메뉴 건너뛰기




Volumn 38, Issue 3, 2007, Pages 361-382

Mapping the minds of retirement planners: A cross-cultural perspective

Author keywords

Cross cultural; Financial planning; Psychology; Retirement; Saving

Indexed keywords


EID: 34247331768     PISSN: 00220221     EISSN: 15525422     Source Type: Journal    
DOI: 10.1177/0022022107300280     Document Type: Article
Times cited : (64)

References (85)
  • 2
    • 0033426710 scopus 로고    scopus 로고
    • Goal setting and goal striving in consumer behavior
    • Bagozzi, R.P., Dholakia, U. (1999). Goal setting and goal striving in consumer behavior. Journal of Marketing, 63, 19-32.
    • (1999) Journal of Marketing , vol.63 , pp. 19-32
    • Bagozzi, R.P.1    Dholakia, U.2
  • 3
    • 0008499684 scopus 로고
    • Image theory: Personal and organizational decisions
    • G. A. Klein, J. Orasanu, R. Calderwood, C. E. Zsambok (Eds.), Westport, CT: Ablex
    • Beach, L.R. (1993). Image theory: Personal and organizational decisions. In G. A. Klein, J. Orasanu, R. Calderwood, C. E. Zsambok (Eds.), Decision making in action (pp. 148-157). Westport, CT: Ablex.
    • (1993) Decision Making in Action , pp. 148-157
    • Beach, L.R.1
  • 5
    • 0000675867 scopus 로고
    • Image theory: Principles, goals, and plans in decision making
    • Beach, L.R., Mitchell, T.R. (1987). Image theory: Principles, goals, and plans in decision making. Acta Psychologica, 66, 201-220.
    • (1987) Acta Psychologica , vol.66 , pp. 201-220
    • Beach, L.R.1    Mitchell, T.R.2
  • 6
    • 0005099422 scopus 로고    scopus 로고
    • Financial illiteracy, education, and retirement saving
    • O. Mitchell S. Schieber (Eds.), Philadelphia: Pension Research Council
    • Bernheim, B.D. (1998). Financial illiteracy, education, and retirement saving. In O. Mitchell S. Schieber (Eds.), Living with defined contribution pensions (pp. 38-68). Philadelphia: Pension Research Council.
    • (1998) Living with Defined Contribution Pensions , pp. 38-68
    • Bernheim, B.D.1
  • 9
    • 0347501415 scopus 로고    scopus 로고
    • An economic view of retirement
    • H. J. Aaron (Ed.), Washington, DC: Brookings Institution Press
    • Burtless, G. (1999). An economic view of retirement. In H. J. Aaron (Ed.), Behavioral dimensions of retirement economics (pp. 7-42). Washington, DC: Brookings Institution Press.
    • (1999) Behavioral Dimensions of Retirement Economics , pp. 7-42
    • Burtless, G.1
  • 12
    • 0001851368 scopus 로고
    • Personality, cognition, and purposeful behavior
    • L. A. Pervin (Ed.), New York: Guilford
    • Cantor, N., Zirkel, S. (1990). Personality, cognition, and purposeful behavior. In L. A. Pervin (Ed.), Handbook of personality: Theory and research (pp. 135-164). New York: Guilford.
    • (1990) Handbook of Personality: Theory and Research , pp. 135-164
    • Cantor, N.1    Zirkel, S.2
  • 14
    • 0002712730 scopus 로고    scopus 로고
    • Themes and issues in the self-regulation of behavior
    • R. S. Wyer Jr. (Ed.), Mahwah, NJ: Lawrence Erlbaum
    • Carver, C.S., Scheier, M.F. (1999). Themes and issues in the self-regulation of behavior. In R. S. Wyer Jr. (Ed.), Advances in social cognition (Vol. 12, pp. 1-105). Mahwah, NJ: Lawrence Erlbaum.
    • (1999) Advances in Social Cognition , pp. 1-105
    • Carver, C.S.1    Scheier, M.F.2
  • 16
    • 0001369142 scopus 로고
    • Tests of equality between sets of coefficients in two linear regressions
    • Chow, G.C. (1960). Tests of equality between sets of coefficients in two linear regressions. Econometrica, 28, 591-605.
