Credit card practices of vietnamese and laotian newcomers to Canada: A 10-year longitudinal perspective

Journal of Family and Economic Issues

Volumn 28, Issue 2, 2007, Pages 227-246

  Johnson, Phyllis J ^a  

^a UNIVERSITY OF BRITISH COLUMBIA   (Canada)

Author keywords

Consumer acculturation; Credit cards; Laotians; Refugees; Vietnamese

Indexed keywords

EID: 34249672833     PISSN: 10580476     EISSN: None     Source Type: Journal    
DOI: 10.1007/s10834-007-9056-9     Document Type: Article

References (43)

1. Attalah, N., & Rebelo, S. (2006). Recognition of credit history for new immigrants. Halifax, Nova Scotia, Metropolitan Immigrant Settlement Association, Atlantic Metropolis Centre. Retrieved May 26, 2006 from http://www.atlantic.metropolis.net/index_e.html
2. Avery, R. B., Calem, P. S., & Canner, G. B. (2004). Credit report accuracy and access to credit. Federal Reserve Bulletin (Summer), 297-322.
3. Beiser, M., & Johnson, P. J. (2003). Sponsorship and resettlement success. Journal of International Migration and Integration, 4(2), 203-215.
4. Berry, J. W. (1988). Acculturation and psychological adaptation: A conceptual overview. In J. W. Berry & R. C. Annis (Eds.), Ethnic psychology: Research and practice with immigrants, refugees, native peoples, ethnic groups, and sojourners (pp. 41-52). Berwyn, PA: Swets North America.
5. Berry, J. W. (1997). Immigration, acculturation, and adaptation. Applied Psychology: An International Review, 46, 5-68.
6. Bowers, J. (1979). Consumer credit use by low income consumers who have had a consumer education course: An exploratory study. The Journal of Consumer Affairs, 13, 334-345.
7. Caplan, N., Whitmore, J. K., & Choy, M. H. (1989). The Boat People and achievement in America. Ann Arbor: University of Michigan.
8. Chiswick B. R. (Ed.). (1992). Immigration, language, and ethnicity: Canada and the United States. Washington, DC: AEI Press.
9. Choi, H. N., & DeVaney, S. A. (1995). Differences in the use of bank and retail credit cards in the USA. Journal of Consumer Studies and Home Economics, 19, 381-392.
10. Citizenship and Immigration Canada (2001). Canada's recent immigrants - A comparative portrait based on the 1996 Census. Retrieved February 2, 2005 from http://www.cic.gc.ca/english/research/papers/1996-canada.html
11. Danes, S. M., & Hira, T. K. (1990). Knowledge, beliefs, and practices in the use of credit cards. Home Economics Research Journal, 18, 223-235.
12. Delener, N., & Katzenstein, H. (1994). Credit card possession and other payment systems: Use patterns among Asian and Hispanic consumers. International Journal of Bank Marketing, 12(4),13-24.
13. Desbarats, J. (1986). Ethnic differences in adaptation: Sino-Vietnamese refugees in the United States. International Migration Review, 20(2), 405-427.
14. Dorais, L. J., Pilon-Le, L., & Nguyen, H. (1987). Exile in a cold land: A Vietnamese community in Canada. New Haven, CT: Yale Southeast Asia Studies.
15. Dunning, B. (1989). Vietnamese in America: The adaptation of the 1975-1979 arrivals. In D. W. Haines (Ed.), Refugees as immigrants: Cambodians, Laotians, and Vietnamese in America (pp. 55-85). Totowa, NJ: Rowman & Littlefleld.
16. Durkin, T. A. (2000). Credit cards: Use and consumer attitudes, 1970-2000. Federal Reserve Bulletin, September, 623-634.
17. Employment and Immigration Canada (1982). Evaluation of the 1979-1980 Indochinese refugee program. Ottawa, ON: Program Evaluation Branch, Strategic Policy and Planning.
18. Flaskerud, J. (1988). Is the Likert scale format culturally biased? Nursing Research, 37, 185-186.
19. Gold, S. J. (1992). Refugee communities: A comparative field study. Newbury Park, CA: Sage.
20. Heck, R. K. Z. (1987). Differences in utilization behavior among types of credit cards. The Services Industries Journal, 7(1), 41-65.
