Do savings associations have a special commitment to housing?

Journal of Financial Services Research

Volumn 17, Issue 1, 2000, Pages 41-68

  Laderman, Elizabeth ^a   Passmore, Wayne ^b  

^a FEDERAL RESERVE BANK OF SAN FRANCISCO   (United States)

^b FEDERAL RESERVE BOARD   (United States)

Author keywords

Banks; Housing; Lending; Mortgages; Real estate; Thrifts

Indexed keywords

EID: 0042727831     PISSN: 09208550     EISSN: None     Source Type: Journal    
DOI: 10.1023/A:1008167425192     Document Type: Article

References (16)

1. Barth, James R. The Great Savings and Loan Debacle. Washington, DC: American Enterprise Institute for Public Policy Research, 1991.
2. Berkovec, James A., Glenn B. Canner, Stuart A. Gabriel, and Timothy H. Hannan. "Discrimination, Competition, and Loan Performance in FHA Mortgage Lending." Review of Economics and Statistics 80, no. 2 (1998), 241-250.
3. Blinder, Alan S., and Joseph E. Stiglitz. "Money, Credit Constraints, and Economic Activity." American Economic Review Papers and Proceedings (1983), 287-302.
4. Canner, Glenn B., Wayne Passmore, and Brian J. Surette. "Distribution of Credit Risk Among Providers of Mortgages to Lower-Income and Minority Homebuyers." Federal Reserve Bulletin (1996), 1077-1102.
5. Jagannathan, Ravi, and Ellen McGratten. "The CAPM Debate." Federal Reserve Bank of Minneapolis Quarterly Review (1995), 2-16.
6. Kane, Edward J. The SandL Insurance Mess: How Did it Happen? Washington, DC: The Urban Institute Press, 1989.
7. National Commission on Financial Institution Reform, Recovery, and Enforcement. Origins and Causes of the Savings Association Debacle: A Blueprint for Reform. Washington, DC: U.S. Government Printing Office, July 1993.
8. Passmore, Wayne. "Can Retail Depositories Fund Mortgages Profitably?" Journal of Housing Research 3, no. 2 (1992), 305-340.
9. Passmore, Wayne, and Steven A. Sharpe. Optimal Bank Portfolios and the Credit Crunch. Finance and Economics Discussion Series. 94-19. Washington, DC: Federal Reserve Board of Governors, 1994.
10. Retsinas, Nicolas. "Financial Modernization Testimony." Hearings before the House Subcommittee on Financial Institutions and Consumer Credit. (February 13, 1997).
11. Sharpe, Steven. Bank Capitalization, Regulation, and the Credit Crunch: A Critical Review of the Research Findings. Finance and Economics Discussion Series 95-20. Washington, DC: Federal Reserve Board of Governors, 1995.
12. Stein, Jeremy C. "Prices And Trading Volume In The Housing Market: A Model With Down Payment Effects." Quarterly Journal of Economics 1995, 379-406.
13. Van Order, Robert, and Peter Zorn. Income, Location and Default: Some Implications for Community Lending. Paper presented at the Conference on Housing and Economics, Ohio State University, Columbus, July 1995.
14. Wall, Danny M. "The Tasks Ahead." In: The Future of the Thrift Industry: Proceedings of the Fourteenth Annual Conference. San Francisco: Federal Home Loan Bank of San Francisco, December 1988, pp. 231-238.
15. White, Lawrence J. The SandL Debacle: Public Policy Lessons for Bank and Thrift Regulation. New York: Oxford University Press, 1991.
16. Wolfram, Stephen. The Mathematica Book, 3rd ed. Champaign, IL and Cambridge, United Kingdom: Wolfram Media and Cambridge University Press, 1996.