메뉴 건너뛰기




Volumn 28, Issue 1, 1997, Pages 105-120

What to learn from near misses: An inductive learning approach to credit risk assessment

Author keywords

Decision support systems; Decision theory; Finance

Indexed keywords


EID: 0038873708     PISSN: 00117315     EISSN: None     Source Type: Journal    
DOI: 10.1111/j.1540-5915.1997.tb01304.x     Document Type: Article
Times cited : (7)

References (25)
  • 1
    • 0000969751 scopus 로고
    • Expert vs novice decision making in accounting: A summary
    • Bouwman, M.J. (1984). Expert vs novice decision making in accounting: A summary. Accounting Organization and Society, 9(3/4), 325-327.
    • (1984) Accounting Organization and Society , vol.9 , Issue.3-4 , pp. 325-327
    • Bouwman, M.J.1
  • 3
    • 0001822953 scopus 로고
    • How do financial analysts make decisions? A process model of the investment screening decision
    • Bouwman, M.J. (1987). How do financial analysts make decisions? A process model of the investment screening decision. Accounting Organizations and Society, 12(1), 1-29.
    • (1987) Accounting Organizations and Society , vol.12 , Issue.1 , pp. 1-29
    • Bouwman, M.J.1
  • 4
    • 84985793283 scopus 로고
    • Predicting stock market behavior through rule-decision: An application of the learning-from-examples approach
    • Braun, H., & Chandler, J.S. (1987). Predicting stock market behavior through rule-decision: An application of the learning-from-examples approach. Decision Sciences, 18(3), 415-429.
    • (1987) Decision Sciences , vol.18 , Issue.3 , pp. 415-429
    • Braun, H.1    Chandler, J.S.2
  • 6
    • 59949100093 scopus 로고
    • Assessing credit card applications using machine learning
    • Carter, C., & Catlett, J. (1987). Assessing credit card applications using machine learning. IEEE Expert, Fall, 71-79.
    • (1987) IEEE Expert , vol.FALL , pp. 71-79
    • Carter, C.1    Catlett, J.2
  • 8
    • 0040065433 scopus 로고
    • Bank procedures for analyzing business loan applications
    • K.J. Cohen & F.S. Hammer (Eds.). Homewood, IL: Richard D. Irwin
    • Cohen K.J., Gilmore, T.C., & Singer, F.A. (1966). Bank procedures for analyzing business loan applications. In K.J. Cohen & F.S. Hammer (Eds.), Analytical methods in banking. Homewood, IL: Richard D. Irwin.
    • (1966) Analytical Methods in Banking
    • Cohen, K.J.1    Gilmore, T.C.2    Singer, F.A.3
  • 9
    • 0002767224 scopus 로고
    • Production system development for expert systems using a recursive partitioning induction approach: An application to mortgage, commercial, and consumer lending
    • Cronan, T.P., Glorfeld, L.W., & Perry, L.G. (1991). Production system development for expert systems using a recursive partitioning induction approach: An application to mortgage, commercial, and consumer lending. Decision Sciences, 22(4), 812-845.
    • (1991) Decision Sciences , vol.22 , Issue.4 , pp. 812-845
    • Cronan, T.P.1    Glorfeld, L.W.2    Perry, L.G.3
  • 11
    • 84990617889 scopus 로고
    • Automating knowledge acquisition and refinement decision support: A connectionist inductive inference model
    • Deng, P.S. (1993). Automating knowledge acquisition and refinement decision support: A connectionist inductive inference model. Decision Sciences, 24(2), 371-394.
    • (1993) Decision Sciences , vol.24 , Issue.2 , pp. 371-394
    • Deng, P.S.1
  • 12
    • 0002379802 scopus 로고
    • An expert system approach to financial analysis: The case of S&L bankruptcy
    • Elmer, P.J., & Borowski, D.M. (1988). An expert system approach to financial analysis: The case of S&L bankruptcy. Financial Management, 17(3), 66-76.
    • (1988) Financial Management , vol.17 , Issue.3 , pp. 66-76
    • Elmer, P.J.1    Borowski, D.M.2
  • 14
    • 0039473644 scopus 로고
    • An empirical examination of a commercial bank loan offer function
    • K.J. Cohen & F.S. Hammer (Eds). Homewood, IL: Richard D. Irwin
    • Hester, D.D. (1966). An empirical examination of a commercial bank loan offer function. In K.J. Cohen & F.S. Hammer (Eds), Analytical methods in banking. Homewood, IL: Richard D. Irwin.
    • (1966) Analytical Methods in Banking
    • Hester, D.D.1
  • 16
    • 0002944481 scopus 로고
    • Inducing rules for expert system development: An example using default and bankruptcy data
    • Messier, W.F., & Hansen, J.V. (1988). Inducing rules for expert system development: An example using default and bankruptcy data. Management Science, 34(12), 1403-1415.
    • (1988) Management Science , vol.34 , Issue.12 , pp. 1403-1415
    • Messier, W.F.1    Hansen, J.V.2
  • 17
    • 84985793264 scopus 로고
    • Validation of expert systems-with applications to auditing and accounting expert systems
    • O'Leary, D.E. (1987). Validation of expert systems-With applications to auditing and accounting expert systems. Decision Sciences, 18(3), 468-486.
    • (1987) Decision Sciences , vol.18 , Issue.3 , pp. 468-486
    • O'Leary, D.E.1
  • 19
    • 84988828223 scopus 로고
    • Neural networks: A new tool for predicting thrift failures
    • Salchenberger, L.M., Cinar, E.M., & Lash, N.A. (1992). Neural networks: A new tool for predicting thrift failures. Decision Sciences, 23(4), 899-916.
    • (1992) Decision Sciences , vol.23 , Issue.4 , pp. 899-916
    • Salchenberger, L.M.1    Cinar, E.M.2    Lash, N.A.3
  • 20
    • 0001935727 scopus 로고
    • Using an expert system with inductive learning to evaluate business loans
    • Shaw, M.J., & Gentry, J.A. (1988). Using an expert system with inductive learning to evaluate business loans. Financial Management, Autumn, 45-56.
    • (1988) Financial Management , vol.AUTUMN , pp. 45-56
    • Shaw, M.J.1    Gentry, J.A.2
  • 21
    • 0025387848 scopus 로고
    • Inductive learning for risk classification
    • Shaw, M.J., & Gentry, J. A. (1990). Inductive learning for risk classification. IEEE Expert, February.
    • (1990) IEEE Expert , vol.FEBRUARY
    • Shaw, M.J.1    Gentry, J.A.2
  • 22
    • 0040658917 scopus 로고
    • Negative instances in concept leaning
    • Smoke, K.L. (1933). Negative instances in concept leaning. Journal of Experimental Psychology, 16, 583-588.
    • (1933) Journal of Experimental Psychology , vol.16 , pp. 583-588
    • Smoke, K.L.1
  • 25
    • 0000027741 scopus 로고
    • Learning structural description from examples
    • New York: McGraw-Hill
    • Winston, P.H. (1975). Learning structural description from examples. The Psychology of Computer Vision. New York: McGraw-Hill.
    • (1975) The Psychology of Computer Vision
    • Winston, P.H.1


* 이 정보는 Elsevier사의 SCOPUS DB에서 KISTI가 분석하여 추출한 것입니다.