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Volumn 15, Issue 3, 2004, Pages 687-714

The geography of subprime mortgage prepayment penalty patterns

Author keywords

Mortgages; Rural housing; Subprime and predatory lending

Indexed keywords


EID: 26044454595     PISSN: 10511482     EISSN: 10511482     Source Type: Journal    
DOI: 10.1080/10511482.2004.9521517     Document Type: Article
Times cited : (22)

References (16)
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    • AARP Public Policy Institute. World Wide Web page (accessed June 7, 2004)
    • AARP Public Policy Institute. 2002. Older Subprime Refinance Mortgage Borrowers. World Wide Web page (accessed June 7, 2004).
    • (2002) Older Subprime Refinance Mortgage Borrowers
  • 2
    • 1342300176 scopus 로고    scopus 로고
    • Recent Changes in U.S. Family Finances: Evidence from the 1998 and 2001 Survey of Consumer Finances
    • January
    • Aizcorbe, Ana M., Arthur B. Kennickell, and Kevin B. Moore. 2003. Recent Changes in U.S. Family Finances: Evidence from the 1998 and 2001 Survey of Consumer Finances. Federal Reserve Bulletin, January, pp. 1-32.
    • (2003) Federal Reserve Bulletin , pp. 1-32
    • Aizcorbe, A.M.1    Kennickell, A.B.2    Moore, K.B.3
  • 3
    • 18744407634 scopus 로고    scopus 로고
    • Mortgage Terminations, Heterogeneity, and the Exercise of Mortgage Options
    • Deng, Yongheng, John M. Quigley, and Robert Van Order. 2000. Mortgage Terminations, Heterogeneity, and the Exercise of Mortgage Options. Econometrica 68(2):275-307.
    • (2000) Econometrica , vol.68 , Issue.2 , pp. 275-307
    • Yongheng, D.1    Quigley, J.M.2    Van Order, R.3
  • 4
    • 26044477766 scopus 로고    scopus 로고
    • Predatory Lending: What Does Wall Street Have to Do with It?
    • Engel, Kathleen C, and Patricia A. McCoy. 2004. Predatory Lending: What Does Wall Street Have to Do with It? Housing Policy Debate 15(3):715-751.
    • (2004) Housing Policy Debate , vol.15 , Issue.3 , pp. 715-751
    • Engel, K.C.1    McCoy, P.A.2
  • 5
    • 85039372776 scopus 로고    scopus 로고
    • A Cost-Benefit Analysis of Prepayment Penalties in the Subprime Home Loan Market
    • Unpublished paper. Center for Responsible Lending
    • Ernst, Keith, John Farris, Christopher A. Richardson, and Yu Zhai. 2004. A Cost-Benefit Analysis of Prepayment Penalties in the Subprime Home Loan Market. Unpublished paper. Center for Responsible Lending.
    • (2004)
    • Ernst, K.1    Farris, J.2    Richardson, C.A.3    Zhai, Y.4
  • 9
    • 85039382262 scopus 로고    scopus 로고
    • Loan Performance, Inc. San Francisco
    • Loan Performance, Inc. 2003. 2000-2002 ABS Database (CD-ROM). San Francisco.
    • (2003) 2000-2002 ABS Database (CD-ROM)
  • 11
    • 85039387813 scopus 로고    scopus 로고
    • Predatory Lending, Consumer Behavior, and Housing Disinvestment
    • Unpublished paper
    • Richardson, Christopher A. 2004. Predatory Lending, Consumer Behavior, and Housing Disinvestment. Unpublished paper.
    • (2004)
    • Richardson, C.A.1
  • 12
    • 5444272180 scopus 로고    scopus 로고
    • Center for Responsible Lending. World Wide Web page (accessed July 16, 2004)
    • Stein, Eric. 2001. Quantifying the Economic Cost of Predatory Lending. Center for Responsible Lending. World Wide Web page (accessed July 16, 2004).
    • (2001) Quantifying the Economic Cost of Predatory Lending
    • Stein, E.1
  • 13
    • 16544372606 scopus 로고    scopus 로고
    • Report prepared by the Urban Institute. Washington, DC: U.S. Department of Housing and Urban Development, Office of Policy Development and Research
    • Temkin, Kenneth, Jennifer E. H. Johnson, and Diane Levy. 2002. Subprime Markets, the Role of GSEs, and Risk-Based Pricing. Report prepared by the Urban Institute. Washington, DC: U.S. Department of Housing and Urban Development, Office of Policy Development and Research.
    • (2002) Subprime Markets, the Role of GSEs, and Risk-Based Pricing
    • Temkin, K.1    Johnson, J.E.H.2    Levy, D.3
  • 15
    • 85039370878 scopus 로고    scopus 로고
    • U.S. Department of Housing and Urban Development. World Wide Web page (last modified March 10, 2004)
    • U.S. Department of Housing and Urban Development. 2001. Subprime and Manufactured Home Lender List, 2001. World Wide Web page (last modified March 10, 2004).
    • (2001) Subprime and Manufactured Home Lender List, 2001
  • 16
    • 0042539491 scopus 로고    scopus 로고
    • U.S. Department of the Treasury and U.S. Department of Housing and Urban Development. Washington, DC. World Wide Web page (last modified March 18, 2003)
    • U.S. Department of the Treasury and U.S. Department of Housing and Urban Development. 2000. Joint Report on Recommendations to Curb Predatory Home Mortgage Lending. Washington, DC. World Wide Web page (last modified March 18, 2003).
    • (2000) Joint Report on Recommendations to Curb Predatory Home Mortgage Lending


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