    • (1960) Econometrica , vol.28 , pp. 591-605
    • Chow, G.C.1
  • 20
    • 1342268129 scopus 로고    scopus 로고
    • Born to retire: The foreshortened life course
    • Ekerdt, D.J. (2004). Born to retire: The foreshortened life course. The Gerontologist, 44, 3-9.
    • (2004) The Gerontologist , vol.44 , pp. 3-9
    • Ekerdt, D.J.1
  • 21
    • 0036321483 scopus 로고    scopus 로고
    • Workers' ignorance of retirement benefits
    • Ekerdt, D.J., Hackney, J.K. (2002). Workers' ignorance of retirement benefits. The Gerontologist, 42, 543-551.
    • (2002) The Gerontologist , vol.42 , pp. 543-551
    • Ekerdt, D.J.1    Hackney, J.K.2
  • 23
    • 0001416134 scopus 로고
    • Bridging the gap between values and actions: Recent applications of the expectancy-value model
    • E. T. Higgins R. M. Sorrentino (Eds.), New York: Guilford
    • Feather, N.T. (1990). Bridging the gap between values and actions: Recent applications of the expectancy-value model. In E. T. Higgins R. M. Sorrentino (Eds.), Handbook of motivation and cognition: Foundations of social behavior (Vol. 12, pp. 151-192). New York: Guilford.
    • (1990) Handbook of Motivation and Cognition: Foundations of Social Behavior , pp. 151-192
    • Feather, N.T.1
  • 24
  • 25
    • 0037403544 scopus 로고    scopus 로고
    • Time use at older ages: Cross-national differences
    • Gauthier, A.H., Smeeding, T.M. (2003). Time use at older ages: Cross-national differences. Research on Aging, 25, 247-274.
    • (2003) Research on Aging , vol.25 , pp. 247-274
    • Gauthier, A.H.1    Smeeding, T.M.2
  • 26
    • 0030124419 scopus 로고    scopus 로고
    • Cross-cultural differences in materialism
    • Ger, G., Belk, R.W. (1996). Cross-cultural differences in materialism. Journal of Economic Psychology, 17, 55-77.
    • (1996) Journal of Economic Psychology , vol.17 , pp. 55-77
    • Ger, G.1    Belk, R.W.2
  • 27
    • 22444454965 scopus 로고    scopus 로고
    • Gender comparisons of baby boomers and financial preparation for retirement
    • Glass, J.C., Kilpatrick, B.B. (1998). Gender comparisons of baby boomers and financial preparation for retirement. Educational Gerontology, 24, 719-745.
    • (1998) Educational Gerontology , vol.24 , pp. 719-745
    • Glass, J.C.1    Kilpatrick, B.B.2
  • 28
    • 0001554911 scopus 로고    scopus 로고
    • Gender differences in perceived and real knowledge of financial investments
    • Goldsmith, E.B., Goldsmith, R.E. (1997). Gender differences in perceived and real knowledge of financial investments. Psychological Reports, 80, 236-238.
    • (1997) Psychological Reports , vol.80 , pp. 236-238
    • Goldsmith, E.B.1    Goldsmith, R.E.2
  • 29
    • 0012232638 scopus 로고    scopus 로고
    • Sex differences in financial knowledge: A replication and extension
    • Goldsmith, R.E., Goldsmith, E.B., Heaney, J. (1997). Sex differences in financial knowledge: A replication and extension. Psychological Reports, 81, 1169-1170.
    • (1997) Psychological Reports , vol.81 , pp. 1169-1170
    • Goldsmith, R.E.1    Goldsmith, E.B.2    Heaney, J.3
  • 30
    • 0000901038 scopus 로고    scopus 로고
    • Implementation intentions
    • Gollwitzer, P.M. (1999). Implementation intentions. American Psychologist, 54, 493-503.
    • (1999) American Psychologist , vol.54 , pp. 493-503
    • Gollwitzer, P.M.1
  • 31
    • 0037988671 scopus 로고    scopus 로고
    • Determinants of retirement savings plan participation: A discriminant analysis
    • Grable, J.E., Lytton, R.H. (1997). Determinants of retirement savings plan participation: A discriminant analysis. Personal Finances and Worker Productivity, 1, 184-189.
    • (1997) Personal Finances and Worker Productivity , vol.1 , pp. 184-189
    • Grable, J.E.1    Lytton, R.H.2
  • 33
    • 0036172052 scopus 로고    scopus 로고
    • Changes in female labour supply in the Netherlands 1989-1998: The case of married and cohabiting women
    • Henkens, K., Grift, Y., Siegers, J. (2002). Changes in female labour supply in the Netherlands 1989-1998: The case of married and cohabiting women. European Journal of Population, 18, 39-57.
