메뉴 건너뛰기




Volumn 30, Issue 1, 2006, Pages 2-15

Debt as a source of financial stress in Australian households

Author keywords

Financial stress; Household and consumer debt; Owner occupied and investor housing

Indexed keywords


EID: 50249174214     PISSN: 14706423     EISSN: 14706431     Source Type: Journal    
DOI: 10.1111/j.1470-6431.2005.00420.x     Document Type: Article
Times cited : (89)

References (36)
  • 1
    • 21844445234 scopus 로고    scopus 로고
    • The growth of consumer credit and the household debt service burden
    • 2000/12., Federal Reserve Board, Washington, DC
    • Maki, D.M. (2000) The growth of consumer credit and the household debt service burden. Board of Governors of the Federal Reserve System Working Paper, 2000/12. Federal Reserve Board, Washington, DC.
    • (2000) Board of Governors of the Federal Reserve System Working Paper
    • Maki, D.M.1
  • 2
    • 33746416441 scopus 로고    scopus 로고
    • House prices, household debt and monetary policy
    • Nickell, S. (2003) House prices, household debt and monetary policy. Bank of England Quarterly Bulletin, 43, 131–136.
    • (2003) Bank of England Quarterly Bulletin , vol.43 , pp. 131-136
    • Nickell, S.1
  • 3
    • 84878315238 scopus 로고    scopus 로고
    • Consumer debt rising and worsening, warns bank: financial stability review alarm over house buyers’ borrowing and spiralling debt among vulnerable groups
    • 12 December, 2002, p
    • Scheherazade, D. (2002) Consumer debt rising and worsening, warns bank: financial stability review alarm over house buyers’ borrowing and spiralling debt among vulnerable groups. Financial Times, 12 December, 2002, p. 3.
    • (2002) Financial Times , pp. 3
    • Scheherazade, D.1
  • 5
    • 33644584691 scopus 로고    scopus 로고
    • Household debt: what the data show
    • March
    • Reserve Bank of Australia (2003) Household debt: what the data show. Reserve Bank of Australia Bulletin, March, 1–11.
    • (2003) Reserve Bank of Australia Bulletin , pp. 1-11
  • 6
    • 28044452801 scopus 로고    scopus 로고
    • Recent developments in housing: prices, finance and investor attitudes
    • July
    • Reserve Bank of Australia (2002) Recent developments in housing: prices, finance and investor attitudes. Reserve Bank of Australia Bulletin, July, 1–6.
    • (2002) Reserve Bank of Australia Bulletin , pp. 1-6
  • 7
    • 84888736242 scopus 로고    scopus 로고
    • Innovations in the provision of finance for investor housing
    • December
    • Reserve Bank of Australia (2002) Innovations in the provision of finance for investor housing. Reserve Bank of Australia Bulletin, December, 1–6.
    • (2002) Reserve Bank of Australia Bulletin , pp. 1-6
  • 8
    • 34250211213 scopus 로고    scopus 로고
    • Housing equity withdrawal
    • February
    • Reserve Bank of Australia (2003) Housing equity withdrawal. Reserve Bank of Australia Bulletin, February, 50–54.
    • (2003) Reserve Bank of Australia Bulletin , pp. 50-54
  • 10
    • 0031116269 scopus 로고    scopus 로고
    • Household financial strategies in Sweden: an exploratory study
    • Gunnarsson, J. & Wahlund, R. (1997) Household financial strategies in Sweden: an exploratory study. Journal of Economic Psychology, 18, 201–233.
    • (1997) Journal of Economic Psychology , vol.18 , pp. 201-233
    • Gunnarsson, J.1    Wahlund, R.2
  • 11
    • 0042229380 scopus 로고    scopus 로고
    • A positional and representational analysis of consumption: households when facing debt and credit
    • Viaud, J. & Roland-Levy, C. (2000) A positional and representational analysis of consumption: households when facing debt and credit. Journal of Economic Psychology, 21, 411–432.
    • (2000) Journal of Economic Psychology , vol.21 , pp. 411-432
    • Viaud, J.1    Roland-Levy, C.2
