Adult preferences for the delivery of personal finance information

Journal of Financial Counseling and Planning

Volumn 13, Issue 2, 2002, Pages 11-26

  Rhine, Sherrie L W ^a   Toussaint Comeau, Maude ^a  

^a FEDERAL RESERVE BANK OF CHICAGO   (United States)

Author keywords

Adult education; Financial education; Logit

Indexed keywords

EID: 34547302789     PISSN: 10523073     EISSN: 19477910     Source Type: Journal    
DOI: None     Document Type: Article

References (35)

1. American Banker (2001). Bankruptcy spike threatens card profit. American Banker-Bond Buyer, 1 (19): 1.
2. American Savings Education Council (1999). The 1999 youth and money survey. Employee Benefit Research Institute and Matthew Green Wald and Associates. Washington D.C.
3. Bayer, P.J., Bernheim, B.D. & Scholz, J.K. (1996). The effects of financial education in the workplace: Evidence from a survey of employers. Working Paper 5655, National Bureau of Economic Research.
4. Becker, G.S. (1993). Human capital: A theoretical and empirical analysis, with special reference to education. (3rd ed.) The University of Chicago Press.
5. Bernheim, B.D. & Garrett, D.M. (2003). The effects of financial education in the workplace: evidence from a survey of households. Journal of Public Economics, forthcoming.
6. Boyce, L.B. & Danes, S.M. (1998). Evaluation of the NEFE high school financial planning program. National Endowment for Financial Education.
7. Boulder, CO., Blum, D. (1997). Sex on the brain: The biological differences between men and women. Penguin Putnam.
8. Carlson, R. (1971). Sex differences in ego functioning: Exploratory studies of agency and communion. Journal of Consulting and Clinical Psychology, 37, 267-277.
9. Ghez, G. (1975). Education, the price of time, and life-cycle consumption. In Education, Income and Human Behavior, ed. Juster, F.T., McGraw-Hill.
10. Gramlich, E. (2002). Remarks by Governor Edward M. Gramlich. Financial literacy. Speech presented at the financial literacy teacher training workshop, University of Illinois at Chicago, Chicago, Illinois, May 2. [WWW document] URL: http://www.federalreserve.gov/boarddocs/speeches.
11. Greene, W.H. (2000). Econometric analysis. (5th ed.) Prentice Hall. Upper Saddle River, NY.
12. Greenspan, A. (2002a). Remarks by Chairman Alan Greenspan. Financial literacy. Testimony of Chairman Alan Greenspan before the committee on banking, housing, and urban affairs. U.S. Senate. February 5. [WWW document] URL: http://www.federalreserve.gov/boarddocs/testimony/2002.
13. Greenspan, A. (2002b). Remarks by Chairman Alan Greenspan. Economic development and financial literacy. Speech presented at the ninth annual economic development. The greenlining institute. January 10. [WWW document] URL: http://www.federalreserve.gov/boarddocs/speeches.
14. Greenspan, A. (2001.) Remarks by Chairman Alan Greenspan. The importance of education in today's economy. Speech presented at the federal reserve system community affairs research conference: Changing financial markets and community development. Washington D.C. April 6. [WWW document] URL: http://www.federalreserve.gov/boarddocs/speeches.
15. Grieb, T., Hegji, C. & Jones, S.T. (2001). Macroeconomic factors, consumer behavior, and bankcard default rates. Journal of Economics and Finance, 25 (3),
16. Fall Hirad A. & Zorn P.M. (2001, May 22). A little knowledge is a good thing: Empirical evidence of the effectiveness of pre-purchase homeownership counseling. Freddie Mac Report.
17. Jacob, K., Hudson, S. & Bush, M. (2000). Tools for survival: An analysis of financial literacy programs for lower-income families. Woodstock Institute. Chicago, IL.
18. Kennickell, A.B., Starr-McCluer, M. & Sunden, A.E. (1997). Family finances in the U.S.: Recent evidence from the survey of consumer finances. Federal Reserve Bulletin, 83(1), 1-24.
19. Knowles, M.S. (1975). Self directed learning. Chicago: Follet.
20. Lucey, T. (2001). The fight against financial illiteracy. Part I in website of teacherhelp. [WWW document] URL: http://www.teacherhelp.com/article_archive/classroom_5.html.
21. Mandell, L. (1997). Personal financial survey of high school seniors. The Jump$tart Coalition. Washington, D.C.
22. Messick, S. (1984). The nature of cognitive styles: Problems and promises in educational research. Educational Psychologist, 19, 59-74.
23. Michael, R.T. (1975). Education and consumption. In Juster, F.T. (Ed.) Education, income and human behavior. McGraw-Hill.
24. Morton, F.S., Zetrelmeyer, F. & Silva-Risso, J.(2001). Consumer information and price discrimination: Does the internet affect the pricing of new cars to women and minorities? Working Paper 8668, National Bureau of Economic Research.
25. National Council on Economic Education. (1997). The standards in economics survey. Harris, L. & Associates, Inc. [WWW document] URL: http://www.ncee.net/cel/results.html.
26. LWM Toussaint-Comeau, Hogarth, J.M. & Greene, W.H. (2001). The role of alternative financial service providers in serving LMI neighborhoods. Conference proceedings of a federal reserve system community affairs research conference: Changing financial markets and community development. Washington D.C. August. [WWW document] URL: http://www.chicagofed.org/cedric/2001/sessionone.cfm.
27. Sadler-Smith, E., Allinson, C.W. & Hayes, J. (2000). Learning preferences and cognitive style: Some implications for continuing professional development. Management Learning, 31(2), 239-256.
28. Schreiner, M, Sherraden, M., Clancy, M., Johnson, L., Curley, J., Zhan, M. et al. (2001). Asset accumulation in low-resource households: Evidence from individual development accounts. Conference proceedings of a federal reserve system community affairs research conference: Changing financial markets and community development. Washington D.C. August. [WWW document] URL: http://www.chicagofed.org/cedric/2001/sessionthree.cfm.
29. Stanger, T. (1997). Future debtors of America. Consumer Reports, 62, 16-19.
30. Staten, M.E., Elliehausen, G. & Lundquist, E.C. (2002). The impact of credit counseling on subsequent borrower credit usage and payment behavior. Monograph #6, Credit Research Center. Georgetown University, March.
31. Stavins, J. (2000). Credit card borrowing, delinquency, and personal bankruptcy. New England Economic Review, Federal Reserve Bank of Boston, July/August.
32. Tam, P.W. (2002). Ethnic media muy popular in California. Wall Street Journal. Section B1, April 23.
33. Tousssaint-Comeau, M. & Rhine, S.L.W. (2001-2002). Delivery of financial literacy programs. Journal of Consumer Education. 19/20, 9-17.
34. U.S. Department of Commerce. (2000). Falling through the net: Toward digital inclusion. A report on Americans' access to technology tools. Economics and Statistics Administration, Washington, D.C., October.
35. Vitt, L.A., Anderson, C., Kent, J., Lyter, D.M.,Siegenthaler J.K. & Ward, J. (2000). Personal finance and the rush to competence: Financial literacy education in the U.S. institute for socio-financial studies. Middleburg, Virginia.