    • (2002) European Journal of Population , vol.18 , pp. 39-57
    • Henkens, K.1    Grift, Y.2    Siegers, J.3
  • 34
    • 0345488664 scopus 로고
    • The role of knowledge and experience in structuring problem solving performance
    • University of Southern California
    • Hershey, D.A. (1990). The role of knowledge and experience in structuring problem solving performance (Doctoral dissertation, University of Southern California, 1990). Dissertation Abstracts International, 51, Section 7B.
    • (1990) Dissertation Abstracts International
    • Hershey, D.A.1
  • 35
    • 34247346714 scopus 로고    scopus 로고
    • Psychological influences on the retirement investor
    • Hershey, D.A. (2004). Psychological influences on the retirement investor. CSA: Certified Senior Advisor, 22, 31-39.
    • (2004) CSA: Certified Senior Advisor , vol.22 , pp. 31-39
    • Hershey, D.A.1
  • 38
    • 0034538221 scopus 로고    scopus 로고
    • Psychological determinants of financial preparedness for retirement
    • Hershey, D.A., Mowen, J.C. (2000). Psychological determinants of financial preparedness for retirement. The Gerontologist, 40, 687-697.
    • (2000) The Gerontologist , vol.40 , pp. 687-697
    • Hershey, D.A.1    Mowen, J.C.2
  • 39
  • 40
    • 0013249593 scopus 로고    scopus 로고
    • The role of knowledge and experience in structuring financial problem solving performance
    • Hershey, D.A., Walsh, D.A. (2000 / 2001). The role of knowledge and experience in structuring financial problem solving performance. Current Psychology, 19, 261-291.
    • (2000) Current Psychology , vol.19 , pp. 261-291
    • Hershey, D.A.1    Walsh, D.A.2
  • 41
    • 0030878587 scopus 로고    scopus 로고
    • Age differences in confidence ratings on a complex financial decision making task
    • Hershey, D.A., Wilson, J.A. (1997). Age differences in confidence ratings on a complex financial decision making task. Experimental Aging Research, 23, 257-273.
    • (1997) Experimental Aging Research , vol.23 , pp. 257-273
    • Hershey, D.A.1    Wilson, J.A.2
  • 42
    • 34247391292 scopus 로고
    • The importance of being Dutch: National and occupation differences in work goal importance
    • Hofstede, G.H. (1976). The importance of being Dutch: National and occupation differences in work goal importance. International Studies of Management and Organization, 5, 5-28.
    • (1976) International Studies of Management and Organization , vol.5 , pp. 5-28
    • Hofstede, G.H.1
  • 45
    • 34247327139 scopus 로고    scopus 로고
    • Influence of future time perspective, financial knowledge, and financial risk tolerance on retirement savings behaviors
    • Jacobs-Lawson, J.M., Hershey, D.A. (2005). Influence of future time perspective, financial knowledge, and financial risk tolerance on retirement savings behaviors. Financial Services Review, 14, 331-344.
    • (2005) Financial Services Review , vol.14 , pp. 331-344
    • Jacobs-Lawson, J.M.1    Hershey, D.A.2
  • 46
    • 0000241323 scopus 로고
    • Personality and consumer behavior: A review
    • Kassarjian, H.H. (1971). Personality and consumer behavior: A review. Journal of Marketing Research, 8, 409-418.
    • (1971) Journal of Marketing Research , vol.8 , pp. 409-418
    • Kassarjian, H.H.1
  • 47
    • 23644447175 scopus 로고    scopus 로고
    • Financial planning for later life: Subjective understandings of catalysts and constraints
    • Kemp, C.L., Rosenthal, C.J., Denton, M. (2005). Financial planning for later life: Subjective understandings of catalysts and constraints. Journal of Aging Studies, 19, 273-290.
    • (2005) Journal of Aging Studies , vol.19 , pp. 273-290
    • Kemp, C.L.1    Rosenthal, C.J.2    Denton, M.3
  • 48
    • 0002796613 scopus 로고
    • Path analysis
    • L. G. Grimm P. R. Yarnold (Eds.), Washington, DC: American Psychological Association
    • Klem, L. (1995). Path analysis. In L. G. Grimm P. R. Yarnold (Eds.), Reading and understanding multivariate statistics (pp. 65-97). Washington, DC: American Psychological Association.