21. Hilgert, M. A., & Hogarth, J. M. (2003). Household financial management: The connection betweenknowledge and behavior. Federal Reserve Bulletin, July, 309-322.
22. Industry Canada (2005). The consumer trends report. Ottawa, ON: Office of Consumer Affairs, Industry Canada.
23. Johnson, P. J. (1988). The impact of ethnic communities on the employment of Southeast Asianre fugees. Amerasia, 14(1), 1-22.
24. Johnson, P. J. (1999). Saving practices of new Canadians from Vietnam and Laos. Journal of Consumer Affairs, 33(1), 48-75.
25. Johnson, P. J. (2003). Financial responsibility for the family: The case of new residents from Southeast Asia. Journal of Family and Economic Issues, 24(2), 121-142.
26. Kibria, N. (1993). Family tightrope: The changing lives of Vietnamese Americans. Princeton, NJ: Princeton University Press.
27. Lee, J. (2002). The poor in the financial market: Changes in the use of financial products, institutions, and services from 1995 to 1998. Journal of Consumer Policy, 25, 203-231.
28. Lee, J. K., & Kwon, K.-N. (2002). Consumers' use of credit cards: Store credit card usage as analternative payment and financing medium. Journal of Consumer Affairs, 36(2), 239-262.
29. Lee, W.-N., & Tse, D. K. (1994). Becoming Canadian: Understanding how Hong Kong immigrants change their consumption. Pacific Affairs, 67(1), 70-95.
30. Locke, D. C. (1992). Increasing multicultural understanding. Newbury Park, CA: Sage.
31. Mather, A., & Moschis, G. P. (1994). Use of credit cards by older Americans. The Journal of Services Marketing, 8(1), 27-37.
32. McGregor, S. (2004). The new Canadian consumer. Retrieved May 1, 2006 from http://www.cadulacfairview.com/CLIENT/CADILLAC/CF_UW_V500_MainEngine. nsf/resources/Retail + Newsletters/$file/CF + Space_Apr04Eng.pdf
33. Meredith, W. H., Abbot, D. A., & Cramer, S. L. (1986). Family stress and cultural adaptation: Home economics needs of Lao Hmong refugees. Home Economics Research Journal, 15(2), 90-96.
34. Ogden, T. D., Ogden, J. R., & Schau, H. J. (2004). Exploring the impact of culture and acculturation on consumer purchase decisions: Toward a microcultural perspective. Academy of Marketing Science Review. Retrieved May 9, 2004 from http://www.findarticles.com/p/articles/mi_qa3896/is_200401/ ai_n9377544/print
35. Quester, P. G., & Chong, I. (2001). Validating acculturation models: The case of Australian-Chineseconsumers. Journal of Consumer Marketing, 18(3), 203-220.
36. Rhine, S. L. W., & Greene, W. H. (2006). The determinants of being unbanked for U.S. immigrants. Journal of Consumer Affairs, 40(1), 21-40.
37. Ross-Sheriff, F. (1992). Adaptation and integration into American society: Major issues affecting Asian Americans. In S. M. Furuto, R. Biswas, D. K. Chung, K. Murase, & F. Ross-Sheriff (Eds.),Social work practice with Asian Americans (pp. 45-63). Newbury Park, CA: Sage.
38. Statistics Canada (2003a). Ethnic diversity survey: Portrait of a multicultural society. Retrieved May 25, 2006 from http://www.statcan.ca/ english/freepub/89-593-XIE/89-593-XIE2003001.pdf
39. Statistics Canada (2003b). Canada's ethnocultural portrait: The changing mosaic, 2001 Census. Retrieved May 25, 2006 from http://www12.statcan.ca/english/census01/products/analytic/companion/etoimm/ contents.cfm
40. Stein, B. (1979). Occupational adjustment of refugees: The Vietnamese in America. International Migration Review, 13(1), 25-45.
41. Westermeyer, J., & Her, C. (1996). English fluency and social adjustment among Hmong refugees in Minnesota. Journal of Nervous and Mental Disease, 184(2), 130-132.
42. White, K. J. (1975). Consumer choice and use of bank credit cards: A model and cross section results. Journal of Consumer Research, 2(1), 10-18.
43. Yu, E. S. H., & Liu, W. T. (1986). Methodological problems and policy implications in Vietnamese refugee research. International Migration Review, 20, 483-501.