 1-6.
    • (2000) Current Issues In Economics and Finance , vol.6 , Issue.10 , pp. 1-6
    • Peach, R.1    Steindel, C.2
  • 27
    • 84977427532 scopus 로고
    • The behavioral life cycle hypothesis
    • Shefrin, H. M., & Thaler, R. H. (1988). The behavioral life cycle hypothesis. Economic Inquiry, 26, 609-643.
    • (1988) Economic Inquiry , vol.26 , pp. 609-643
    • Shefrin, H.M.1    Thaler, R.H.2
  • 28
    • 0041071538 scopus 로고
    • The relation between schooling and savings behavior: An example of indirect effects of education
    • In F. Thomas Juster (Ed.), New York: McGraw Hill Book Co
    • Solomon, L. C. (1975). The relation between schooling and savings behavior: An example of indirect effects of education. In F. Thomas Juster (Ed.), Education, Income and Human Behavior (pp. 253-293). New York: McGraw Hill Book Co.
    • (1975) Education, Income and Human Behavior , pp. 253-293
    • Solomon, L.C.1
  • 29
    • 84878316676 scopus 로고    scopus 로고
    • Chapter 2: Logistic regression
    • SPSS, Chicago: SPSS, Inc
    • SPSS. (2004). Chapter 2: Logistic regression. In SPSS Regression models 13.0 (pp. 3-12), Chicago: SPSS, Inc.
    • (2004) SPSS Regression Models 13.0 , pp. 3-12
  • 30
    • 84963071606 scopus 로고
    • Myopia and inconsistency in dynamic utility maximization
    • Strotz, R. H. (1956). Myopia and inconsistency in dynamic utility maximization. Review of Economic Studies, 23, 165-180.
    • (1956) Review of Economic Studies , vol.23 , pp. 165-180
    • Strotz, R.H.1
  • 32
    • 84859673063 scopus 로고    scopus 로고
    • U.S. Department of Commerce, Bureau of Economic Analysis, (August 30, 2006, revision). Retrieved September 15, 2006, from
    • U.S. Department of Commerce, Bureau of Economic Analysis. (2006). Personal income and its disposition (August 30, 2006, revision). Retrieved September 15, 2006, from http://www.bea.gov/bea/dn/nipaweb
    • (2006) Personal Income and Its Disposition
  • 33
    • 38249023954 scopus 로고
    • On the psychology of saving: An essay on economic behavior
    • Warneryd, K. E. (1989). On the psychology of saving: An essay on economic behavior. Journal of Economic Psychology, 10, 515-541.
    • (1989) Journal of Economic Psychology , vol.10 , pp. 515-541
    • Warneryd, K.E.1
  • 34
    • 4043064588 scopus 로고    scopus 로고
    • Effects of family income and life cycle stages on financial asset ownership
    • Xiao, J. J. (1996). Effects of family income and life cycle stages on financial asset ownership. Financial Counseling and Planning, 7, 21-30.
    • (1996) Financial Counseling and Planning , vol.7 , pp. 21-30
    • Xiao, J.J.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.