    • (1995) Reading and Understanding Multivariate Statistics , pp. 65-97
    • Klem, L.1
  • 49
    • 0141921145 scopus 로고    scopus 로고
    • Perceptions of poverty and wealth in Western and post-communist countries
    • Kreidl, M. (2000). Perceptions of poverty and wealth in Western and post-communist countries. Social Justice Research, 13, 151-176.
    • (2000) Social Justice Research , vol.13 , pp. 151-176
    • Kreidl, M.1
  • 52
    • 0002855123 scopus 로고    scopus 로고
    • Information, expectations, and savings for retirement
    • H. J. Aaron (Ed.), Washington, DC: Brookings Institution Press
    • Lusardi, A. (1999). Information, expectations, and savings for retirement. In H. J. Aaron (Ed.), Behavioral dimensions of retirement (pp. 81-115). Washington, DC: Brookings Institution Press.
    • (1999) Behavioral Dimensions of Retirement , pp. 81-115
    • Lusardi, A.1
  • 54
    • 0000278505 scopus 로고    scopus 로고
    • Can Americans afford to retire? New evidence on retirement saving adequacy
    • Mitchell, O.S., Moore, J.F. (1998). Can Americans afford to retire? New evidence on retirement saving adequacy. Journal of Risk and Insurance, 65, 371-400.
    • (1998) Journal of Risk and Insurance , vol.65 , pp. 371-400
    • Mitchell, O.S.1    Moore, J.F.2
  • 59
    • 13844270219 scopus 로고    scopus 로고
    • Financial inhibition, financial activation, and saving for retirement
    • Neukam, K.A., Hershey, D.A. (2003). Financial inhibition, financial activation, and saving for retirement. Financial Services Review, 12, 19-37.
    • (2003) Financial Services Review , vol.12 , pp. 19-37
    • Neukam, K.A.1    Hershey, D.A.2
  • 60
    • 84965427198 scopus 로고
    • Age differences in adult life goals, concerns, and their temporal extension: A life course approach to future-oriented motivation
    • Nurmi, J. (1992). Age differences in adult life goals, concerns, and their temporal extension: A life course approach to future-oriented motivation. International Journal of Behavioral Development, 15, 487-508.
    • (1992) International Journal of Behavioral Development , vol.15 , pp. 487-508
    • Nurmi, J.1
  • 61
    • 0002956508 scopus 로고    scopus 로고
    • The cumulative stratification of the life course
    • R. H. Binstock L. K. George (Eds.), 4th ed., pp. San Diego, CA: Academic Press
    • O'Rand, A.M. (1996). The cumulative stratification of the life course. In R. H. Binstock L. K. George (Eds.), Handbook of aging and the social sciences (4 th ed., pp. 188-207). San Diego, CA: Academic Press.
    • (1996) Handbook of Aging and the Social Sciences , pp. 188-207
    • O'Rand, A.M.1
  • 64
    • 84965409430 scopus 로고
    • Equivalence of cross-cultural data: An overview of basic issues
    • Poortinga, Y.H. (1989). Equivalence of cross-cultural data: An overview of basic issues. International Journal of Psychology, 24, 737-756.
    • (1989) International Journal of Psychology , vol.24 , pp. 737-756
    • Poortinga, Y.H.1
  • 66
    • 77956734433 scopus 로고    scopus 로고
    • Human behavior and the efficiency of the financial system
    • J. B. Taylor M. Woodford (Eds.), New York : Elsevier Science
    • Shiller, R.J. (1999). Human behavior and the efficiency of the financial system. In J. B. Taylor M. Woodford (Eds.), Handbook of macroeconomics (Vol. 1C, pp. 1305-1340). New York: Elsevier Science.
    • (1999) Handbook of Macroeconomics , pp. 1305-1340
    • Shiller, R.J.1
  • 69
    • 0027613175 scopus 로고
    • Adolescents' views of work and leisure in the Netherlands and the U.S
    • Stiles, D.A., Gibbons, J.L., Peters, E. (1993). Adolescents' views of work and leisure in the Netherlands and the U.S. Adolescence, 28, 473-489.
