Homeownership in the 1980s and 1990s: Aggregate trends and racial gaps

Journal of Urban Economics

Volumn 57, Issue 1, 2005, Pages 101-127

  Gabriel, Stuart A ^a   Rosenthal, Stuart S ^b  

^a UNIVERSITY OF SOUTHERN CALIFORNIA   (United States)

^b SYRACUSE UNIVERSITY   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 11244332044     PISSN: 00941190     EISSN: None     Source Type: Journal    
DOI: 10.1016/j.jue.2004.09.001     Document Type: Article

References (33)

1. H. Aaron Income Taxes and Housing American Economic Review 60 1970 789-806
2. Bank of America, Bank of America Launches First Ever Widely Available Zero Down Payment Mortgage, Bank of America news release, 1998, March 2
3. W. Boyes D. Hoffman S. Low An econometric analysis of the bank credit scoring problem Journal of Econometrics 40 1989 3-14
4. G. Canner D. Smith Home mortgage disclosure act: Expanded data on residential lending Federal Reserve Bulletin 11 1991 859-881
5. E. Coulson Why are Hispanic- and Asian-American homeownership rates so low? Immigration and other factors Journal of Urban Economics 45 1999 209-227
6. D. Cox T. Jappelli The effect of borrowing constraints on consumer liabilities Journal of Money, Credit and Banking 25 1993 197-213
7. J. Duca S. Rosenthal Borrowing constraints, household debt, and racial discrimination in loan markets Journal of Financial Intermediation 3 1993 77-103
8. J. Duca S. Rosenthal Borrowing constraints and access to owner-occupied housing Regional Science and Urban Economics 24 1994 301-322
9. S. Gabriel G. Painter Paths to homeownership: An analysis of the residential location and homeownership choices of black households Journal of Real Estate Finance and Economics 27 2003
10. S. Gabriel S. Rosenthal Credit rationing, race, and the mortgage market Journal of Urban Economics 29 1991 371-379
11. J. Gyourko P. Linneman An analysis of the changing influences on traditional household ownership patterns Journal of Urban Economics 39 1996 318-341
12. D. Haurin, S. Rosenthal, C. Herbert, M. Duda, 2002, A review of the literature on homeownership gaps among low-income and minority borrowers and neighborhoods, prepared for the Department of Housing and Urban Development (HUD)
13. V. Henderson Y. Ioannides A model of housing tenure choice American Economic Review 73 1983 98-113
14. Y. Ioannides S. Rosenthal Estimating the consumption and investment demands for housing and their effect on housing tenure status Review of Economics and Statistics 76 1994 127-141
15. T. Jappelli Who is credit constrained in the US? Quarterly Journal of Economics 105 1990 219-234
16. A. Kennickell, Revisions to the SCF weighting methodology: Accounting for race/ethnicity and homeownership, Working paper, Federal Reserve Board, 1999, January
17. A. Kennickell, Multiple imputation in the survey of consumer finances, Working paper, Federal Reserve Board, 1998, September
18. P. Linneman S. Wachter The impacts of borrowing constraints on homeownership AREUEA Journal 17 1989 389-402
19. D. Laidler Income tax incentives for owner-occupied housing In: A.C. Harberger M.J. Bailey Eds.The taxation of income from capital 1969 Brookings Institution Press Washington, DC pp. 50-76
20. G. Maddala Limited-Dependent and Qualitative Variables in Econometrics 1983 Cambridge Univ. Press UK
21. A. Munnell G. Tootell L. Browne J. McEneaney Mortgage lending in Boston: Interpreting the HMDA data American Economic Review 86 1996 25-53
22. G. Painter S. Gabriel D. Myers The decision to own: The impact of race, ethnicity, and immigrant status Journal of Urban Economics 49 2001 150-167
23. B. Rehm, ABA rebuts bias charge in Fed study on lending American banker, October 15, 1991
24. B. Rehm, Data on bias in lending sparks demands for action, American banker, October 22, 1991
25. H. Rosen Housing decisions and the US income tax: An econometric analysis Journal of Public Economics 11 1979 1-24
26. H. Rosen Housing subsidies: Effects on housing decisions, efficiency, and equity In: A. Auerback M. Feldstein Eds. Handbook of Public Economics 1985 North-Holland Amsterdam
27. S. Rosenthal A residence time model of housing markets Journal of Public Economics 36 1988 87-109
28. S. Rosenthal Eliminating credit barriers to increase homeownership: How far can we go? in E. Belsky N. Retsina Eds. Low-Income Homeownership: Examining the Unexamined Goal 2002 Brookings Institution Press Washington, DC
29. S. Ross J. Yinger The Color of Credit: Mortgage Lending Discrimination, Research Methodology, and Fair Lending Enforcement 2002 MIT Press Cambridge
30. M.A. Turner F. Freiberg E. Godfrey C. Herbig D.K. Levy R.R. Smith All other things being equal: A paired testing study of mortgage lending institutions US Department of Housing and Urban Development, Office of Fair Housing and Equal Opportunity http://www.huduser.org/Publications/PDF/aotbe.pdf 2002, April
31. I. Tunali A general structure for models of double-selection and an application to a joint migration/earnings process with remigration Research in Labor Economics 8 1986 235-282
32. S. Wachter I. Megbolugbe Racial and ethnic disparities in homeownership Housing Policy Debate 3 1992 333-370
33. P. Zorn Mobility-tenure decisions and financial credit: Do mortgage qualification requirements constrain home ownership? AREUEA Journal 17 1989 1-16