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Volumn 9, Issue , 2008, Pages 57-80

How do Japanese banks discipline small- and medium-sized borrowers? An investigation of the deployment of lending technologies

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EID: 56349142040     PISSN: 15693767     EISSN: None     Source Type: Book Series    
DOI: 10.1016/S1569-3767(08)09003-1     Document Type: Review
Times cited : (11)

References (15)
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    • Does function follow organizational form? Evidence from the lending practices of large and small banks
    • Berger A.N., Miller N.H., Petersen M.A., Rajan R.G., and Stein J.C. Does function follow organizational form? Evidence from the lending practices of large and small banks. Journal of Financial Economics 76 (2005) 237-269
    • (2005) Journal of Financial Economics , vol.76 , pp. 237-269
    • Berger, A.N.1    Miller, N.H.2    Petersen, M.A.3    Rajan, R.G.4    Stein, J.C.5
  • 3
    • 0036176411 scopus 로고    scopus 로고
    • Small business credit availability and relationship lending: The importance of bank organizational structure
    • Berger A.N., and Udell G.F. Small business credit availability and relationship lending: The importance of bank organizational structure. Economic Journal 112 (2002) F32-F53
    • (2002) Economic Journal , vol.112
    • Berger, A.N.1    Udell, G.F.2
  • 4
    • 33750012864 scopus 로고    scopus 로고
    • A more complete conceptual framework for SME finance
    • Berger A.N., and Udell G.F. A more complete conceptual framework for SME finance. Journal of Banking and Finance 30 (2006) 2945-2966
    • (2006) Journal of Banking and Finance , vol.30 , pp. 2945-2966
    • Berger, A.N.1    Udell, G.F.2
  • 5
    • 47749120440 scopus 로고
    • Financial intermediation and delegated monitoring
    • Diamond D.W. Financial intermediation and delegated monitoring. Review of Economic Studies 51 (1984) 393-414
    • (1984) Review of Economic Studies , vol.51 , pp. 393-414
    • Diamond, D.W.1
  • 7
    • 0007704390 scopus 로고    scopus 로고
    • Collateral versus project screening: A model of lazy banks
    • Manove M., Padilla A.J., and Pagano M. Collateral versus project screening: A model of lazy banks. Rand Journal of Economics 32 (2001) 726-744
    • (2001) Rand Journal of Economics , vol.32 , pp. 726-744
    • Manove, M.1    Padilla, A.J.2    Pagano, M.3
  • 8
    • 56349109310 scopus 로고    scopus 로고
    • Nakaso, H. (2001). The financial crisis in Japan during the 1990s: How the Bank of Japan responded and the lessons learnt. BIS Papers no. 6.
    • Nakaso, H. (2001). The financial crisis in Japan during the 1990s: How the Bank of Japan responded and the lessons learnt. BIS Papers no. 6.
  • 9
    • 56349087707 scopus 로고    scopus 로고
    • Ono, A., & Uesugi, I. (2005). The role of collateral and personal guarantees in relationship lending: evidence from Japan's small business loan market. RIETI Discussion Paper 05-E-027. The Research Institute of Economy, Trade, and Industry.
    • Ono, A., & Uesugi, I. (2005). The role of collateral and personal guarantees in relationship lending: evidence from Japan's small business loan market. RIETI Discussion Paper 05-E-027. The Research Institute of Economy, Trade, and Industry.
  • 10
    • 84977702514 scopus 로고
    • Insiders and outsiders: The choice between informed and arm's-length debt
    • Rajan R. Insiders and outsiders: The choice between informed and arm's-length debt. Journal of Finance 47 (1992) 1367-1400
    • (1992) Journal of Finance , vol.47 , pp. 1367-1400
    • Rajan, R.1
  • 11
    • 0008443175 scopus 로고    scopus 로고
    • Information production and capital allocation: Decentralized versus hierarchical firms
    • Stein J.C. Information production and capital allocation: Decentralized versus hierarchical firms. Journal of Finance LVII (2002) 1891-1921
    • (2002) Journal of Finance , vol.LVII , pp. 1891-1921
    • Stein, J.C.1
  • 12
    • 56349119198 scopus 로고    scopus 로고
    • Takahashi, T. (2006). Yu-shi Shinsa (Loan Screening), Kin-yu Zaisei Jijo Kenkyu Kai, Tokyo (in Japanese).
    • Takahashi, T. (2006). Yu-shi Shinsa (Loan Screening), Kin-yu Zaisei Jijo Kenkyu Kai, Tokyo (in Japanese).
  • 13
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    • Uchida, H., Udell, G. F., & Watanabe, W. (2006). Are trade creditors relationship lenders? RIETI Discussion Paper 06-E-026. The Research Institute of Economy, Trade, and Industry.
    • Uchida, H., Udell, G. F., & Watanabe, W. (2006). Are trade creditors relationship lenders? RIETI Discussion Paper 06-E-026. The Research Institute of Economy, Trade, and Industry.
  • 14
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    • The Commercial Finance Association, New York
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  • 15
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    • Business collateral and personal commitments in SME lending
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    • (2006) Journal of Banking and Finance , vol.30 , pp. 3067-3086
    • Voordeckers, W.1    Steijvers, T.2


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