    • (1993) Adolescence , vol.28 , pp. 473-489
    • Stiles, D.A.1    Gibbons, J.L.2    Peters, E.3
  • 70
    • 0002537815 scopus 로고
    • Families and retirement
    • R. Blieszner V. H. Bedford (Eds.), Westport, CT: Greenwood
    • Szinovacz, M., Ekerdt, D.J. (1995). Families and retirement. In R. Blieszner V. H. Bedford (Eds.), Handbook of aging and the family (pp. 375-400). Westport, CT: Greenwood.
    • (1995) Handbook of Aging and the Family , pp. 375-400
    • Szinovacz, M.1    Ekerdt, D.J.2
  • 71
    • 21344446870 scopus 로고
    • Cross-cultural bias in Likert-type inventories: Perfect matching factor structures and still biased?
    • Tanzer, N.K. (1995). Cross-cultural bias in Likert-type inventories: Perfect matching factor structures and still biased? European Journal of Psychological Assessment, 11, 194-201.
    • (1995) European Journal of Psychological Assessment , vol.11 , pp. 194-201
    • Tanzer, N.K.1
  • 72
    • 33747163972 scopus 로고    scopus 로고
    • Retirement planning and preparation
    • G. A. Adams T. A. Beehr (Eds.), New York: Springer
    • Taylor, M.A., Doverspike, D. (2003). Retirement planning and preparation. In G. A. Adams T. A. Beehr (Eds.), Retirement: Reasons, processes, and results (pp. 53-82). New York: Springer.
    • (2003) Retirement: Reasons, Processes, and Results , pp. 53-82
    • Taylor, M.A.1    Doverspike, D.2
  • 75
    • 0036317701 scopus 로고    scopus 로고
    • Early retirement reform: Can and will it work?
    • Van Dalen, H.P., Henkens, K. (2002). Early retirement reform: Can and will it work? Ageing and Society, 22, 209-232.
    • (2002) Ageing and Society , vol.22 , pp. 209-232
    • Van Dalen, H.P.1    Henkens, K.2
  • 77
    • 34247354764 scopus 로고    scopus 로고
    • Wie vertrouwt de werknemer zijn pensioengeld toe? (Who Does the Worker Trust in Pension Finance?)
    • Van Dalen, H.P., Henkens, K. (2005 b). Wie vertrouwt de werknemer zijn pensioengeld toe? (Who Does the Worker Trust in Pension Finance?). Economisch Statistische Berichten, 90, 58-60.
    • (2005) Economisch Statistische Berichten , vol.90 , pp. 58-60
    • Van Dalen, H.P.1    Henkens, K.2
  • 79
    • 2442453513 scopus 로고    scopus 로고
    • Response styles in rating scales: Evidence of method bias in data from six EU countries
    • Van Herk, H., Poortinga, Y.H., Verhallen, T.M.M. (2004). Response styles in rating scales: Evidence of method bias in data from six EU countries. Journal of Cross-Cultural Psychology, 35, 346-360.
    • (2004) Journal of Cross-Cultural Psychology , vol.35 , pp. 346-360
    • Van Herk, H.1    Poortinga, Y.H.2    Verhallen, T.M.M.3
  • 81
    • 84964183024 scopus 로고
    • General theory of systems: Applications to psychology
    • von Bertalanffy, L. (1967). General theory of systems: Applications to psychology. Social Science Information, 6, 125-136.
    • (1967) Social Science Information , vol.6 , pp. 125-136
    • Von Bertalanffy, L.1
  • 82
    • 0002291088 scopus 로고
    • Mental models and the maintenance of complex problem solving skills into old age
    • J. Cerella, J. Rybash, W. Hoyer, and M. L. Commons (Eds.), New York: Academic Press
    • Walsh, D.A., Hershey, D.A. (1993). Mental models and the maintenance of complex problem solving skills into old age. In J. Cerella, J. Rybash, W. Hoyer, and M. L. Commons (Eds.), Adult information processing: Limits on loss (pp. 553-584). New York: Academic Press.
    • (1993) Adult Information Processing: Limits on Loss , pp. 553-584
    • Walsh, D.A.1    Hershey, D.A.2
  • 85
    • 34247372031 scopus 로고    scopus 로고
    • Determinants of couples' defined contribution retirement funds
    • Yuh, Y., DeVaney, S.A. (1996). Determinants of couples' defined contribution retirement funds. Financial Counseling and Planning, 7, 31-38.
    • (1996) Financial Counseling and Planning , vol.7 , pp. 31-38
    • Yuh, Y.1    Devaney, S.A.2


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.