Using HMDA Data as a Regulatory Screen for Fair Lending Compliance

Journal of Financial Services Research

Volumn 11, Issue 1-2, 1997, Pages 9-42

  Avery, Robert B ^a   Beeson, Patricia E ^b   Calem, Paul S ^a  

^a FEDERAL RESERVE BOARD   (United States)

^b FEDERAL RESERVE BANK OF CLEVELAND   (United States)

Author keywords

[No Author keywords available]

Indexed keywords

EID: 0042734288     PISSN: 09208550     EISSN: None     Source Type: Journal    
DOI: 10.1023/A:1007937422673     Document Type: Article

References (12)

1. Avery, Robert B., Patricia E. Beeson, and Mark S. Sniderman. (1995). "An Evaluation of the HMDA Data," in Anthony M. Yezer (ed), Fair Lending Analysis: A Compendium of Essays on the Use of Statistics, pp. 37-44. Washington, DC: American Bankers Association.
2. Bostic, Raphael. (1995). "Patterns of Bias in Mortgage Lending," in "Essays on Urban Growth and Development." Ph.D. dissertation, Stanford University.
3. Calem, Paul, and Glenn Canner. (1995). "Integrating Statistical Analysis into Fair Lending Exams: The Fed's Approach," in Anthony M. Yezer (ed), Fair Lending Analysis: A Compendium of Essays on the Use of Statistics, pp. 117-126. Washington, DC: American Bankers Association.
4. Canner, Glenn B., and Delores S. Smith. (1991). "Home Mortgage Disclosure Act: Expanded Data on Residential Lending," Federal Reserve Bulletin 77 (November), 859-881.
5. Canner, Glenn B., and Delores S. Smith. (1992). "Expanded HMDA Data on Residential Lending: One Year Later," Federal Reserve Bulletin 78 (November), 801-824.
6. Horne, David K. (1997). "Mortgage Lending, Race, and Model Specification," Journal of Financial Services Research 11(1,2), 43-48.
7. Hunter, William C., and Mary Beth Walker. (1996). "The Cultural Affinity Hypothesis and Mortgage Lending Decisions," Journal of Real Estate Finance and Economics 13(1), 57-70.
8. Munnell, Alicia H., Lynne E. Browne, James McEnearney, and Geoffrey M. B., Tootell. (1996). "Mortgage Lending in Boston: Interpreting HMDA Data," American Economic Review 86(1), 25-53.
9. Todd, Petra E. (1995). "Matching and Local Linear Regression Approaches to Solving the Evaluation Problem with a Semiparametric Propensity Score," Manuscript, University of Chicago.
10. Wienk, Ronald E. (1992). "Discrimination in Urban Credit Markets: What We Don't Know and Why We Don't Know It," Housing Policy Debate 3(2), 217-240.
11. Yezer, Anthony M. (1995). "Biases in Tests for Redlining by Lenders," in Anthony M. Yezer (ed), Fair Lending Analysis: A Compendium of Essays on the Use of Statistics, pp. 13-22. Washington, DC: American Bankers Association.
12. Yezer, Anthony, Robert Phillips, and Robert Trost. (1994). "Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self Selection," Journal of Real Estate Finance and Housing 9, 197-215.