A note on the price- and cost structure of retail payment services in the Swedish banking sector 2002

Journal of Banking and Finance

Volumn 31, Issue 9, 2007, Pages 2817-2827

  Guibourg, Gabriela ^a   Segendorff, Björn ^a  

^a SVERIGES RIKSBANK   (Sweden)

Author keywords

Economies of scale; Price structure; Private costs; Retail payments; Two part tariffs

Indexed keywords

EID: 34547937123     PISSN: 03784266     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jbankfin.2007.01.025     Document Type: Article

References (19)

1. BIS, 2005. Statistics on payment and settlement systems in selected countries. CPSS, March 2005.
2. Bolt, W., Tieman, A.F., 2003. Pricing Debit card payment services: An IO approach. IMF Working Paper WP/03/202, International Monetary Found.
3. Brits, H., Winder, C., 2005. Payments are no free lunch. Occasional Studies, De Nederlandsche Bank.
4. ECB, 2004, Blue Book.
5. Fidjestøl, A., Flatraaker, D., Vogt, C.J., 1989a. Kostnader i betalninsformidlingen (Costs in the payment system), Penger og Kreditt no. 3/89, Norges Bank.
6. Fidjestøl, A., Flatraaker, D., Vogt, C.J., 1989b. Intekter, kostnader og prissettning i betalninsformidlingen (Income, costs and pricing in the payment system), Penger og Kreditt no. 4/89, Norges Bank.
7. Finansinspektionen, 2002a. Från konto till konto, Rapport 2002:2.
8. Finansinspektionen, 2002b. Från konto till konto IV, Rapport 2002:9.
9. Garcia-Swartz D., Hahn R., and Layne-Farrar A. The move toward a Cashless Society: A closer look at payment instrument economics. Review of Network Economics 5 2 (2006) 175-198
10. Gresvik, O., Øwre, G., 2003. Costs and Income in the Norwegian Payment System 2001. An application of the activity based costing framework. Working Paper 2003/8, Norges Bank.
11. Guibourg, G., Segendorf, B., 2004. Do prices reflect costs? A study of the price- and cost structure of retail payment services in the Swedish banking sector 2002. Working Paper No 172, Sveriges Riksbank.
12. Humphrey D., Kim M., and Vale B. Realizing the gains from electronic payments: Costs, pricing and payment choice. Journal of Money, Credit & Banking 33 2 (2001) 216-234
13. Norges Bank, 2003. Annual Report on Payment Systems 2002.
14. Nyberg, L., Guibourg, G., 2003. Card payments in Sweden. Economic Review 2003, vol. 2, Sveriges Riksbank, pp. 29-39.
15. Robinson, P.E., Flatraaker, D.-I., 1995a. Costs in the payment system. Economic Bulletin, vol. 2, Norges Bank, 1995, pp. 207-216.
16. Robinson, P.E., Flatraaker, D.-I., 1995b. Income, costs and pricing in the payment system. Economic Bulletin, vol. 66, Norges Bank, 1995, pp. 321-332.
17. Rochet J., and Tirole J. Platform competition in two-sided markets. Journal of the European Economic Association 1 4 (2003) 990-1029
18. Sveriges Riksbank, 2005. The Swedish Financial Market, pp. 79.
19. Wright J. The Determinants of Optimal Interchange Fees in Payment Systems. Journal of Industrial Economics 52 1 (2004) 1-26