Posted rates and mortgage lending activity

Journal of Real Estate Finance and Economics

Volumn 13, Issue 1, 1996, Pages 11-26

  Avery, Robert B ^a   Beeson, Patricia E ^b   Sniderman, Mark S ^c  

^a FEDERAL RESERVE BOARD   (United States)

^b UNIVERSITY OF PITTSBURGH   (United States)

^c FEDERAL RESERVE BANK OF CLEVELAND   (United States)

Author keywords

Home Mortgage Disclosure Act; Mortgage interest rates; Mortgage lending; Pricing strategy

Indexed keywords

EID: 21344445794     PISSN: 08955638     EISSN: None     Source Type: Journal    
DOI: 10.1007/BF00174548     Document Type: Article

References (11)

1. Ausubel, L.M. "The Failure of Competition in the Credit Card Market," American Economic Review 81:1 (1991), 50-81.
2. Avery, R.B., P.E. Beeson, and M.S. Sniderman. "Acounting for Racial Differences in Housing Credit Markets," Proceedings of a Conference on Discrimination and Mortgage Lending, U.S. Department of Housing and Urban Development, forthcoming. Also, Working paper 9309, Federal Reserve Bank of Cleveland (August 1993a).
3. Avery, R.B., P.E. Beeson, and M.S. Sniderman. "Lender Consistency in Housing Credit Markets," Proceedings of the 1993 Conference on Bank Structure and Competition, Federal Reserve Bank of Chicago, pp. 339-358. Also, Working paper 9310, Federal Reserve Bank of Cleveland (August 1993b).
4. Avery, R.B., P.E. Beeson, and M.S. Sniderman. "Underserved Mortgage Markets: Evidence from HMDA," Working paper 9416, Federal Reserve Bank of Cleveland (November 1994a).
5. Avery, R.B., P.E. Beeson, and M.S. Sniderman. "Cross-Lender 'Variation in Home Mortgage Lending," Economic Review, Federal Reserve Bank of Cleveland, 30:4 (Quarter 4 1994), 15-29.
6. Benjamin, J.D., A. J. Heuson, and C.F. Sirmans. "Are Depository Institutions and Mortgage Bankers Different? Evidence from the South Florida Market," Journal of Housing Research 5:1 (1994), 139-170.
7. Calem, P.S., and L. Mester. "Consumer Behavior and the Stickiness of Credit Card Interest Rates," Working paper 95-10, Federal Reserve Bank of Philadelphia, 1995.
8. Canner, G.B., and D.S. Smith. "Home Mortgage Disclosure Act: Expanded Data on Residential Lending," Federal Reserve Bulletin, 77 (November 1991), 859-881.
9. Canner, G.B., and D.S. Smith. "Expanded HMDA Data on Residential Lending: One Year Later," Federal Reserve Bulletin, 78 (November 1992), 801-824.
10. Gibbons, J.D. Nonparametric Statistical Inference. New York: McGraw-Hill, 1971.
11. Munnell, A.H., L.E. Browne, J. McEneaney, and G.M.B. Tootell. "Mortgage Lending in Boston: Interpreting HMDA Data," Federal Reserve Bank of Boston, Working paper No. 92-7, October 1992.