  • 12
    • 0033096313 scopus 로고    scopus 로고
    • The household balance sheet and durable consumer expenditures: an empirical investigation for the Netherlands, 1972–93
    • DeRuiter, M. & Smant, D.J. (1999) The household balance sheet and durable consumer expenditures: an empirical investigation for the Netherlands, 1972–93. Journal of Policy Modelling, 21, 243–274.
    • (1999) Journal of Policy Modelling , vol.21 , pp. 243-274
    • DeRuiter, M.1    Smant, D.J.2
  • 14
    • 0033912093 scopus 로고    scopus 로고
    • Choice of mortgage instrument, liquidity constraints and the demand for housing debt in the UK
    • Leece, D. (2000) Choice of mortgage instrument, liquidity constraints and the demand for housing debt in the UK. Applied Economics, 32, 1121–1132.
    • (2000) Applied Economics , vol.32 , pp. 1121-1132
    • Leece, D.1
  • 15
    • 0040776967 scopus 로고    scopus 로고
    • Household choice of fixed versus floating rate debt: a binomial probit model with correction for classification error
    • Leece, D. (2000) Household choice of fixed versus floating rate debt: a binomial probit model with correction for classification error. Oxford Bulletin of Economics and Statistics, 62, 61–82.
    • (2000) Oxford Bulletin of Economics and Statistics , vol.62 , pp. 61-82
    • Leece, D.1
  • 16
    • 0035121966 scopus 로고    scopus 로고
    • The demand for household debt in the USA: evidence from the 1995 survey of consumer finance
    • Crook, J. (2001) The demand for household debt in the USA: evidence from the 1995 survey of consumer finance. Applied Financial Economics, 11, 83–91.
    • (2001) Applied Financial Economics , vol.11 , pp. 83-91
    • Crook, J.1
  • 17
    • 0039993832 scopus 로고    scopus 로고
    • Evidence on the demand for mortgage debt by owner-occupants
    • Ling, D.C. & McGill, G.A. (1998) Evidence on the demand for mortgage debt by owner-occupants. Journal of Urban Economics, 44, 391–414.
    • (1998) Journal of Urban Economics , vol.44 , pp. 391-414
    • Ling, D.C.1    McGill, G.A.2
  • 18
    • 0039074720 scopus 로고
    • The demand for mortgage debt: some basic results
    • Brueckner, J.K. (1994) The demand for mortgage debt: some basic results. Journal of Housing Economics, 3, 1–21.
    • (1994) Journal of Housing Economics , vol.3 , pp. 1-21
    • Brueckner, J.K.1
  • 19
    • 0031501147 scopus 로고    scopus 로고
    • Consumption and investment motives and the portfolio choices of homeowners
    • Brueckner, J.K. (1997) Consumption and investment motives and the portfolio choices of homeowners. Journal of Real Estate Finance and Economics, 15, 159–180.
    • (1997) Journal of Real Estate Finance and Economics , vol.15 , pp. 159-180
    • Brueckner, J.K.1
  • 20
    • 38249006684 scopus 로고
    • The demand for home mortgage debt
    • Jones, L.D. (1993) The demand for home mortgage debt. Journal of Urban Economics, 33, 10–28.
    • (1993) Journal of Urban Economics , vol.33 , pp. 10-28
    • Jones, L.D.1
  • 21
    • 0008057599 scopus 로고
    • Home mortgage debt financing of non-housing investments
    • Jones, L.D. (1994) Home mortgage debt financing of non-housing investments. Journal of Real Estate Finance and Investment, 9, 91–112.
    • (1994) Journal of Real Estate Finance and Investment , vol.9 , pp. 91-112
    • Jones, L.D.1
  • 22
    • 0006706556 scopus 로고
    • Net wealth, marginal tax rates and the demand for home mortgage debt
    • Jones, L.D. (1995) Net wealth, marginal tax rates and the demand for home mortgage debt. Regional Science and Urban Economics, 25, 297–322.
    • (1995) Regional Science and Urban Economics , vol.25 , pp. 297-322
    • Jones, L.D.1
  • 25
    • 0011600861 scopus 로고
    • Psychological factors in consumer debt: money management, economic socialisation and credit use
