Do CRA Agreements Influence Lending Patterns?

Real Estate Economics

Volumn 31, Issue 1, 2003, Pages 23-51

  Bostic, Raphael W ^a   Robinson, Breck L ^b  

^a UNIVERSITY OF SOUTHERN CALIFORNIA   (United States)

^b UNIVERSITY OF DELAWARE   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 0142199886     PISSN: 10808620     EISSN: None     Source Type: Journal    
DOI: 10.1111/j.1080-8620.2003.00056.x     Document Type: Review

References (14)

1. Avery, R.B., R.W. Bostic, P.S. Calem and G.B. Canner. 1999. Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act. Federal Reserve Bulletin 85(2): 81-102.
2. Board of Governors of the Federal Reserve System. 2000. The Performance and Profitability of CRA-related Lending. Report submitted to the Congress pursuant to the Gramm-Leach-Bliley Act of 1999. Washington, DC.
3. Bostic, R.W., J.S. Gans and S. Stem. 1997. Urban Productivity and Factor Growth in the Late Nineteenth Century. Journal of Urban Economics 41(1): 38-55.
4. Bostic, R.W., H. Mehran, A.L. Paulson and M. Saidenberg. 2000. Community Lending and Commercial Bank Mergers. Proceedings of the 2000 Conference on Bank Structure and Competition. Federal Reserve Bank of Chicago: Chicago.
5. Bostic, R. W. and B.L. Robinson. 2000. Community Banking and Mortgage Credit Availability: The Impact of CRA Agreements. Unpublished working paper, University of Delaware.
6. Evanoff, D.D. and L.M. Segal. 1996. CRA and Fair Lending Regulations: Resulting Trends in Mortgage Lending. Economic Perspectives 20(6): 19-46.
7. Gruben, W.C., J.A. Neuberger and R.H. Schmidt. 1990. Imperfect Information and the Community Reinvestment Act. Federal Reserve Bank of San Francisco Economic Review Summer: 27-46.
8. Lang, W.W. and L.I. Nakamura. 1993. A Model of Redlining. Journal of Urban Economics 33(2): 223-234.
9. National Community Reinvestment Coalition. 2000a. CRA Commitments. Author: Washington, DC.
10. _. 2000b. Doing Well by Doing Good: CRA Lending is Profitable for Banks and Critical for Communities. Author: Washington, DC.
11. Schwartz, A. 1998a. Bank Lending to Minority and Low-Income Households and Neighborhoods: Do Community Reinvestment Agreements Make a Difference? Journal of Urban Affairs 20(3): 269-301.
12. _. 1998b. From Confrontation to Collaboration? Banks, Community Groups, and the Implementation of Community Reinvestment Agreements, Housing Policy Debate 9(3): 631-662.
13. Squires, G.D. and S. O'Connor. 2001. Color and Money: Politics and Prospects for Community Reinvestment in Urban America. State University of New York Press: Albany.
14. Stiglitz, J.E. and A. Weiss. 1981. Credit Rationing in Markets with Imperfect Information. American Economic Review 71(3): 393-410.