The "poverty tax" and America's low-income households

Families in Society

Volumn 88, Issue 3, 2007, Pages 413-417

  Karger, Howard Jacob ^a  

^a UNIVERSITY OF HOUSTON   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 34948812931     PISSN: 10443894     EISSN: None     Source Type: Journal    
DOI: 10.1606/1044-3894.3650     Document Type: Article

References (23)

1. ACE Cash Express. (2005). Annual report. Retrieved June 20, 2006, from http://www.acecashexpress.com/annual_reports/2005.pdf
2. ACE Cash Express. (2000). Annual report on form 10-K for the fiscal year ended June 30, 2000. Filed with the Securities and Exchange Commission, Washington, DC: Author.
3. AIB Corporate Banking. (2003). Investment Centre, HSBC. Retrieved September 2, 2003, from http://www.aibcorporate.ie/viewarticle.asp?1047
4. Association of Progressive Rental Organizations. (2006). Industry overview. Author. Retrieved June 20, 2006, from http://www.rtohq.org/ About_rent-to-own/Industry_overview/index.aspx
5. Berube, A., Kim, A., Forman, B., & Burns, M. (2002, May). The price of paying taxes. Washington, DC: The Brookings Institution.
6. Caplovitz, D. (1967). The poor pay more. New York: The Free Press.
7. Coalition for Responsible Credit Practices. (2004). The crisis of growing consumer debt. Retrieved March 2005, from www. responsiblecreditpractices.com/issues/growing.php.
8. Community Financial Services Association of America. (2006). The payday advance service. Washington, DC: Author.
9. Consumer Federation of America. (2002). Predatory lending. Washington, DC: Author.
10. Consumers Union. (2001, January). Reducing the number of uninsured motorists. Consumers Union SWRO Issue Pages for the 77th Texas Legislature, Austin, TX: Author.
11. Demos and Center for Responsible Lending. (2005, October 12). The plastic safety net: The reality behind debt in America. New York: Demos.
12. Fannie Mae Foundation. (2001, August). Low-income and minority families rely increasingly on high-cost financial services. Retrieved June 15, 2006, from http://www.fanniemaefoundation.org/news/pr/2001sum/010802.shtml
13. Fellowes, M. (2006, July). From poverty, opportunity: Putting the market to work for lower income families. Washington, DC: The Brookings Institution.
14. Financial Service Centers of America, (nd). Quick facts about FiSCA. Retrieved June 20, 2003, from http://www.fisca.org.
15. Gramlich, E. (2004, May 21). Remarks by Governor Edward M. Gramlich at the Financial Services Roundtable Annual Housing Policy Meeting. Chicago, IL: Federal Reserve.
16. Hudson, M. (2003). Citigroup, Wall Street, and the fleecing of the South. Southern Exposure, 31(2), 3-4.
17. Karger, H. (2005). Shortchanged. San Francisco, CA: Berrett-Koehler.
18. Lohr, S. (2004, December 5). Maybe it's not all your fault. The New York Times, p. 8.
19. Marks, A., & Scherer, R. (2005, December 12). U.S. savings rate falls to zero. Christian Science Monitor, p. 3.
20. RealtyTrac. (2006). National foreclosures increase 38% in first quarter. Retrieved August 9, 2006, from http://www.realtytrac.com/news/press/ pressRelease.asp?PressReleaseID=99
21. Uchitelle, L. (2004, June 28). Families, deep in debt, facing pain of growing interest rates. The New York Times, p. 15.
22. Warren, E., & Tyagi, A. (2003). The two-income trap. New York: Basic Books.
23. Washington State, Office of the Attorney General. (2004). Household Finance settlement. Retrieved August 10, 2006, from http://www.atg.wa.gov/ householdfinance