Reaching out: Access to and use of banking services across countries

Journal of Financial Economics

Volumn 85, Issue 1, 2007, Pages 234-266

  Beck, Thorsten ^a   Demirguc Kunt, Asli ^a   Martinez Peria, Maria Soledad ^a  

^a WORLD BANK   (United States)

Author keywords

Banking sector outreach; Financial development; Financing obstacles

Indexed keywords

EID: 34247363070     PISSN: 0304405X     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jfineco.2006.07.002     Document Type: Article

References (25)

1. Aghion P., and Bolton P. A trickle-down theory of growth and development with debt overhang. Review of Economic Studies 64 (1997) 151-172
2. Banerjee A., and Newman A. Occupational choice and the process of development. Journal of Political Economy 101 (1993) 274-298
3. Barth J., Caprio G., and Levine R. Bank regulation and supervision: what works best?. Journal of Financial Intermediation 13 (2004) 205-248
4. Batra, G., Kaufmann, D., Stone, A., 2004. The firms speak: what the World Business Environment Survey tells us about constraints on private sector development. Unpublished working paper. The World Bank.
5. Beck T., and de la Torre A. The basic analytics of access to financial services. Financial Markets, Institutions and Instruments 16 (2007)
6. Beck T., Demirguc-Kunt A., and Levine R. Law, endowments, and finance. Journal of Financial Economics 70 (2003) 137-181
7. Beck, T., Demirguc-Kunt, A., Levine, R., 2007. Finance, inequality and the poor. Journal of Economic Growth, forthcoming.
8. Beck, T., Demirguc-Kunt, A., Martinez Peria, M.S., 2006. Banking services for everyone? Barriers to bank access around the world. Unpublished working paper. The World Bank.
9. Claessens S. Access to financial services: a review of the issues and public policy issues. World Bank Research Observer 21 (2006) 207-240
10. Claessens, S., Demirguc-Kunt, A., 2006. Measuring access to financial services through household level surveys. Unpublished working paper. The World Bank.
11. Djankov, S., McLiesh, C. Shleifer, A., 2007. Private credit in 129 countries. Journal of Financial Economics, forthcoming.
12. Galor O., and Zeira J. Income distribution and macroeconomics. Review of Economic Studies 60 (1993) 35-52
13. Gasparini, L., Gutierrez, F., Tamola, A., Tornarolli, L., Porto, G., 2005. Finance and credit variables in household surveys of developing countries. Unpublished working paper. The World Bank.
14. Honohan P. Financial development, growth and poverty: how close are the links?. In: Goodhart C. (Ed). Financial Development and Economic Growth: Explaining the Links (2004), Palgrave, London
15. Honohan, P., 2004b. Data on microfinance and access: thinking about what is available and what is needed. Unpublished working paper. The World Bank.
16. International Monetary Fund (IMF), 1984. International Financial Statistics.
17. Kaufman, D., Kraay, A., Mastruzzi, G., 2003. Governance matters III. Unpublished working paper. The World Bank.
18. King R., and Levine R. Finance, entrepreneurship and growth: theory and evidence. Journal of Monetary Economics 32 (1993) 513-542
19. Klapper L., Laeven L., and Rajan R. Entry regulation as barrier to entrepreneurship. Journal of Financial Economics 82 (2006) 591-629
20. La Porta R., Lopez-de-Silanes F., Shleifer A., and Vishny R. Legal determinants of external finance. Journal of Finance 52 (1997) 1131-1150
21. La Porta R., Lopez-de-Silanes F., Shleifer A., and Vishny R. Law and finance. Journal of Political Economy 106 (1998) 1113-1155
22. Levine R. Finance and growth: theory and evidence. In: Aghion P., and Durlauf S. (Eds). Handbook of Economic Growth (2005), Elsevier Science, Netherland
23. Peachey S., and Roe A. Access to Finance: A Study for the World Savings Banks Institute (2004), Oxford Policy Management, Oxford
24. Rajan R., and Zingales L. Saving Capitalism from the Capitalists (2003), Crown Business Division of Random House, New York
25. Stulz R., and Williamson R. Culture, openness, and finance. Journal of Financial Economics 70 (2003) 313-349