    • Lea, S.E.G., Webley, P. & Levine, R.M. (1995) Psychological factors in consumer debt: money management, economic socialisation and credit use. Journal of Economic Psychology, 16, 681–701.
    • (1995) Journal of Economic Psychology , vol.16 , pp. 681-701
    • Lea, S.E.G.1    Webley, P.2    Levine, R.M.3
  • 26
    • 0346485793 scopus 로고    scopus 로고
    • My home was my castle: evictions and repossessions in Britain
    • Böheim, R. & Taylor, M. (2000) My home was my castle: evictions and repossessions in Britain. Journal of Housing Economics, 9, 287–319.
    • (2000) Journal of Housing Economics , vol.9 , pp. 287-319
    • Böheim, R.1    Taylor, M.2
  • 27
    • 0030529183 scopus 로고    scopus 로고
    • Financial management, coping and debt in households under financial strain
    • Walker, C.M. (1996) Financial management, coping and debt in households under financial strain. Journal of Economic Psychology, 17, 789–807.
    • (1996) Journal of Economic Psychology , vol.17 , pp. 789-807
    • Walker, C.M.1
  • 28
    • 0025099314 scopus 로고
    • Consumer debt repayment woes: insights from a household survey
    • Canner, G.B. & Luckett, C.A. (1991) Consumer debt repayment woes: insights from a household survey. Journal of Retail Banking, 12, 55–62.
    • (1991) Journal of Retail Banking , vol.12 , pp. 55-62
    • Canner, G.B.1    Luckett, C.A.2
  • 29
    • 3543029187 scopus 로고
    • Household insolvency: a review of household debt repayment, delinquency and bankruptcy
    • DeVaney, S.A. & Lytton, R.H. (1995) Household insolvency: a review of household debt repayment, delinquency and bankruptcy. Financial Services Review, 4, 137–156.
    • (1995) Financial Services Review , vol.4 , pp. 137-156
    • DeVaney, S.A.1    Lytton, R.H.2
  • 30
    • 18144364183 scopus 로고
    • The usefulness of financial ratios as predictors of household insolvency: two perspectives
    • DeVany, S.A. (1994) The usefulness of financial ratios as predictors of household insolvency: two perspectives. Financial Counselling and Planning, 5, 5–24.
    • (1994) Financial Counselling and Planning , vol.5 , pp. 5-24
    • DeVany, S.A.1
  • 31
    • 0040426389 scopus 로고    scopus 로고
    • Determinants of the consumer bankruptcy decision
    • Domowitz, I. & Sartain, R. (1999) Determinants of the consumer bankruptcy decision. Journal of Finance, 54, 403–420.
    • (1999) Journal of Finance , vol.54 , pp. 403-420
    • Domowitz, I.1    Sartain, R.2
  • 34
    • 0345750189 scopus 로고    scopus 로고
    • A regional analysis of mortgage possessions: causes, trends and future prospects
    • Muelbauer, J. & Canmeron, G. (1997) A regional analysis of mortgage possessions: causes, trends and future prospects. Housing Finance, 34, 25–34.
    • (1997) Housing Finance , vol.34 , pp. 25-34
    • Muelbauer, J.1    Canmeron, G.2
  • 35
    • 85005461047 scopus 로고
    • The effect of marital status, income, age and other variables on insolvency in the USA
    • DeVany, S.A. & Hanna, S. (1994) The effect of marital status, income, age and other variables on insolvency in the USA. Journal of Consumer Studies and Home Economics, 18, 293–303.
    • (1994) Journal of Consumer Studies and Home Economics , vol.18 , pp. 293-303
    • DeVany, S.A.1    Hanna, S.2
  • 36
    • 38249015189 scopus 로고
    • Predicting personal debt and debt repayment: psychological, social and economic determinants
    • Lunt, P. & Livingstone, S. (1992) Predicting personal debt and debt repayment: psychological, social and economic determinants. Journal of Economic Psychology, 13, 111–134.
    • (1992) Journal of Economic Psychology , vol.13 , pp. 111-134
    • Lunt, P.1    Livingstone, S.2


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.